ACKNOWLEDGEMENT

It’s a great pleasure in presenting this report as the requirement for the
achievement of BBS programme under Tribhuvan University for the practical fulfillment
of project management, T.U. has introduce report writing in their course to have
knowledge for the students. So, it is written from the management students for the
practice in writing report which help the students in the further Master programme.
This report writing would not have been possible without the guidance and
inspiration of our honorable teacher and friends. First of all I would like to thanks to my
supervisor Mr. Prakash Sharma for the guidance and supervising my report. I would
like to thank our Co-ordinator Mr. Balkrishna Chapagain for his valuable lectures,
instructing how to go ahead the field report preparation process. I would also like to
thank to all my teachers. Especially, campus chief Mr. Govinda Sigdel and whole team
of Galyang Multiple Campus.

At last but not least I would like to express heart full thanks to all the staffs of
Siddhartha Development Bank Ltd, Butwal Branch who provide me require information
and data and my classmates who help me for prepare this report and I would like to
thanks Mr. Khem Prasad Bhattarai (Himalayan Computer Institute) for typing,
setting and printing this report.

Bhima Neupane
B.B.S. 3rd Year
Galyang Multiple Campus
Galyang, Syangja

i
 TABLE OF CONTENTS

Recommendation
Acknowledgement I
Table of Contents II
List of Tables III
List of Figures III
List of Abbreviations IV

Page No.

CHAPTER I: INTRODUCTION
1.1 Background of the Study 01
1.2 Objectives of the Study 02
1.3 Review of Literature 03
1.4 Methodology used 04
1.5 Limitations of the Study 05
1.6 Organization of the Study 05

CHAPTER II : DATA ANALYSIS AND MAJOR FINDINGS

2.1 Data Presentation and Analysis 06
2.2 Major Findings of the Study 18

CHAPTER III :SUMMARY, CONCLUSION &

RECOMENDATIONS
3.1 Summary 20
3.2 Conclusion 20
3.3 Recommendations 21

Bibliography

ii
 LIST OF TABLES

Table No. Titles Page No.

2.1 Current Ratio 7

2.2 Quick Ratio (Times) 9

2.3 Return on Assets (ROA) 11

2.4 Return on Equity (ROE) 13

2.5 Earning Per Share (EPS) 14

2.6 Table Showing Net Return From Interest 16

2.7 Interest Expenditure To Total Expenditure 17

LIST OF FIGURE

Figure No. Titles Page No.

2.1 Trend of Current Ratio 8

2.2 Pie Chart of Quick Ratio (Times) 10

2.3 Bar Diagram of Return on Assets (ROA) 12

2.4 Trend Line of Return on Equity 13

2.5 Trend Line of Earning Per Shares (EPS) 15
2.6 Table Showing Net Return From Interest 16
2.7 Interest Expenditure To Total Expenditure 18

iii
 LIST OF ABBREVIATIONS

Amt. : Amount
& : And
B.B.S. : Bachelor of Business Studies
Fig. : Figure
F/Y : Fiscal Year
Ltd. : Limited
No. : Number
% : Percentage
Regd. : Registration
Rs. : Rupees
i.e. : That is
T.U. : Tribhuvan University
SDBL : Siddhartha Development Bank LTD

iv