A SYNOPSIS

ON
(A STUDY OF A )
IN THE
FACULTY OF COMMERCE
(FOR PARTIAL FULFILLMENT OF M.COM DEGREE)
SIR PARASHURAMBHAU COLLEGE, PUNE

BY
(KIRAN BAPU WAJE)
Roll No.:14586

UNDER GUIDANCE OF

DR. DEEPRAJ SANKLA

(SIR PARASHURAMBHAU COLLEGE, PUNE)
2019-2020

RESEARCH CENTRE
SIR PARASHURAMBHAU COLLEGE, PUNE-411030

SYNOPSIS CONTENT
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Basic: A study of vehicle loan scheme of different banks.

1. Introduction
2. Statement of the problem
3. Need of the study
4. Relevance and importance of study
5. Assumptions
6. Objectives
7. Justifications of the objectives
8. Statement of Hypothesis
9. Working definitions
10.Scope of the study
11.Limitations of the study
12.Class of respondents
13.Universe and Sample size
14.Justification of sampling method
15.Research Design
16.Sources of data
17.Methods of data collection
18.Tools of data analysis
19.Note on statistical tools to be used
20.Techniques of data analysis
21.Review of relevant literature
22.Scheme of the report

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 1. INTRODUCTION

In this research project, The need for home loans arises not because property
prices are heading upwards all the time but because home loans make great
sense from a long-term savings perspective. Not only are home loans a handy
tool for the common man to own a roof over his head but they also help save
money in the long run.

2. STATEMENT OF THE PROBLEM

We will focus on the study of the Home loan topic from the point of view of
customers and bankers. We will take survey from customer who already take
Home loan and will asked to them their experience.

3. NEED OF THE STUDY

Shelter is a basic human need and productive investment. Easy accesses to

institutional finance at affordable rates are an essential pre-requisite for
accelerating the tempo of housing activity.

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 4. RELEVANCE AND IMPORTANCE OF STUDY

Different interest rates, offers and time period schemes are provided by
institutions and banks, it is important to know the all relevant things before
borrowing loan, so we will study about the interest rates, offers, time period and
age period of the different banks.

5. ASSUMPTIONS

There are Various kinds of home loans are available in India so we will study
the all type of Home loan, Home purchase loan, Home improvement loan,
Home Construction loan, Home Extension loan, Land purchase loan, NRI home
loan. We will focus on the study of which type of Home loan is more suitable
for which type of person.

6. OBJECTIVES

For study of the Home loan following are the objectives;

 Studying the importance of housing, demand for housing and house
finance in India.
 To know which bank gives which type of home loan for different type of
person and their limitations.
 To review customer’s opinion that which type of loan they preferred
mostly.
 To analyze the financial performance of Various banks in India.

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 7. JUSTIFICATION OF OBJECTIVES

We will have the focus study upon the interest rate of loan and other condition
for taking loan which banks apply while giving loan to the customers.

8. STATEMENT OF HYPOTHESIS

 Bank provides different rate of interest for home loan as per customer.
 Rate of interest of Co-operative Bank is less compare to private Bank.
 Bank are giving two types of loan one is secured loan and another one is
unsecured loan with different rate of interest.

9. WORKING DEFINITIONS

“Home is an integral part of an individual, Buying a home is dream for

everyone. Owing to the rising price of properties, it has almost become
impossible for an average earning person to buy a home on a lump sum
payment. Therefore, the concept of home loan has come in existence.

10. SCOPE OF THE STUDY

People or other individuals.

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 10. LIMITATIONS OF THE STUDY

Will study the bank’s conditions regarding home loan which is suitable for
Only salaried persons and business mans.

12. CLASS OF RESPONDENTS

For this research project, we will have those respondent who want their own
house but do not have sufficient funds.

13. UNIVERSE AND SAMPLE SIZE

We will take a sample for this research project which is universally accepted
and will study of home loan from bank with the help of that samples.

14. JUSTIFICATION OF SAMPLING METHOD

As we know there are different types of sampling method; so we will used one
of them which is most suitable for home loan from bank.
For e.g.. Simple Random Method, Homogenous Data etc.

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 15. RESEARCH DESIGN

To describe the data will used research design to interpret the data.

16. SOURCE OF DATA

We will use union Bank and Bank Of Maharashtra as a source to collect the
data regarding Home loan.

17. METHODS OF DATA COLLECTION

As we know there are two methods to collect the data i.e. Primary Method and
Secondary Data, will use both of method for data collection.

18. TOOLS OF DATA ANALYSIS

We will use accounting techniques and ratio analysis tools for data analysis for
this research project of Home loan from different banks.

19. NOTE ON STATISTICAL TOOLS TO BE USED

There are different statistical tools like trend percentage analysis, standard
deviations, mean , co efficient of variation etc., which we can used as statistical
tools for this research project.

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 20. TECHNIQUES OF DATA ANALYSIS

Accounting techniques and statistical techniques are used for the purpose of
data analysis, we will use both of them or one of them which is more suitable
for the project.

21. REVIWE OF RELEVANT LITERATURE

As we are also using secondary method of data collection, we must review the
secondary data which is easily available to us.

22. SCHEME OF THE REPORT

We will make research method, research design, data analysis, techniques and
tools of data etc. under this research project, so this are the scheme of our
report.

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