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2020

US
ABOUT
OUR
PRODUCTS
CLIENTS &
CASE STUDIES
1

D I G I TA L S O L U T I O N M A N AG E M E N T PRIVYID
Think about your business.
Transformed into digital dimension
PRIVYID

PRIVYID DIGITAL SOLUTION


MANAGEMENT (DSM)

Digital consumer onboarding Verifying customers identity remotely in financial


sectors raises question on face to face meeting
is much more than just requirements for KYC and AML. Implementing
providing online registration digital signature for credit card application
apps for your customers. triggers compliance issue with the Central Bank
(BI)’s regulation. Switching customer’s application
2 input from paper into electronic documents
requires different back office infrastructure.

PrivyID DSM gives you the freedom to


concentrate on the essentials. The freedom to
D I G I TA L S O L U T I O N M A N AG E M E N T

not be overtaken by trivialities, but to spend


precious time building your business.

Don’t think of a software or hardware.


The new PrivyID DSM is certainly more
than that.

ABOUT OUR CLIENTS &


US PRODUCTS CASE STUDIES
#1 Flexibility is the new intelligence – Launch Your

PRIVYID
Multichannel Digital Platform In Weeks, Not Years!

Even now, online businesses are questioning on how people In today’s world, adapting quickly to new things has become
are behaving in the digital space, where and how to grab a success or failure determinant. PrivyID DSM gives your
them as customers. At the end of the 19th century, it took business the highest flexibility to engage customers
decades for the telephone to reach 25 percent of American seamlessly on any digital channel, be it your proprietary
households, while the smartphone achieved that in less than app, e-commerce, telemarketer, e-mail blast, ground sales
five years. Which means, technology is progressing. team, or telco networks.

#2 Regulatory Technology – Navigate Regulatory


Compliance With Ease
What is new is that a digital document and electronic Know document signed using our digital certificate. We are
Your Customer create a completely new set of problems, also certified for ISO 27001:2013 on Information Security
such as security for confidential documents, certified Management to safeguard your customer’s personal data
signatures, and the legality of such digital onboarding. and confidential documents.
3
PrivyID is the first trusted Certificate Authority by With ISO 27001:2013 certification, which means that
the Ministry of Communication and Informatics and we have met the international standard, along with
acknowledged by the Central Bank of Indonesia, which the acknowledgment from government, it’s proven our
means you do not have to worry about the legality of every commitment in navigating regulatory compliance.

D I G I TA L S O L U T I O N M A N AG E M E N T
#3 Millions of Trusted Digital Identity - The Internet is the
Biggest Nation on Earth.
But the problem is, on the internet, anyone could just claim of verified users can onboard as your customers in clicks
themselves as someone else. With the rise of online financial away without the need to worry about the accuracy of their
services, verified Digital Identity is as important as ever. identity. We are also the first e-KYC provider registered
with OJK (Financial Service Authority), rest assured your
The idea is not to use data for maximum transparency, but customers are verified properly. Other than the proper
to make user onboarding as smooth as possible. Right now, verification process, e-KYC will help you streamline your
converting a customer to be yours can sometimes take more customer’s onboarding time process by more than half, and
time than the actual transaction itself. PrivyID’s millions is highly effective to avoid data fraud.

ABOUT OUR CLIENTS &


US PRODUCTS CASE STUDIES
1.
PRIVYID

Streamline your KYC process


electronically

privyID is the only e-KYC provider listed on OJK (Financial


Services Authority) with direct access to Directorate
General of Population and Civil Registration for biometric
verification means you don’t need to worry about regulatory
compliance on our technology and procedure.

a Make sure every user account is unique.


b Verify all of your users that they are who they claim to be.
c Ensure all of your users data and contact information are
accurate.

