SYMPHONY LIFE (SYMLIFE-KU)

Real Estate / Real Estate Operations / Real Estate Rental & Dev. DETAILED STOCK REPORT
Report Date: 17 May 2020

FUNDAMENTAL
NEGATIVE OUTLOOK: Weak fundamentals Fundamental Score Averages
such as low profit margins, high debt levels, or Real Estate Operations Group: 5.0 Small Market Cap: 5.2
falling dividends. Real Estate Sector: 5.1 FBM KLCI Index: 6.0

Q2 Q3 Q4 Q1
Fundamental Score Trend Peers 2019 2019 2019 2020 Current 3Y Trend
BREM 7 7 7 NR 10
Positive
OIB 7 7 8 NR 7
Neutral TAMBUN 8 8 8 NR 5

Negative GLOMAC 2 2 2 NR 2

Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 SYMLIFE 2 6 5 NR 2
2017 2018 2019

FUNDAMENTAL INDICATORS
Profitability Debt Earnings Quality Dividend
(25% weight) (25% weight) (25% weight) (25% weight)

BREM
SYMLIF… BREM
BREM
OIB OIB
TAMBU…

TAMBU…
GLOMA… TAMBU… GLOMA…
GLOMA…

BREM
OIB
OIB
GLOMA… SYMLIF…
SYMLIF…
SYMLIF…
TAMBU…

Revenue Growth 57.4% Current Ratio 2.4 Oper. Cash Yield -63.6% Dividend Growth -100.0%
For year over year For interim period For latest 12 months For year over year
ending 12-2019 ending 12-2019 ending 12-2019 ending 12-2018
Gross Margin 16.8% Debt-to-Capital 29.8% Accruals 13.9% Dividend Payout 5.8%
For latest 12 months For annual period For latest 12 months For latest 12 months
ending 12-2019 ending 03-2019 ending 03-2019 ending 12-2019
Return On Equity 12.7% Interest Funding 83.3% Days Sales In Inv. 1080.7 Dividend Coverage -3.6
For interim period For interim period For annual period For annual period
ending 12-2019 ending 06-2019 ending 03-2019 ending 03-2018
Net Margin 41.7% Interest Coverage 1.5 Days Sales In Rec. 346.2 Current Div. Yield 2.6%
For latest 12 months For interim period For annual period For latest 12 months
ending 12-2019 ending 12-2019 ending 03-2019 ending 05-2020

HIGHLIGHTS
- The Fundamental Rating for Symphony Life declined significantly over - The company's days sales in inventory has been higher than its
the last quarter from 6 to 2. The current rating is considerably more industry group average for each of the past five years.
bearish than the Real Estate Operations industry group average of - Of the 86 firms within the Real Estate Operations industry group,
5.0. Symphony Life is among 40 companies that pay a dividend. The
- SYMLIFE's gross margin of 16.8% is substantially below the Real stock's dividend yield is currently 2.6%.
Estate Operations industry group average of 29.4%.
- The company's debt-to-capital has been higher than its industry group
average for each of the past five years.

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