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ANNEXURES

A STUDY ON

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Vaikunth Mehta National Institute of Cooperative Mangement and Agribusiness ( VAMNICOM )

2009 – 11 PGDM – ABM

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POTENTIAL BENEFIT OF SINGLE WINDOW KIOSK SYSTEM

IN RURAL AREAS

SCHEDULE

I ) DEMOGRAPHIC CHARACTERISTICS

A ) Name of the respondent ……………………………………………………………………………………. NO:

Age Gender Occupation ………………………………………………………………..

B) Details regarding family members : -

Age Range of Family Members No : of male No: of female

Less than 5
5 - 15
15 - 25
25 - 40
40 - 60
More than 60
TOTAL :
LAND HOLDING
<2 hec
2 – 5 hec
5 – 10 hec
>10 hec

AGE MALE FEMALE

Education LP UP UG PG PHD NON Other LP UP UG PG PHD NON Other
5 - 15
15 - 25
25 - 40
40 - 60
>60
TOTAL :

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Vaikunth Mehta National Institute of Cooperative Mangement and Agribusiness ( VAMNICOM )

2009 – 11 PGDM – ABM

45

C ) DETAILS OF INCOME

No: of Earning Members in the family …………………….

AGRICULTURE Non Agriculture

No: Occupation Male Female No: Occupation Male Female

TOTAL
Total Income of family / year =

II ) DETAILS ON FINANCIAL AID

Do You have a loan ? yes no

B ) If yes, Specify the purpose for which the loan was used:

a) Agriculture Activities yes No

Specify Month Amount

1…………………………………………………………………. ……………………. …. …. ……………….

2………………………………………………………………… …………………….. ………………………

3…………………………………………………………………. ……………………. …. …. ……………….

b) Education
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Vaikunth Mehta National Institute of Cooperative Mangement and Agribusiness ( VAMNICOM )

2009 – 11 PGDM – ABM

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c) Consumer loan

Specify Month Amount

1…………………………………………………………………. ……………………. …. …. ……………….

2………………………………………………………………… …………………….. ………………………

3…………………………………………………………………. ……………………. …. …. ……………….

d) Marriage

C ) Total loan amount ……………………………….Repayment period ……………………EMI/Monthly Installment

D ) Source of Finance

Bank MFI SHG OTHERS

1…………………………. ………………………………. ……………………………………. ……………………………………

2…………………………. ………………………………. ……………………………………. ……………………………………

3…………………………. ………………………………. ……………………………………. ……………………………………

Interest rate

E) Have you received any subsidy through government schemes ? yes no

YEAR SCHEME AMOUNT

III ) BANKING PRACTICE DETAILS : -

A) Major Financial Institutions in the vicinity and preference ( Distance and Preferance )

1. ……………………………………………………………………………………….

2……………………………………………………………………………………….

3………………………………………………………………………………………

B) Do you have Bank account ? Yes No ( Go to Q.E if No )

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Vaikunth Mehta National Institute of Cooperative Mangement and Agribusiness ( VAMNICOM )

2009 – 11 PGDM – ABM

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No: of Bank accounts One two >2

Specify 1………………………………… Bank ……………………………………….

2………………………………… Bank ……………………………………

C ) Services provided by Bank

Credit Savings Investment Insurance K.C.C Others

D ) Time taken for completion of paper work for bank loan

week 1month 2 month >3 months >6 months

E) Satisfied with services provided Bank ? Yes No

E ) What keeps you away from banking system?

…………………………………………………………………………………………………………………………………………..

F ) Customer awareness in Bank operations ( Scale 0f 1-5) 1 2 3 4 5

G ) Improvements required : 1. 2.

IV ) DATA REGARDING AGRICULTURE OPERATIONS

A ) Do any agency give extension services for agriculture related activities in your vicinity.

NGO MFI AGRICLINIC KVK Others …………………………………………….

B ) Source of information regarding Agri input : -

INPUT : Seeds Fertilisers Irrigation Machinery Equipments

SOURCE : Radio TV Newspaper Other source

C ) Major Agri products Cultured and their price :

D) How do you determine the price?

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Vaikunth Mehta National Institute of Cooperative Mangement and Agribusiness ( VAMNICOM )

2009 – 11 PGDM – ABM

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Self Media Agencies Supplier Others

E ) Do you have information regarding recent projects of Government ?

Rural Development Schemes Agriculture Schemes

Health Sector Shemes Rural Employement scehmes

F ) what are all the critical Information or services the customer is lacking.

1. About Agriculture Inputs

2.Related to Government Schemes

3.New Technologies in Agriculture

4.Credit , Insurance shemes

5.Market Prices , suppliers, Potential Customers

V) IT AWARENESS

A ) Do You use Mobile Phone ? Yes No

B) Do you have computer with Internet Facility ? yes No

a)Do you visit internet cafes ? Yes No

C ) Do you know how to access internet in mobile? Yes No

D ) Do you have ATM facility on your bank ? Yes No

a)If yes , How often you use ATM facility

Once in a week Once in amonth Once in six month Once in a year

Never Used

E) Level of Computer awareness

Basics Higher level Internet

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Vaikunth Mehta National Institute of Cooperative Mangement and Agribusiness ( VAMNICOM )

2009 – 11 PGDM – ABM

49

F ) Have you heard about the concepts of E – Choupal , Kiosk etc ? Yes No

G ) If you are given a chance are you ready to enter into a computerized banking system

Yes No

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Vaikunth Mehta National Institute of Cooperative Mangement and Agribusiness ( VAMNICOM )

2009 – 11 PGDM – ABM