Loan E.M.I.

Calculator
Created by:- NITIN AGGARWAL
http://www.taxutility.blogspot.com

Data to Enter
40,000
Loan Amount 3,400,000.00
35,000
Annual Interest Rate 9.90%
Loan Period in Years 15 30,000
Number of Payments Per Year 12 25,000
Start Date 1-May-2015
20,000
Summary 15,000
Payment (per period) 36,328.86
10,000
Number of Payments 180
Actual Number of Payments 180 5,000

Total Interest Paid 3,139,191.94 0

Jun-15
Oct-15
Feb-16
Jun-16
Oct-16
Feb-17

Oct-17
Feb-18

Oct-18
Feb-19
Jun-19
Oct-19
Feb-20
Jun-20
Oct-20
Feb-21
Jun-21
Oct-21
Feb-22
Jun-22
Oct-22

Jun-23
Oct-23
Feb-24
Jun-24
Oct-24
Feb-25
Jun-25
Oct-25

Jun-26
Oct-26
Feb-27
Jun-27
Oct-27
Feb-28
Jun-28
Oct-28
Feb-29

Oct-29
Feb-30
Jun-17

Jun-18

Feb-23

Feb-26

Jun-29
Total Interest 92.33%
Total Extra Payments - OptionButton1
Principal
Total Payment 6,539,191.94

Payment Payment
Payment Principal Interest Extra Payments
No. Date
1-May-2015
1 1-Jun-2015 36,328.86 8,278.86 28,050.00
2 1-Jul-2015 36,328.86 8,347.16 27,981.70
3 1-Aug-2015 36,328.86 8,416.02 27,912.84
4 1-Sep-2015 36,328.86 8,485.46 27,843.40
5 1-Oct-2015 36,328.86 8,555.46 27,773.40
6 1-Nov-2015 36,328.86 8,626.04 27,702.82
7 1-Dec-2015 36,328.86 8,697.21 27,631.65
8 1-Jan-2016 36,328.86 8,768.96 27,559.90
9 1-Feb-2016 36,328.86 8,841.31 27,487.55
10 1-Mar-2016 36,328.86 8,914.25 27,414.61
11 1-Apr-2016 36,328.86 8,987.79 27,341.07
12 1-May-2016 36,328.86 9,061.94 27,266.92
13 1-Jun-2016 36,328.86 9,136.70 27,192.16
14 1-Jul-2016 36,328.86 9,212.08 27,116.78
15 1-Aug-2016 36,328.86 9,288.08 27,040.78
16 1-Sep-2016 36,328.86 9,364.70 26,964.16
17 1-Oct-2016 36,328.86 9,441.96 26,886.90
18 1-Nov-2016 36,328.86 9,519.86 26,809.00
19 1-Dec-2016 36,328.86 9,598.40 26,730.46
20 1-Jan-2017 36,328.86 9,677.58 26,651.28
21 1-Feb-2017 36,328.86 9,757.42 26,571.44
22 1-Mar-2017 36,328.86 9,837.92 26,490.94
23 1-Apr-2017 36,328.86 9,919.09 26,409.77
24 1-May-2017 36,328.86 10,000.92 26,327.94
25 1-Jun-2017 36,328.86 10,083.43 26,245.43
26 1-Jul-2017 36,328.86 10,166.61 26,162.25
27 1-Aug-2017 36,328.86 10,250.49 26,078.37
28 1-Sep-2017 36,328.86 10,335.05 25,993.81
29 1-Oct-2017 36,328.86 10,420.32 25,908.54
30 1-Nov-2017 36,328.86 10,506.29 25,822.57
31 1-Dec-2017 36,328.86 10,592.96 25,735.90
32 1-Jan-2018 36,328.86 10,680.36 25,648.50
33 1-Feb-2018 36,328.86 10,768.47 25,560.39
34 1-Mar-2018 36,328.86 10,857.31 25,471.55
35 1-Apr-2018 36,328.86 10,946.88 25,381.98
36 1-May-2018 36,328.86 11,037.19 25,291.67
37 1-Jun-2018 36,328.86 11,128.25 25,200.61
38 1-Jul-2018 36,328.86 11,220.06 25,108.80
39 1-Aug-2018 36,328.86 11,312.62 25,016.24

