Vay 350 triệu đồng, thời hạn 5 năm, lãi suất 7,5%/năm,dự kiến lãi suất năm sau

10,3%/năm
Trả nợ gốc hàng tháng, nợ lãi trả hàng tháng

SỐ TIỀN GỐC SỐ TIỀN LÃI TRẢ TỔNG GỐC VÀ

DƯ NỢ ĐẦU KỲ
KỲ TRẢ NỢ NỢ LÃI

(D) (E) (F) =(D)x LS%/12 (H) = (E) + (F)

1 350,000,000 5,900,000 2,187,500 8,087,500
2 344,100,000 5,900,000 2,150,625 8,050,625
3 338,200,000 5,900,000 2,113,750 8,013,750
4 332,300,000 5,900,000 2,076,875 7,976,875
5 326,400,000 5,900,000 2,040,000 7,940,000
6 320,500,000 5,900,000 2,003,125 7,903,125
7 314,600,000 5,900,000 1,966,250 7,866,250
8 308,700,000 5,900,000 1,929,375 7,829,375
9 302,800,000 5,900,000 1,892,500 7,792,500
10 296,900,000 5,900,000 1,855,625 7,755,625
11 291,000,000 5,900,000 1,818,750 7,718,750
12 285,100,000 5,900,000 1,781,875 7,681,875
13 279,200,000 5,900,000 2,396,467 8,296,467
14 273,300,000 5,900,000 2,345,825 8,245,825
15 267,400,000 5,900,000 2,295,183 8,195,183
16 261,500,000 5,900,000 2,244,542 8,144,542
17 255,600,000 5,900,000 2,193,900 8,093,900
18 249,700,000 5,900,000 2,143,258 8,043,258
19 243,800,000 5,900,000 2,092,617 7,992,617
20 237,900,000 5,900,000 2,041,975 7,941,975
21 232,000,000 5,900,000 1,991,333 7,891,333
22 226,100,000 5,900,000 1,940,692 7,840,692
23 220,200,000 5,900,000 1,890,050 7,790,050
24 214,300,000 5,900,000 1,839,408 7,739,408
25 208,400,000 5,900,000 1,788,767 7,688,767
26 202,500,000 5,900,000 1,738,125 7,638,125
27 196,600,000 5,900,000 1,687,483 7,587,483
28 190,700,000 5,900,000 1,636,842 7,536,842
29 184,800,000 5,900,000 1,586,200 7,486,200
30 178,900,000 5,900,000 1,535,558 7,435,558
31 173,000,000 5,900,000 1,484,917 7,384,917
32 167,100,000 5,900,000 1,434,275 7,334,275
33 161,200,000 5,900,000 1,383,633 7,283,633
34 155,300,000 5,900,000 1,332,992 7,232,992
 SỐ TIỀN GỐC SỐ TIỀN LÃI TRẢ TỔNG GỐC VÀ
DƯ NỢ ĐẦU KỲ
KỲ TRẢ NỢ NỢ LÃI

(D) (E) (F) =(D)x LS%/12 (H) = (E) + (F)

35 149,400,000 5,900,000 1,282,350 7,182,350
36 143,500,000 5,900,000 1,231,708 7,131,708
37 137,600,000 5,900,000 1,181,067 7,081,067
38 131,700,000 5,900,000 1,130,425 7,030,425
39 125,800,000 5,900,000 1,079,783 6,979,783
40 119,900,000 5,900,000 1,029,142 6,929,142
41 114,000,000 5,900,000 978,500 6,878,500
42 108,100,000 5,900,000 927,858 6,827,858
43 102,200,000 5,900,000 877,217 6,777,217
44 96,300,000 5,900,000 826,575 6,726,575
45 90,400,000 5,900,000 775,933 6,675,933
46 84,500,000 5,900,000 725,292 6,625,292
47 78,600,000 5,900,000 674,650 6,574,650
48 72,700,000 5,900,000 624,008 6,524,008
49 66,800,000 5,900,000 573,367 6,473,367
50 60,900,000 5,900,000 522,725 6,422,725
51 55,000,000 5,900,000 472,083 6,372,083
52 49,100,000 5,900,000 421,442 6,321,442
53 43,200,000 5,900,000 370,800 6,270,800
54 37,300,000 5,900,000 320,158 6,220,158
55 31,400,000 5,900,000 269,517 6,169,517
56 25,500,000 5,900,000 218,875 6,118,875
57 19,600,000 5,900,000 168,233 6,068,233
58 13,700,000 5,900,000 117,592 6,017,592
59 7,800,000 5,900,000 66,950 5,966,950
60 1,900,000 1,900,000 16,308 1,916,308
năm sau 10,3%/năm

