Blockcerts Blockchain International

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Summary
BlockCerts is a platform that embeds, at the core, The Digital Dozen™ of bundled functions for the
third wave of Cloud Technology. We call this The Digital Business Machine: a rapid deployment
platform as a service model. BlockCerts, like all technology firms, is being propelled by the
“hyperdigitization” of businesses and financial markets globally. Everything about how business
works is being pushed at an unprecedented pace to a digital format, driven by the global pandemic.
The platform can be rapidly deployed at scale. The BlockCerts Blockchain (“BCBC”) is the first
company with the ability to deliver bundled SaaS functions on a distributed application “DAPP” basis
across all operating platforms – Windows, Mac OS, iOS and Android.
BCBC empowers companies to go digital, drive transactions, innovate for their business models,
authenticate all users and transactions in a marketplace approach.
BlockCerts is the first platform company providing the next generation of proprietary software
tools, which work seamlessly in one place, to accelerate productivity, secure business and eliminate
monthly costs including:

The Digital DozenTM Functions of Virtual Business Needs

IDCERTin Work Collaboration Hub Shopping Carts eCommerce
Private Key & Authentication eSignature Payments
Video Meetings CRM
Smart Contracts Marketing
File sharing & Storage Customer Service
Message Collaboration Reporting Audit Logs & Digital Ledger

The BlockCerts BCERT token ecosystem is The Digital Business MachineTM.

Our current use cases we are deploying to market are WorkCERTin (SME users), FusionSTX
- FusionFunder (Tokenized Crowdfunding Marketplace), Lender Key (Mortgage Banking) and
SeedCERTin (Cannabis & Medical CBD).
BlockCerts has funded and continues to fund operations and development from initial set-up fees,
token purchases for use cases and private placement of our BCERT Tokens.

Copyright © 2020 BlockCerts Blockchain International and Affiliates. All rights reserved. BlockCerts Platform is patent protected.
The BCBC Platform Business Model
BlockCerts platform enables the four sides of the market:1

Side 1: Users Side 3: Platform Partners

BlockCerts
Platform

Side 2: Industry
Businesses & Suppliers Side 4: Applications

Businesses have been forced to embrace a fully digital strategy. They must innovate, and re-build
their businesses on a unified digital basis. BlockCerts platform provides the first industry agnostic
platform enabling firms to move fast, to be transformational in their industries, with a base of
the Digital Dozen integrated platform services and APPs to extend from (reference competitive
advantage matrix).
Our current adoption table with platform participants underway is as follows:

Industries: Business & Available Embeded

Users Platform Partners
Suppliers Applications

Mortgage Banking Lenderkey.com KYC/AML Refinitiv, Lexis Nexis

Mortgage banking
Brokers Payments
across Canada with
Realtors $1billion firm leading Merchant Accounts
– major banks and
Brokerages Token pmts
participant partners.
Lenders Smart Documents
Appraisers eSign
Insurance Identity Vault
Cannabis Industry SeedCERTin.com Age Verification Early discussions Health
CBDProvide.com Canada
Producers on board Identity Age Verification
Provides a “last mile”
Distributors Payment compliance
platform for Cannabis to
Manufacturers cover the 5CTM Gaps in Tracking
the market:
Customers Compliance by
1. Compliance Jurisdiction
2. eCommerce (digital)
3. Customers
4. Cash
5. Controls

1. “Engage Multiple Sides of a Market” The Business of Platforms, Cusumano, MIT, Gawer, University of Surrey, Yoffie, Harvard.

