LONG T E R M CREDIT

Projects that have a duration of more than two years, which generally respond to
expansion or growth plans of a company, need long-term financing.

Long-term financing usually comes from important banking entities, which put their
trust in those companies that will be able to respond when it comes to the return of
the money.

Mortgage Loan.

It is a long-term loan where the bank takes as collateral the property you want to
buy, build or remodel, it gives you the opportunity to start a large personal project
without spending a large amount of money.

Housing Leasing

It is a financial alternative through which, through a contract, you can rent a new
or used property to be used exclusively for your residential use in exchange for
the payment of a previously agreed monthly periodic fee with a term between 5
and 20 years.

Issuance of shares

The issuance of shares is one of the methods used by companies to raise

capital. ... The issuance of shares allows the company to raise capital with the
sale of the same to face new investments and therefore constitutes a form of
financing

Bonds

Bonds are certificates that are issued to obtain resources, these indicate that the
company borrows a certain amount of money and agrees to pay it at a future date with
a previously established amount of interest, and in a specified period.

Trusts

The trust is a legal act that must be in writing, and by which a person named settlor
allocates one or more assets, to a specific lawful purpose, for the benefit of another
person called trustee entrusting its realization to a banking institution called trustee ,
the latter receiving the ownership of the goods, only with the limitations of the rights
acquired prior to the constitution of the same trust by the parties or by third parties,
and with which the settlor expressly reserves and those derived by the trustor himself
escrow.

Capital contributions

Consists of all long-term funds provided by the owners to the company. This has
three main sources of obtaining resources: preferred shares, common shares
and retained earnings, each with a different cost and associated with each of
them.

Common social capital

It is that contributed by the founding shareholders and by those who can

intervene in the management of the company. He participates and has the
prerogative to intervene in the administration of the company, either directly or
through voice and vote in the general shareholders' meetings, by himself or
through individual or collective representatives.

Preferred social capital:

It is contributed by those shareholders who do not want to participate in the

administration and decisions of the company, if they are invited to provide long-
term resources that do not impact the cash flow in the short term.

NATALIA MORENO BAYONA

ID 611121
ADMINISTRACIÓN FINANCIERA