4
PrivyID’s CEO received Financial
Services Authority’s letter of official
acknowledgement as the first
and only digital financial services
innovation provider under e-KYC
cluster.
D I G I TA L S O L U T I O N M A N AG E M E N T

Zudan Arif Fakrulloh, General Director of Population and Civil


Registration, Ministry of Homeland Affairs, posed together with
PrivyID’s CEO after signing the partnership agreement

Liveness
Test

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US PRODUCTS CASE STUDIES
2.

PRIVYID
Equip your users with certified
digital signature
Certified by Ministry of Communications and
Informatics of Indonesia
• no. 00160/DJAI.PSE/11/2016 as Electronic PrivyID is a certified CA by The Ministry of Communication
Signature Provider and Informatics acknowledged by OJK (Financial Service
• SK Kemenkominfo No. 789 Tahun 2019 as Authority) and BI (the Central Bank). It means, our digital
Certified Non-Government Institution Electronic signature is valid and legally binding equivalent to a wet
Certificate Provider signature on hardcopy.

a Provide your users with X.509 Digital Certificate


b Prepare your users to legally sign any electronic
documents, including matters related to financial
institutions.

ISO27001:2013: 5
is an international standard information system
management security

D I G I TA L S O L U T I O N M A N AG E M E N T
Listed on Indonesia’s Financial Services Authority
as Digital Financial Services Innovation provider, under e-KYC
Cluster no. S.170/MS.72/2019.

Registered with Bank Indonesia as Provider of Financial


Technology Assistance in accordance to Pasal 9 PBI No.19/12/
PBI/2017 and Pasal 8 ayat (1) PADG No.19/15/PADG/2017

ABOUT OUR CLIENTS &


US PRODUCTS CASE STUDIES
3.
PRIVYID

Place your product registration on


any channel

Allow your potential customers to apply or register for your


product on your proprietary app, e-commerce, telemarketer,
e-mail blast, ground sales team, or telco networks. We have
ready to deploy or made-to-order underwriting, back office
and risk monitoring platform.

a Manage omnichannel user acquisition into unified


dashboard.
b Ready to use application form in Mobile App SDK and
Web page.
c Suitable for both end customer or sales agent.

Agus Martowardojo, former


governor of Central Bank of
Indonesia, learned about PrivyID’s
digital signature and digital identity
D I G I TA L S O L U T I O N M A N AG E M E N T

technology during his visit to


PrivyID’s booth

Heni Nugraheni, Head of Group Anti


Money Laundering and Prevention
of Terrorism Funding of Financial
Services Authority, gave a token
of appreciation to PrivyID’s CEO
Marshall Pribadi
PrivyID enables any financial service
providers and aggregators to connect
seamlessly with our universally-accepted
online system

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US PRODUCTS CASE STUDIES
PRIVYID
7

4.
D I G I TA L S O L U T I O N M A N AG E M E N T
Managed Service to Process and filter a End to end management dashboard to track the
application progress, including Indonesia’s Directory
the applications fit for bank level General of Population and Civil Registration, Ministry
underwriting of Homeland Affairs, and biometric verification, SLIK
We have a full suite of human assisted AI and human to (credit bureau) checking.
conduct effective and efficient pre-underwriting process. b Optional enhanced verification including address
verification, recorded phone call or video call.
c Human assisted AI to verify the applicants supporting
documents (Salary slip, Tax filing, etc).

ABOUT OUR CLIENTS &


US PRODUCTS CASE STUDIES
5.
PRIVYID

Tailor a state of the art credit a PrivyID provides a secure environment to process and
analyze sensitive data
scoring
b PrivyID is certified for ISO 27001 : 2013 on Information
Management Security and endorsed by BSSN (State
With the users’ consent, build an ironclad credit scoring Cyber and Crypto Body).
based on mobile phone, cable tv, internet, and landline c PrivyID has developed a model framework to score
users’ dynamic behavior. creditworthiness.

Bank fills in Pre-screening Not Pass


Applicant END (denied)
required variables Test

8 Pass

Pre-screening Compared to the


Test build-in model
D I G I TA L S O L U T I O N M A N AG E M E N T

Score Cutoff Score < Cutoff

How much is the


maximum credit limit?