Copyright © 2020 BlockCerts Blockchain International and Affiliates. All rights reserved. BlockCerts Platform is patent protected.
 FinTech: Capital Markets FusionSTX.com Fintrac (Canadian MSB
FusionFunder.com License)
Firms
Digital capital NexGen – Elevon
Brokers
markets merged with Authorize.Net
Cross-listing crowdfunding, private
Chase Payment Tech
exchanges equity on a jurisdictionally
compliant basis – Fusion DFSO2 Columbia
Crowdfunding
provides global digital University – Bill
Private Equity and traditional broker & Melinda Gates
marketplace. Foundation
Family offices
University – Gates
Foundation
Monetary Authority of
Singapore
Uniliver Singapore
eHealth EHealthGlobal HealthCERTin Telehealth Canadian Gov. Global
COVID catalogue listed
Doctors HealthCERTin
Pharmacies COVAID
Clinics Canadian Pharmacies
BioTech R&D “CBD Medical”
Pharmasave.Blockcerts
Clinical Trials
(poc)
APP Developers
Software Developers Collaboration Forbes Technology
Cloud Service Providers Counsel (Founder Tim
Telecoms Vasko)
Canadian Gov. Trade
Commission CTA
Canadian Technology
Accelerator

2. The Digital Financial Services Observatory is a 7 year project with operations at Columbia University backed by the Bill & Melinda Gates Foundation. Is deploying
Blockcerts platform for its first commercially available standards model https://dfsobservatory.com/content/about-digital-financial-services-observatory

Copyright © 2020 BlockCerts Blockchain International and Affiliates. All rights reserved. BlockCerts Platform is patent protected.
BlockCerts patented technology:
BlockCerts has developed, through 1.8 million-person hours the platform to deliver at scale. Our
current approach is to scale operationally, with global teams to market, support and challenge
existing SaaS applications.
BlockCerts has leveraged over a decade of development, successes to immediately move in the
massive race for companies and capital markets to go digital.

Problems Facing the Industry

Most SaaS companies are “one-off” solutions. Most technology delivers limited functions in their
solution. The solutions depend on trying to integrate with other cloud providers to fill the gaps, or
they force their business customers to try to build these gateways.
The current SaaS solutions are disconnected, costly and cumbersome. Digital business requires,
what BlockCerts has identified as the Digital Dozen of mandatory business functions. The market
delivers these in pieces from giant players, the most notable being Zoom, Microsoft Teams and
Slack. However, these solutions, even Microsoft, on provide a few of the mandatory dozen functions
to a company. This leaves data connections non-existent “out of the box: It makes it difficult, with
ineffective work flows, that cause duplication of data from one solution to another. The “multiple
logins, multiple data location, and data security holes” is a multi-billion-dollar problem.
BlockCerts saw this coming. Just not like this. As Founder Tim Vasko says today, “What we, and
market analysts thought would happen in five years, has happened in the last five months.

The Blockcerts Platform Solution

1. Provide an Integrated platform of the full “Digital Dozen” functionalities that companies must have
for globally digital business.
2. Empowers the business customer users with full control over their digital business. Unlike
current SaaS businesses, BlockCerts hands businesses their data and software through tokens, and
private keys by eliminating license fees, monthly seat fees and blocked access to data. Exiting SaaS
providers use tools to create “The Sticky Customer Trap”3
3. BlockCerts is a licensed by the Canadian government for digital FinTech payment, banking and
capital functions. Every business needs capital and payment capability.

3. “Sticky Customer” is a term used in Silicon Valley that means making it very difficult for a customer, once on the platform, to leave “The Sticky Customer Trap”. INC
Magazine

Copyright © 2020 BlockCerts Blockchain International and Affiliates. All rights reserved. BlockCerts Platform is patent protected.
Target Markets: FinTech, RegTech, SaaS, eCommerce, MarTech
Blockcerts platform layers extend across five categories to address these target markets:
1. Industry verticals that require advanced solutions and compliance, such as our current models
for mortgage banking, cannabis, gaming and others.4
2. SME (small and medium sized businesses) services markets, financial services, legal, accounting,
clinics, pharmacies.
3. Professional Services: Real estate, legal, accounting, doctors, clinics, insurance, notaries are all
rapidly shifting from physical office services, to digital.
4. Online merchant services for ‘high risk’ merchants, gaming, eSports, through eliminating risk of
fraud in transactions, and compliance by jurisdiction.
5. Developers and Systems Integrators who are looking for tools and services to rapidly deliver
contracting services to establish digital platforms for their clients, and deliver APPs to offer to the
market.
BlockCerts has created the BCERTin APP Store, and enables the ‘gig’ networking to incorporate
developers (via SDKs and API libraries, and GIT source access), along with tools for System
Integrators to engage in the BlockCerts platform ecosystem.
BlockCerts currently operates on five continents, and has subsidiary corporate entities, and
developers globally. We currently operate in North America, Asia (India).

