COVID-19

INITIATIVES,
SCHEMES &
APPS LAUNCHED
Free SBI PO 2020 Special Ebook

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Corona Virus In India - Schemes, Apps & Initiatives SBI PO 2020 Special Free e-book

COVID- 19 – Apps, Schemes & Initiatives

The Corona Virus Disease or as it is referred COVID-19 has widely spread its
roots throughout the world and the countries are struggling to find their feet
amidst the rising crisis. Putting a brave front against this deadly virus, many
countries have taken extreme steps which no one would have ever thought of.
One such step was to put the entire country under complete lockdown. And
India is not behind to have adopted this measure.
This Lockdown would mean that every non-essential like Offices, Theatres,
Shops, Malls and other things will be closed and only essentials will be
provided.
To make this fight even more competitive government has went way ahead
and launched plenty of measures to tackle this situation.
Let’s have a look at few of the initiatives taken by the government to overcome
the situation.

Important Applications Launched By Governments

By Central Government:

1. Aarogya Setu:
The ‘Aarogya Setu’ is a tracking app that is recently launched by the Central
Government to find out about coronavirus infection cases using a GPS system
and Bluetooth. The government will use these smartphone features to
determine if a person is living close to a patient of COVID-19. The app is
completely equipped to cover the area and inform the people about the
locality and environment. It even tracks and informs an individual of any
approaching person if he or she is a positive. The application supports 11
different languages.
Corona Virus In India - Schemes, Apps & Initiatives SBI PO 2020 Special Free e-book

2. Chatbot:
PM Narendra Modi had announced the launch of a WhatsApp chatbot so that
the citizens can get instant and authentic answers to all their queries related to
the coronavirus pandemic. All you need to do is drop a ‘Hi’ on the number
919013151515. One can also call on the MyGov Corona Helpdesk to get
answers to pertinent queries such as the symptoms of the deadly disease,
nearest COVID-19 testing facility.

3. Corona Kavach:
One More COVID-19 tracker application is Corona Kavach, this was created by
the Union Ministry of Electronics and Information Technology (UEIT) in
collaboration with the Ministry of Health and Family Welfare (MoHFW). This
application provides users with real-time location of infected users who have
activated the ‘Kavach’ feature. This feature allows the users to keep a track on
the surroundings and let people know of the active cases around.

4. COVID-19 Feedback:
This application was developed by the Centre to get direct feedback from
people who have undergone coronavirus treatment in the country.

Initiatives by State Governments:

• Goa:
The Goa Health Ministry joined hands with Innovaccer to develop an
application called ‘Test Yourself Goa’. It is launched to help users self-diagnose
and find out if they have any visible symptoms of the deadly Corona virus
disease.
Corona Virus In India - Schemes, Apps & Initiatives SBI PO 2020 Special Free e-book

• Puducherry:
Innovaccer also joined hands with the Puducherry government to develop the
‘Test Yourself Puducherry’ application.

• Tamil Nadu:
To ensure that people under home quarantine do not violate any rule, an
application called the COVID-19 Quarantine Monitor was launched in. The
Tamil Nadu government collaborated with Pixxon Ai Solutions to develop this
app. Users can also use the application to check if they have any COVID-19
symptom.

• Karnataka:
Karnataka government has launched more than one application to tackle the
coronavirus outbreak.
One of the applications is the ‘Quarantine Watch’, which is similar to Tamil
Nadu’s COVID-19 Quarantine Monitor and monitors citizens under home
quarantine. It has a GPS-based feature that helps track people under home
quarantine to make sure they do not venture out. It also has a provision to
send selfies to the government to prove they are strictly following isolation
rules.

The other app is ‘Corona Watch’ that reportedly shows the location of COVID-
19-infected persons and their movement history of last 14 days. The
application is developed by Karnataka Geographic Information System Agency
(KGISA). It features a map of Karnataka that highlights all spots visited by
COVID-19 patients before they were diagnosed.
Corona Virus In India - Schemes, Apps & Initiatives SBI PO 2020 Special Free e-book

• Punjab:
The COVA Punjab was launched by the Punjab government. It is essentially a
coronavirus tracker that can also be used to obtain curfew passes and report
large gatherings of people.

• Kerala:
The Kerala government launched the ‘GoK Direct’ app to increase awareness
on the coronavirus pandemic. It is essentially a news providing application.

• National Capital Region (NCR):

The ‘Noida Authority Apurti Suvidha’ application was launched this week to
start home delivery of essential items to residents.

• Maharashtra:
The ‘Mahakavach’ app was developed to trace the contact history of COVID-19
patients, by finding out the places they visited and people they interacted with
before the virus infection was detected.