Credit
END (denied)
Recommendation

ABOUT OUR CLIENTS &


US PRODUCTS CASE STUDIES
PRIVYID
Anton Setiawan, Director of Digital
Economy Protection of National
Encryption and Cybersecurity
Agency, delivered the agency’s
public support for PrivyID’s digital
signature technology.
9

D I G I TA L S O L U T I O N M A N AG E M E N T
Mayjen TNI (Purn.) Dr.
#DjokoSetiadi, M.Si, Former
Director National Encryption and
Cybersecurity Agency, visited
PrivyID’s booth during the agency’s
anniversary celebration
in Jakarta

ABOUT OUR CLIENTS &


US PRODUCTS CASE STUDIES
PRIVYID

President of Republic of Indonesia, Joko Widodo, expressed his support for Head of President Advisory Council (Wantimpres), Sri Adiningsih, welcomed
digital identity technology for Indonesia’s digital economy advancement PrivyID’s CEO Marshall Pribadi to Yogyakarta

10
D I G I TA L S O L U T I O N M A N AG E M E N T

General Director of Population and Civil Registry, Ministry of Homeland Ministry of State Owned Enterprise, Rini Soemarno, learned about PrivyID’s
Affairs Republic of Indonesia, delivered his support for PrivyID’s digital technology during her visit
signature and digital identity services at PrivyID’s office in Yogyakarta

ABOUT OUR CLIENTS &


US PRODUCTS CASE STUDIES
Awards and achievements

PRIVYID
Winner, 2016 Winner of Fintech Category, 2017 Marshall Pribadi, founding CEO of PrivyID,
was selected as Forbes Asia’s 30 under 30

Awarded as The Most Promising Fintech Marshall Pribadi, Founding CEO of PrivyID, Awarded as The Best Innovation on
at Danamon Enterpreneur Awards 2017 was selected at the 85th International Regulation Technology at Indonesia
Selection Panel in San Francisco, USA Innovation Award 2019

11

Our Investors

D I G I TA L S O L U T I O N M A N AG E M E N T
ABOUT OUR CLIENTS &
US PRODUCTS CASE STUDIES
IT’S YOUR CALL AND STRAIGHTFORWARD
PRIVYID

Why settle for empty buns for your meal?

The same goes for your business. Why choose a vendor who cannot safeguard
your business’ reliability? Enjoy PrivyID regulatory-compliant end to end service
in digital user onboarding and document management.

Other

12
D I G I TA L S O L U T I O N M A N AG E M E N T

ABOUT OUR CLIENTS &


US PRODUCTS CASE STUDIES
PRIVYID
agreement with Ministry 1

Authority by The Ministry


of Communication and 2 13
Informatics.

ISO 27001:2013

Information Security 3

D I G I TA L S O L U T I O N M A N AG E M E N T
Management

Registered with Bank Indonesia


(the central bank) as a Digital 4
Signature Provider

Listed on OJK (Financial Service


Authority) as E-KYC provider. 5

ABOUT OUR CLIENTS &


US PRODUCTS CASE STUDIES
PRODUCT
PRIVYID

Identity Services

Identity Verification
Direct API connection to the database of Directorate
General of Population and Civil Registration Ministry of
Homeland Affairs with biometric verification allows us to
positively identify a person before issuing his/her digital
certificate.

Address Verification and Insights


14
Clean and normalize your address database. Even more,
enhance your analytics with historical activities on each
address.
D I G I TA L S O L U T I O N M A N AG E M E N T

Email Verification
We don’t just verify whether your user has access to the
email address but we also check whether it is associated to
fraudulent activities in the past.

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US PRODUCTS CASE STUDIES
PRIVYID
Internet Protocol (IP) Address Verification
Much can be drawn from an IP address and much can be
inferred if the IP is new or if it is associated with problematic
IP activity in the past. Determining IP address reputation is far
from trivial. Doing so requires vast amounts of data along
with a knowledge of the IP address owners, the ISPs, and an
understanding of their relative controls and vulnerabilities.