Competitors
Our competitors are incumbent SaaS companies: Software as a Service SaaS top ten companies
represent more than $2 Trillion in market value. These SaaS companies are largely public, and have
hit all time share price highs, with an average increase of 39% growth in 2020:
Zoom, Microsoft, DocuSign, Slack, Dropbox, Salesforce, Zoho, Jumio, Shopify, HubSpot, PayPal,
Square Market revenues are pacing at an all-time high – with the “smaller” leaders of SaaS at $53
billion from the top ten SaaS companies. (adding Microsoft makes this figure in excess of $200
billion).

4. KYC means “Know Your Customer”, AML means “Anti Money Laundering” – which are globally mandated, along with age verification for industries such as banking,
cannabis and health care on a complicated privacy based regulatory schema. Fines or complete shut downs are the penalties to companies for failing to comply with these
regulations.

Copyright © 2020 BlockCerts Blockchain International and Affiliates. All rights reserved. BlockCerts Platform is patent protected.
Competitive Advantage (Our Market Disruptor – Differentiator)
Blockcerts provides the most unified platform on the market Blockcerts Competitive Advantage
Matrix at this link.

Blockcerts Platform
Digital Business Solutions Comparison Matrix

The Digital Dozen TM:

Demanded critical functions for a fully BlockCerts
digital business model WorkCERTin Platform
BCERTin APP Store

1. Private Key based Identity, authentication*

2. Video meetings

3. Messaging Collaboration

4. Secure WorkSpace Hub (between

departments & customers)*

5. File Sharing

6. CRM

7. Shopping cart

8. Document eSigning

9. Marketing tools

10. Customer service desk

11. Payment processing

12. Reporting audit logs and digital ledger*

*Delivered ONLY by BlockCerts Blockchain, not offered by any other competitor

Copyright © 2020 BlockCerts Blockchain International and Affiliates. All rights reserved. BlockCerts Platform is patent protected.

BlockCerts has partnered with the largest global data providers for KYC/AML, Refinitiv and Lexis
Nexis, to deliver advanced, auditable identity checks. Using biometric, global anti-fraud technology,
hashed and validated on BCBC.
BlockCerts holds a money services business licenses from the Government of Canada Fintrac,
Refinitiv and Lexis Nexis both enable the platform to provide validated services and auditable
analytics to customers.
BlockCerts is currently working with and was selected by Columbia University, which is backed by a grant
from the Bill & Melinda Gates Foundation, to use the BlockCerts Blockchain to deploy and commercialize
the seven yearlong research projects of the Digital Financial Standards Observatory at global scale.
eSignatures and documents, with anti-fraud signature validation, in regulated industries (and others)
are left largely unaddressed by current technologies. Current platforms fail to provide the level of
security and audit trails required, which is facilitated by the BlockCerts Blockchain protocol.
Customers and clients of these businesses, which need to be age identified, are driving
unprecedented online shopping for products. Current eCommerce providers provide basic
functionality, and limits on who payments can be processed with (e.g. the cannabis industry).
Buyer and borrowers of high value transactions must be confirmed for their documents (protecting
against fraud in mortgage borrowing for example) the demand for identity and document
verification is at all levels from brokers to banking.
BlockCerts enables, for the SME’s, connected in these compliance-based industry verticals,
regulatory security along with compliant customer marketplaces with tools and functions as what
Amazon provides for retailers in their Seller Central marketplace. Amazon does not offer this to
all these “other” industries, leaving the SME market unaddressed for end to end solutions from
ecommerce to business ERP5 and service logistics.

