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Importance of social welfare policies, programs and services to the poor, marginalized
and vulnerable groups
Social welfare policies, programs and services refers to policies and programs
that are aimed at preventing, managing, and overcoming the risks (e.g., economic
recession, political instability, unemployment, disability, old age, health problems,
sudden death of breadwinner, climate change, etc.) confronting the poor and vulnerable
people. It is intended to reduce poverty and vulnerability through effective and efficient
implementation of policies and programs, which the Asian Development Bank (ADB)
categorizes as follows:
2. Social insurance programs to cushion the risks associated with unemployment, ill
health, disability, work-related injury, and old age;
3. Social assistance and welfare service programs for the most vulnerable groups with
no other means of adequate support, including single mothers, the homeless, or
physically or mentally challenged people;
These are set of instruments meant to reduce, mitigate, and cope with various types of
income risks that affect the poor. As such, social protection is comprised of pension
reforms, labor market policies, social safety nets (social assistance) programs, and social
insurance, among others.
The most common types of programs provide benefits to the elderly or retired, the sick
or invalid, dependent survivors, mothers, the unemployed, the work-injured, and
families. Methods of financing and administration and the scope of coverage
and benefits vary widely among countries.