Word-list 6 – Money

accountant / əˈkaʊntənt / someone whose job is to keep and check financial accounts, calculate бухгалтер
taxes etc
affluent society / ˈæfluənt / a society having plenty of money, nice houses, expensive things etc забезпечене суспільство
alimony / ˈæliməni / money that a court orders someone to pay regularly to their former аліменти
wife or husband after their marriage has ended
a loan at 8% interest / ləʊn / an amount of money that you borrow from a bank etc позика під відсоток

the extra money that you must pay back when you borrow money
allowance / əˈlaʊəns / an amount of money that you are given regularly or for a special кишенькові гроші
purpose
a monthly statement / ˈsteɪtmənt / a record showing amounts of money paid, received, owed etc for a звіт за місяць
monthly period
bank account / əˈkaʊnt / an arrangement in which a bank keeps your money safe so that you рахунок у банку
can pay more in or take money out
bank balance / ˈbæləns / the amount of money that you have in your bank account баланс на рахунку
bank charges / tʆɑːdʒ / the amount of money you have to pay for goods or services of a bank тарифи банку
bankruptcy / ˈbæŋkrʌptsi / the state of being unable to pay your debts банкрутство
bet / bet / an agreement to risk money on the result of a race, game etc or on побиття об заклад
something happening, or the money that you risk
branch / brɑːntʆ / a local business, shop etc that is part of a larger business etc філія
by cheque / tʆek / a printed piece of paper that you write an amount of money on, sign, чек
and use instead of money to pay for things
by credit card / ˈkredit kɑːd / a small plastic card that you use to buy goods or services and pay for кредитна картка
them later
cashier / kæˈʆɪə / someone whose job is to receive or pay out money in a shop касир
cash dispenser / dɪˈspensə / a machine in or outside a bank, supermarket, or other public building, банкомат
from which you can obtain money with a special plastic card
change for a fiver / ˈfaɪvə / coins or paper money that you give in exchange for the piece of paper решта
money worth five pounds
charity / ˈtʆæriti / money or gifts given to help people who are poor, sick etc доброчинність
cheque book / tʆek / a set of things such as cheques held together inside a paper cover чекова книжка
cheque is bounce (=worthless) / baʊns / if a cheque bounces, or if a bank bounces a cheque, the bank will not чек недійсний
pay any money because there is not enough money in the account of
the person who wrote it
client / ˈklaɪənt / someone who gets services or advice from a professional person, клієнт
company, or organization
coin / kɔɪn / a piece of metal, usually flat and round, that is used as money монета
counterfoil / ˈkaʊntəfɔɪl / the part of something such as a cheque or ticket that you keep as a квитанція
record
crossed cheque / krɒst tʆek / a cheque in Britain that has two lines across it showing that it must be чек у Британії, який треба
paid into a bank account сплатити у банк
currency exchange /ˈkʌrənsi ɪkstʆeɪndʒ/ a process in which you change money from one currency to another обмін валют
deposit / dɪˈpɒzɪt / an amount of money that is paid into a bank account депозит (гроші)
deposit account / dɪˈpɒzɪt əkaʊnt / a bank account that pays interest on the money that you leave in it депозитний рахунок
dole money / dəʊl / money given by the government in Britain to people who are виплати безробітним
unemployed
donation / dəʊˈneɪʆən / something, especially money, that you give to a person or an матеріальна допомога
organization in order to help them
draw one’s will / wɪl / to make a legal document that says who you want your money and заповіт
property to be given to after you die
earnings / ˈɜːnɪŋz / the money that you receive for the work that you do заробіток
economic / ˌekəˈnɒmɪk / relating to trade, industry, and the management of money економічний
economical / ˌekəˈnɒmɪkl / using money, time, goods etc carefully and without wasting any економний
economics / ˌekəˈnɒmɪks / the study of the way in which money and goods are produced and економіка (наука)
used
economy / ɪˈkɒnəmi / the system by which a country's money and goods are produced and економіка
used, or a country considered in this way

