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GRADIVA REVIEW JOURNAL ISSNO : 0363-8057

Comparison of Global NCAP Ratings for Indian Cars: A Review


Safal Sharad Saraf1, Samarth S Bhatt1, Shrey Agrawal1, E.Suresh2, Madhav Murthy2
1- Final year under graduate student, Department of Mechanical Engineering, B.M.S. College of
Engineering, Bengaluru, Karnataka, India
2- Assistant Professor, Department of Mechanical Engineering, B.M.S. College of Engineering,
Bengaluru, Karnataka, India

Abstract

India presents a grim picture when it comes to road safety, it is estimated that every four
minutes a fatality is reported on the Indian roads. In such a scenario, the safety of the cars
manufactured is indispensable. Although the Indian car manufacturers need to abide by the
norms and regulations set by the government, there is an urgent need for consumer awareness
regarding the safety of the cars. There have been various region-specific programs worldwide
to create consumer awareness by the use of safety ratings. The present article makes an attempt
to study the Global NCAP rating with its objectives and methodology. The safety ratings of 3
cars manufactured by major brands under similar price tag and segment are compared. India is
a cost sensitive market and using the example of Tata Zest an attempt is made to understand
the priority given for the safety features by the Indian car manufactures using the comparison
between the top and the base model. With the increasing awareness among the customers a
study is made to understand the priority given by major Indian car manufactures by comparing
the number of four and five-star rated cars manufactured. Also, the Global NCAP standards
are compared with the EURO NCAP standards. Lastly, this article addresses the importance of
developing country specific car assessment programs and how it would help to improve the
Indian road safety scenario.
Keywords: consumer awareness, NCAP rating, road safety

Introduction:

India has been an emerging leader in the global market of automotive industry with a fast-
growing economy and increasing infrastructure. However, India has reported 4,80,652 road
accidents in the year 2019. Out of which around 1,50,000 cases have been reported fatal.
Therefore, the safety of the cars manufactured in India is of paramount importance. Today the
need of the hour is to bring in awareness among the customers about the importance of safety
and the available safety features in the purchase they make.

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In the year 1979, USA was the first country to identify the importance of car safety and
established a program known as "United States National car assessment program" (USNCAP).
The program was initially made to encourage the car manufacturers to build safer cars. With
time, the program was expanded to create awareness in the customers by incorporating safety
ratings. In the USA, today it is mandatory for the manufacturers to provide the safety ratings
to the customers.

On the basis of the US based NCAP model, similar programs were introduced in other parts of
the world. Today many regions of the world have their own NCAP models such as Australian
NCAP, EURO NCAP, Japan NCAP, ASEAN NCAP, etc. Each NCAP has its own parameters
and guidelines to test the cars and provide safety ratings. The major objective of the NCAP is
to provide crash worthiness information to the customers. The cars undergo crash tests and are
evaluated with the set parameters to estimate their safety levels.

In India, however, there are no such programs to evaluate and provide safety ratings for the
manufactured cars. It is important to note, however, that there are strict safety norms and
regulations imposed by the Indian regulatory authority which are at par with the UN safety
standards. These need to be met by the Indian car manufacturers for the cars to be eligible to
enter the market.

In the year 2011, an independent charity registered in the UK started the program “Global New
Car Assessment program (Global NCAP)” to promote universal adoption of the United Nations
motor vehicle safety standards. The major objective of the program is to see the cars
manufactured worldwide meet the standards set by the United Nations and bring awareness in
the customers by rating the safety of these cars. In the year 2014, Global NCAP started the
“#SAFERCARSFORINDIA” initiative to promote car safety in India. However, not all the
Indian manufactured cars have been tested and rated by the Global NCAP.

This article primarily focuses on the “#SAFERCARSFORINDIA” initiative by Global NCAP


with the objective to understand the methodology and the process followed by the Global
NCAP and also compare it with other NCAPs available today. The article compares three of
the Indian manufactured cars (Tata Nexon, Mahindra SUV and Suzuki Maruti Vitara Brezza)
using the data available from the Global NCAP ratings and also compares the number of five-
star safety cars manufactured in India by major car manufacturing brands in India as of
November 2020. A study has also been made to understand the impact on cost of the cars due

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to the inclusion or exclusion of various safety features considering that a major part of the
Indian Automobile market is the cost-sensitive middle-income group. Lastly, this article also
talks about the need for an India specific safety assessment program.

