AN 2742—New Peru

Intracountry Interchange
Generated on 28 June 2019

Published on 4 June 2019

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AN 2742—New Peru Intracountry Interchange

Published on 4 June 2019

AN 2742—New Peru Intracountry Interchange

Mastercard is introducing intracountry interchange rates for Peru.

Version History
The version history of this announcement is as follows.

Date Description of Change

4 June 2019 Initial publication date

At-A-Glance
The At-a-Glance table provides key information about the systems and groups affected by this
announcement, action indicators that specify the appropriate action, and the required implementation
date or dates.

Type: Bulletin Announcement

Audience: Acquirer, Issuer, Processor
Each customer must independently determine the impact on its operations.
Brands: Mastercard®, Debit Mastercard®
Country: Peru
System: Clearing, Settlement
Category: Interchange
Action Indicator: Attention warranted (Network-related)
Financial impact
Effective Date: 16 April 2020—Mastercard Parameter Extract (MPE) Data delivered
17 April 2020—Processing date

Overview
Mastercard is introducing default intracountry interchange rates in Peru.

Mastercard sets interchange rates to encourage the issuance and acceptance of its payment products
and with the purpose of providing an efficient and safe payment service to consumers and merchants, by
increasing the number of issuers, acquirers, and payment facilitators participating in the Mastercard
payment network.

Intracountry interchange rates apply to domestic transactions initiated with a Mastercard® or Maestro®
card issued and acquired in the same country.

Customer Impact
Dual Message System acquirers and their processors must submit clearing transactions to Mastercard in
accordance with the interchange structure in place. Transactions that do not meet the interchange
criteria will be rejected.

2 ©2019 Mastercard. Proprietary. All rights reserved.

AN 2742—New Peru Intracountry Interchange

Published on 4 June 2019

GCMS MPE Data Delivery Date

The Global Clearing Management System (GCMS) Mastercard Parameter Extract (MPE) Data—Daily
Updates file (T067) containing these updates will be delivered on 16 April 2020, to be used for the
processing date 17 April 2020.

Adjustments to Peru Intracountry Interchange for Purchase Transactions

Effective 17 April 2020 (with Release 20.Q2), Mastercard will introduce the following default intracountry
interchange rates for Peru.

Note:

To qualify for Medium and Large tier interchange rates, a six-digit Mastercard Assigned ID is required

Card Acceptor Business Segments

The card acceptor business (CAB) program codes and associated card acceptor business codes (MCCs)
applicable to the Peru intracountry interchange structure are provided in the following table.

Interchange Category MCC MCC Description

Daily Living 4814 Telecommunication Services including but not
limited to Prepaid Phone Services and Recurring
Phone Services
4899 Cable, Satellite, Other Pay Television, Radio
Services
5122 Drugs, Drug Proprietaries, and Druggists Sundries
5192 Books, Periodicals, and Newspapers
5311 Department Stores
5411 Grocery Stores, Supermarkets

©2019 Mastercard. Proprietary. All rights reserved. 3

AN 2742—New Peru Intracountry Interchange

Published on 4 June 2019

Interchange Category MCC MCC Description

5462 Bakeries
5621 Women’s Ready to Wear Stores
5812 Eating Places, Restaurants
5814 Fast Food Restaurants
5912 Drug Stores, Pharmacies
8351 Child Care Services
Build Your Future 1520 General Contractors—Residential and
Commercial
1750 Carpentry Contractors
4829 Money Transfer
5045 Computers, Computer Peripheral Equipment,
Software
5200 Home Supply Warehouse Stores
5211 Building Materials, Lumber Stores
5251 Hardware Stores
5511 Auto and Truck Dealers—Sales, Service, Repairs,
Parts, and Leasing
5521 Automobile and Truck Dealers—(Used Only)—
Sales
5533 Automotive Parts, Accessories Stores
5551 Boat Dealers
5571 Motorcycle Shops and Dealers
5712 Equipment, Furniture, Home Furnishings Stores
(Except Appliances)
5719 Miscellaneous House Furnishing Specialty Shops
5722 Household Appliance Stores
5732 Electronic Sales
5734 Computer Software Stores
5960 Direct Marketing—Insurance Services
6012 Merchandise and Services—Customer Financial
Institution
6300 Insurance Sales, Underwriting, and Premiums
8211 Schools, Elementary, and Secondary
8220 Colleges, Universities, Professional Schools, and
Junior Colleges
8241 Schools, Correspondence
8299 Schools and Educational Service—Not Elsewhere
Classified
Enjoy Now 4112 Passenger Railways

4 ©2019 Mastercard. Proprietary. All rights reserved.

AN 2742—New Peru Intracountry Interchange

Published on 4 June 2019

Interchange Category MCC MCC Description

5499 Miscellaneous Food Stores—Convenience Stores,
Markets, Specialty Stores
7832 Motion Picture Theaters
7841 Video Entertainment Rental Stores
7911 Dance Halls, Schools, and Studios
7922 Theatrical Producers (except Motion Pictures),
Ticket Agencies
7929 Bands, Orchestras, and Miscellaneous
Entertainers—Not Elsewhere Classified
7933 Bowling Alleys
7991 Tourist Attractions and Exhibits
7994 Video Game Arcades/Establishments
7996 Amusement Parks, Carnivals, Circuses, Fortune
Tellers
7997 Clubs-Country Clubs, Membership (Athletic,
Recreation, Sports, Private Golf Courses)
7999 Recreation Services—Not Elsewhere Classified
8641 Associations—Civic, Social, and Fraternal
Government and Charities 8398 Organizations, Charitable, and Social Service
9311 Tax Payments
9399 Government Services—Not Elsewhere Classified
Airlines 3000–3350 Airlines
4511 Air Carriers, Airlines—Not Elsewhere Classified
Service Stations 5541 Service Stations (with or without ancillary
services)
5542 Fuel dispenser—Automated
Travel—Hotels and Auto 3351–3500 Car Rental Agencies
Rental
7512 Automobile Rental Agency—Not Elsewhere
Classified
3501–3999 Hotels
7011 Lodging—Hotels, Motels, Resorts—Not Elsewhere
Classified
Emerging Markets 4784 Bridge and Road Fees, Tolls
4111 Transportation—Suburban and Local Commuter
Passenger, Including Ferries
5310 Discount Stores
5963 Door-to-Door Sales
Utilities 4900 Utilities—Electric, Gas, Heating Oil, Sanitary,
Water
All Other All other MCCs not listed above

©2019 Mastercard. Proprietary. All rights reserved. 5

AN 2742—New Peru Intracountry Interchange

Published on 4 June 2019

Related Information
Technical details related to this bulletin announcement (including the interchange criteria for associated
Peru interchange rate designators [IRDs]) will be published in a future Release announcement.

Questions?
Customers with questions about the information in this announcement should contact the Global
Customer Service team using the contact information provided on the Technical Resource Center home
page.

6 ©2019 Mastercard. Proprietary. All rights reserved.