Products provided by state bank of India

The state bank of India offers products and services which are

customized which are as follows

Personal banking

Agricultural rural

NRI services

International

Corporate banking

Services

Government business

SME

Mutual fund

Loan scheme

General services

Personal banking

State Bank of India offers a wide range of services in the Personal

Banking Segment which are indexed here.

. SBI Term Deposits

. SBI Recurring Deposits

. SBI Housing Loan

. SBI Car Loan

. SBI Educational Loan

. SBI Personal Loan

. SBI Loan For Pensioners

. Loan Against Mortgage Of Property

. Loan Against Shares & Debentures

. Rent Plus Scheme

. Medi – Plus Scheme

. Online trading services

AGRICULTURAL PRODUCTS AND SERVICES

Stae Bank of India Caters to the needs of agricultural and landless agricultural labourers through a
network of 6600 rural and semi-urban branches. There are 972 specialized branches which have been
set up in different parts of the country exclusively for the development of agriculture through credit
deployment. These branches include 427 Agricultural Development Branches (ADBs) and 547 branches
with Development Banking Department (DBDs) which cater to agriculturists and 2 Agricultural
Business Branches at Chennai and Hyderabad catering to the needs of hitech commercial agricultural
projects.

AGRICULTURAL BANKING

State Bank of India’s branches have covered a whole gamut of agricultural activities like crop
production, horticulture, plantation crops, farm mechanization, land development and reclamation,
digging of well, etc. and also provides

. Agricultural term loans

. Financing of combine harcesters

. Land development scheme

. Land purchase scheme

. Kisan credit car scheme

MICRO FINANCE – DEEP ROOTS IN SBI :

Micro finance is not new to State Bank of India. Bank’s association with non-gocernment organization
(NGOs) or voluntary agencies in extending financial help can ba traced as far back as 1976 well before

NABARD introduced SHG-Bank Credit Linkage Programme as a pilot project in 1992.

REGIONAL RURAL BANKS

State bank of India has sponsored 30 RRBs, which operates in 102 districts of 16 states viz. Andhra
Pradesh, Assam, Bihar, Chattisagarth, Himachal Pradesh, Jammu and Kashmir, Jharkhand, Karnataka
with a network of 2336 branches.

NRI SERVIVES

NRIs can open the following types of accounts with us

. NRE Rupee Accounts.

. Sacings Bank.

. Current Accounts

. Term Deposits (Interest Paid out Quarterly).

. special Term deposits (Interst compounded Quarterly).

. Non- Resident (Ordinary) Account.

. NRO A/cs – Rupee Accounts for crediting income in India.