Phone Verification
Phones are increasingly becoming a primary identity
indicator, and gathering hundreds of data points and behavior
patterns is now essential to any program. Our access to the
biggest mobile and landline operator network let us reveal
much information from the user’s phone number activities,
among others, the registered name under that number and
how long they have been using their number, and whether
the said number has been associated to problematic
activities in the past. With the data revealed through phone 15
verification, it helps you to assess customer’s reputation.

Social Media Intelligence


We can include social media profiles to help you make more

D I G I TA L S O L U T I O N M A N AG E M E N T
informed decisions to identify those profiles that are highly
likely to be synthetic or compromised.

Social media offers unprecedented levels of connectedness


for groups of people with common interests across the
world and can also increase certainty and consistency when
confirming the authenticity of a transaction. Today, social
media sites offer unprecedented levels of connectedness.
They also offer obvious benefits to anti-fraud programs. A
social media component can ensure extra layers of certainty
and consistency when confirming the authenticity of a
transaction. This will enable you to do background check on
your potential customers to minimize data fraud risk.

ABOUT OUR CLIENTS &


US PRODUCTS CASE STUDIES
PrivyID - Digital Signature Solution

16
D I G I TA L S O L U T I O N M A N AG E M E N T

ABOUT OUR CLIENTS &


US PRODUCTS CASE STUDIES
PRIVYID
PrivyID is Indonesia’s 1st legally-binding
digital signature service provider
Our digital signature is created using asymmetric
cryptography and public key infrastructure, ensuring that
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each signature is linked to a unique and verified identity.
Sign electronic documents anytime, anywhere with the
PrivyID app you can access from your smartphones or
web browsers.

D I G I TA L S O L U T I O N M A N AG E M E N T
ABOUT OUR CLIENTS &
US PRODUCTS CASE STUDIES
PRIVYID

PrivyID - Features

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D I G I TA L S O L U T I O N M A N AG E M E N T

Integrated Platform
Sign, send, and manage your electronic documents
in one integrated platform, accessible from
smartphones and web browsers.

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US PRODUCTS CASE STUDIES
PRIVYID
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D I G I TA L S O L U T I O N M A N AG E M E N T
Account Switcher Multiple Workflows
Switch between your Personal and Corporate Easily sign documents or request for signatures and
account with one tap. reviews within minutes with our Share and Sign &
Share features.

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US PRODUCTS CASE STUDIES
PRIVYID

20
D I G I TA L S O L U T I O N M A N AG E M E N T

Request for Signature or Review Serial/Parallel Sequence


Request for multiple signatures or reviews in one go. Choose between two sequences that suit your
needs —“Serial” for a predetermined sequence of
signatures, or “Parallel” for documents that don’t
require specific order.

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US PRODUCTS CASE STUDIES
PRIVYID
21

D I G I TA L S O L U T I O N M A N AG E M E N T
Progress Overview Audit Trail
Quickly check for your document’s signing Every document signed with PrivyID is equipped with
progress update. timestamp, device information, and signing location
details.

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US PRODUCTS CASE STUDIES
PRIVYID

22
D I G I TA L S O L U T I O N M A N AG E M E N T

Account Activity In-App Chat Room


Review your PrivyID account activities. Discuss and give constructive feedbacks with your
counterpart right from the app.

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US PRODUCTS CASE STUDIES
PRIVYID
23

D I G I TA L S O L U T I O N M A N AG E M E N T
Encrypted Digital Certificate Liveness Detection
Your digital signature is embedded with encrypted We use the latest liveness detection technology to
digital certificate, ensuring security, validity, and ensure that each PrivyID belongs to a valid person.
legality of the signed documents.

