1|NBL Monetary Policy SmartGk

d}lb|s gLlt

kl/ro
cy{tgqsf] cfjZostf cg';f/ cy{tgqdf d'b|fsf] :t/ slt /xg' kb{5, To:tf] d'b|f cy{tgqsf] s'g s'g If]qdf
k|jflxt x'g' kb{5 / To:tf] d'b|fsf] nfut slt x'g' kb{5 eGg] ljifodf s]lGb|o df}lb|s clwsf/Ln] cjndag ug]{
gLltnfO{ df}|lb|s gLlt elgG5 . o; gLltn] d\b|fsf] dfqf, k|afxsf] lbzf / d'b|fsf] nfutnfO{ Joj:yfkg ub{5 .
cyf{t d'b|f Joj:yfkg;Fu ;DalGwt gLlt g} df}lb|s gLlt xf] . of] j[xt cfly{s gLltsf] Ps vDaf xf] . d'b|F
k|Bfosf] cfjZostf cWoog u/L kl/jt{g ug{ ;Sg] ePsfn] s]lGb|o a}+snfO{ s]lGb|o ;jf]{Rr df}lb|s clwsf/L
klg elgG5 . olx ;jf]{Rr df}lb|s clwsf/Laf6 df}lb|s gLltsf] th'{df, sfofGojg tyf cg'udg / d'Nof+sg
x'G5 .
df}lb|s nIox?
s_ ;+s'lrt d'b|f k|bfo
rngrNtLdf /x]sf] d'b|f / rNtL lgIf]ksf] of]u xf] .
v_ lj:t[t d'b|f k|bfo
;+s'lrt d'b|f k|bfo / d'4lt jrt g} lj:t[t d'b|f k|bfo xf] .
;+s'lrt d'b|f k|bfo / lj:t[t d'b|f k|bfosf] j[l4b/ g} df}lb|s nIo xf] .
df}lb|s pks/0fx?
s_ k|ToIf pks/0fx?
 jfl0fHo a}+ssf] lgIf]k tyf shf{sf Jofhb/x? s]lGb|o a}+sn] ;f]em} lgwf{/0f ul/lbg]
 ljleGg If]qdf hfg] shf{sf] l;df lgwf{/0f ul/ lbg]
 lgb]{lzt shf{ sfo{qmd ;+rfng ug]{
 clgjfo{ gub df}Hbft
 clgjfo{ t/ntf cg'kft
v_ ck|ToIf pks/0fx?
 ck|ToIf pks/0fx?
 k'gs{hf b/
 v'Nnf ahf/ sf/f]jf/
 g}lts bjfj
Smart Career Academy : “Nepal’s 1st & No.1 Online Institute 9869995445 www.smartgkonline.com
2|NBL Monetary Policy SmartGk

df}lb|s gLltsf] km|djs{

cfly{s jif{ @)&^.)&& sf df}lb|s pks/0fx?

 pkef]Qmf d'b|f l:kmtL b/ ^ k|ltztsf] l;df leq /fVg]
 afXo If]q :yfloTjsf] nflu sDtLdf & dlxgfsf] a:t' tyf ;]jf cfoft wfGg kof{Tk x'g] ljb]zL ljlgdo
;+lrlt sfod ug]{ .
 cfly{s j[l4b/ *=% k|ltzt sfod ug]{
 lj:t[t d'b|F k|bfosf] j[l4b/ nfO{ !* k|ltztsf] ;Ldf leq /fVg]
 cfGtl/s shf{ lj:tf/ @$v k|ltztdf /fVg]
 lghL If]q tkm{sf] shf{ j[l4 @! k|ltztdf ;Lldt ug]{ .
cf=j= @)&^.)&& sf ;+rfng nIo tyf pks/0fx?
 l:y/ ljlgdo b/nfO{ lg/Gt/tf
 Jofhb/ sf]l/8/nfO{ k|efjsf/L agfO{g]
 Jofhb/ sl/8f]/sf] dflyNnf] l;dfsf] ?kdf :yfoL t/ntf ;'ljwf b/ ^ k|ltzt, l/kf] b/nfO{ $=%
k|ltzt tNnf] l;dfsf] lgif]k ;+sng b/nfO{ # k|ltzt sfod ug]{
 l/kf] ;'ljwf cf]e/gfO{6 tyf lgIf]k ;+sng ;'ljwf Ps xKtfsf nflu k|bfg ug]{ .
 clgjfo{ gub cg'kft $ k|ltzt
 a}wflgs t/ntf cg'kft jfl0fHo a}+ssf nflu !) k|ltzt, ljsf; a}+ssf nflu * k|ltzt / ljQ
sDklgsf nflu & k|ltzt sfod ul/g] .
 a}+s b/ ^ k|ltzt
Smart Career Academy : “Nepal’s 1st & No.1 Online Institute 9869995445 www.smartgkonline.com
3|NBL Monetary Policy SmartGk