ĐVT: Đồng

DƯ NỢ CUỐI KỲ

(I) = (D) - (E)

344,100,000
338,200,000
332,300,000
326,400,000
320,500,000
314,600,000
308,700,000
302,800,000
296,900,000
291,000,000
285,100,000
279,200,000
273,300,000
267,400,000
261,500,000
255,600,000
249,700,000
243,800,000
237,900,000
232,000,000
226,100,000
220,200,000
214,300,000
208,400,000
202,500,000
196,600,000
190,700,000
184,800,000
178,900,000
173,000,000
167,100,000
161,200,000
155,300,000
149,400,000
DƯ NỢ CUỐI KỲ

(I) = (D) - (E)

143,500,000
137,600,000
131,700,000
125,800,000
119,900,000
114,000,000
108,100,000
102,200,000
96,300,000
90,400,000
84,500,000
78,600,000
72,700,000
66,800,000
60,900,000
55,000,000
49,100,000
43,200,000
37,300,000
31,400,000
25,500,000
19,600,000
13,700,000
7,800,000
1,900,000
0
 Vay 350triệu đồng, thời hạn 10 năm, lãi suất 7.5%/năm. dự kiến lãi suất năm sau 10,3
Trả nợ gốc hàng tháng, nợ lãi trả hàng tháng