Methodology:

The Global New Car Assessment Programme (Global NCAP) is designed to provide a fair,
meaningful assessment report about the impact performance of cars based on various
parameters. The report is decoded with inclusion of graphs and images so as to make it
understandable for consumers.

Car selection process

The most famous models are the point of focus for the Safer Cars for India Initiative. Usually,
the agency buys cars directly from the showroom. Global NCAP prefers a baseline model so
as to ensure adequate safety features for all consumers. Even the manufacturers are encouraged
to send their different cars for Crash Tests. This will increase safety awareness among the end
consumers and ensure manufacturers provide necessary features such as ABS, Airbag, ESU
etc. Global NCAP started Testing Made in India from the year 2014 and since then it has been
doing tremendous work ensuring Safer Cars for India.

How does Global NCAP score cars?

In the Global NCAP, the car is driven at 64 kph and subjected to a head on collision with a
deformable barrier which is equivalent to a front offset crack between two cars of same weight,
moving at 50 kph.

Each car which undergoes Crash Test is rated on a scale 0 to 5-star rating – where 0 depicts
least safe gradually increasing to 5 depicting most safe. Global NCAP provides separate ratings
for Adult Occupant Protection and Child Occupant Protection based on Crash Test. These
ratings are outcome of various readings taken from the dummy body installed inside the car
during the test. Presence of certain additional safety features adds on to a better overall rating.
As per Global NCAP regulations, presence of driver side Airbag is a minimum criterion for 1
star rating, absence of which will straight away award 0 star. The minimum requirement and
other safety standards are revised every two year as per the need felt by the officials.

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The 17-point Adult Occupant Protection score takes into account driver injury readings from
four body regions – head and neck; chest; knee, femur and pelvis, and leg and foot.

The primary basis for the 49- point Child Occupant Protection score is readings from the 18-
month-old and 3-year-old-sized dummies placed in manufacturer-recommended child seats.
Additional points are given for child restraint system markings, provision of three-point seat
belts, Isofix, etc.

The Assessment for the Adult occupant protection starts with the response data collection of
the dummy body on frontal impact. The overall rating is based on the driver data, unless part
of the passenger fared less well. It is stated that the judgement relates primarily to the driver.
The adjusted rating for the different body regions is presented in a visual format of coloured
segments within a human body outline for the driver and passenger. Risk of Life threatening
injury is in the same consideration to fatal injuries. There are fixed upper scores (high
performance) and lower scores (low performance) for all parameters, the readings strictly need
to be in between this. For all tests that are part of the adult occupant protection assessment,
capping limits are maintained for criteria related to critical body regions: head, neck and chest.
Exceeding a capping limit generally indicates unacceptable high risk at injury. In all cases, this
leads to loss of all points related to the tests. Capping limits can be equal to or higher than the
lower performance limit, depending on the test.

Results of Global NCAP and comparison

As of November 2020, 40+ variants of different Indian car models have been assessed by
Global NCAP since 2014.

The following table shows the safety rating of a few cars in different segments made by some
manufacturers for the Indian market as assessed by Global NCAP under the
#SAFERCARSFORINDIA campaign.

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Table 1: Safety Assessment Ratings of a few Indian cars

(Courtesy: Global NCAP #SAFERCARSFORINDIA)

Sl. Car Name Adult Child Type Year of


No. Safety Safety publication
Rating Rating
1 Mahindra Thar – 2 Airbags 4 4 2 Door SUV 2020
2 Tata Nexon – 2 Airbags 5 3 5 Door SUV 2018

3 Mahindra XUV 300 – 2 Airbags 5 4 5 Door SUV 2020

4 Kia Seltos – 2 Airbags 3 2 5 Door SUV 2020


5 Mahindra Marazzo– 2 Airbags 4 2 5 Door MPV 2018
6 Suzuki Maruti Vitara Brezza – 4 2 5 Door SUV 2018
2 Airbags
7 Renault Duster –DRIVER Airbag 3 2 5 Door SUV 2017

8 Renault Duster – NO Airbags 0 2 5 Door SUV 2017


9 Maruti Suzuki S-Presso – 0 2 5 Door Mini SUV 2020
Driver Airbag
10 Chevrolet Enjoy – NO Airbags 0 2 5 Door Minivan 2017
11 TATA Zest – 2 Airbags 4 2 4 Door Sedan 2016
12 TATA Zest – NO Airbags 0 1 4 Door Sedan 2016
13 RENAULT Kwid (IV) – Driver 1 1 5 Door Hatch 2016
Airbag
14 Hyundai Grand i10 Nios – 2 2 2 5 Door Hatchback 2020
Airbags
15 HONDA Mobilio – 2 Airbags 3 2 5 Door Stationwagen 2016

