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REALIZE EVERY DREAM

OPPORTUNITY OVERVIEW
A WORLD-CLASS TEAM AND
AWARD-WINNING PARTNERS
BUILDING A LEGACY TOGETHER
“Our mission is to help every
enterprise access capital for their
project globally with little expense
and fewer obstacles plus enable
contributors in the world to invest
into potential projects easily, man-
age their property and supply them
amazing exchanging tools”
COMMENTARY ALADIEX SUPER PLATFORM
No one company can solve the total
funding problems that SME’s face Developing small and medium-sized enterprises is an
globally but the market is so large and important component which contributes to the growth
the need for alternative funding is so
great that our planned market share is of both developing and developed countries.
still sufficient to provide virtually unlim-
ited rewards for those farsighted OVERVIEW
enough to recognise this opportunity The ability of small and medium enterprises to grow sustainably
and willing enough to help others build
their businesses
depends much on their ability in accessing and managing finance.
Accessing the right type of finance with affordable expenditure to
MSME CREDIT GAP start up and develop the enterprise is the basic financial difficulty
of small and medium enterprises.
In 2014, while the total credit gap of
MSMEs is US$706 Billion in East Asia The total credit gap for micro, small and medium enterprises
and US$206 Billion in South Asia, this (MSMEs) is the largest in East Asia with the highest number of
gap is US$ 620 billion in Latin Ameri- MSMEs in comparison with other regions.
ca and US$132 billion in Africa. The As of 2014, small and medium- sized enterprises accounted for an
131 million or 41% of official MSME’s average of 96% of all enterprises and 62% of national workforce in
in developing countries do not have Asia and the Pacific contributing an average of 42% of gross
their financial needs met. domestic product (GDP) or added value of production in developed
countries.
As a result, small and medium enterprises get their own capital
and/or get informal loans from their friends and family members.
Although small and medium enterprises relying on their
own capital and getting limited ability of financial access are
in a better position to avoid serious shocks from financial and
banking crises than big ones, this still constrains the creation and
development of competing small and medium enterprises,
and inhibits economic growth in Asia.

Supplying Funding to the World


IDENTIFYING MARKET OPPORTUNITIES
FINANCIAL IMPACTS ON THE BUSINESS OF SMEs
When it comes to the regional differences, managers of small
and medium enterprises in Africa, Latin America, and the
Caribbean and East Asia consider financial access to be the
biggest constraint on their business.

MULTIPLE BARRIERS TO OVERCOME


PROBLEMS OF TRADITIONAL There is a need for additional policy support for bank loans for
CAPITAL RAISING METHODS small and medium enterprises. However, such policy support only
is not enough to supply long-term finance growth due to the nature
of regional short-term credit in the region and the rigid banking
Access to finance is identified regulations. .
as the most important factor
for the entry, growth and The Banking dominance system makes small and
survival of small and medium medium ventures more vulnerable to financial shocks because
sized enterprises. these companies have no chance to diversify their funding sources
during crises.
This is even more so for the With a smaller financial scale, small and medium-sized enter-
smallest companies with from prises are less able to cope with the costs incurred from trying to
5 to 9 employees and in low- access electricity, transportation, business license and taxes and
income countries
other business costs.
The scope of the problem is small and medium enterprises have relatively higher transaction
significant, with approximately costs whether to financial institutions or bigger companies who will
55% to 68% of SMEs officially allow them to access the market.
estimated to be unregulated or Small businesses are also less likely to have transparent
underestimated by the formal
financial sector information about performance in the past and current activities,
which increases awareness of risk.
This amounts to a credit gap With a smaller financial scale, small and medium-sized enter-
of about 1 trillion USD and is prises are less able to cope with the costs incurred from trying to
equivalent to about 30% of access electricity, transportation, business license and taxes and
current SME credit.
other business costs.
Women-owned businesses Finally, they are often too small to exploit effectively in operation
have unmet credit and management.
needs of US$260-320 Billion
Diversifying financial means in addition to
normal bank lending provides an alternative
platform for financial needs of small enterprises
enhancing their ability of access to finance..

Supplying Funding to the World


THE INVESTMENT IN OUR PROJECT
IS THE INVESTMENT IN THE
FUTURE OF BUSINESS.

“”This document is a summary of our business


model, the market place and more importantly
the outstanding opportunity that it represents.

Aladiex is here not only for the many Companies


worldwide that Aladiex will help with hitherto
unavailable funding but also for those farsighted
entrepreneurs also seeking a rewarding
involvement while providing an invaluable service
to like-minded people.

We welcome your involvement and look forward


to sharing our success with you”

ALADIEX
Supplying Funding to the World

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