Developed by Excely.com (c) 2007

Payment Payment
Payment Principal Interest Extra Payments
No. Date
40 1-Sep-2018 36,328.86 11,405.95 24,922.91
41 1-Oct-2018 36,328.86 11,500.05 24,828.81
42 1-Nov-2018 36,328.86 11,594.93 24,733.93
43 1-Dec-2018 36,328.86 11,690.58 24,638.28
44 1-Jan-2019 36,328.86 11,787.03 24,541.83
45 1-Feb-2019 36,328.86 11,884.27 24,444.59
46 1-Mar-2019 36,328.86 11,982.32 24,346.54
47 1-Apr-2019 36,328.86 12,081.17 24,247.69
48 1-May-2019 36,328.86 12,180.84 24,148.02
49 1-Jun-2019 36,328.86 12,281.34 24,047.52
50 1-Jul-2019 36,328.86 12,382.66 23,946.20
51 1-Aug-2019 36,328.86 12,484.81 23,844.05
52 1-Sep-2019 36,328.86 12,587.81 23,741.05
53 1-Oct-2019 36,328.86 12,691.66 23,637.20
54 1-Nov-2019 36,328.86 12,796.37 23,532.49
55 1-Dec-2019 36,328.86 12,901.94 23,426.92
56 1-Jan-2020 36,328.86 13,008.38 23,320.48
57 1-Feb-2020 36,328.86 13,115.70 23,213.16
58 1-Mar-2020 36,328.86 13,223.90 23,104.96
59 1-Apr-2020 36,328.86 13,333.00 22,995.86
60 1-May-2020 36,328.86 13,443.00 22,885.86
61 1-Jun-2020 36,328.86 13,553.90 22,774.96
62 1-Jul-2020 36,328.86 13,665.72 22,663.14
63 1-Aug-2020 36,328.86 13,778.47 22,550.39
64 1-Sep-2020 36,328.86 13,892.14 22,436.72
65 1-Oct-2020 36,328.86 14,006.75 22,322.11
66 1-Nov-2020 36,328.86 14,122.30 22,206.56
67 1-Dec-2020 36,328.86 14,238.81 22,090.05
68 1-Jan-2021 36,328.86 14,356.28 21,972.58
69 1-Feb-2021 36,328.86 14,474.72 21,854.14
70 1-Mar-2021 36,328.86 14,594.14 21,734.72
71 1-Apr-2021 36,328.86 14,714.54 21,614.32
72 1-May-2021 36,328.86 14,835.93 21,492.93
73 1-Jun-2021 36,328.86 14,958.33 21,370.53
74 1-Jul-2021 36,328.86 15,081.74 21,247.12
75 1-Aug-2021 36,328.86 15,206.16 21,122.70
76 1-Sep-2021 36,328.86 15,331.61 20,997.25
77 1-Oct-2021 36,328.86 15,458.10 20,870.76
78 1-Nov-2021 36,328.86 15,585.63 20,743.23
79 1-Dec-2021 36,328.86 15,714.21 20,614.65
80 1-Jan-2022 36,328.86 15,843.85 20,485.01
81 1-Feb-2022 36,328.86 15,974.56 20,354.30
82 1-Mar-2022 36,328.86 16,106.35 20,222.51
83 1-Apr-2022 36,328.86 16,239.23 20,089.63
84 1-May-2022 36,328.86 16,373.20 19,955.66
85 1-Jun-2022 36,328.86 16,508.28 19,820.58
86 1-Jul-2022 36,328.86 16,644.48 19,684.38
87 1-Aug-2022 36,328.86 16,781.79 19,547.07
88 1-Sep-2022 36,328.86 16,920.24 19,408.62
89 1-Oct-2022 36,328.86 17,059.84 19,269.02
90 1-Nov-2022 36,328.86 17,200.58 19,128.28
91 1-Dec-2022 36,328.86 17,342.48 18,986.38
92 1-Jan-2023 36,328.86 17,485.56 18,843.30
93 1-Feb-2023 36,328.86 17,629.81 18,699.05
94 1-Mar-2023 36,328.86 17,775.26 18,553.60
95 1-Apr-2023 36,328.86 17,921.91 18,406.95
96 1-May-2023 36,328.86 18,069.76 18,259.10
97 1-Jun-2023 36,328.86 18,218.84 18,110.02
98 1-Jul-2023 36,328.86 18,369.14 17,959.72