The pie chart shows the data of the Indian cars assessed by Global NCAP as of November 2020
which received 4 or 5 star ratings for adult safety. Of the 40+ cars assessed, only 11 cars have
a rating of 4 or more. Among these, 5 were manufactured by Tata Motors, 3 by Mahindra, 1
by Suzuki Maruti, 1 by Toyota & 1 by Volkswagen.

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NO. OF 4 & 5 STAR ADULT SAFETY RATED


CARS BY MANUFACTURERS IN INDIA
Suzuki Maruti, 1

Toyota, 1

Volkswagen, 1 Tata Motors, 5

Mahindra, 3

Fig. 1: No. of 4- & 5-star adult safety rated cars by manufacturers in India

Comparison of safety rating of cars by 3 Indian CAR manufacturers

The Global NCAP has defined a scale of 0-5 for evaluating a car’s overall safety, 5 being the
highest (most safe) and 0 being the lowest. This rating depends upon various factors as
mentioned earlier in the methodology.

The Global NCAP has defined 5 levels of safety for evaluating the safety of adult occupants
during a crash. These levels of safety are:

1. Good
2. Adequate
3. Marginal
4. Weak
5. Poor

Good being the highest and poor being the lowest. The crucial parts of the body are rated from
good to poor according to the test results obtained.

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COMPARISON OF SAFETY RATING AND


COST OF CARS BY 3 INDIAN CAR
MANUFACTURERS
Adult Safety Rating
Child Safety Rating

13.62

13.53

13.18
Top end model On-road price (petrol) (in Lakhs) in Bangalore
5

4
3

2
TATA NEXON – 2 AIRBAGS MAHINDRA XUV 300 – SUZUKI MARUTI VITARA
2 AIRBAGS BREZZA – 2 AIRBAGS

Fig. 2: Comparison of safety rating and cost of cars by 3 Indian CAR manufacturers

Table 2: Comparison of safety rating of cars by 3 Indian CAR manufacturers

Criteria Tata Nexon Mahindra XUV Suzuki Maruti Vitara


– 2 Airbags 300 – 2 Airbags Brezza – 2 Airbags

Adult Safety Rating 5 5 4


Head Good Good Good
(Passenger
& Driver)
Chest Driver- Driver- Adequate; Driver- Marginal;
Adequate; Passenger- Good Passenger- Good
Passenger-
Adequate
Knees Driver- Driver- Good; Driver- Marginal;
Adult Safety Good; Passenger- Good Passenger- Marginal
Rating Passenger- (right) & Good (left)
Checkpoints Good

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Tibia Driver- Driver- Good Driver- Adequate;


Adequate; (right) & Passenger- Good
Passenger- Adequate (left);
Adequate Passenger- Good
Driver’s Good Good (right) & Good
feet adequate (left)
Child Safety Rating 3 4 2
Front Yes Yes Yes
Seatbelt
Pretension
ers
Driver Yes Yes Yes
Frontal
Airbag
Passenger Yes Yes Yes
Frontal
Safety Airbag
Equipment Side Body No No No
Airbags
Side Head No No No
Airbags
Driver No No No
Knee
Airbag
SBR Yes Yes Driver
ISOFIX Yes Yes Yes
Anchorage
s
ABS (4 Yes Yes Yes
Channel)
Top Model Petrol 13.62 L 13.53 L 13.18 L
On-road Price variant
in Bangalore (in Lakhs)

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The results obtained for the cars manufactured by 3 top car manufacturers in India in the SUV
segment are tabulated.

Of the 3 cars considered, it can be seen that the car with the lowest safety rating also has the
lowest prices. The difference in the car prices also occurs due to inclusion/exclusion of various
other features apart from safety. It makes an impact if only the safety features are considered.

Tata Nexon (2 Airbags model)

According to Global NCAP tests, there was good protection for the heads and necks of the
driver and front passenger as airbags are also present. Also, the protection for the driver's chest
and passenger’s chest was adequate. The protection for the driver's and passenger’s knees was
found to be good. The protection for tibia of both, driver and passenger, proved to be adequate.
The footwell area was reported to be stable and the driver’s feet had good protection. The
vehicle’s body shell was assessed to be stable and had the capability to resist further loading.
Seat Belt reminders were provided for both driver and front passenger. Standard ABS system
was provided for the car.