the careful use of money, time, goods etc so that nothing is wasted
exchange rate / ɪksˈtʆeɪndʒ reɪt / the value of the money of one country compared to the money of валютний курс
another country
expenditure / ɪkˈspendɪtʆə / the total amount of money that a government, organization, or person витрати
spends during a particular period of time
extra/overtime payment / ˈekstrə ˈpeɪmənt / an amount of something, especially money, in addition to the usual, понаднормова платня
basic, or necessary amount
extravagant / ɪkˈstrævəgənt / spending or costing a lot of money, especially more than is necessary дуже дорогий
or more than you can afford
fares / feə / the price you pay to travel somewhere by bus, train, plane etc ціна за проїзд
fees / fiː / an amount of money that you pay to do something or that you pay to плата за послуги
a professional person for their work
financial supporter /faɪnænʆəl səpɔːtə / someone who supports a particular person, group, or plan with money той, хто підтримує
фінансово
fine / faɪn / money that you have to pay as a punishment штраф
(first) installment / ɪnˈstɔːlmənt / one of a series of regular payments that you make until you have paid регулярна виплата боргу
all the money you owe
for a rainy day / ˈreɪni / to save something, especially money, for a time when you will need it до гірших часів
foreign currency /ˈfɒrin ˈkʌrənsi / the system or type of money that a foreign country uses іноземна валюта
gas and electricity bills / bɪl / written lists showing how much you have to pay for services you квитанції
 have received, work that has been done etc
generous / ˈdʒenərəs / someone who is generous is willing to give money, spend time etc, in щедрий
order to help people or give them pleasure
grant / grɑːnt / an amount of money given to someone, especially by the government, грант (стипендія)
for a particular purpose
hard currency / hɑːd kʌrənsi / money that is from a country that has a strong economy and is міцна валюта
therefore unlikely to lose its value
hard money / hɑːd mʌni / paper money and coins, not cheques or credit cards готівка
heir (-ess) / eə / / ˈeəres / the person who has the legal right to receive the property or title of спадкоємець
another person when they die

a woman who will receive or has received a lot of money or property

when an older member of her family dies
heritage / ˈherɪtɪdʒ / the traditional beliefs, values, customs etc of a family, country, or звичаї, традиції
society
hire purchase / haɪə ˈpɜːtʆɪs / a way of buying expensive goods by regularly paying small amounts купівля у кредит
over a period of time
(in) cash / kæʆ / money in the form of coins or notes rather than cheques, credit cards готівка
etc
income / ˈɪŋkʌm / the money that you earn from your work or that you receive from дохід
investments, the government etc
income tax / ɪŋkʌm tæks / tax paid on the money that you earn податок на дохід
inflation went up by 3% / ɪnˈfleɪʆən / a continuing increase in prices, or the rate at which prices increase зростання інфляції
which becomes faster
inherit / ɪnˈherɪt / to receive money, property etc from someone after they have died успадковувати
inheritance / ɪnˈherɪtəns / money, property etc that you receive from someone who has died спадок
interest on overdraft on current / ˈɪntrəst / the extra money that you must pay back when you borrow money відсотки (платити)
account
interest on savings / ˈɪntrəst / money paid to you by a bank or financial institution when you keep відсотки (отримувати)
money in an account there
investment / ɪnˈvestmənt / the use of money to get a profit or to make a business activity інвестиція
successful, or the money that is used
investor / ɪnˈvestə / someone who gives money to a company, business, or bank in order інвестор
to get a profit
IOU (=I owe you) / ˌaɪ əʊ ˈjuː / a note that you sign to say that you owe someone some money «Я твій боржник»
loss / lɒs / if a business makes a loss, it spends more than it earns збитки
mean / miːn / not wanting to spend money, or not wanting to use much of середнє значення
something

