Project Report For Bank Loan - Format, Details - AKT Associates

9/22/2020 Project Report For Bank Loan: Format, Details | AKT Associates
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Project Report & Its Role in Bank Loan

Approval
July 22, 2019
In this article, we will discuss about... 

1. Project Report & Its Role in Bank Loan Approval
1.1. What is a project report?
1.2. Is it mandatory?
1.3. Who can make it?
1.4. Why a Professionally made project report required?
1.5. Does the bank verify the information you have provided?
1.6. What if your project report gets disapproved?
1.7. The Format of project report for Bank Loan:
2. Conclusion: Role of Project Report in Loan Approval
Project Report & Its Role in Bank Loan Approval

What is a project report?
A written document related to forecasting of future income & Expenditure

and its financial viability, containing information or details proving the
worthiness or potential of a project / Business Idea or Business entity is
known as the Project Report. It helps the entrepreneur to get an exact idea
about the initial inputs required for the business. It also provides records of
which helps him to avail certain loans and funding from various banks, NBFC,
Private Equity, Venture Capital funds, Govt Schemes such as Mundra Loan,
and Financial institutions too. Project Report is required even the business is
new and just started.
https://aktassociates.com/blog/project-report-for-bank-loan-format/ 1/13
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The project report necessarily contains details about the financial, economic,
managerial, production and technical aspects of the business. This also
involves in-depth information & analysis about resources requirements such
as production, machinery, manufacturing process, manufacturing capacity,
the requirement of raw materials, manpower, power and water, and other
business-related expenses.
Is it mandatory?
Yes. It is mandatory for a business to present the Project Report for bank loan
including business plan, projected financials, viability study, technical
analysis, etc, for availing loan or funds from a bank and other financial
institutions in order to meet the financial requirements of the business. Even
for a Startup, a Project report is the first important documents which they
need to be ready whenever they are seeking any kind of funding from VC,
Private Equity. The Project report need to be presented in the accepted
format such as CMA data format for bank loans. However Project report
format for bank loan depends on type of loan as well.For small loan scheme
such as Mudra loan Project report is required, However it is just basic form of
project report where only Financial projections for three year is required
Who can make it?
The task and process of making an appropriate project report are a crucial
one. Therefore, the Project Reports for Bank loan are generally prepared by
the experts CAs, Financial Professionals, Ex-Bankers.
Why a Professionally made project report required?

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A Project Report is a base document for analysis of the future performance
of an entity and it is a very crucial document to form an opinion about the
future of a company or business entity
1. For availing the working capital loan, term loan and other loans from
banks or financial institution.
2. For making a presentation to get equity participation of the investor.
3. For structuring/restructuring bank loan / financial and business
strategies of the firm.
4. For buying, taking over or starting a new business.
5. For making proper disposal of an existing business.
6. For assessing the value of the project or the business.
Does the bank verify the information you have provided?
Of course! The bank verifies the financial details and other information
presented in the project report before issuing the loan to the business.
Therefore, it is advised to prepare a neat project report for a bank loan with
all the necessary details regarding the financial projects of the business.
However the data provided in Financial projections are just based on base
judgment basis and cannot be verified, However, Bankers need to check the
practicability of assumptions made.
What if your project report gets disapproved?
If the submitted project report for the bank loan anyhow gets disapproved
by the bank, then the business firm applying for the loan may prepare
another project report and reapply or may apply the project report to any
other bank or financial institutions. It is important to note that For Disapproval
of loan this may not be the only reason.
The Format of project report for Bank Loan:
1. The Introduction Page

2. Summary of the project

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3. Details about the Promoters, work experience, their educational
qualifications, etc.
4. Current Status of the Bank, target market, its products and services,
and activities
5. Details of the top management and employees, their educational
qualifications, work experience, etc.
6. Infrastructure facilities and services, operational premises, tools
deployed, machinery and. equipment, etc.
7. Details of the Customers, as well as prospective customers
8. Regional Operation
9. Tie-ups and fiscal acquisitions
10. Financing Means
11. Balance Sheet
12. Profit and Loss Statements
13. Fund Flow Statement
14. Chief Ratios
15. Break-Even Point Evaluations
16. Conclusions
As above, is the format of the project report for the bank loan. And all project
report (for Bank Loans) should be prepared on the basis of the above-
mentioned format.
Conclusion: Role of Project Report in Loan

Approval
Thus, a Project Report for Bank Loan is necessary for availing funds and loan
from financial institutions and banks for the needs business fundings. It is
mandatory for the said purpose and must be prepared on the basis of the
format as we explained above. Failure in presenting a clear cut project report
may result in disapproval by the bank and then you have to reapply or
reconsider the information entitled in the reports. So, as now if you have any
doubts or any questions in regard to the preparation of the project report of
bank loan, then contact us through the comments anytime.
26 thoughts on “Project Report & Its Role in Bank Loan Approval ”
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Pingback: Documents Required for Bank Loan AKT Associates
Dharmadhikari
March 2, 2020 at 5:41 pm | Reply
Sir,
will you prepare project report for rs. 12 lakhs to obtain loan under
mudra loan
thanks
dharmadhikari
9890214813
dmt2snehal
March 12, 2020 at 9:54 am | Reply
Sure, sir, we will connect to you in short period of time.
Maneesh Kushwah
Dear sir,
Will prepare my project report for mudra loan, please call me
@8700688546
Maneesh
dmt2snehal
Our team will get to you as soon as possible.

