Q1) Why should a company prefer equity finance to debt finance?

Equity financing is less risky (you won't have to pay it back). You'll have more cash
on hand. You won't have to channel profits into loan repayment. Your equity
investors will have a longer term view. Your company will have more credibility. And
you might get to tap your investors' network to help you develop the business. 

Q:Who is a Specialist Officer and what are his duties and responsibilities? 

(i) For IT Officer

 Network Security

 Hardware Problems

 List of Software, their Usage & Correct Methods to Utilize

 Database

 Server

 Network Connectivity

What do you understand by the GDP of the country?

Answer: The final value of all the goods and services produced under the
geographical area of a country is the Gross Domestic Product of that
country. GDP is calculated at consumption, investment and exports and
imports are subtracted from the sum of these three.

What is the difference between nationalized banks and private banks?

Answer: A nationalized bank is owned by the govt. of that country and is

also known as Public Sector Bank whereas a private sector bank is owned
by an independent individual or company.

How do you deal with pressure or stressful

situations?

: “I deal with pressure or stressful situations by

[reminding  myself that things are temporary  /  making
sure I stay grounded and understand what I can and
cannot change  /  knowing when and how to ask for help
from my  team members or manager] and taking things
one step at a time.”
 Tell me about a situation where you had to deal with an angry
customer.

Customer service skills are essential for any front line banking job. Your example should
display:

 good listening skills

 the ability to clarify the customer's needs
 the ability to respond with patience and empathy

Show how you develop positive customer relationships by trying to meet the customer's
expectations and taking responsibility for the customer's satisfaction.

. Tell me about a time you saw a co-worker do something that you

didn't think was appropriate. What did you do?

Integrity and honesty are core to a banking job. Focus on taking immediate action and
using the right resources to deal with the problem. Emphasize your commitment to
adhering to company policies and regulations.

Your judgment is also under scrutiny here so describe your motivation to take action.

Q:WHY TECHNOLOGY IS ADDED TO BANKING