PART 1 .

First year post secondary costs - How will you pay for them
Tuition fees are usually due early in September. This means you will have to have a plan for pay
before you graduate Grade 12. How will you pay for the first year of post secondary? Parents? S
I will have savings in a separate account that I will use towards my education and spendings for s
2020 I have aproximately 8,000 in my english bank account. I will also be taking a gap year which
and finishing my music studies before university.

The following budget starts the September AFTER Grade 12.

The first section covers the 8 months you will be in school.
The second section covers the 4 months (April - August) you will have available to work after Spring term

Budget Worksheet
PART 2. September to April after Grade 12

Income from job

Monthly Employment income (NET income after deductions)

TYPE HERE! Number of hours and wage.

Other income:
Parent Contribution:
Lump sum given
Monthly amounts: TYPE HERE to specify what parents/others are paying for

Savings (up to end of Grade 12)

Net Income from Summer Employment (after Grade 12) minus expenses
Other (specify here)
Total Income
Expenses
Fixed Expenses
Housing
TYPE HERE! Living situation? (home,1 bed, shared, etc) 1,150.00 for a shared room
at capillano university. this includes food as well.

Transportation
TYPE ALL DETAILS HERE! I am going to be on campus living for the school year then I will
be going home and working for the summer. bus pass included with student fees.

Parking: yearly pass

Tuition + Student Fees for second year
Books for second year
Insurance on Belongings
Utilities
Internet
Cell Phone
Banking Fees
Cable TV
Other Fixed Expenses - Game memberships, etc.
Total Fixed Expenses
Variable Expenses
Food
Household
Personal Care
Clothing
Health care
Entertainment
Gas
Parking
Sports/Health Clubs
Netflix/Crave/Disney+
Game/Music Subscriptions
Pets
Travel
Gifts and charitable donations
Savings
Other - specify
Other - specify
Total Variable Expenses

Total Expenses (fixed +variable)

SURPLUS (OR DEFICIT) PER MONTH

PART 3. May - August

Money earned and saved:
Net Income earned for 4 months of May-August after first year post-sec
Money saved during 8 month period above (will fill automatically)
TOTAL money available

Expenses
Tuition + Student Fees for second year
Books for second year
Summer expenses that you pay for (one month amount mulitplied by 4 months)
Other Expenses
Total expenses
Money earned May-August minus expenses:
How will you pay for them?
have to have a plan for paying for for first year even
ost secondary? Parents? Savings?
ucation and spendings for school. On November
be taking a gap year which will be involving work

ble to work after Spring term ends.

sheet
after Grade 12

Per Month 8 Month Total

Per TYPE
Year IN
amount
GREENwill fill automatically
CELLS ONLY. White
cells will fill automatically
$840.00 $ 6,720.00

$ 2,500.00 $20,000.00

$0.00 $ -
$ 1,000.00 $8,000.00
$ 597.11 $4,776.88
$ - $0.00
$4,937.11 $39,496.88
Totals will fill automatically

$1,150.00 $ 9,200.00

$0.00 $ - If tuition/books/fees for second year

are being paid by parents or student
loans, then put the amounts in this
area.
If you will work on summer break after
$ - $0.00 your first year to pay for your second
$ 1,040.95 $8,327.60 year tuition, then fill out the form
$ 33.13 $265.00 below.
$0.00 $ -
$ -
$100.00 $ 800.00
 $80.00 $ 640.00
$0.00 $ - Monthly Expenses Sept
$60.00 $ 480.00
$0.00 $ -
$2,464.08 $19,712.60
Housing Transportation
Tuition + Student Fees for second Books for second year
$300.00 $ 2,400.00 year
$50.00 $ 400.00 Utilities Internet
$20.00 $ 160.00 Banking Fees Cable TV
$50.00 $ 400.00 Housing Food Household
$50.00 $ 400.00 Gifts and charitable donations
Clothing
Tuition + Student Fees for second year Health care
$0.00 $ - Game/Music
Gas Subscriptions
FoodClothing
CablePersonal Care Internet
TVCell Phone Household
Parking Books for secon
Health care
Netflix/Crave/Disney+
Savings
$0.00 $ - Netflix/Crave/Disney+ Game/Music Subscriptio
Sports/Health Clubs
$0.00 $ - Travel Gifts and charitable don
$45.00 $ 360.00 Other - specify Other - specify
$23.00 $ 184.00
$70.00 $ 560.00
$0.00 $ -
$0.00 $ -
$105.00 $ 840.00
$1,760.04 $ 14,080.28
$ -
$0.00 $ -
$2,473.04 $19,784.28

$4,937.11 $39,496.88 The blue row must be zero to have a 'balanced' budget.
If you have a negative number, your expenses exceed
$0.00 $0.00 your income and you must reduce some expenses.

If you have a positiv

number, you have money left and this must be allocat
in your budget (savings, emergency fund or any other
categories).

gust

$4,776.88
$14,080.28
$18,857.16

Remember, tuition and books only go here if it

is not already listed in your 8 month budget
above.

$0.00 Any savings during school year plus

savings from summer employment (May
- September) will be what you have left
to start second year.
 Any savings during school year plus
$18,857.16 savings from summer employment (May
- September) will be what you have left
to start second year.
thly Expenses Sept - April

Transportation Parking: yearly pass

second Books for second year Insurance on Belongings

Internet Cell Phone

Cable TV Other Fixed Expenses - Game
memberships, etc.
Household Personal Care
nd year Health care Entertainment
onal Care Internet
ell Phone Household
Parking Books for second year Sports/Health Clubs
Game/Music Subscriptions Pets
Gifts and charitable donations Savings
Other - specify

ve a 'balanced' budget.
, your expenses exceed
ce some expenses.

If you have a positive

nd this must be allocated
gency fund or any other

here if it
budget