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US PRODUCTS CASE STUDIES
PRIVYID

24
D I G I TA L S O L U T I O N M A N AG E M E N T

Biometric Authentication 24/7 Customer Service


Authenticate your signing process with your Experienced trouble? Connect with our customer
biometric scan when available. service anytime of the day.
(One-time password SMS will be employed on devices that
don’t support biometric scan).

ABOUT OUR CLIENTS &


US PRODUCTS CASE STUDIES
PRIVYID
“PrivyID is very easy to use.
AwanTunai uses PrivyID to sign
1,000 documents every month.
We trust PrivyID’s team and highly
recommend PrivyID products to 25
anyone.”
Windy Natriavi
COO AwanTunai, ex-Gojek & McKinsey

D I G I TA L S O L U T I O N M A N AG E M E N T
ABOUT OUR CLIENTS &
US PRODUCTS CASE STUDIES
PRIVYID

PrivyID - Case Study

Without PrivyID

Akulaku is a multinational e-commerce


platform that offers online financial
services such as cardless installment
shopping and cash loan. By 2019,
Akulaku has more than 4 million users
up to 3 days 1,000 to 2,000
all over Indonesia and distribute loans time needed to verify applications processed
of Rp1.5 trillion per month on average. customer’s identity everyday
Akulaku aims to create a cashless
society by enabling their customers to
26 conveniently make online purchases
anytime, anywhere, without having to
worry about their cash flow.

With PrivyID
D I G I TA L S O L U T I O N M A N AG E M E N T

less
than 1 day
up
to 2,000
time needed to verify applications processed
customer’s identity everyday

ABOUT OUR CLIENTS &


US PRODUCTS CASE STUDIES
PRIVYID
Without PrivyID

AwanTunai is a point of sale financing solution aimed at


digitizing Indonesia’s vast cash economy. AwanTunai builds
digital distribution to thousands of micro-retail merchants who
can then access working capital as well as accept payment
from AwanTunai consumer credit. The financially inclusive
startup also issues mobile-based consumer credit, serving the
2 100
days documents
100 million Indonesians unable to access banking products.
This way, AwanTunai provides a holistic financing solution
for micro-merchants as well as consumer financing for these
merchant’s customers to help increase retail sales. 27

With PrivyID

D I G I TA L S O L U T I O N M A N AG E M E N T
2 500 Regulatory
compliant
Reduced identity
fraud risk
hours documents

ABOUT OUR CLIENTS &


US PRODUCTS CASE STUDIES
EnterpriseID - Corporate Solution

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D I G I TA L S O L U T I O N M A N AG E M E N T

ABOUT OUR CLIENTS &


US PRODUCTS CASE STUDIES
PRIVYID
EnterpriseID offers simplicity for
your business’ efficiency

Enjoy the practicality of PrivyID platform with additional


features that are specifically designed to revolutionize the
29
way you handle administrative task. Use EnterpriseID to
improve your business’ efficiency by digitizing your HR,
procurement, and finance process.

D I G I TA L S O L U T I O N M A N AG E M E N T
ABOUT OUR CLIENTS &
US PRODUCTS CASE STUDIES
EnterpriseID - Features
PRIVYID

Bulk signing
Sign multiple documents in one go.

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D I G I TA L S O L U T I O N M A N AG E M E N T

Customizable access
Assign customizable access for your company’s account management based on
document’s category or employee’s department.

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US PRODUCTS CASE STUDIES
PRIVYID
Set Reminder
No more documents missed. Set automatic multiple
reminders for your documents.

31

D I G I TA L S O L U T I O N M A N AG E M E N T
Account Switcher
Switch between your Personal and Corporate account with one tap.

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US PRODUCTS CASE STUDIES
PRIVYID

Customizable template & document category


Create and upload your own document templates. Categorize your documents
based on your company’s own requirements.

32
D I G I TA L S O L U T I O N M A N AG E M E N T

Various roles in document access


Add reviewer and approver role to your company documents.