average

poor or looking poor

the average amount, figure, or value

mortgage payment / ˈmɔːgɪdʒ / the amount of money you borrow in the form of a legal arrangement виплата іпотеки
by which you borrow money from a bank or similar organization in
order to buy a house, and pay back the money over a period of years
(multi-)millionaire / ˌmɪljəˈneə / someone who is very rich and has at least a million pounds or dollars мільйонер
outgoings / ˈaʊtˌgəʊɪŋz / the money that you have to spend regularly, for example on rent or регулярні витрати
food
overdraft / ˈəʊvədrɑːft / the amount of money you owe to a bank when you have spent more овердрафт
money than you had in your account
paper money / ˈpeɪpə ˈmʌni / money made of paper, not coins паперові гроші
pawnshop / ˈpɔːnʆɒp / a pawnbroker's shop ломбард

someone whose business is to lend people money in exchange for

valuable objects
penniless / ˈpenɪləs / someone who is penniless has no money без грошей
penny-pincher /penɪ pɪntʆə / unwilling to spend or give money скупий
people on welfare / ˈwelfeə / money that is paid by the government in the US to people who are соціальна допомога
very poor or unemployed
pension / ˈpenʆen / an amount of money paid regularly by the government or company to пенсія
someone who does not work any more, for example because they
have reached the age when people stop working or because they are
ill
piggy-bank / ˈpɪgi bæŋk / a small container, usually in the shape of a pig, in which children can скарбничка-свинка для
save coins грошей
pin money / pɪn ˈmʌni / a small amount of extra money which someone earns to spend on дрібні гроші
things which they want but do not really need
pocket money / ˈpɒkɪt ˈmʌni / a small amount of money that parents give regularly to their children, кишенькові гроші
usually every week or month
poverty / ˈpɒvəti / the situation or experience of being poor бідність
profit / ˈprɒfɪt / money that you gain by selling things or doing business, after your прибуток
costs have been paid
prosperity / prɒˈsperɪti / when people have money and everything that is needed for a good life процвітання
prosperous / ˈprɒspərəs / rich and successful багатий і успішний
purse / pɜːs / a small bag in which women keep paper money, coins, cards etc гаманець

the amount of money that a person, organization, or country has

available to spend
refund / ˈriːfʌnd / an amount of money that is given back to you if you are not satisfied повернення грошей за
with the goods or services that you have paid for неякісний продукт
road tax / rəʊd tæks / a tax in Britain that the owner of a vehicle must pay in order to drive дорожній податок
it legally
safe / seɪf / a strong metal box or cupboard with special locks where you keep сейф
money and valuable things
salary is / ˈsæləri / money that you receive as payment from the organization you work місячна заробітна платня
for, usually paid to you every month
savings account /ˈseɪvɪŋz əˈkaʊnt / a bank account in which you keep money that you want to save for a заощадження на рахунку
period of time, and which pays you interest on the money you have in
it
scholarship / ˈskɒləʆɪp / an amount of money that is given to someone by an educational стипендія
organization to help pay for their education
shares / ʆeə / one of the equal parts into which the ownership of a company is акції
divided
soft money / sɒftˈmʌni / money that people, companies, or organizations give to political гроші для політичних
parties, rather than to a particular candidate партій
spendthrift / ˈspendˌθrɪft / someone who spends money carelessly, even when they do not have a марнотратний
lot of it
sponsor (-ship) / ˈspɒnsə / / a person or company that pays for a show, broadcast, sports event etc спонсор, спонсорство
especially in exchange for the right to advertise at that event
ˈspɒnsəʆɪp /
a person or company that supports someone by paying for their
training, education, living costs etc

financial support for an activity or event

stringent / ˈstrɪndʒənt / stringent economic conditions exist when there is a severe lack of у скрутному матеріальному
money and strict controls on the supply of money становищі
stingy / ˈstɪndʒi / not generous, especially with money жадібний

