1.

MORTGAGE-DEED COMPONENTS ( FORMAT) FOR TUTORIAL

I NON-OPERATIVE PART – 05 (FIVE) MARKS

i) Title of the Deed

ii) Date of the Deed
iii) Parties to the Deed ( MORTGAGOR & MORTGAEE in TWO
PARTS)
iv) Recitals ( History of title of the transferor & Motive for
transfer or intention behind transfer, Short description of
the property)

II OPERATIVE PART -12 (TWELVE) MARKS

Testatum : (some important Terms & Conditions agreed between

the Parties) –

a) Agreement between the parties

b) Mortgage Money

c) Terms of Payment of Mortgage Money

d) Conditions of Mortgage, if any.

e)Habendum ( Nature of Rights in the property transferred &

acquired by the Mortgagee as a security)

f) Return/Retransfer of possession of property ( if possession

delivered at the time of mortgage)
g) Breach clause – consequences of Default of payment of
mortgage money.
h) Registration , Delivery of possession of property to the
Mortgagee etc.,

III FORMAL PART – FOUR (04) MARKS

 i) Testimium clause
ii) Signatures of the Parties ( MORTGAGOR & MORTGAEE)
iii) Witnesses (TWO with their names, signatures & Aadhar
Nos.) MANDATORY

IV SCHEDULE OF PROPERTY REFERRED TO ABOVE – 04( FOUR )

MARKS

a) Description of the property in full

b) Boundaries ( four sides)