Mahindra XUV 300 (2 Airbags model)

According to Global NCAP tests, there was good protection for the heads and necks of the
driver and front passenger as airbags are also present. Also, the protection for the driver's chest
was adequate whereas the protection for passenger’s chest was found to be good. The
protection for the driver's and passenger’s knees was found to be good. The protection for the
driver's tibia was good and adequate (one for each, right and left legs respectively), whereas,
the protection for passenger’s tibia proved to be good for both legs. The driver’s feet had
adequate protection for right foot and adequate protection for left feet. The footwell area was
reported to be stable. The vehicle’s body shell was assessed to be stable and had the capability
to resist further loading. Seat Belt reminders were provided for both driver and front passenger.
Standard ABS system was provided for the car.

Suzuki Maruti Vitara Brezza (2 Airbags model)

According to Global NCAP tests, there was good protection for the heads and necks of the
driver and front passenger as airbags are also present. Also, the protection for the driver's chest
was marginal whereas the protection for passenger’s chest was found to be good. The

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protection for the driver's knees was marginal, whereas, the protection for passenger’s knees
was found to be marginal for right knee and good for left knee. This was due to the reason that
their knees could sustain serious injuries from unsafe structures behind the dashboard
supported by the Tranfascia tube. The driver’s feet had good protection. The protection for the
tibia of the driver was found out to be adequate and that for passengers proved to be good. The
vehicle’s body shell was assessed to be stable and had the capability to resist further loading.
Seat Belt reminders were provided only for the driver. Standard ABS system was provided for
the car.

The difference in safety of the occupants depends upon the various factors which include
structural integrity, material strength and safety features like airbags, seat belt reminders, ABS,
EBD, adaptive headlights and others. These factors directly influence the price of the cars. How
this happens is shown in a further detailed manner in the following discussion where two
variants (base variant & top variant) of the same car have been compared.

Comparison of safety rating & Price of 2 variants of the same car model – TATA Zest XE
(base variant) & TATA Zest XT (top variant)

TATA Zest - Comparison of safety rating & Price of top end and
base models
10
8.03
8
6.29
6
4
4
2
2 1
0
0
TATA Zest XE (Petrol) TATA Zest XT (Petrol)

Adult Safety Rating Child Safety Rating On road Price in Bangalore (in lakhs)

Fig. 3: TATA Zest - Comparison of safety rating & Price of top end and base models

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Table 3: TATA Zest - Comparison of safety features of top end and base models

Criteria Zest XE (Petrol) Zest XT (Petrol)

Airbags None 2 Airbags (Driver,


Passenger)
Seat Belt Warning Yes Yes
Anti-Lock Braking No Yes
System (ABS)
Electronic Brake-force No Yes
Safety Distribution (EBD)
Engine immobilizer Yes Yes

Central Locking With key Remote

Speed Sensing Door Yes Yes


Lock
Child Safety Lock Yes Yes
Parking Sensors No Rear
Driver Seat Adjustment 6 way manually 8 way manually
adjustable (seat adjustable (seat
forward / back, forward / back,
backrest tilt forward / backrest tilt forward /
back, headrest up / back, headrest up /
down) down, seat height up /
down)
Head Rest Front only Front & Rear
Steering mounted controls No Yes
Adjustable ORVMs (Outside Rear-View Internally Adjustable Electrically Adjustable
Mirrors)
Turn Indicators on ORVM No Yes
Rear Defogger No Yes
Follow me home headlamps No Yes
Fog Lights No Halogen on front,
Halogen on rear

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The difference between the on-road price of the base model (XE) and top end model (XT) of
TATA Zest Petrol in Bengaluru, Karnataka is about 1.74 lakhs (in INR). This difference can
be accounted to the inclusion or exclusion of various features. As can be seen in the table, the
safety features play an important role in the difference here, although some other comfort
related, type of transmission and lighting features also add to the difference.

Airbags:

Airbags is a safety equipment which protects the occupants’ upper body (neck and head) from
injury during a sudden crash or collision. They inflate when a vehicle starts to slow down or
stops suddenly due to a collision and then begin to deflate as soon as the occupant’s head comes
in contact. The XT model was provided with 2 airbags for driver and front passenger. Airbags
are an essential feature for the safety of occupants. The XE model was not provided with any
airbags which lead to a straight 0 rating for adult safety by Global NCAP.