5 ERP stands for Enterprise Resource Planning is software that is commonly used by multinational companies, that is rarely accessible, due to cost and complexity, to
SMEs.

Copyright © 2020 BlockCerts Blockchain International and Affiliates. All rights reserved. BlockCerts Platform is patent protected.
The embedded BlockCerts Patented Secure Virtual Space technology safe guards identity and
security and reduces risks for businesses and their data compliance. BCBC fills the gaps instantly
for suppliers and customers that are demanding new solutions rapidly in the “hyperdigitization era”.
No other solution provider in the SaaS market has blockchain as a foundation, or out-of-the-box
embedded code bundles to offer out-of-the box solutions. Before BlockCerts, companies are left to
find security and compliance solutions on their own.
BlockCerts is garnering high visibility with global commercial participants from major institutions.
BlockCerts is a platform company that adds value at every step, from unified digital functions, to
compliance through cryptography and private keys.

Marketing Strategy
BlockCerts engages in digital marketing, runs a growing program of webinars in a series entitled “The
World from Here”. Scaling of our digital markets is underway, utilizing the methodologies of display,
SEO, Ad network and social media channels.
BlockCerts has more than a dozen apps, we are in the process of deploying on Apple and Google APP
stores, offering key components for clients.
Media presence though Forbes, driven through articles and mentions published by Founder Tim
Vasko. BlockCerts is participating in the American Express small business outbound campaigns.
Press releases are generated for vertical market announcements through PR Web and other media
channels.

Capital & Exit Strategy

BlockCerts has enabled a multi-exit approach to provide capital and liquidity:
1.Through our subsidiary, FusionSTX, BlockCerts has listed its Tokens on https://exmarkets.com/
trade/bcert-usdt (our pre-public sales are opening in November)
2.The BlockCerts private placement has driven capital into the platform build. SeedCERTin is
aCanadian company, that is engaging enterprise customers now. We are in the processes of
takingthis portfolio company on a Canadian IPO track – working with financial firms in Canada.
BlockCerts has worked in the early stages with the CSE (Canadian Stock Exchange), discussing the
BCBC platform, and opportunities to do a tokenized equity model. These plans are underway.
3. BlockCerts is working in Europe, Asia and Africa for jurisdictional compliant tokenized capital
markets to build liquidity through its BCERT Tokens, and open its portfolio companies in FinTech,
cannabis and mortgage banking for trading between tokens and equity models.
This investment summary provides the highlights of where the BlockCerts Blockchain and its
portfolio of companies are today. We are available to answer any questions in detail.

Copyright © 2020 BlockCerts Blockchain International and Affiliates. All rights reserved. BlockCerts Platform is patent protected.
Blockcerts Team
Blockcerts International CORE Leadership Team
Tim Vasko, Founder & CEO
James Grant, CIO
Dan Gay, CMO
Andrew Stewart, Director of Customer Engagement
Chitra Rao, Global Director HR Management
Vertical Industry Leadership
(Portfolio Companies)
SeedCERTin.Com
Mort Aaronson, President

LenderKey.com
Robert Gerrard, Director Banking Engagements
Christopher Darwiche, David Goncalves – Co-Founders, President and Directors
FusionSTX, Inc. – Fusion Funder
Daniele Mensi, President

The entire Team at BlockCerts appreciates you taking the time to review our global platform strategy
and these current details of Blockcerts.
Thank you
Best

Seattle | New York | Dallas | USA | Vancouver Canada

Bangalore | Mumbai India Mauritius Africa | Singapore Asia

Blockcerts Blockchain International

Tim Vasko
Founder & CEO

Tim@Blockcerts.com
@TimSVasko @TimVasko Tim Vasko

800 5th Avenue | Suite 101-274 | Seattle, WA 98104

Mobile: 206.939.7829 | Direct: 250,381,1261

Copyright © 2020 BlockCerts Blockchain International and Affiliates. All rights reserved. BlockCerts Platform is patent protected.