www.pwc.

com/corporateresponsibility

Handout E
Sample credit report questions
Review the sample credit report you have been given. Using the sample credit report, work with a
partner to answer the questions below.

1. What are the names of the three credit reporting agencies?

Experian, Transunion, equifax

2. According to Experian, how many revolving accounts does this person have?
3

3. According to Equifax, how much does this person owe on his/her revolving account?
$1173

4. Why might a person write a “consumer statement” for their credit report?
Section contains a persona comment that you have submitted to the credit bureaus for inclusion in
your report

5. How much is this person’s monthly mortgage payment?

$1130.00

6. According to each credit bureau, how many times has this person been late paying
his/her mortgage?
Experian: 60 days late
Transunion: charge off
Equifax: 30days late

7. When did this person file for bankruptcy?

08/1996

8. How many credit cards does this person currently have?

3

9. When was this credit report issued?

01/01/2002

10. How would you rate this person’s creditworthiness? Explain your answer.
Not very worthy because they filled for bankruptcy
© 2013 PricewaterhouseCoopers LLP. All rights reserved. PwC refers to the United States member firm, and may
sometimes refer to the PwC network. Each member firm is a separate legal entity. Please see www.pwc.com/structure for
further details. This content is for general information purposes only, and should not be used as a substitute for consultation
with professional advisors.