Objective

1) Efficiency- With this card, daily operations at transit places become easy and fast and this
ultimately improve the efficiency of the operations. Passengers or user do not have to wait in long
queues for getting their work done; with this card, they can make payment instantly without any
hindrance. This saves time and effort of both the consumers and operators involved.
2) Accountability- The second benefit is increased accountability of the operator towards the
customer. The operator gets better date insights and record of all the transactions made through
this card.
3) Lowers the cost of ticketing operation - This system increases efficiency and lowers the cost
of ticketing. It also reduces operating cost and handling of cash for the operator.
4) Interoperability for passengers - It means passenger can use this single across various transit
operation systems such as bus, train, cabs, parking, toll plazas etc. The passenger does not need
to carry cash and different cards for every transit operation.
5) “One Nation One Card” or we can say National Common Mobility Card is a part of “Make in
India” campaign/project of Government of India.

Advantages

1) “One Nation One Card” is powered and enabled through the mechanism of the RuPay card.
2) It is supported by an indigenously developed Open Loop Automatic Fare Collection System
known as “Sweekar” and an Automatic Fare Collection Gate “Swagat”.
3) Cardholders can also avail a cashback of 10% at Merchant’s outlet and 5% at ATMs when they
travel abroad.
4) For offline payments, you can store balance on this card. This stored value supports offline
transactions across all the travel needs of the user. Since the offline transaction is permitted
towards the stored value (available balance) there is a minimal financial risk to any of the
stakeholders (i.e. bank or merchant) along with ensuring the minimal transaction time.