SỐ TIỀN GỐC
DƯ NỢ ĐẦU KỲ SỐ TIỀN LÃI TRẢ NỢ
KỲ TRẢ NỢ

D E F = D x lãi suất%/12
1 350,000,000 2,920,000 2,187,500
2 347,080,000 2,920,000 2,169,250
3 344,160,000 2,920,000 2,151,000
4 341,240,000 2,920,000 2,132,750
5 338,320,000 2,920,000 2,114,500
6 335,400,000 2,920,000 2,096,250
7 332,480,000 2,920,000 2,078,000
8 329,560,000 2,920,000 2,059,750
9 326,640,000 2,920,000 2,041,500
10 323,720,000 2,920,000 2,023,250
11 320,800,000 2,920,000 2,005,000
12 317,880,000 2,920,000 1,986,750
13 314,960,000 2,920,000 2,703,407
14 312,040,000 2,920,000 2,678,343
15 309,120,000 2,920,000 2,653,280
16 306,200,000 2,920,000 2,628,217
17 303,280,000 2,920,000 2,603,153
18 300,360,000 2,920,000 2,578,090
19 297,440,000 2,920,000 2,553,027
20 294,520,000 2,920,000 2,527,963
21 291,600,000 2,920,000 2,502,900
22 288,680,000 2,920,000 2,477,837
23 285,760,000 2,920,000 2,452,773
24 282,840,000 2,920,000 2,427,710
25 279,920,000 2,920,000 2,402,647
26 277,000,000 2,920,000 2,377,583
27 274,080,000 2,920,000 2,352,520
28 271,160,000 2,920,000 2,327,457
29 268,240,000 2,920,000 2,302,393
30 265,320,000 2,920,000 2,277,330
31 262,400,000 2,920,000 2,252,267
32 259,480,000 2,920,000 2,227,203
33 256,560,000 2,920,000 2,202,140
34 253,640,000 2,920,000 2,177,077
35 250,720,000 2,920,000 2,152,013
36 247,800,000 2,920,000 2,126,950
37 244,880,000 2,920,000 2,101,887
38 241,960,000 2,920,000 2,076,823
39 239,040,000 2,920,000 2,051,760
40 236,120,000 2,920,000 2,026,697
41 233,200,000 2,920,000 2,001,633
42 230,280,000 2,920,000 1,976,570
43 227,360,000 2,920,000 1,951,507
44 224,440,000 2,920,000 1,926,443
45 221,520,000 2,920,000 1,901,380
46 218,600,000 2,920,000 1,876,317
47 215,680,000 2,920,000 1,851,253
48 212,760,000 2,920,000 1,826,190
49 209,840,000 2,920,000 1,801,127
50 206,920,000 2,920,000 1,776,063
51 204,000,000 2,920,000 1,751,000
52 201,080,000 2,920,000 1,725,937
53 198,160,000 2,920,000 1,700,873
54 195,240,000 2,920,000 1,675,810
55 192,320,000 2,920,000 1,650,747
56 189,400,000 2,920,000 1,625,683
57 186,480,000 2,920,000 1,600,620
58 183,560,000 2,920,000 1,575,557
59 180,640,000 2,920,000 1,550,493
60 177,720,000 2,920,000 1,525,430
61 174,800,000 2,920,000 1,500,367
62 171,880,000 2,920,000 1,475,303
63 168,960,000 2,920,000 1,450,240
64 166,040,000 2,920,000 1,425,177
65 163,120,000 2,920,000 1,400,113
66 160,200,000 2,920,000 1,375,050
67 157,280,000 2,920,000 1,349,987
68 154,360,000 2,920,000 1,324,923
69 151,440,000 2,920,000 1,299,860
70 148,520,000 2,920,000 1,274,797
71 145,600,000 2,920,000 1,249,733
72 142,680,000 2,920,000 1,224,670
73 139,760,000 2,920,000 1,199,607
74 136,840,000 2,920,000 1,174,543
 75 133,920,000 2,920,000 1,149,480
76 131,000,000 2,920,000 1,124,417
77 128,080,000 2,920,000 1,099,353
78 125,160,000 2,920,000 1,074,290
79 122,240,000 2,920,000 1,049,227
80 119,320,000 2,920,000 1,024,163
81 116,400,000 2,920,000 999,100
82 113,480,000 2,920,000 974,037
83 110,560,000 2,920,000 948,973
84 107,640,000 2,920,000 923,910
85 104,720,000 2,920,000 898,847
86 101,800,000 2,920,000 873,783
87 98,880,000 2,920,000 848,720
88 95,960,000 2,920,000 823,657
89 93,040,000 2,920,000 798,593
90 90,120,000 2,920,000 773,530
91 87,200,000 2,920,000 748,467
92 84,280,000 2,920,000 723,403
93 81,360,000 2,920,000 698,340
94 78,440,000 2,920,000 673,277
95 75,520,000 2,920,000 648,213
96 72,600,000 2,920,000 623,150
97 69,680,000 2,920,000 598,087
98 66,760,000 2,920,000 573,023
99 63,840,000 2,920,000 547,960
100 60,920,000 2,920,000 522,897
101 58,000,000 2,920,000 497,833
102 55,080,000 2,920,000 472,770
103 52,160,000 2,920,000 447,707
104 49,240,000 2,920,000 422,643
105 46,320,000 2,920,000 397,580
106 43,400,000 2,920,000 372,517
107 40,480,000 2,920,000 347,453
108 37,560,000 2,920,000 322,390
109 34,640,000 2,920,000 297,327
110 31,720,000 2,920,000 272,263
111 28,800,000 2,920,000 247,200
112 25,880,000 2,920,000 222,137
113 22,960,000 2,920,000 197,073
114 20,040,000 2,920,000 172,010
115 17,120,000 2,920,000 146,947
116 14,200,000 2,920,000 121,883
117 11,280,000 2,920,000 96,820
118 8,360,000 2,920,000 71,757
119 5,440,000 2,920,000 46,693
120 2,520,000 2,520,000 21,630
5%/năm. dự kiến lãi suất năm sau 10,3%/năm
nợ lãi trả hàng tháng

