Topic

Contents
Introduction

Defination

FunctionsOf Bank

Investigation

Demo & WorkingSystem

BankingSystem

FlowChart

Applications
Introduction
Banking management is software for solving
financial applications of a customer in banking
environment in order to nature the needs of an
end banking user by providing various ways to
perform banking tasks. Also to enable the user’s
workspace to have additional functionalities
which are not provide under Conventional
banking software. Every user has user id and
password and a PIN number to confirm any
financial transaction.
Definition:-
Banking has been defined as “Accepting for the
purpose of lending & investment, of deposit of money from
the public, repayable on demand order or otherwise and
withdraw able by cheque, draft or otherwise.”

Meaning:-
Banking means transacting business with a bank;
depositing or withdrawing funds or requesting a loan etc.
 FUNCTIONS OF BANK

PRIMARY SECONDARY
FUNCTION FUNCTION
 ADVANCING OF
ACCEPTANCE OF
LOANS & CREDIT
DEPOSITS
CREATION

PRIMARY
FUNCTION

DEAING IN
INVESTMENT FOREIGN
FUNCTION
EX-CHANGE
SECONDARY FUNCTIONS

AGENCY
GENERAL
SERVICES
UTILITY
SERVICES
 E-R diagram for creating ”ACCOUNT”
User New Acc

Bank

New
Form

Verify DB

Rejected Create Acc

Created
 E-R diagram for withdraw ”ACCOUNT”

User

Withdra
w Deposit
Withdraw

Bank Bank

DB
Verify
DB

No
Deposited
Amount
 E-R diagram for modifying “ACCOUNT”

Modify Bank
User

Verify

Account
Modified Details
Edit the Incorrect
Form

DB
 E-R diagram for deleting an“ACCOUNT”
User

Delete

Bank

Account
Deleted.

DB
Workingface:
 Use for saving the databases of clients and staffs of
bank.
 Accounts are saved with their own particular id.
 Accounts can be searched with their detail
information.
 Transactions can also be saved and view effectively
whenever needed.
 Provides effective interest calculation for the deposited
money of client and automatically added into total
amount in daily balance.
Investigation
 Feasibility

Technical feasibility

Economical feasibility

Site visit

Source collection
 Request

Retrieve
BANK
Reply
Store

DATABASE

WORKING OF THE SYSTEM Client

BANKING SYSTEM

 There has been a rapid development in the banking

institutions in various countries. With development,
various systems of banking have come into existence.
Banks can be classified on the basis of volume of
operator, business pattern & areas of operations.
 SAVING LOAN STAFF INFO.
ACCOUNT SYSTEM SYSTEM
Level 0 DFD of banking system

Client
Deposite money/
Cheque book/money
property for loan
withdraw/money as loan

Banking
system

Ac
t
un

co
co

u
ac

nt
st
of

at
st

ist
Li

ics
staff Register
COMMON bankingSYSTEM
 BRANCH BANKING
 UNIT BANKING
 CORRESPONDANCE BANKNG
 DEPOSIT BANKING
 INVESTMENT BANKNG
 MIXED BANKING
 UNIVERSAL BANKNG
 Applications

NET BANKING:
It is also known as
Internet banking or
Online Banking. It is the
process of conducting
Banking transactions
over the internet.
 Financial
system
Financial assets

B
Financial intermediaries A
N
Financial markets
K
S
Financial instruments
MOBILE BANKING

It is also known as
M-Banking. The
customer can
operate his
account over the
mobile phone.
PHONE BANKING
The customer can obtain
information about his
account quickly, but
however deposit and
withdrawal cannot be
made over the phone.
Otherwise the
information about his
account can obtain.