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1.

If u invest 5000rs today @ CI of 9%, what will be its future value of 75 years

solution amount= p(1+r/100)^n 5000(1+9/100)^75 5000 (1.09)^75 641.1909


3205954

2. If intrest rate is 12% what are the doubling periods as per the rule of 72 and 69 respectivly

3. A borrower offers 16% nominal rate of interest with quaterly coumpounding. What is the affective rate of interest?

4. 15 annual payments of rs.5000 are made in to deposit account that pays 14% interest per year. What is the future value of t

5. A fininance company advertises that it will pay of lampsum of rs 44650/- at the end of 5 years to investers? Who deposit an

6. What is the present value of rs.10 lakhs receiveble 60 years from now, if the discount rate is 10%?

7. A 12 payment annuity of rs10000 will begin 8 years hence ( first payment occurs at the end of 8 years). Wht is the present v

8. What is the present value of following cash stream if discount rate is 14% ?

year 0 1 2 3 4
cash flow 5000 6000 8000 9000 8000

9. Mahesh deposits rs 2 lakhs in a bank account which pays 10% interest how much can he withdraw annually period of 15 yea

10.you want to take a worldtour which costs rs 10 lakhs- the cost is expected to remain and change in nominal term you are w

11. Shyam borrows next 80000 for musical system at a monthly intrest of 1.25%. The loan is to be repaid in equaly installemnt
ctive rate of interest?

r. What is the future value of the annuity at the end of 15 years?

to investers? Who deposit annualy rs6000 for 5 years wht is the interest rate implicit in this offer?

8 years). Wht is the present value of this annuity if discount rate is 14% ?

draw annually period of 15 years?

nge in nominal term you are willing to save annulay rs 80000 to fullfill ur desire. How long will you have to wait if your savings earn are tur

e repaid in equaly installemnts payable at end of each month. Preapre loan ammortisation shedule?
wait if your savings earn are turn of 14% per annum?
6.1
investmet today 5000
interest rateb 9%
no of years of investment 75 (invested at a time so use 2 comas in the formula)
futre value ₹ 3,205,954.47

6.2
interest rate in percentage 12
doubling period as per rule of
72 6 72 rule is devide 72 with interast rate.
69 6.1 62 rule mean add to 0.35 which u got by doing divis

6.3
nominal rate of interest 16%
nominal rate of interest quaterly 4
effective rate of interest 0.16985856

6.4
no. of annual deposits 15
amount of each deposit 5000 (invested every year so used 1 comas in the formula
rate of each deposit 14%
rate of interest per annum 15
total period of deposit ₹ 219,212.07

6.5
period of deposit in years 5
ammount of annual deposit 6000
lumpsum payment at the end 44650
implicit interest 20%

6.6
future value 1000000
period 60
discount rate 10%
present value ₹ 3,284.27

6.7
no. of annulay payments 12
amount of annuity payment 10000
no. of years at the end of which th 8
discount rate 14%
value of the annuity at the end of the year
7 ₹ 56,602.92
present value of the annuity ₹ 22,620.64

6.8
discount rate 14%
year 0 1 2 3 4
cash flow 5000 6000 8000 9000 8000
present value 2888621.4023928800%

6.9
amount of deposit 200000
interest rate 10%
no of annual withdrawls 15
amount of each ₹ 26,294.76 pmt= periodically payment

6.10.
cost of the tour 1000000
amount of annual savings 80000
rate of interest per annum on savi 14% pmt9B66,B67,-B650
no of years of waiting 7.72047872039122

6.11
amount of borrowal 80000 ₹ 7,220.66
monthly intrest rate 1.25%
no of monthly instalments 12
monthly instalment amount ₹ 7,220.66
loan amortisation schedule
month beginning amount monthly inintrest princippal remaining balance
1 80000 7221 1000 6221 73779
2 73779 7221 922.2375 6298.7625 67480.24
3 67481 7221 843.5125 6377.4875 61103.51
4 61104 7221 763.8 6457.2 54646.8
5 54647 7221 683.0875 6537.9125 48109.09
6 48109 7221 601.3625 6619.6375 41489.36
7 41490 7221 518.625 6702.375 34787.63
8 34787 7221 434.8375 6786.1625 28000.84
9 28001 7221 350.0125 6870.9875 21130.01
10 21130 7221 264.125 6956.875 14173.13
11 14173 7221 177.1625 7043.8375 7129.163
12 7130 7221 89.125 7131.875 -1.875
use 2 comas in the formula)

ith interast rate.


.35 which u got by doing division of 69 with with interst rate.

o used 1 comas in the formula)


₹ 26,294.76

pmt9B66,B67,-B650 b71*$b$66 for 71 d

remaining balance

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