Developed by Excely.com (c) 2007

Payment Payment
Payment Principal Interest Extra Payments
No. Date
99 1-Aug-2023 36,328.86 18,520.69 17,808.17
100 1-Sep-2023 36,328.86 18,673.48 17,655.38
101 1-Oct-2023 36,328.86 18,827.54 17,501.32
102 1-Nov-2023 36,328.86 18,982.87 17,345.99
103 1-Dec-2023 36,328.86 19,139.48 17,189.38
104 1-Jan-2024 36,328.86 19,297.38 17,031.48
105 1-Feb-2024 36,328.86 19,456.58 16,872.28
106 1-Mar-2024 36,328.86 19,617.10 16,711.76
107 1-Apr-2024 36,328.86 19,778.94 16,549.92
108 1-May-2024 36,328.86 19,942.11 16,386.75
109 1-Jun-2024 36,328.86 20,106.64 16,222.22
110 1-Jul-2024 36,328.86 20,272.52 16,056.34
111 1-Aug-2024 36,328.86 20,439.77 15,889.09
112 1-Sep-2024 36,328.86 20,608.39 15,720.47
113 1-Oct-2024 36,328.86 20,778.41 15,550.45
114 1-Nov-2024 36,328.86 20,949.83 15,379.03
115 1-Dec-2024 36,328.86 21,122.67 15,206.19
116 1-Jan-2025 36,328.86 21,296.93 15,031.93
117 1-Feb-2025 36,328.86 21,472.63 14,856.23
118 1-Mar-2025 36,328.86 21,649.78 14,679.08
119 1-Apr-2025 36,328.86 21,828.39 14,500.47
120 1-May-2025 36,328.86 22,008.48 14,320.38
121 1-Jun-2025 36,328.86 22,190.05 14,138.81
122 1-Jul-2025 36,328.86 22,373.11 13,955.75
123 1-Aug-2025 36,328.86 22,557.69 13,771.17
124 1-Sep-2025 36,328.86 22,743.79 13,585.07
125 1-Oct-2025 36,328.86 22,931.43 13,397.43
126 1-Nov-2025 36,328.86 23,120.61 13,208.25
127 1-Dec-2025 36,328.86 23,311.36 13,017.50
128 1-Jan-2026 36,328.86 23,503.68 12,825.18
129 1-Feb-2026 36,328.86 23,697.58 12,631.28
130 1-Mar-2026 36,328.86 23,893.09 12,435.77
131 1-Apr-2026 36,328.86 24,090.21 12,238.65
132 1-May-2026 36,328.86 24,288.95 12,039.91
133 1-Jun-2026 36,328.86 24,489.33 11,839.53
134 1-Jul-2026 36,328.86 24,691.37 11,637.49
135 1-Aug-2026 36,328.86 24,895.08 11,433.78
136 1-Sep-2026 36,328.86 25,100.46 11,228.40
137 1-Oct-2026 36,328.86 25,307.54 11,021.32
138 1-Nov-2026 36,328.86 25,516.33 10,812.53
139 1-Dec-2026 36,328.86 25,726.84 10,602.02
140 1-Jan-2027 36,328.86 25,939.08 10,389.78
141 1-Feb-2027 36,328.86 26,153.08 10,175.78
142 1-Mar-2027 36,328.86 26,368.84 9,960.02
143 1-Apr-2027 36,328.86 26,586.38 9,742.48
144 1-May-2027 36,328.86 26,805.72 9,523.14
145 1-Jun-2027 36,328.86 27,026.87 9,301.99
146 1-Jul-2027 36,328.86 27,249.84 9,079.02
147 1-Aug-2027 36,328.86 27,474.65 8,854.21
148 1-Sep-2027 36,328.86 27,701.32 8,627.54
149 1-Oct-2027 36,328.86 27,929.85 8,399.01
150 1-Nov-2027 36,328.86 28,160.28 8,168.58
151 1-Dec-2027 36,328.86 28,392.60 7,936.26
152 1-Jan-2028 36,328.86 28,626.84 7,702.02
153 1-Feb-2028 36,328.86 28,863.01 7,465.85
154 1-Mar-2028 36,328.86 29,101.13 7,227.73
155 1-Apr-2028 36,328.86 29,341.21 6,987.65
156 1-May-2028 36,328.86 29,583.28 6,745.58
157 1-Jun-2028 36,328.86 29,827.34 6,501.52

Developed by Excely.com (c) 2007

Payment Payment
Payment Principal Interest Extra Payments
No. Date
158 1-Jul-2028 36,328.86 30,073.41 6,255.45
159 1-Aug-2028 36,328.86 30,321.52 6,007.34
160 1-Sep-2028 36,328.86 30,571.67 5,757.19
161 1-Oct-2028 36,328.86 30,823.89 5,504.97
162 1-Nov-2028 36,328.86 31,078.19 5,250.67
163 1-Dec-2028 36,328.86 31,334.58 4,994.28
164 1-Jan-2029 36,328.86 31,593.09 4,735.77
165 1-Feb-2029 36,328.86 31,853.73 4,475.13
166 1-Mar-2029 36,328.86 32,116.53 4,212.33
167 1-Apr-2029 36,328.86 32,381.49 3,947.37
168 1-May-2029 36,328.86 32,648.64 3,680.22
169 1-Jun-2029 36,328.86 32,917.99 3,410.87
170 1-Jul-2029 36,328.86 33,189.56 3,139.30
171 1-Aug-2029 36,328.86 33,463.38 2,865.48
172 1-Sep-2029 36,328.86 33,739.45 2,589.41
173 1-Oct-2029 36,328.86 34,017.80 2,311.06
174 1-Nov-2029 36,328.86 34,298.45 2,030.41
175 1-Dec-2029 36,328.86 34,581.41 1,747.45
176 1-Jan-2030 36,328.86 34,866.70 1,462.16
177 1-Feb-2030 36,328.86 35,154.35 1,174.51
178 1-Mar-2030 36,328.86 35,444.38 884.48
179 1-Apr-2030 36,328.86 35,736.79 592.07
180 1-May-2030 36,326.00 36,028.76 297.24