TỔNG GỐC VÀ
DƯ NỢ CUỐI KỲ
LÃI

H=E+F I=D-E
5,107,500 347,080,000
5,089,250 344,160,000
5,071,000 341,240,000
5,052,750 338,320,000
5,034,500 335,400,000
5,016,250 332,480,000
4,998,000 329,560,000
4,979,750 326,640,000
4,961,500 323,720,000
4,943,250 320,800,000
4,925,000 317,880,000
4,906,750 314,960,000
5,623,407 312,040,000
5,598,343 309,120,000
5,573,280 306,200,000
5,548,217 303,280,000
5,523,153 300,360,000
5,498,090 297,440,000
5,473,027 294,520,000
5,447,963 291,600,000
5,422,900 288,680,000
5,397,837 285,760,000
5,372,773 282,840,000
5,347,710 279,920,000
5,322,647 277,000,000
5,297,583 274,080,000
5,272,520 271,160,000
5,247,457 268,240,000
5,222,393 265,320,000
5,197,330 262,400,000
5,172,267 259,480,000
5,147,203 256,560,000
5,122,140 253,640,000
5,097,077 250,720,000
5,072,013 247,800,000
5,046,950 244,880,000
5,021,887 241,960,000
4,996,823 239,040,000
4,971,760 236,120,000
4,946,697 233,200,000
4,921,633 230,280,000
4,896,570 227,360,000
4,871,507 224,440,000
4,846,443 221,520,000
4,821,380 218,600,000
4,796,317 215,680,000
4,771,253 212,760,000
4,746,190 209,840,000
4,721,127 206,920,000
4,696,063 204,000,000
4,671,000 201,080,000
4,645,937 198,160,000
4,620,873 195,240,000
4,595,810 192,320,000
4,570,747 189,400,000
4,545,683 186,480,000
4,520,620 183,560,000
4,495,557 180,640,000
4,470,493 177,720,000
4,445,430 174,800,000
4,420,367 171,880,000
4,395,303 168,960,000
4,370,240 166,040,000
4,345,177 163,120,000
4,320,113 160,200,000
4,295,050 157,280,000
4,269,987 154,360,000
4,244,923 151,440,000
4,219,860 148,520,000
4,194,797 145,600,000
4,169,733 142,680,000
4,144,670 139,760,000
4,119,607 136,840,000
4,094,543 133,920,000
4,069,480 131,000,000
4,044,417 128,080,000
4,019,353 125,160,000
3,994,290 122,240,000
3,969,227 119,320,000
3,944,163 116,400,000
3,919,100 113,480,000
3,894,037 110,560,000
3,868,973 107,640,000
3,843,910 104,720,000
3,818,847 101,800,000
3,793,783 98,880,000
3,768,720 95,960,000
3,743,657 93,040,000
3,718,593 90,120,000
3,693,530 87,200,000
3,668,467 84,280,000
3,643,403 81,360,000
3,618,340 78,440,000
3,593,277 75,520,000
3,568,213 72,600,000
3,543,150 69,680,000
3,518,087 66,760,000
3,493,023 63,840,000
3,467,960 60,920,000
3,442,897 58,000,000
3,417,833 55,080,000
3,392,770 52,160,000
3,367,707 49,240,000
3,342,643 46,320,000
3,317,580 43,400,000
3,292,517 40,480,000
3,267,453 37,560,000
3,242,390 34,640,000
3,217,327 31,720,000
3,192,263 28,800,000
3,167,200 25,880,000
3,142,137 22,960,000
3,117,073 20,040,000
3,092,010 17,120,000
3,066,947 14,200,000
3,041,883 11,280,000
3,016,820 8,360,000
2,991,757 5,440,000
2,966,693 2,520,000
2,541,630 0
 Giải ngân 350.000.000 đồng, thời hạn 15 năm, lãi suất 7,5%/năm đầu, dự kiến lãi suất năm sau 10,3
Trả nợ gốc hàng tháng, nợ lãi trả hàng tháng