a stingy amount of something, especially food, is too small

stony broke / brəʊk / having no money повний банкрут
tax-free / tæks friː / not taxed звільнений від податків
tax rebate / ˈriːbeɪt / an amount of money that is paid back to you when you have paid too повернення податку, скидка
much tax
thrifty / ˈθrɪfti / using money carefully and wisely заощадливий
tips / tɪp / a small amount of additional money that you give to someone such as чайові
a waiter or a taxi driver
underprivileged / ˌʌndəˈprɪvɪlɪdʒd/ very poor, with worse living conditions, educational opportunities etc бідні
than most people in society
unemployment benefit / ˌʌnɪmˈplɔɪmənt ˈbenɪfɪt / money paid regularly by the government to people who have no job допомога безробітним
wages are / weɪdʒ / money you earn that is paid according to the number of hours, days, заробітна плата робітникам
or weeks that you work за тиждень
wallet / ˈwɒlɪt / a small flat case, often made of leather, that you carry in your pocket, гаманець (чоловічий)
for holding paper money, bank cards etc
welfare state / ˈwelfeə steɪt / a system in which the government provides money, free medical care держава загального
etc for people who are unemployed, ill, or too old to work благоденства
wealth / welθ / a large amount of money, property etc that a person or country owns багатство
wealthy / ˈwelθi / having a lot of money, possessions etc багатий
will / wɪl / a legal document that says who you want your money and property to заповіт
be given to after you die
windfall / ˈwɪndfɔːl / an amount of money that you get unexpectedly не очікувано отримані
гроші
winnings / ˈwɪnɪŋz / money that you have won виграш
withdrawal / wɪðˈdrɔːəl / the act of taking money from a bank account, or the amount you take зняття з рахунку грошей
out
to ask for credit / ˈkredɪt / to ask for an arrangement with a shop, bank etc that allows you to buy просити кредит
something and pay for it later
to be bankrupt / ˈbæŋkrʌpt / to be someone who has officially said that they cannot pay their debts бути банкрутом
to be beyond one’s means / bɪˈjɒnd miːnz / to cost more or greater than the money or income you have бути недосяжним
to be broke / brəʊk/ to have no money бути банкрутом
to be comfortably off / ˈkʌmftəbli/ with enough money to live on without having to worry about paying бути забезпеченим
for things
to be down and out /daʊn ənd aʊt/ having no luck or money розоритись
to be down to one’s last ten p. /daʊn / to be left with only a small amount of something залишитись із копійками
to be extremely well-off / wel ɒf / having a lot of money, or enough money to have a good standard of бути надзвичайно багатим
living
to be hard up / hɑːd ʌp / if you are hard up, you do not have much money бути у складному стані
to be heavily in debt / det / owing a lot of money багато заборгувати
to be in the black / blæk / to have money in your bank account не мати заборгованості
to be in the red / red / to owe more money than you have мати заборгованість
to be on the breadline / ˈbredlaɪn / to have a very low level of income which allows people to eat but not жити скрутно
have any extra things
to be overdrawn / ˌəʊvəˈdrɔːn / if you or your bank account is overdrawn, you have spent more than мати заборгованість
you had in your account and so you owe the bank money
to be poverty-stricken / ˈpɒvəti ˈstrɪkən / to be extremely poor бути бідним
to be rolling in money / rəʊlɪŋ / to have or earn a lot of money купатися у грошах
to be running into debt / det / when you owe money to someone заборгувати
to be up to one’s ears in debt / det / to have a lot of debts бути по вуха у боргах
to borrow from / ˈbɒrəʊ / to use something that belongs to someone else and that you must give позичити у