Developed by Excely.com (c) 2007

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Jun-23
Oct-23
Feb-24
Jun-24
Oct-24
Feb-25
Jun-25
Oct-25

Jun-26
Oct-26
Feb-27
Jun-27
Oct-27
Feb-28
Jun-28
Oct-28
Feb-29

Oct-29
Feb-30
Feb-26

Jun-29

cipal

Balance

3,400,000.00
3,391,721.14
3,383,373.98
3,374,957.96
3,366,472.50
3,357,917.04
3,349,291.00
3,340,593.79
3,331,824.83
3,322,983.52
3,314,069.27
3,305,081.48
3,296,019.54
3,286,882.84
3,277,670.76
3,268,382.68
3,259,017.98
3,249,576.02
3,240,056.16
3,230,457.76
3,220,780.18
3,211,022.76
3,201,184.84
3,191,265.75
3,181,264.83
3,171,181.40
3,161,014.79
3,150,764.30
3,140,429.25
3,130,008.93
3,119,502.64
3,108,909.68
3,098,229.32
3,087,460.85
3,076,603.54
3,065,656.66
3,054,619.47
3,043,491.22
3,032,271.16
3,020,958.54

Developed by Excely.com (c) 2007

Balance

3,009,552.59
2,998,052.54
2,986,457.61
2,974,767.03
2,962,980.00
2,951,095.73
2,939,113.41
2,927,032.24
2,914,851.40
2,902,570.06
2,890,187.40
2,877,702.59
2,865,114.78
2,852,423.12
2,839,626.75
2,826,724.81
2,813,716.43
2,800,600.73
2,787,376.83
2,774,043.83
2,760,600.83
2,747,046.93
2,733,381.21
2,719,602.74
2,705,710.60
2,691,703.85
2,677,581.55
2,663,342.74
2,648,986.46
2,634,511.74
2,619,917.60
2,605,203.06
2,590,367.13
2,575,408.80
2,560,327.06
2,545,120.90
2,529,789.29
2,514,331.19
2,498,745.56
2,483,031.35
2,467,187.50
2,451,212.94
2,435,106.59
2,418,867.36
2,402,494.16
2,385,985.88
2,369,341.40
2,352,559.61
2,335,639.37
2,318,579.53
2,301,378.95
2,284,036.47
2,266,550.91
2,248,921.10
2,231,145.84
2,213,223.93
2,195,154.17
2,176,935.33
2,158,566.19

Developed by Excely.com (c) 2007

Balance

2,140,045.50
2,121,372.02
2,102,544.48
2,083,561.61
2,064,422.13
2,045,124.75
2,025,668.17
2,006,051.07
1,986,272.13
1,966,330.02
1,946,223.38
1,925,950.86
1,905,511.09
1,884,902.70
1,864,124.29
1,843,174.46
1,822,051.79
1,800,754.86
1,779,282.23
1,757,632.45
1,735,804.06
1,713,795.58
1,691,605.53
1,669,232.42
1,646,674.73
1,623,930.94
1,600,999.51
1,577,878.90
1,554,567.54
1,531,063.86
1,507,366.28
1,483,473.19
1,459,382.98
1,435,094.03
1,410,604.70
1,385,913.33
1,361,018.25
1,335,917.79
1,310,610.25
1,285,093.92
1,259,367.08
1,233,428.00
1,207,274.92
1,180,906.08
1,154,319.70
1,127,513.98
1,100,487.11
1,073,237.27
1,045,762.62
1,018,061.30
990,131.45
961,971.17
933,578.57
904,951.73
876,088.72
846,987.59
817,646.38
788,063.10
758,235.76

Developed by Excely.com (c) 2007

Balance

728,162.35
697,840.83
667,269.16
636,445.27
605,367.08
574,032.50
542,439.41
510,585.68
478,469.15
446,087.66
413,439.02
380,521.03
347,331.47
313,868.09
280,128.64
246,110.84
211,812.39
177,230.98
142,364.28
107,209.93
71,765.55
36,028.76
-

Developed by Excely.com (c) 2007