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US PRODUCTS CASE STUDIES
PRIVYID
Multiple Workflows
Conveniently sign documents or request for signatures and review within minutes
with our Share and Sign & Share features.

33

D I G I TA L S O L U T I O N M A N AG E M E N T
Information Trail
Track the detail and the activities of your document signing process.

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US PRODUCTS CASE STUDIES
PRIVYID

Discussion
Share and reply the feedbacks of the content from the document shared with
your collegues.

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D I G I TA L S O L U T I O N M A N AG E M E N T

Position stamp
Every employee you register with EnterpriseID gets their position displayed with
each of their signature.

ABOUT OUR CLIENTS &


US PRODUCTS CASE STUDIES
PRIVYID
“PrivyID helps us collaborate with
our partners much more easily.
The ease of doing business with
PrivyID is a great help to expedite
our digital transformation process 35
in PT Telkom Indonesia.”
Marlina
Legal & Compliance Manager,
Divisi Digital Service PT Telkom Indonesia

D I G I TA L S O L U T I O N M A N AG E M E N T
ABOUT OUR CLIENTS &
US PRODUCTS CASE STUDIES
PRIVYID

EnterpriseID - Case Study

BCA Finance is a subsidiary company of Bank Central Asia,


Indonesia’s largest lender by market value and Southeast Asia’s
second largest bank by market capitalization. In the short period
since it was first established in 2005, BCA Finance has grown
into one of the most respected financial company with over 2,700
employees who work from 67 office branches in 62 cities across
Indonesia. BCA Finance’s services include investment financing,
36 work capital financing, and multi financing — all of which require
extensive paper documents in its operations.

With PrivyID
D I G I TA L S O L U T I O N M A N AG E M E N T

350 2,000
Over 350 branch managers, regional managers, documents digitallly
department heads, and deputy directors from signed with PrivyID
headquarter and all office branches can sign every month
documents anytime, anywhere

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US PRODUCTS CASE STUDIES
PRIVYID
Gramedia is Indonesia’s largest bookstore chain. Established since
1970, Gramedia was built on a simple mission to actively participate
in educating the nation. Gramedia believes that the dissemination
of knowledge and information is attainable through various retail
means, such as book circulation, selling school & office stationeries,
and distributing other multimedia products. Today, Gramedia has
successfully opened 120 stores in 46 cities across Indonesia and
employs 6,000 people. Gramedia exists for everyone to find and 37
develop their ideas; ideas to start an imagination, ideas that inspire,
and ideas that leads to innovation.

With PrivyID

D I G I TA L S O L U T I O N M A N AG E M E N T
100 2,000
Used by HR Corporate Director
and HR Department staff to sign:

Reduce paper use - assessment documents


documents
by 2,000 pages per - statement letters
per month
month - report documents

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US PRODUCTS CASE STUDIES
Privy Login - Customer Onboarding Solution

38
D I G I TA L S O L U T I O N M A N AG E M E N T

ABOUT OUR CLIENTS &


US PRODUCTS CASE STUDIES
PRIVYID
Solving your customer onboarding
challenges through Privy Login

Privy Login is PrivyID’s unique authentication system


that will improve your user experience by allowing your
39
customers to login to your website or application with
their PrivyID account. With higher level of security and
faster registration flow, Privy Login is the perfect solution
to your customer onboarding challenges.

D I G I TA L S O L U T I O N M A N AG E M E N T
ABOUT OUR CLIENTS &
US PRODUCTS CASE STUDIES
How Privy Login Works
PRIVYID

1 2

User visits your website


User inputs their PrivyID
or app and choose to
and password.
Login with PrivyID.

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3 4
D I G I TA L S O L U T I O N M A N AG E M E N T

User consents to
sharing their personal User enjoys your
information to your service.
company.