Important Initiatives Taken by India:

To tackle the crisis across the country many Schemes have been launched to
help each sector of India. Here, we will look into some of the schemes that are
mend for during this time and the steps to overcome the situation:

Gareeb Kalyan Yojana:

Pradhan Mantri Garib Kalyan Yojana allows an individual to deposit

money that has not been taxed. 50% of the untaxed amount has to be
paid.
Corona Virus In India - Schemes, Apps & Initiatives SBI PO 2020 Special Free e-book

Finance Minister Nirmala Sitharaman offered an Rs.1.7 lakh crore relief

package under the scheme

The main aim of the package is to help organised sectors, farmers, and
the poor to battle the economic disruption that has been caused by the
coronavirus outbreak.

Cash transfer via DBT will be provided by the government to households,

women, women under Jan Dhan Yojana, Divyang, poor pensioners,
widows, Mahatma Gandhi National Rural Employment Guarantee Act
(MNREGA) workers, and farmers.

Rs.500 will be provided per month as an ex-gratia amount to women Jan

Dhan Yojana account holders

For the next three months, the employee’s and the

employer’s contribution towards the EPF scheme will be paid by the
government

An increase in wages will be provided for MNREGA workers. According

to the government, this move will help 5 crore families. An increase in
wage will lead to an additional income of Rs.2,000 for every worker.

Via the PM-KISAN scheme, an up-front amount of Rs.2,000 will be

provided to farmers. Under the scheme, farmers receive Rs.6,000 every
year. The move will benefit around 8.69 crore farmers.

Women Self-Help Groups (SHGs) that come under the National Rural
Livelihood Mission (NRLM) will we provided collateral-free loans of up to
Rs.20 lakh.
Corona Virus In India - Schemes, Apps & Initiatives SBI PO 2020 Special Free e-book

Under the food scheme, Pradhan Mantri Garib Kalyan Anna Yojana,
benefits will be provided to about 80 crore individuals.

Reserve Bank Of India’s Measure Towards Economy Boost:

Moratorium was provided of 3 month on the EMI option on all

outstanding loans.

For the next 3 month no EMI would be deducted from the account of the
holder.

There was e reduction of CRR by 100 basis points for all the banks.

Accomodation under Marginal Standing Facility to be increased from 2%

to 3%.

RBI has predicted the inflation rate to go down as much as 2.4% in Q4 of

the Fiscal.

COVID-19 Emergency Response & Health System

Government of India (GoI) has announced significant investments to the

tune of Rs.15000 crores for 'India COVID-19 Emergency Response and
Health System Preparedness Package'.

The key Objectives of this package is to include mounting emergency

response to limit the COVID-19 spread.

The major share of the expenditure will be used for mounting robust
emergency response, strengthening National and State health systems
followed by strengthening pandemic research and multi-sector national
institutions and platforms for One Health, community engagement and
risk communication and implementation, management, capacity
building, monitoring and evaluation component.
Corona Virus In India - Schemes, Apps & Initiatives SBI PO 2020 Special Free e-book

PM Cares Fund Launched

The Prime Minister's Citizen Assistance and Relief in Emergency
Situations Fund (PM CARES Fund) was created on 28 March 2020,
following the COVID-19 pandemic in India

Any contributions made to the PM CARES Fund before 30 Jun would

classify as the tax deduction undersection 80G of Income Tax Act 1961.

Companies contributing in the PM CARES Fund would be counted as the

Corporate Social Responsibility (CSR).

Donations made to the state governments' initiatives such as the Chief

Minister's Funds do not qualify for the CSR obligation.
Corona Virus In India - Schemes, Apps & Initiatives SBI PO 2020 Special Free e-book

Oliveboard Success Story:

Read the success story of Aman, who has struggled a lot to get to this position.
Despite having financial difficulties, he kept on continuing. He didn’t care what others
are saying and gave 100% to accomplish his childhood dream.

Here is his inspiring story:-

Hello everyone! I am Aman Verma, coming from the small district “Chatra” of
Jharkhand. I am 23 years old. My parents are small farmers. I have completed
my education from Ranchi and I am a gold medalist in Bachelor of Commerce.
Becoming a banker was my childhood dream.

I have cleared SBI clerk in 2018 and SBI probationary officer in 2019. I am
currently working in State Bank of India, the largest public sector bank, as a
Probationary Officer.
Let me tell you about my journey. I will try to keep it short but at the same
time, I want you to know each and every aspect of my journey so that you can
think that person like me can clear the exam so anyone can crack the exam. As
I have already told you my parents' financial was not good so my schooling was
completed from Government School (Hindi medium) and the most hilarious
part of my schooling was that teachers were more concerned in so-called Mid-
meal scheme rather than teaching. You will be surprised that I learned English
Alphabets after class 8th. So, with ups and downs, I completed my
matriculation with around 70%. Now I was preparing for the Polytechnic
examination and one night my father told me that why don't you go to Ranchi
for your further study so that you will be in a better position to crack the
Government Job. Also, he had another thought in his mind that will he be able
Corona Virus In India - Schemes, Apps & Initiatives SBI PO 2020 Special Free e-book

to support my study? But anyways he sent me. There is a myth when you pass
in matriculation with first-class division then you are born for science so I had
no option except to choose the Science stream. So from there, I promised
myself that I will only focus on my studies. And when the result came out I
topped the college. So after this, there was again some confusion about what
to do next. Then I decided I will try to reach my dream and become a banker. I
selected commerce for my graduation and I became the Gold medalist.