SỐ TIỀN GỐC TRẢ TỔNG GỐC VÀ

DƯ NỢ ĐẦU KỲ SỐ TIỀN LÃI TRẢ NỢ
NỢ LÃI
KỲ
D E F = D x lãi suất%/12 H=E+F
1 350,000,000 1,950,000 2,187,500 4,137,500
2 348,050,000 1,950,000 2,175,313 4,125,313
3 346,100,000 1,950,000 2,163,125 4,113,125
4 344,150,000 1,950,000 2,150,938 4,100,938
5 342,200,000 1,950,000 2,138,750 4,088,750
6 340,250,000 1,950,000 2,126,563 4,076,563
7 338,300,000 1,950,000 2,114,375 4,064,375
8 336,350,000 1,950,000 2,102,188 4,052,188
9 334,400,000 1,950,000 2,090,000 4,040,000
10 332,450,000 1,950,000 2,077,813 4,027,813
11 330,500,000 1,950,000 2,065,625 4,015,625
12 328,550,000 1,950,000 2,053,438 4,003,438
13 326,600,000 1,950,000 2,803,317 4,753,317
14 324,650,000 1,950,000 2,786,579 4,736,579
15 322,700,000 1,950,000 2,769,842 4,719,842
16 320,750,000 1,950,000 2,753,104 4,703,104
17 318,800,000 1,950,000 2,736,367 4,686,367
18 316,850,000 1,950,000 2,719,629 4,669,629
19 314,900,000 1,950,000 2,702,892 4,652,892
20 312,950,000 1,950,000 2,686,154 4,636,154
21 311,000,000 1,950,000 2,669,417 4,619,417
22 309,050,000 1,950,000 2,652,679 4,602,679
23 307,100,000 1,950,000 2,635,942 4,585,942
24 305,150,000 1,950,000 2,619,204 4,569,204
25 303,200,000 1,950,000 2,602,467 4,552,467
26 301,250,000 1,950,000 2,585,729 4,535,729
27 299,300,000 1,950,000 2,568,992 4,518,992
28 297,350,000 1,950,000 2,552,254 4,502,254
29 295,400,000 1,950,000 2,535,517 4,485,517
30 293,450,000 1,950,000 2,518,779 4,468,779
31 291,500,000 1,950,000 2,502,042 4,452,042
32 289,550,000 1,950,000 2,485,304 4,435,304
33 287,600,000 1,950,000 2,468,567 4,418,567
34 285,650,000 1,950,000 2,451,829 4,401,829
35 283,700,000 1,950,000 2,435,092 4,385,092
36 281,750,000 1,950,000 2,418,354 4,368,354
37 279,800,000 1,950,000 2,401,617 4,351,617
38 277,850,000 1,950,000 2,384,879 4,334,879
39 275,900,000 1,950,000 2,368,142 4,318,142
40 273,950,000 1,950,000 2,351,404 4,301,404
41 272,000,000 1,950,000 2,334,667 4,284,667
42 270,050,000 1,950,000 2,317,929 4,267,929
 SỐ TIỀN GỐC TRẢ TỔNG GỐC VÀ
DƯ NỢ ĐẦU KỲ SỐ TIỀN LÃI TRẢ NỢ
NỢ LÃI
KỲ
D E F = D x lãi suất%/12 H=E+F
43 268,100,000 1,950,000 2,301,192 4,251,192
44 266,150,000 1,950,000 2,284,454 4,234,454
45 264,200,000 1,950,000 2,267,717 4,217,717
46 262,250,000 1,950,000 2,250,979 4,200,979
47 260,300,000 1,950,000 2,234,242 4,184,242
48 258,350,000 1,950,000 2,217,504 4,167,504
49 256,400,000 1,950,000 2,200,767 4,150,767
50 254,450,000 1,950,000 2,184,029 4,134,029
51 252,500,000 1,950,000 2,167,292 4,117,292
52 250,550,000 1,950,000 2,150,554 4,100,554
53 248,600,000 1,950,000 2,133,817 4,083,817
54 246,650,000 1,950,000 2,117,079 4,067,079
55 244,700,000 1,950,000 2,100,342 4,050,342
56 242,750,000 1,950,000 2,083,604 4,033,604
57 240,800,000 1,950,000 2,066,867 4,016,867
58 238,850,000 1,950,000 2,050,129 4,000,129
59 236,900,000 1,950,000 2,033,392 3,983,392
60 234,950,000 1,950,000 2,016,654 3,966,654
61 233,000,000 1,950,000 1,999,917 3,949,917
62 231,050,000 1,950,000 1,983,179 3,933,179
63 229,100,000 1,950,000 1,966,442 3,916,442
64 227,150,000 1,950,000 1,949,704 3,899,704
65 225,200,000 1,950,000 1,932,967 3,882,967
66 223,250,000 1,950,000 1,916,229 3,866,229
67 221,300,000 1,950,000 1,899,492 3,849,492
68 219,350,000 1,950,000 1,882,754 3,832,754
69 217,400,000 1,950,000 1,866,017 3,816,017
70 215,450,000 1,950,000 1,849,279 3,799,279
71 213,500,000 1,950,000 1,832,542 3,782,542
72 211,550,000 1,950,000 1,815,804 3,765,804
73 209,600,000 1,950,000 1,799,067 3,749,067
74 207,650,000 1,950,000 1,782,329 3,732,329
75 205,700,000 1,950,000 1,765,592 3,715,592
76 203,750,000 1,950,000 1,748,854 3,698,854
77 201,800,000 1,950,000 1,732,117 3,682,117
78 199,850,000 1,950,000 1,715,379 3,665,379
79 197,900,000 1,950,000 1,698,642 3,648,642
80 195,950,000 1,950,000 1,681,904 3,631,904
81 194,000,000 1,950,000 1,665,167 3,615,167
82 192,050,000 1,950,000 1,648,429 3,598,429
83 190,100,000 1,950,000 1,631,692 3,581,692
84 188,150,000 1,950,000 1,614,954 3,564,954
85 186,200,000 1,950,000 1,598,217 3,548,217
86 184,250,000 1,950,000 1,581,479 3,531,479
87 182,300,000 1,950,000 1,564,742 3,514,742
 SỐ TIỀN GỐC TRẢ TỔNG GỐC VÀ
