LIQUIDITY POSITION ANALYSIS OF RASTRIYA

BANIJYA BANK

A PROJECT WORK REPORT

By

MD Salim Rain
T.U. Reg. No: 7-2-1008-73 -2016
Exam Roll No. 10080013
Campus Roll No: 00
Yagnyabhumi Multiple Campus,Dharapani

Submitted to:
Faculty of Management
Tribhuvan University
Kathmandu

In partial fulfillment of the requirements for the degree of

BACHELOR OF BUSINESS STUDIES (BBS)

Dharapani
BAISHAKH, 2077
 DEECLARATION

I hereby declare that the project work entitled “LIQUIDITY POSITION

ANALYSIS OF RASTRIYA BANIJYA BANK LTD” submitted to the faculty of
management, Tribhuvan University, Kathmandu is an original piece of work under
the supervision of MR BHIM KUMAR RAUT, faculty member, YAGNYABHUMI
MULYIPLE CAMPUS, DHARAPANI and is submitted in partial fulfillment of the
requirements for the award of the degree of Bachelor of Business Studies (BBS). This
project work report has not been submitted to any other university or institution for
the award of any Degree or Diploma.

………………………
Signature
MD Salim Rain
T.U. Reg.No.: 7-2-1008-73-2016
Date: 2077/01/01

ii
 SUPERVISOR’S RECOMMENDATION

The project work report entitled “LIQUIDITY POSITION ANALYSIS OF

RASTRIYA BANIJYA BANK “submitted by MD Salim Rain of Yagnyabhumi
Multiple Campus, Dharapani, is prepared under my supervision as per the producer
under my supervision as per the procedure and format requirements laid by the
Faculty of management, Tribhuvan University, as partial fulfillment of the
requirements for the award of the degree of bachelor of Business studies (BBS). I,
therefore, recommend the project work report for evaluation.

………………………
Signature
MR.Bhim Kumar Raut
Yagnyabhumi Multiple Campus, Dharapani
Date: 2077/01/01

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 ENDORESEMENT

We hereby endorse the project work report entitled LIQUIDITY POSITION

ANALYSIS OF RASTRIYA BANIJYA BANK . submitted by MD Salim Rain of
Yagnyabhumi Multiple Campus, Dharapani, in partial fulfillment of the requirements
for award of the Bachelor of Business Studies (BBS) for external evaluation.

……………………… ………………………
Signature Signature
Pro. Bhim kumar raut Mr.----------------------
Chairman, Research Committee of Management Campus Chief
Y.M.College ,Dharapani Y.M.College, Dharapani
Date: Date:

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 ACKNOWLEDGEMENT

This research report has been prepared and submitted to meet the partial requirement

for degree of Bachelor of business studies (B.B.S) under the concentration area of

finance designed by Faculty of Management, (T.U). This is my first experience of

preparing research report for me from my school day to till today. Firstly, I was

worried to prepare the report as it was unfamiliar to me. But as it is essential, I started

to prepare it. Firstly, I consulted my teacher and some of my senior students as how to

prepare it and then started to collect research related information from

www.globalimebank.com. As a result, I was able to prepare the report.

It instills in us both practical and theoretical knowledge. I choose citizen bank

international Limited for my research report article is ‘Liquidity Position Analysis of

RASTRIYA BANIJYA Bank ’. This is really a great opportunity for me to know

something about this bank. So, I would extend thanks to T.U.

Preparation of this report is really a challenging job and it was possible only

with proper guidance of our supervisor Mr. Bhim Kumar Raut. And Lastly, I would

like to thank the staffs of Nabil bank ltd. who help me to prepare this project work

report.

Table of Contents MD Salim Rain

BBS 4th year Page No.
Title Page Roll no. i
Yagnyabhumi Multiple ii
Declaration
College,Dharapani
Supervisor’s Recommendation iii
v
Endorsement iv
Acknowledgement v
Table of Contents vi
List of Tables vii
List of Figures viii
Abbreviations ix

CHAPTER 1: INTRODUCTION 1-17

1.1 Background of the study 1
1.2 Profile of Sample Bank 2
1.3 Statement of problems 3
1.4 Objective of the study 3
1.5 Rational of the study 4
1.6 Research Method 4
1.7 Review of Literature 8
1.7.1 Conceptual Review 8
1.7.2 Research Gap 16
Limitations of study 17

CHPTER 2: RESULT AND ANALYSIS 18-26

2.1Data presentation Analysis Results and Figure. 18-24
2.2 Major Findings 25-26

CHAPTER 3: SUMMARY AND CONCLUSION

27-29
3.1 Summary 27-28
3.2 Conclusion 29

BIBLIOGRAPHY 30

APPENDICES

LIST OF TABLES
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Table No. Title Page No.
1.1 Effective interest Rate 10-12
1.2 Loan interest Rate 13-14
2.1 Data presentation 18
2.2 Statement Growth of Total loan 20
2.3 Total loan to Total Deposit 21
2.4 Total loan Ratio 23
2.5 Provision for loan Ratio 24

LIST OF FIGURES

Figure No. Title Page No

2.1 Data presentation Analysis and Results 19
2.2 Total loan Growth of RBBL 20
2.3 Total loan to Total Deposit 22

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 ABBREVATIONS

A.D. : Anno Domini

BBS : Bachelor of Business Studies

B.S : BikramSambat

CR : Current Ratio

FY : Fiscal Year

NRB : Nepal Rastra bank

QR : Quick Ratio

T.U : Tribhuvan University

Ltd. : Limited

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