A STUDY ON

AUTO LOAN PROVIDED BY NAVAJEEVAN CO-OPERATIVE LTD.

DHANGADHI, KAILALI

A Project Work Report

Submitted by:
Dhirendra Raj Joshi
BBS 4th year
Group: Finance
Symbol No: 706050054
T.U.Regd.No:7-2-0605-0026-2015
DurgaLaxmi Multiple campus
Attariya ,kailali

Submitted TO:
The Faculty of Management
Tribhuvan University
Kathmandu

In partial fulfillment of the Requirement for the degree of

Bachelor of Business studies (BBS)
2076

i
 DECLARATION

I hereby declare that the project work entitled “AUTO LOAN PROVIDED BY NAVAJEEVAN
CO-OPERATIVE LTD. DHANGADHI, KAILALI” submitted to the Faculty of Management,
Tribhuvan University, Kathmandu is an original piece of work under the supervision of
Associate Professor TEK RAJ BHANDARI, faculty member, DURGALAXMI MULTIPLE
CAMPUS ATTARIYA, KAILALI, and is submitted in partial fulfillment of the requirements
for the Degree of Bachelor of Business Studies (BBS). This project work report has not
been submitted to any other university or institution for the award of any degree or
diploma.

…………………………..

DHIRENDRA RAJ JOSHI

(RESEARCHER)

Date: 2076/1/30

ii
 SUPERVISOR’S RECOMMENDATION

The project work report entitled “AUTO LOAN PROVIDED BY NAVAJEEVAN CO-
OPERATIVE LTD. DHANGADHI, KAILALI” submitted by DHIRENDRA RAJ JOSHI of
DURGALAXMI MULTIPLE CAMPUS ATTARIYA, KAILAL, is prepared under my supervision
as per the procedure and format requirements laid by the Faculty of Management,
Tribhuvan University, as partial fulfillment of the requirements for the Degree of
Bachelor of Business Studies (BBS). I therefore recommend the project work report for
evaluation.

………………………..

TEK RAJ BHANDARI

(SUPERVISOR)

Durgalaxmi Multiple Campus

Attariya, Kailali

Date:2076/1/30

iii
 We hereby endorse the project work report entitled “AUTO LOAN PROVIDED BY
NAVAJEEVAN CO-OPERATIVE LTD. DHANGADHI,KAILALI ” submitted by
DHIRENDRA RAJ JOSHI of DURGALAXMI MULTIPLE CAMPUS ATTARIYA, KAILAL, in
partial fulfillment of the requirements for the Degree of the Bachelor of Business
Studies (BBS) for external evaluation.

……………………… ……………………… ………………………

MAN BAHADUR PAL SUSHILA KUMARI CHAND DAMBER BAHADUR PAL

Campus Chief
Head of Management Committee Head of Researcher Committee
Date :
Date : Date :

iv
 ACKNOWLEDGEMENT

Firstly, I wish to express sincere appreciation to DURGALAXMI MULTIPLE CAMPUS

ATTARIYA, KAILALI Faculty of Management and Tribhuvan University for providing
me the opportunities to act upon the topic.

I express my gratitude to Lecturer MAN BAHADUR PAL. Inspite of his busy

schedule he helped and suggested me to complete my research work. I would like
to pay my sincere thanks to Head of Management Research Committee SUSHILA
KUMARI CHAND, Campus Chief and Associate Professor DAMBER BAHADUR PAL
of Durgalaxmi Multiple Campus Attariya, Kailali for help and inspiration from the
beginning.

Finally, I am also grateful to all the lecturers and library staff for providing me
suggestions and information which is necessary for completing this field work
report.

Researcher

Dhirendra Raj Joshi

Durgalaxmi Multiple Campus

Attariya, Kailali

v
 TABLE OF CONTENTS

Title Page i

Declaration ii

Supervisor’s Recommendation iii

Endorsement iv

Acknowledgements v

Table of Contents vi

List of Tables vii

List of Figures viii

Abbreviations ix

CHAPTER I: INTRODUCTION

1.1 Background of the study 1

1.2 Objective of the study 2

1.3 Rational of the study 3

1.4 Brief profile of the organization 4

1.5 Scope of the study 5

1.6 Review of literature 6

1.7 Research methodology 7

1.8 Limitations of the study 8

CHAPTER II:

vi
 RESULTS AND ANALYSIS

2.1 Presentation of Analysis of Data 10

2.2 Major Findings 11

CHAPTER-III

SUMMARY AND CONCLUSION

3.1 Summary

3.2 Conclusion

BILBLIOGRAPHY

APPENDIX-I

vii
 LIST OF TABLE

2.1 Fund Mobilization in Vehicle Sector by Navajeevan Co-operative Ltd.

2.2 Fund Mobilization in Vehicle Sector by Navajeevan Co-operative Ltd. Bank

2.3 Interest Rate Change on Auto loan Provided By Navajeevan Co-operative Ltd.

2.4 No. of customer taken auto loan from Navajeevan Co-operative Ltd. Dhangadhi

2.5 No. of customer taken auto loan From Navajeevan Co-operative Ltd. Bank

LIST OF FIGURE

viii
2.1 Fund Mobilizes in Vehicle Sector by Navajeevan Co-operative Ltd.

2.2 Fund Mobilizes in Vehicle Sector by Navajeevan Co-operative Ltd.

2.3 Fund Mobilizes in Vehicle Sector by Navajeevan Co-operative Ltd. bank

2.4 Interest Rate Change on Auto loan provided by Navajeevan Co-operative Ltd. Bank
Dhangadhi during last five year

2.5 Interest Rate Change on Auto loan provided by Navajeevan Co-operative Ltd. Bank
Dhangadhi

2.6 No. of customer taken Auto loan provided by Navajeevan Co-operative Ltd. Dhangadhi

2.7 No. of customer taken Auto loan provided by Navajeevan Co-operative Ltd. Bank

ix
 ABBREVIATION

TU= Tribhuvan University

BBS= Bachelor of Business Studies
NRB= Nepal Rastra Bank
LTD= Limited
& = And
FY = Fiscal Year
Rs.=Rupees