Personal Monthly Budget

Freelancing $50,000 PROJECTED BALANCE

$80,000
PROJECTED MONTHLY INCOME Job $40,000 (Projected income minus expenses)
Total monthly income $90,000 ACTUAL BALANCE
$90,000
(Actual income minus expenses)
Freelancing $50,000
DIFFERENCE
ACTUAL MONTHLY INCOME Job $40,000 $10,000
(Actual minus projected)
Total monthly income $90,000

HOUSING Projected Cost Actual Cost Difference ENTERTAINMENT Projected Cost Actual Cost Difference

Mortgage or rent $10,000 $7,000 $3,000 Pizza $1,000 $1,000 $0

Phone $2,000 $1,500 $500 Zinger $1,000 $1,000 $0
Electricity $5,000 $3,500 $1,500 Nugets $500 $500 $0
Gas $800 $400 $400 Coke $500 $500 $0
General Expenses $10,000 $9,000 $1,000 Other $0
Cable $500 $300 $200 Other $0
Maintenance $2,000 $500 $1,500 Other $0
Vegatables $5,000 $4,000 $1,000 Other $0
Fruits $3,000 $2,000 $1,000 Other $0
Pamper $1,000 $800 $200 Subtotals $3,000 $3,000 $0
Subtotals $39,300 $29,000 $10,300
LOANS Projected Cost Actual Cost Difference

TRANSPORTATION Projected Cost Actual Cost Difference Personal $0 $0 $0

Rikshaw Exp $3,000 $2,000 $1,000 Student $0 $0 $0
Village Travel $3,000 $2,000 $1,000 Credit card $0
Emergency $3,000 $1,500 $1,500 Credit card $0
Bike Maintenance $1,000 $700 $300 Credit card $0
Fuel $2,000 $1,500 $500 Other $0
Other $0 $0 $0 Subtotals $0 $0 $0
Other $0 $0 $0
Other $0
Subtotals $12,000 $7,700 $4,300 TAXES Projected Cost Actual Cost Difference

Federal $0
INSURANCE Projected Cost Actual Cost Difference State $0
Home $0 Local $0
Health $0 Other $0
Life $0 Subtotals $0 $0 $0
Other $0
Subtotals $0 $0 $0 SAVINGS OR INVESTMENTS Projected Cost Actual Cost Difference

Wheat $4,000 $4,000 $0

FOOD Projected Cost Actual Cost Difference Saving $5,000 $5,000 $0
Groceries $0 Other $0
Dining out $0 Subtotals $9,000 $9,000 $0
Other $0
Subtotals $0 $0 $0 GIFTS AND DONATIONS Projected Cost Actual Cost Difference

Charity 1 $0
PETS Projected Cost Actual Cost Difference Charity 2 $0
Food $0 Charity 3 $0
Medical $0 Subtotals $0 $0 $0
Grooming $0
Toys $0 LEGAL Projected Cost Actual Cost Difference

Other $0 Attorney $0
Subtotals $0 $0 $0 Alimony $0
Payments on lien or judgment $0
PERSONAL CARE Projected Cost Actual Cost Difference Other $0
Medical $5,000 $3,000 $2,000 Subtotals $0 $0 $0
Hair/nails $1,500 $1,000 $500
Clothing $5,000 $5,000 $0
TOTAL PROJECTED COST $86,300
Dry cleaning $500 $500 $0
Baby Health Care $5,000 $5,000 $0
TOTAL ACTUAL COST $69,200
Personal Exp $6,000 $6,000 $0
Other $0
TOTAL DIFFERENCE $17,100
Subtotals $23,000 $20,500 $2,500