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If u invest 5000rs today @ CI of 9%, what will be its future value of 75 years
2. If intrest rate is 12% what are the doubling periods as per the rule of 72 and 69 respectivly
3. A borrower offers 16% nominal rate of interest with quaterly coumpounding. What is the affective rate of interest?
4. 15 annual payments of rs.5000 are made in to deposit account that pays 14% interest per year. What is the future value of t
5. A fininance company advertises that it will pay of lampsum of rs 44650/- at the end of 5 years to investers? Who deposit an
6. What is the present value of rs.10 lakhs receiveble 60 years from now, if the discount rate is 10%?
7. A 12 payment annuity of rs10000 will begin 8 years hence ( first payment occurs at the end of 8 years). Wht is the present v
8. What is the present value of following cash stream if discount rate is 14% ?
year 0 1 2 3 4
cash flow 5000 6000 8000 9000 8000
9. Mahesh deposits rs 2 lakhs in a bank account which pays 10% interest how much can he withdraw annually period of 15 yea
10.you want to take a worldtour which costs rs 10 lakhs- the cost is expected to remain and change in nominal term you are w
11. Shyam borrows next 80000 for musical system at a monthly intrest of 1.25%. The loan is to be repaid in equaly installemnt
ctive rate of interest?
to investers? Who deposit annualy rs6000 for 5 years wht is the interest rate implicit in this offer?
8 years). Wht is the present value of this annuity if discount rate is 14% ?
nge in nominal term you are willing to save annulay rs 80000 to fullfill ur desire. How long will you have to wait if your savings earn are tur
e repaid in equaly installemnts payable at end of each month. Preapre loan ammortisation shedule?
wait if your savings earn are turn of 14% per annum?
6.1
investmet today 5000
interest rateb 9%
no of years of investment 75 (invested at a time so use 2 comas in the formula)
futre value ₹ 3,205,954.47
6.2
interest rate in percentage 12
doubling period as per rule of
72 6 72 rule is devide 72 with interast rate.
69 6.1 62 rule mean add to 0.35 which u got by doing divis
6.3
nominal rate of interest 16%
nominal rate of interest quaterly 4
effective rate of interest 0.16985856
6.4
no. of annual deposits 15
amount of each deposit 5000 (invested every year so used 1 comas in the formula
rate of each deposit 14%
rate of interest per annum 15
total period of deposit ₹ 219,212.07
6.5
period of deposit in years 5
ammount of annual deposit 6000
lumpsum payment at the end 44650
implicit interest 20%
6.6
future value 1000000
period 60
discount rate 10%
present value ₹ 3,284.27
6.7
no. of annulay payments 12
amount of annuity payment 10000
no. of years at the end of which th 8
discount rate 14%
value of the annuity at the end of the year
7 ₹ 56,602.92
present value of the annuity ₹ 22,620.64
6.8
discount rate 14%
year 0 1 2 3 4
cash flow 5000 6000 8000 9000 8000
present value 2888621.4023928800%
6.9
amount of deposit 200000
interest rate 10%
no of annual withdrawls 15
amount of each ₹ 26,294.76 pmt= periodically payment
6.10.
cost of the tour 1000000
amount of annual savings 80000
rate of interest per annum on savi 14% pmt9B66,B67,-B650
no of years of waiting 7.72047872039122
6.11
amount of borrowal 80000 ₹ 7,220.66
monthly intrest rate 1.25%
no of monthly instalments 12
monthly instalment amount ₹ 7,220.66
loan amortisation schedule
month beginning amount monthly inintrest princippal remaining balance
1 80000 7221 1000 6221 73779
2 73779 7221 922.2375 6298.7625 67480.24
3 67481 7221 843.5125 6377.4875 61103.51
4 61104 7221 763.8 6457.2 54646.8
5 54647 7221 683.0875 6537.9125 48109.09
6 48109 7221 601.3625 6619.6375 41489.36
7 41490 7221 518.625 6702.375 34787.63
8 34787 7221 434.8375 6786.1625 28000.84
9 28001 7221 350.0125 6870.9875 21130.01
10 21130 7221 264.125 6956.875 14173.13
11 14173 7221 177.1625 7043.8375 7129.163
12 7130 7221 89.125 7131.875 -1.875
use 2 comas in the formula)
remaining balance