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satish
Regarding Project report for bank loan.
dmt2snehal
As this is question requires more clarification please contact us on

cs@aktassociates.com for proper advisory or give us a call on 93726
44735
debraj ray
April 22, 2020 at 4:45 pm | Reply
can you guys make a project report for me ?
dmt2snehal
June 13, 2020 at 11:58 am | Reply
Yes…We are expert in preparing project reports/CMA Data for any

kind of business for more details please contact us on 9372644735
Rahul
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May 10, 2020 at 6:38 pm | Reply
looking forward for an expert for Business plan, market research, and
business proposal/project report for loaning purpose from banks
dmt2snehal
June 3, 2020 at 11:47 am | Reply
We are expert in preparing project reports/CMA Data for any kind of

business for more details please contact us on 9372644735
Alok Singh
May 16, 2020 at 1:53 pm | Reply
Need to prepare a project report for a lounge bar of approximately

60-70lacs. Kindly contact me @ 80010 81777
dmt2snehal

mahender singh
May 16, 2020 at 4:23 pm | Reply
Loan purpose project report   Menu
dmt2snehal

Nitika
May 26, 2020 at 12:40 pm | Reply
Dear Sir,
Can you prepare project report with forecast Balance Sheet of 1 year
to get the 10 lacks Rs loan under mudra loan.
We are a start up online ecommerce business set up. please confirm
dmt2snehal
Yes we can .for details please contact us on 9372644735
shaheem ahmed ansari

June 9, 2020 at 4:13 pm | Reply
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Will prepare my project report for mudra loan, please call me
@9999216123
dmt2snehal
June 13, 2020 at 11:11 am | Reply

PRODIP DAS
June 11, 2020 at 11:34 am | Reply
We are a new partnership firm looking for project report for bank loan
on grocery supply through distributors.
dmt2snehal
June 13, 2020 at 11:53 am | Reply

SOORAJ KUMAR
June 12, 2020 at 10:18 pm | Reply
Sir,
Can you prepare project report for construction work of Rs 25 lacks
for MSME . pleas confirm on this contact number 9439920703

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dmt2snehal
June 13, 2020 at 11:05 am | Reply

Ravindra khadke
June 16, 2020 at 1:53 pm | Reply
Sir,
Can you prepare project report for thermal paper roll making
business Rs 7 lacks for MSME . pleas confirm on this contact number
9404637817
ravinkhadke734@gmail.com
dmt2snehal
June 17, 2020 at 11:22 am | Reply
Yes…We are expert in preparing project reports/CMA Data for any

kind of business for more details please contact us on 9372644735
Riya
July 2, 2020 at 9:47 pm | Reply
Thanks for sharing this story with me sir
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9/22/2020 Project Report For Bank Loan: Format, Details | AKT Associates

Project Report & Its Role in Bank Loan

In this article, we will discuss about... 

Project Report & Its Role in Bank Loan Approval

A written document related to forecasting of future income & Expenditure

Who can make it?

Why a Professionally made project report required?

Does the bank verify the information you have provided?

What if your project report gets disapproved?

The Format of project report for Bank Loan:

1. The Introduction Page

2. Summary of the project

Conclusion: Role of Project Report in Loan

26 thoughts on “Project Report & Its Role in Bank Loan Approval ”

Sure, sir, we will connect to you in short period of time.

Our team will get to you as soon as possible.

Regarding Project report for bank loan.

As this is question requires more clarification please contact us on

can you guys make a project report for me ?

Yes…We are expert in preparing project reports/CMA Data for any

We are expert in preparing project reports/CMA Data for any kind of

Need to prepare a project report for a lounge bar of approximately

We are expert in preparing project reports/CMA Data for any kind of

Loan purpose project report   Menu

We are expert in preparing project reports/CMA Data for any kind of

We are a start up online ecommerce business set up. please confirm

Yes we can .for details please contact us on 9372644735

shaheem ahmed ansari

We are expert in preparing project reports/CMA Data for any kind of

We are expert in preparing project reports/CMA Data for any kind of

for MSME . pleas confirm on this contact number 9439920703

We are expert in preparing project reports/CMA Data for any kind of

Yes…We are expert in preparing project reports/CMA Data for any

Thanks for sharing this story with me sir

NRI Dealing with Immovable Property by FEMA

Deduction of TDS by NRI on LTCG   Menu

Corona-Virus Impact: Refinancing Mortgage Provide NRI Cost

Acquisition & Transfer of Immovable Property : FEMA &

Know All About Udyam Registration in India

Income Tax Return

Copyright © 2019 AKT Associates | Sitemap

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