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US PRODUCTS CASE STUDIES
PRIVYID
“PrivyID is a startup that we must
support. PrivyID has enabled
countless Indonesians to access
public services faster with greater
accuracy, just exactly as how our 41
government wants it to be.”
Prof. Dr. Zudan Arif Fakrulloh
General Director of Population
& Civil Registration Department at

D I G I TA L S O L U T I O N M A N AG E M E N T
Ministry of Home Affairs of Indonesia

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US PRODUCTS CASE STUDIES
PRIVYID

Privy Login - Case Study

Bank Rakyat Indonesia (BRI) is an Indonesian state-owned bank that was established in
Central Java in late 1895. Today, BRI is the largest bank in Indonesia in terms of assets. In
2018, BRI’s subsidiaries business recorded net profit growth of from Rp575.8 billion in 2017
to Rp716.5 billion in 2018. One of BRI’s most successful subsidiaries is BRI Agro, a national
bank that disbursed 60-75% of their credit portfolio to agriculture business. In February
2019, BRI and BRI Agro in partnership with PrivyID released a mobile app dubbed Pinang
(Pinjam Tenang) which uses PrivyID’s digital signature technology to onboard customers
and distribute microloans more efficiently.
42

With PrivyID
D I G I TA L S O L U T I O N M A N AG E M E N T

Through partnership with PrivyID in Pinang mobile app,


BRI and BRI Agro have successfully disbursed:

to duration:
Rp

6.9 billion
1,903 borrowers
10
minutes per application

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US PRODUCTS CASE STUDIES
PRIVYID
Privy Login - Case Study

Without PrivyID

Bank Mandiri is the second largest bank in


Indonesia in terms of assets. By 2018, Bank

7 98 7
Mandiri has been consistently performing a
promising credit growth of over 10.0% followed up to
by a significant decrease in non performing loan
(NPL) from 4.0% in 2016 to less than 2.9% in business days of applications
drop rate
2018. Today, Bank Mandiri has 2,460 branches, application time processed in a day
distributes 221,927 EDCs, and increases credit
card ownership to 5.03 million. 43

With PrivyID

D I G I TA L S O L U T I O N M A N AG E M E N T
-98
to max. 4 hours of
30 drop rate
drop
rate +186
to 20 applications
application time reduced to 70% processed in a day

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US PRODUCTS CASE STUDIES
PRIVYID

Without PrivyID

Established since 1955, CIMB Niaga is Indonesia’s 5th largest bank


in terms of assets, credits, and number of branches. The Bank offers

120,000
a comprehensive suite of both conventional and Islamic banking Rp
products and services through an expanding delivery channel network
of 919 network channels all over Indonesia. CIMB Niaga consistently
continues to innovate in the midst of competitive market. One of per applicant
their latest innovations being the CIMB Niaga Digital loan that allows
their customers to access non-collateral personal loan with an online
44 application, enabled by PrivyID’s platform.

With PrivyID
D I G I TA L S O L U T I O N M A N AG E M E N T

Rp

3,500 2,343
per applicant applications in 30 days

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US PRODUCTS CASE STUDIES
PRIVYID
Clients

PrivyID has been used by over 4.5 million of individual users


and 215 companies in Indonesia

45

D I G I TA L S O L U T I O N M A N AG E M E N T
and many more!

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US PRODUCTS CASE STUDIES
World Class User Acquisition Managed
PRIVYID

Service or On-Premise Model? You Decide!

API Flow

Client’s System Internet PrivyID’s System

3. Calls for
“Sign document”
2. Upload Document
service

5. Signed Document &


46 Response API

1. Use App 6. Document has (Optional) 4. Document is


been signed Secure File saved on PrivyID
Tranfer Protocol
D I G I TA L S O L U T I O N M A N AG E M E N T

User Client’s Storage Storage Area Network (SAN)

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US PRODUCTS CASE STUDIES
PRIVYID
Web App

User
Storage Area Network (SAN)

47
6. Document 1. Use App 3. Calls for
has been signed 4. Document is saved
“Sign document” on PrivyID
service

D I G I TA L S O L U T I O N M A N AG E M E N T
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