SYSTEMATIC INVESTMENT PLAN

Presented By :
Unique Financial Advisor

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WHAT IS A MUTUAL FUND ?

• Diversified , professionally
managed portfolio of
securities 2. With Fund
1. Investors pool
• Your investments is pooled their money Managers who
along with others investments
• Benefits derived as those of
an institutional investor
• Risk diversification – investing
in a pool of funds comprising 4. Returns , passed 3. Invest in
of 50-60 stocks from various back securities which
sectors to investor generate
• Tax benefits
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IN SIMPLE WORDS A MUTUAL FUND

Simple
Starts with Minimum Investment of only Rs. 100 per month and can
go up to any amount based on the needs.

Intelligent
Benefit from the Power of Compounding

Practical
Link to your Financial Goals
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WHY INVEST ?
• Children’s Education / Marriage
• Retirement
• Bungalow, Car, other Luxuries
• Aspirational goals – Foreign Holiday or Lumpsum
Investments
• Other Obligations
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DID YOU KNOW?

• If your current monthly expenses are Rs. 30,000/- p.m.,
considering inflation @ 5 %, after 20 years, you need Rs.
80,000/- p.m. to maintain the same lifestyle.
• An Education Degree for your child which currently costs
Rs. 10 Lakh will cost Rs. 21 Lakh after 15 years (considering
inflation @ 5 %).
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INDIVIDUAL INVESTORS: LIFE STAGE

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Now, let us see, the power of

compounding..

In Financial terms, we say it

Compound Annual Growth Rate
(CAGR)
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A business man's son approaches his father with an idea for a new business
hoping to win his approval for financing the venture.

The father likes the idea but gives his son 2 financing options.

The first option - He would give his son 1 Lakh everyday for 31 days.
The second option - Starting with 1 paise, he would double the money
every day for 30 days.

The choice appeared obvious

The son without a thought goes for the first option as he clearly sees Rs. 30
lakhs at the end of the month.

He does not even consider the second option thinking 1 paise getting
doubled every second ay would certainly yield less than Rs. 30 lakhs.
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Astonished!!!
• The businessman's son was in shock when he was
advised by his father about the both the options after
30 days. He realized, how big a fool he had turned out
to be by opting for the first option.

• The second option would have yielded a whopping Rs.

1,07 cr.

• His father smiled at him and said, "What you just saw is
the power of compounding. If not a miracle, it is nearly
one".
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Day Option 1 Option 2

1 100000 0.01
2 100000 0.02
3 100000 0.04
4 100000 0.08
5 100000 0.16
6 100000 0.32
7 100000 0.64
8 100000 1.28
9 100000 2.56
10 100000 5.12
11 100000 10.24
12 100000 20.48
13 100000 40.96
14 100000 81.92
15 100000 163.84
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Day Option 1 Option 2

16 100000 327.68
17 100000 655.36
18 100000 1310.72
19 100000 2621.44
20 100000 5242.88
21 100000 10485.76
22 100000 20971.52
23 100000 41943.04
24 100000 83886.08
25 100000 167772.16
26 100000 335544.32
27 100000 671088.64
28 100000 1342177.28
29 100000 2684354.56
30 100000 5368709.12
Total 30,00,000 1,07,37,418.23
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WHAT IS RUPEE COST AVERAGING?

• The markets are volatile : they move up and down in an
unpredictable manner.
• Invest a fixed amount, at regular, predetermined
intervals and use the market fluctuations to your
benefit.
• How does it help you :
1. You buy less when the market is up. You buy more when
the market is down
2. Overtime the market fluctuations are averaged
3. Most likely you will realize a saving on the cost per unit
4. This may lead to HIGHER RETURNS
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THREE COMMON REASONS FOR NOT

INVESTING

• I don’t have enough money to invest

• I am too busy making money to worry about managing

it

• I don’t have the time or expertise to follow the market

movements and make investments at the right time.
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SYSTEMATIC INVESTMENT PLAN

is the ANSWER to all your questions.

UNIQUE FINANCIAL SERVICE

is the SOLUTION for your investment related needs.
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HOW TO MAKE SIP WORK FOR YOU?

• Set your financial goals
• Identify the scheme
• Decide the SIP amount
• Look for a long term commitment
• Aim for the big picture
• Start investing.
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Thank You