DƯ NỢ ĐẦU KỲ SỐ TIỀN LÃI TRẢ NỢ
NỢ LÃI
KỲ
D E F = D x lãi suất%/12 H=E+F
88 180,350,000 1,950,000 1,548,004 3,498,004
89 178,400,000 1,950,000 1,531,267 3,481,267
90 176,450,000 1,950,000 1,514,529 3,464,529
91 174,500,000 1,950,000 1,497,792 3,447,792
92 172,550,000 1,950,000 1,481,054 3,431,054
93 170,600,000 1,950,000 1,464,317 3,414,317
94 168,650,000 1,950,000 1,447,579 3,397,579
95 166,700,000 1,950,000 1,430,842 3,380,842
96 164,750,000 1,950,000 1,414,104 3,364,104
97 162,800,000 1,950,000 1,397,367 3,347,367
98 160,850,000 1,950,000 1,380,629 3,330,629
99 158,900,000 1,950,000 1,363,892 3,313,892
100 156,950,000 1,950,000 1,347,154 3,297,154
101 155,000,000 1,950,000 1,330,417 3,280,417
102 153,050,000 1,950,000 1,313,679 3,263,679
103 151,100,000 1,950,000 1,296,942 3,246,942
104 149,150,000 1,950,000 1,280,204 3,230,204
105 147,200,000 1,950,000 1,263,467 3,213,467
106 145,250,000 1,950,000 1,246,729 3,196,729
107 143,300,000 1,950,000 1,229,992 3,179,992
108 141,350,000 1,950,000 1,213,254 3,163,254
109 139,400,000 1,950,000 1,196,517 3,146,517
110 137,450,000 1,950,000 1,179,779 3,129,779
111 135,500,000 1,950,000 1,163,042 3,113,042
112 133,550,000 1,950,000 1,146,304 3,096,304
113 131,600,000 1,950,000 1,129,567 3,079,567
114 129,650,000 1,950,000 1,112,829 3,062,829
115 127,700,000 1,950,000 1,096,092 3,046,092
116 125,750,000 1,950,000 1,079,354 3,029,354
117 123,800,000 1,950,000 1,062,617 3,012,617
118 121,850,000 1,950,000 1,045,879 2,995,879
119 119,900,000 1,950,000 1,029,142 2,979,142
120 117,950,000 1,950,000 1,012,404 2,962,404
121 116,000,000 1,950,000 995,667 2,945,667
122 114,050,000 1,950,000 978,929 2,928,929
123 112,100,000 1,950,000 962,192 2,912,192
124 110,150,000 1,950,000 945,454 2,895,454
125 108,200,000 1,950,000 928,717 2,878,717
126 106,250,000 1,950,000 911,979 2,861,979
127 104,300,000 1,950,000 895,242 2,845,242
128 102,350,000 1,950,000 878,504 2,828,504
129 100,400,000 1,950,000 861,767 2,811,767
130 98,450,000 1,950,000 845,029 2,795,029
131 96,500,000 1,950,000 828,292 2,778,292
132 94,550,000 1,950,000 811,554 2,761,554
 SỐ TIỀN GỐC TRẢ TỔNG GỐC VÀ
DƯ NỢ ĐẦU KỲ SỐ TIỀN LÃI TRẢ NỢ
NỢ LÃI
KỲ
D E F = D x lãi suất%/12 H=E+F
133 92,600,000 1,950,000 794,817 2,744,817
134 90,650,000 1,950,000 778,079 2,728,079
135 88,700,000 1,950,000 761,342 2,711,342
136 86,750,000 1,950,000 744,604 2,694,604
137 84,800,000 1,950,000 727,867 2,677,867
138 82,850,000 1,950,000 711,129 2,661,129
139 80,900,000 1,950,000 694,392 2,644,392
140 78,950,000 1,950,000 677,654 2,627,654
141 77,000,000 1,950,000 660,917 2,610,917
142 75,050,000 1,950,000 644,179 2,594,179
143 73,100,000 1,950,000 627,442 2,577,442
144 71,150,000 1,950,000 610,704 2,560,704
145 69,200,000 1,950,000 593,967 2,543,967
146 67,250,000 1,950,000 577,229 2,527,229
147 65,300,000 1,950,000 560,492 2,510,492
148 63,350,000 1,950,000 543,754 2,493,754
149 61,400,000 1,950,000 527,017 2,477,017
150 59,450,000 1,950,000 510,279 2,460,279
151 57,500,000 1,950,000 493,542 2,443,542
152 55,550,000 1,950,000 476,804 2,426,804
153 53,600,000 1,950,000 460,067 2,410,067
154 51,650,000 1,950,000 443,329 2,393,329
155 49,700,000 1,950,000 426,592 2,376,592
156 47,750,000 1,950,000 409,854 2,359,854
157 45,800,000 1,950,000 393,117 2,343,117
158 43,850,000 1,950,000 376,379 2,326,379
159 41,900,000 1,950,000 359,642 2,309,642
160 39,950,000 1,950,000 342,904 2,292,904
161 38,000,000 1,950,000 326,167 2,276,167
162 36,050,000 1,950,000 309,429 2,259,429
163 34,100,000 1,950,000 292,692 2,242,692
164 32,150,000 1,950,000 275,954 2,225,954
165 30,200,000 1,950,000 259,217 2,209,217
166 28,250,000 1,950,000 242,479 2,192,479
167 26,300,000 1,950,000 225,742 2,175,742
168 24,350,000 1,950,000 209,004 2,159,004
169 22,400,000 1,950,000 192,267 2,142,267
170 20,450,000 1,950,000 175,529 2,125,529
171 18,500,000 1,950,000 158,792 2,108,792
172 16,550,000 1,950,000 142,054 2,092,054
173 14,600,000 1,950,000 125,317 2,075,317
174 12,650,000 1,950,000 108,579 2,058,579
175 10,700,000 1,950,000 91,842 2,041,842
176 8,750,000 1,950,000 75,104 2,025,104
177 6,800,000 6,800,000 58,367 6,858,367
suất năm sau 10,3%/năm

