Answers.

1. The three main concepts dealt in this passage are ethical banking, microfinance and having difficulty
in finding finance

2. Ethics is based on terms of rights, obligations, benefits to society

3. Microfinance helps who are struggling with low income and not able to make their move in to
business.

4. Banks try to earn profits with lower-income entrepreneurs in a way which is comfortable fort sides by
follow some rules.

5. For young entrepreneurs with ideas for new business microfinance might be appropriate.