Now, it was time to gear up as I started preparation for the banking

examination. I remembered my first exam was IBPS clerk 2017 and I was able
to clear the prelims but unfortunately missed mains by 2 marks. After that, I
appeared for SBI Clerk and SBI PO 2018 and was able to clear both but missed
SBI PO 2018 final selection by 7 marks so I had no option, except to join the SBI
clerk. That time I was a little bit upset but I never lost my hope, still, I thought
about cracking the SBI PO examination. After coming from office I used to
study and by God's grace, I cleared SBI PO 2019 and got the Chandigarh circle.
So you can see that I was not that much of a talented aspirant but a hard-
working aspirant with a positive set of attitude. I always trust myself. So the
same I expect from you that there is nothing which can stop you except your
thoughts, fear of not being successful, fear of society, and what people will say.
They are born to say something so don't care about them. Give your hundred
percent and you will get what you want and what you deserve. I would like to
share one quote “ Mehnaat kar Fal ki chinta na kar, agar mehnat tune shiddat
se ki hai to fal tujhe khud mil jayga!” Also, one more thing you can do, connect
with something inspirational that inspires you every time to get a good job. Let
me tell you my inspiration, if I get a good job, my living standard will be
changed. So accordingly, you can make yours.

Tips for different sections:

Quantitative - In starting days, you should try to play with numbers and
practice 30 questions of simplification daily. Remember the table up to 40, try
to remember squares and cubes up to 30-40. This will help you to save your
time during the exam. Solve every chapter in repeat mode, don't try to be
over-smart by thinking that you have mastered it, so keep practicing. There
should be a special focus on the D.I. section as this is the main part of the
banking examination and it will be easy to solve D.I. Section when you have
command on the rest of the chapter. For me, the Quantitative section is always
a great option to score.
Corona Virus In India - Schemes, Apps & Initiatives SBI PO 2020 Special Free e-book

English - As I belong to a Hindi background so English was my weakest part but

now it has become the strongest part for me. The trick behind this is to
practice grammar rules on a daily basis. Read editorial and practice English sets
daily. By doing this your performance will gradually improve.

Reasoning - Try to find out which chapters are easy to score, and are coming in
every exam like syllogism, inequality, orders & ranking, etc. as these are
scoring sections without much effort. Practice puzzles on a daily basis. You can
purchase it from Oliveboard because the material is really authentic and
proper.

General Awareness - Mostly try to cover 6 months of current affairs. Make

notes from yourself. Read the current affairs of Oliveboard and learn it daily.
The best trick is to make a group of two people and discuss it with them. I will
also suggest you, not to wait for the prelims results. Make a habit to do it on a
daily basis.

Interview - Try to explore yourself by knowing what you like, where you are
from, your native place is famous for, what is your hobby. There are many
questions of these types. Make notes of these questions and make the best
answer for yourself.
Learn all the basics of banking terms.
A quick glance at your academic and your last job.
You will definitely hear that the interview is not about your knowledge, it is all
about your approach and attitude. And this is true. Always try to maintain your
calmness during the interview.

Group discussion and group exercise - You don't need to be very much
knowledgeable and need not know about every topic. You should just maintain
dignity, calmness, and flow of discussion. Never ever argue with group
members on your points and their points. Just be diplomatic, you will get good
marks.

Suggestions:
Firstly, any banking aspirant should go with basics in every subject and
understand the trick behind these basics. After that go step by step towards
the advanced questions. Do not go directly towards advanced questions as this
will demotivate you, especially when you are a beginner.
Corona Virus In India - Schemes, Apps & Initiatives SBI PO 2020 Special Free e-book

Secondly, you should understand all the aspects of any question and know how
to solve it. Don't try to solve it by keeping time in your mind. Just try to solve it.
And also, try to find the best way.
Lastly, if you think you can deal with any type of questions then it is the high
time you should work on speed. It will not be tough for you when you know
the basics.

Mantras for aspirants:-

Positive attitude.
Never give up.
Always think about your inspiration.
Keep your patience high because sometimes you don't get what you think
because you are not able to match your potential that is needed.
Keep yourself focused.
Do daily practice and be unique.
I wish all of you to get a good job and all the best.

Role of Oliveboard:-
Oliveboard is really a great platform for any aspirant who is preparing for
competitive examination because its content is designed in such a manner that
matches the pattern of real exams. I have always been a fan of Oliveboard for
its content. Its content is authentic and proper. So I recommend you to follow
Oliveboard. Also, I would like to thank Oliveboard and its team for providing
such a great platform. Keep up the work.
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