D R E A M L I N E W O R K S H E E T pg 1 of 2 »

In 6 months I DREAM of:

For instructions and discussion on how best to
use this worksheet,
visit this blog post describing it.

HAVING
STAR? DESCRIPTION COST

µ 1 *Piano Yamaha Clavinova CVP-809GP con accesorios $22,000

µ 2 *Implantes dentales Mama $2,700
µ 3 Un guardaropa nuevo y fabuloso para mi y otro para mi mama $20,000
µ 4 * Casa autosustentable en Venezuela $400,000
µ 5 Camioneta grande ejem toyota 4runner $60,000
TOTAL $504,700

BEING
STAR? DESCRIPTION TO MAKE IT HAPPEN COST

µ 1 *Ser una pianista y cantante excepcional estudiar 5 horas diarias y tomar clases $10,000
µ 2 Aprender ingles tomar clases y hablar 15 min/dia nativo $300
µ 3 *Youtuber con + de 100.000 suscriptores oprimizar canal y contenido $5,000
µ 4 Aprender a nadar ir a clases de natacion y practicar diario $100
µ 5
TOTAL $15,400

DOING
STAR? DESCRIPTION COST

µ 1 Turismo gastronomico por Italia, Francia, España, Alemania, Viena (sin engordar) $15,000
µ 2 *Concierto de ilvolo en VIP, subir al escenario con piero y cenar con los chicos $1,000
µ 3 Ver la opera turandot protagonizada por Anna Netrebko $1,500
µ 4 *Un vieje a las maldivas con mi familia $20,000
µ 5
TOTAL $37,500

Monthly Expenses (w/30% buffer): $0

Target Monthly Income (TMI) $557,600

Target Daily Income (TDI) $18,330

TMI of Starred Items $0

TDI of Starred Items $0

Steps Now
1
2
3
4

Tomorrow
1
2
3
4

Day After
1
2
3
4
 M O N T H L Y E X P E N S E C A L C U L A T O R
« pg 2 of 2

1. Where am I now? Input all of your current monthly expenses. If something doesn't fit in the below categories,
add it into the "miscellaneous" total. This is a good snapshot of your outgoing cash-flow.

2. Where should I be? Subtract all non-essentials that are no longer used or used infrequently. Eliminate all
things that consume income or attention without enriching your life (subscriptions to magazines you don't
read, memberships to services you don't use, seldom-driven but often-serviced cars, etc.). This new end total,
multiplied by 1.3 to provide a 30% buffer, is the clean slate that we take to the next step—adding in all the
elements and luxuries that define your ideal lifestyle.

MONTHLY TOTALS
Rent/Mortgage [1]
Property Taxes
Education/Tuition
Credit Card Minimum Payments [2]
Car Payments
Other Loan Payments
Car Insurance [1]
Home Insurance
Life Insurance
Health/Dental Insurance
Telephone
Cable/TV
Heating/Electricity
Water
Gasoline
Public Transportation
Groceries
Eating Out
Subscriptions (Online and Offline)
Memberships
Miscellaneous
TOTAL SPENT FOR MONTH $0.00

DREAMLINE BUFFER $0.00

Fill out your Dreamline:

[1]
Once you begin taking mini-retirements, many of these expenses can be replaced by cheaper expenses overseas, whether for
one month or 24 months. I saved more than $32,000 by traveling through 20 countries for 15 months as compared to just
sitting at home in northern California. Extended travel or relocation to dream locations is actually a popular Lifestyle Design
tactic for increasing savings.

[2] Whenever possible, look at credit card statements and put the expenses in other categories, as “credit cards” is too vague to
be useful. This calculator should be used to determine exactly where you’re spending income.