DƯ NỢ CUỐI KỲ

I=D-E
348,050,000
346,100,000
344,150,000
342,200,000
340,250,000
338,300,000
336,350,000
334,400,000
332,450,000
330,500,000
328,550,000
326,600,000
324,650,000
322,700,000
320,750,000
318,800,000
316,850,000
314,900,000
312,950,000
311,000,000
309,050,000
307,100,000
305,150,000
303,200,000
301,250,000
299,300,000
297,350,000
295,400,000
293,450,000
291,500,000
289,550,000
287,600,000
285,650,000
283,700,000
281,750,000
279,800,000
277,850,000
275,900,000
273,950,000
272,000,000
270,050,000
268,100,000
DƯ NỢ CUỐI KỲ

I=D-E
266,150,000
264,200,000
262,250,000
260,300,000
258,350,000
256,400,000
254,450,000
252,500,000
250,550,000
248,600,000
246,650,000
244,700,000
242,750,000
240,800,000
238,850,000
236,900,000
234,950,000
233,000,000
231,050,000
229,100,000
227,150,000
225,200,000
223,250,000
221,300,000
219,350,000
217,400,000
215,450,000
213,500,000
211,550,000
209,600,000
207,650,000
205,700,000
203,750,000
201,800,000
199,850,000
197,900,000
195,950,000
194,000,000
192,050,000
190,100,000
188,150,000
186,200,000
184,250,000
182,300,000
180,350,000
DƯ NỢ CUỐI KỲ

I=D-E
178,400,000
176,450,000
174,500,000
172,550,000
170,600,000
168,650,000
166,700,000
164,750,000
162,800,000
160,850,000
158,900,000
156,950,000
155,000,000
153,050,000
151,100,000
149,150,000
147,200,000
145,250,000
143,300,000
141,350,000
139,400,000
137,450,000
135,500,000
133,550,000
131,600,000
129,650,000
127,700,000
125,750,000
123,800,000
121,850,000
119,900,000
117,950,000
116,000,000
114,050,000
112,100,000
110,150,000
108,200,000
106,250,000
104,300,000
102,350,000
100,400,000
98,450,000
96,500,000
94,550,000
92,600,000
DƯ NỢ CUỐI KỲ

I=D-E
90,650,000
88,700,000
86,750,000
84,800,000
82,850,000
80,900,000
78,950,000
77,000,000
75,050,000
73,100,000
71,150,000
69,200,000
67,250,000
65,300,000
63,350,000
61,400,000
59,450,000
57,500,000
55,550,000
53,600,000
51,650,000
49,700,000
47,750,000
45,800,000
43,850,000
41,900,000
39,950,000
38,000,000
36,050,000
34,100,000
32,150,000
30,200,000
28,250,000
26,300,000
24,350,000
22,400,000
20,450,000
18,500,000
16,550,000
14,600,000
12,650,000
10,700,000
8,750,000
6,800,000
0
 Vay 350 triệu đồng, thời hạn 5 năm, lãi suất 7,5%/năm,dự kiến lãi suất năm sau 10,3%/năm
Trả nợ gốc hàng tháng, nợ lãi trả hàng tháng

