Descriptive Statistics

Mean Std. Deviation N

ROA (Y) 3.3627 4.79394 33

LDR (X1) 87.9300 9.34404 33
NPL (X2) 1.2527 .55839 33
ROE (X3) 12.4633 4.39189 33

Correlations

ROA (Y) LDR (X1) NPL (X2) ROE (X3)

Pearson Correlation ROA (Y) 1.000 -.056 -.157 .017

LDR (X1) -.056 1.000 -.098 -.239

NPL (X2) -.157 -.098 1.000 -.531

ROE (X3) .017 -.239 -.531 1.000

Sig. (1-tailed) ROA (Y) . .378 .192 .464
LDR (X1) .378 . .294 .091
NPL (X2) .192 .294 . .001
ROE (X3) .464 .091 .001 .
N ROA (Y) 33 33 33 33

LDR (X1) 33 33 33 33

NPL (X2) 33 33 33 33

ROE (X3) 33 33 33 33

Variables Entered/Removedb

Model Variables Variables

Entered Removed Method

dime
1 ROE (X3), LDR . Enter
a
nsio
(X1), NPL (X2)

a. All requested variables entered.

b. Dependent Variable: ROA (Y)
 Model Summaryb

Model Adjusted R Std. Error of the

R R Square Square Estimate Durbin-Watson
a
dime
1 .204 .042 -.057 4.92940 2.118
nsio

a. Predictors: (Constant), ROE (X3), LDR (X1), NPL (X2)

b. Dependent Variable: ROA (Y)

ANOVAb

Model Sum of Squares df Mean Square F Sig.

1 Regression 30.751 3 10.250 .422 .739a

Residual 704.670 29 24.299

Total 735.420 32

a. Predictors: (Constant), ROE (X3), LDR (X1), NPL (X2)

b. Dependent Variable: ROA (Y)

Coefficientsa

Model Standardized
Unstandardized Coefficients Coefficients Collinearity Statistics

B Std. Error Beta t Sig. Tolerance VIF

1 (Constant) 12.922 11.488 1.125 .270

LDR (X1) -.058 .100 -.113 -.579 .567 .873 1.146

NPL (X2) -2.070 1.914 -.241 -1.082 .288 .665 1.504

ROE (X3) -.151 .249 -.138 -.605 .550 .633 1.579

a. Dependent Variable: ROA (Y)

 Collinearity Diagnosticsa

Model Dimension Variance Proportions

Eigenvalue Condition Index (Constant) LDR (X1) NPL (X2) ROE (X3)

1 1 3.747 1.000 .00 .00 .01 .00

2 .207 4.256 .00 .00 .30 .14

dim

ensi dimension1

3 .043 9.369 .01 .09 .45 .53

on0

4 .004 32.418 .99 .91 .25 .33

a. Dependent Variable: ROA (Y)

Residuals Statisticsa

Minimum Maximum Mean Std. Deviation N

Predicted Value 1.5082 5.3934 3.3627 .98029 33

Std. Predicted Value -1.892 2.072 .000 1.000 33
Standard Error of Predicted .956 3.218 1.648 .486 33
Value
Adjusted Predicted Value .8663 6.1498 3.3891 1.19799 33
Residual -3.01863 25.21783 .00000 4.69265 33
Std. Residual -.612 5.116 .000 .952 33
Stud. Residual -.658 5.357 -.002 1.000 33
Deleted Residual -3.49025 27.64895 -.02633 5.18173 33
Stud. Deleted Residual -.652 51.284 1.392 8.961 33
Mahal. Distance .234 12.668 2.909 2.585 33
Cook's Distance .000 .692 .026 .120 33
Centered Leverage Value .007 .396 .091 .081 33

a. Dependent Variable: ROA (Y)