to cash a cheque
to cut one’s bill
to deposit
to draw / go on the dole
to draw one’s will
to earn a living for oneself
to earn one’s living
to earn over $1,000 in interest
to exchange traveller’s cheque
to fall on hard times
to fill in/out a bank account /
cheque / form
to fritter away
to go on a spending spree
to have more money than sense
to have to penny-pinch
to initial a cheque
to invest in
to lend sb sth / sth to sb
to live in the lap of luxury
to live off the parents
to live on a shoestring
to live rough
to lose a quid and find a fiver
to obtain a loan
to open a bank account
to pay back
to pay for
to pay one’s way
to pawn
to repay
to save
to spend money like water
to spend on
to squander
to take money out of
to tighten one’s belts
to use a bank account
to waste
to win a/one’s fortune in sth
to withdraw money from the
bank
back to them later
/ tʆek / to get cash in exchange for a cheque отримати готівку за чеком
/ kʌt / to stop doing something that is failing, so that you do not waste any економити
more money, time, or effort
/ dɪˈpɒzɪt / to put money or something valuable in a bank or other place where it вкласти гроші на депозит
will be safe
/ dəʊl / be unemployed and receiving money from the government отримувати допомогу за
безробіттям
/ wɪl / to prepare a legal document that says who you want your money and скласти заповіт
property to be given to after you die
/ɜːn / to get enough to eat or live заробляти на життя
/ɜːn / to get enough to eat or live заробляти на життя
/ɜːn / to receive a particular amount of money in interest отримати 1000 доларів
США у відсотках
/ tʆek / a special cheque for a fixed amount that can be exchanged for the обміняти туристичний чек
money of a foreign country
/ fɔːl / to experience difficulties and problems in your life such as not having потрапити у скрутне
enough money становище
/ fɪl / to write all the necessary information on an official document, form заповнити чек, форму
etc
/ ˈfrɪtə / to waste time, money, or effort on something small or unimportant марнувати час і гроші
/ spriː/ a short period of time when you do a lot of one activity, especially взятися до розтрати грошей,
spending money «смітити грошима»
/ ˈmʌni / / sens / to have more money than the ability to understand or judge something грошей більше, ніж глузду
/ penɪ pɪntʆ / to have to be unwilling to spend or give money змушений рахувати копійки
/ ɪˈnɪʆəl / to write your initials on a cheque to make it official підписати чек
/ ɪnˈvest / to buy shares, property, or goods because you hope that the value will інвестувати в
increase and you can make a profit
/ lend / to let someone borrow money or something that belongs to you for a позичити комусь
short time
/ læp / having an easy and comfortable life with a lot of money, possessions жити як у бога за пазухою
etc
/ lɪv ɒf / to get your income or food from the parents жити за рахунок батьків
/ ˈʆuːˌstrɪŋ / if you live on a shoestring, you live without spending much money жити економно
/ lɪv / living outside because they have no home жити скрутно
/ kwɪd / / ˈfaɪvə / increase the earnings втративши мало, отримати
багато
/ ləʊn / an amount of money that you borrow from a bank etc отримати кредит
/ əˈkaʊnt / to start an arrangement between a bank and a customer that allows the відкрити банківський
customer to pay in and take out money рахунок
/ peɪ / to give someone the money that you owe them погашати
/ peɪ / to give someone money for something you buy or for a service платити за
/ peɪ / / weɪ / to pay for everything that you want without having to depend on платити за себе
anyone else for money
/ pɔːn / to leave something valuable with a pawnbroker in order to borrow закладати
money from them
/ rɪˈpeɪ / to pay back money that you have borrowed погашати
/ seɪv / to keep money in a bank so that you can use it later, especially when заощаджувати
you gradually add more money over a period of time
/ ˈwɔːtə / if you spend money like water, you spend large amounts of it when смітити грошима
you should try to save it - used to show disapproval
/ spend / to use your money to pay for goods or services витрачати на
/ ˈskwɒndə / to carelessly waste money, time, opportunities etc марнувати
/ aʊt / to take money from inside an object, container, building, or place знімати гроші
/ ˈtaɪtn / to try to spend less money than you used to підтягнути пасок
/ bæŋk əˈkaʊnt / to pay in and take out money in a bank використовувати
банківський рахунок
/ weɪst / when something such as money or skills are not used in a way that is даремно витрачати
effective, useful, or sensible
/ ˈfɔːtʆən / to win a very large amount of money розбагатіти
/ wɪðˈdrɔː/ to take money out of a bank account знімати гроші зрахунку