SỐ TIỀN GỐC SỐ TIỀN LÃI TRẢ TỔNG GỐC VÀ

DƯ NỢ ĐẦU KỲ
KỲ TRẢ NỢ NỢ LÃI

(D) (E) (F) =(D)x LS%/12 (H) = (E) + (F)

1 15,000,000 625,000 148,500 773,500
2 14,375,000 625,000 148,500 773,500
3 13,750,000 625,000 148,500 773,500
4 13,125,000 625,000 148,500 773,500
5 12,500,000 625,000 148,500 773,500
6 11,875,000 625,000 148,500 773,500
7 11,250,000 625,000 148,500 773,500
8 10,625,000 625,000 148,500 773,500
9 10,000,000 625,000 148,500 773,500
10 9,375,000 625,000 148,500 773,500
11 8,750,000 625,000 148,500 773,500
12 8,125,000 625,000 148,500 773,500
13 7,500,000 625,000 148,500 773,500
14 6,875,000 625,000 148,500 773,500
15 6,250,000 625,000 148,500 773,500
16 5,625,000 625,000 148,500 773,500
17 5,000,000 625,000 148,500 773,500
18 4,375,000 625,000 148,500 773,500
19 3,750,000 625,000 148,500 773,500
20 3,125,000 625,000 148,500 773,500
21 2,500,000 625,000 148,500 773,500
22 1,875,000 625,000 148,500 773,500
23 1,250,000 625,000 148,500 773,500
24 625,000 625,000 148,500 773,500
15,000,000 3,564,000 18,564,000
0.99%
năm sau 10,3%/năm

ĐVT: Đồng

DƯ NỢ CUỐI KỲ

(I) = (D) - (E)

14,375,000
13,750,000
13,125,000
12,500,000
11,875,000
11,250,000
10,625,000
10,000,000
9,375,000
8,750,000
8,125,000
7,500,000
6,875,000
6,250,000
5,625,000
5,000,000
4,375,000
3,750,000
3,125,000
2,500,000
1,875,000
1,250,000
625,000
0
 Vay 350 triệu đồng, thời hạn 5 năm, lãi suất 7,5%/năm,dự kiến lãi suất năm sau 10,3%/năm
Trả nợ gốc hàng tháng, nợ lãi trả hàng tháng

SỐ TIỀN GỐC SỐ TIỀN LÃI TRẢ TỔNG GỐC VÀ

DƯ NỢ ĐẦU KỲ
KỲ TRẢ NỢ NỢ LÃI

(D) (E) (F) =(D)x LS%/12 (H) = (E) + (F)

1 15,000,000 625,000 148,500 773,500
2 14,375,000 625,000 142,313 767,313
3 13,750,000 625,000 136,125 761,125
4 13,125,000 625,000 129,938 754,938
5 12,500,000 625,000 123,750 748,750
6 11,875,000 625,000 117,563 742,563
7 11,250,000 625,000 111,375 736,375
8 10,625,000 625,000 105,188 730,188
9 10,000,000 625,000 99,000 724,000
10 9,375,000 625,000 92,813 717,813
11 8,750,000 625,000 86,625 711,625
12 8,125,000 625,000 80,438 705,438
13 7,500,000 625,000 74,250 699,250
14 6,875,000 625,000 68,063 693,063
15 6,250,000 625,000 61,875 686,875
16 5,625,000 625,000 55,688 680,688
17 5,000,000 625,000 49,500 674,500
18 4,375,000 625,000 43,313 668,313
19 3,750,000 625,000 37,125 662,125
20 3,125,000 625,000 30,938 655,938
21 2,500,000 625,000 24,750 649,750
22 1,875,000 625,000 18,563 643,563
23 1,250,000 625,000 12,375 637,375
24 625,000 625,000 6,188 631,188
15,000,000 1,856,250 16,856,250
0.52%
năm sau 10,3%/năm

ĐVT: Đồng

DƯ NỢ CUỐI KỲ

(I) = (D) - (E)

14,375,000
13,750,000
13,125,000
12,500,000
11,875,000
11,250,000
10,625,000
10,000,000
9,375,000
8,750,000
8,125,000
7,500,000
6,875,000
6,250,000
5,625,000
5,000,000
4,375,000
3,750,000
3,125,000
2,500,000
1,875,000
1,250,000
625,000
0