 ljz]if k'gs{hf b/ ! k|ltzt ;fwf/0f k'gshf{ b/ # k|ltzt / a}+sx?n] nufgL ubf{ # b]lv & k|ltzt
;Dd dfq Jofh lng kfpg] .
 dem}nf tyf ;fgf pBf]usf] c;n shf{sf] lwtf] ;'/If0fdf k|bfg ub]{ cfPsf] !) nfv ;Ddsf] k'gshf{sf]
b/nfO{ # k|ltzt sfod ul/Psf] / a}+sx?n] lng ;Sg] jofhb/nfO{ & k|ltzt sfod ul/Psf] .
lgodg ;DaGwL Joj:yfx?
 shf{ >f]t cg'kftsf] lgoldt cg'udg ug]{
 Liquidity coverage ratio and net stable funding ratio dfkb08 hf/L ul/g] .
 g]kfnsf a}+s tyf ljLQo ;+;yfn] ljb]zdf zfvf vf]Ng gLltut Joj:yf ul/g] .
 ljsf; a}+s tyf ljQ sDklgx?df Basel II k'0f{ ?kdf nfu' ul/g] .
 lgIf]k bfloTj / shf{ ;fk6 ;xltsf] jflif{s sfo{of]hgf agfO{ /fi6|| a}+sdf k]z ug'{ kg]{ .
 k'jf{wf/ ljsf; a}+sn] ;d]t aflif{s sfo{of]hgf k]z ug'{ kg]{ .
 ;+;yfut ;fdflhs pQ/bfloTj sf]ifdf hDdf ePsf] /sdsf] Go'gtd !) k|ltzt k|To]s k|b]zdf vr{
ug'{ kg]{ .
 n3' ljQn] clgjo{ ?kdf Ps ltxfO{ shf{ s[lif{ If]qdf k|jfx ug'{ kg]{ .
 dh{/ PSo'lh;gsf] k|efjsf/L Joj:yf ug]{ .
 Cash Deposit M<echine sf] Joj:yf ug'{ kg]{ .
 x]lh+u ;DagwL sfo{ljlw tof/ ul/g]
df}lb|s gLltsf] k|sf/
s_ ;+s'rgsf/L df}lb|s gLlt
 d'b|f k|bfo 36fpg]
 Jofhb/ a9fpg]
 CRR a9fpg]
 /fli6||o art kq hf/L ug]{
v_ lj:tf/sf/L df}lb|s gLlt
 d'b|f k|bfo a9fpg]
 Jofhb/ 36fpg]
 CRR 36fpg]
 art kq vl/b ug]{
df}lb|s gLltsf pb]Zox?
!_ cfGtl/s l:y/tf
Smart Career Academy : “Nepal’s 1st & No.1 Online Institute 9869995445 www.smartgkonline.com
4|NBL Monetary Policy SmartGk

 d'No l:y/tf
 ljLQo If]qsf] l:y/tf
@_ afXo l:y/tf
 zf]wgfGt/ art cg'sntf
#_ cGo pb]Zox?
 /f]huf/L l;h{gf
 cfly{s j[l4
 cfly{s :yfloTj
g]kfnsf] df}lb|s gLltsf ljz]iftfx?
 lnlvt gLltut b:tfj]h
 ljlQo gLlt 3f]if0ff eP kZrft 3f]if0ff ul/g]
 cfly{s j[l4 / l:y/tf d'Vo pb]Zo
 pTkfbglzn shf{ sfo{qmd
 t'ngfTds ?kn] s8f
 ljsf; a}+s tyf ljLQ sDklgnfO{ klg ;dsIfL dfg]sf]
 n3'ljQx?nfO{ u|fld0f ljQdf Wofg s]lGb|t
 ljlQo gLltsf] ;xof]lu
 ax' nIox?
df}lb|s gLlt / ljQ gLltsf] ljrdf cGt/ ;DaGw
 b'j} cfly{s gLltsf c+u x'g\ .
 b'j} kl/k'/s Pj+ ;dk'/s x'g\ .
 b'j}sf] p]b]Zo ;dfg 5 .
 b'j} gLltsf] ljrdf ;dGjo ePdf dfq aflG5t pknAwL xfl;n x'G5 .
 ljlQo gLlt cg';f/ g} df}lb|s gLlt hf/L ul/g5 .
ljlQo gLlt / df}lb|s gLltx? Psn] csf{nfO{ s;/L k|efj kfb{5g\ <
 ljQ gLltsf] 3f6f ah]6x? ;fj{hlgs C0fx? kq dfkm{t ;+sng ul/G5 .
 /f]huf/L l;h{gf ug{ df}lb|s k|jfxnfO{ Jojl:yt ul/G5 .
 ul/jL lgjf/0fdf ;xof]u k'/\ofpgsf nflu ljlQo gLlt / df}lb|s gLlt ljr cGt/ ;DaGw /xG5 .
 art kl/rfngdf klg cGt/ ;Dagw /xG5 .
Smart Career Academy : “Nepal’s 1st & No.1 Online Institute 9869995445 www.smartgkonline.com
5|NBL Monetary Policy SmartGk

 a}ls+u k|0ffnLsf] ljsf;

 lgof{t j[l4
 a}b]lzs /f]huf/L l;h{gf
 ljQ gLltn] df}lb|s dfgx?nfO{ k|efj kfb{5 .

Smart Career Academy : “Nepal’s 1st & No.1 Online Institute 9869995445 www.smartgkonline.com