Anti-lock Braking System:

The anti-lock braking system, abbreviated as ABS, is a safety feature which prevents skidding
of wheels by restoring traction to the wheels. A standard 4-wheel ABS system helps to steer
while braking. The XT model had the feature of Anti-lock braking system, which is also an
important feature for safety of vehicles. This feature was missing in the XE model.

Electronic Brake-force Distribution:

The Electronic Brake-force Distribution system, abbreviated as EBD, works on the principle
that the load being supported by each & every wheel of the vehicle is not equal. This load also
varies when brakes are applied. So, the braking force required at each wheel differs
significantly. The EBD system can detect instantaneous load being supported by each wheel
and hence deliver (distribute) the braking force to each wheel accordingly. It can suspect the
slippage of particular wheels and reduce the braking force on those wheels, while turning also.
The XT model had the feature of Anti-lock braking system, which is also an important feature
for safety of vehicles. This feature was missing in the XE model.

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These are the essential differences in the two models pertaining to safety. Other features which
influence the cost are defogger, fog lights, specifications related to outside Rear-View Mirror
among others.

In India, although the rich class is a not cost sensitive market, it does not form a large proportion
of the population. A majority part of the Indian’s population is middle class, which is a cost
sensitive market. Hence, it is essential that the cost of the car is affordable for this segment of
buyers. This is directly related to the various features included in the car. As can be seen above,
safety features play an important role here. Some car manufacturers cut down on costs by
excluding the safety features which were not compulsory. Looking at the lower costs of such
vehicles, customers tended to buy them, overlooking the safety features which are not included
as safety had not been a top priority in the Indian market.

Past research & studies show that safety had not been given the highest priority by car buyers
in India. Higher priorities have been given to brand value, looks, fuel efficiency, budget and
service & maintenance cost. According to WHO reports for 2018 & 2019, India had the highest
deaths caused due to road accidents throughout the world. This is a serious issue and has to be
acted upon by both the citizens as well as the government.

A rising consensus about the importance of safety features of cars has been observed in the
Indian market in the past 2 years. With the Global NCAP conducting tests on various car
models, the customer awareness has increased. With TATA Motors advertising Nexon to be
India’s first car to gain 5-star rating by Global NCAP, TATA set a benchmark and created an
impact in the minds of car buyers. Now-a-days, customers are becoming more aware of the
importance of safety. However, there is still a need to increase the awareness of the significance
of safety features so as to reduce road accidents and hence improve the life expectancy of the
country also.

Comparison of Global NCAP with EURO NCAP

Every NCAP has its own protocol which differs slightly to each other. EURO NCAP conducts
full frontal, frontal offset, side impact and side pole impact covering adult driver safety and co
passenger safety including child safety on the rear seat. It also checks for pedestrians’ and
cyclists’ safety. The importance is given more to active safety such as inclusion of ABS, ESP
Hill assist etc in EURO NCAP

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The Global NCAP tests only for the front offset i.e. the impact on the car on a head on collision
with another car. Also it tests only for adult and child protection. The importance is given more
to passive safety. Active safety is a very important criteria which needs to be considered. Safety
features that prevent accidents are more important than the safety features that protect the car
after the crash. Lack of active safety features as criteria to evaluate cars in Global NCAP is the
major drawback of the program.

Need for Indian specific NCAP

Safety compliances set by the government were not up-to-date earlier. As per the Indian
government’s latest safety norms (applicable to all new models since October 2017, and to all
models on sale from October 2019), to be eligible for sale, a car must meet front offset and side
impact crash requirements. According to the Indian government, the front offset test should be
conducted at 56 kph which is the minimum standard set by the United Nations, however, it is
far lower than the standards set by other individual countries & NCAPs. Driver airbag and
ABS, amongst others, were the safety features which were made compulsory for all cars on
sale. But the already sold cars which did not have these features still remain unsafe. Hence, the
fatality has decreased by a considerable percentage but not entirely.

Although actions have been taken by the Indian government, they are not sufficient. For
example, airbag is not compulsory for the front passenger. This drastically increases the
vulnerability of the front occupants, hence, it should be made compulsory.

Though Global NCAP has set higher standards to evaluate the crashworthiness of the cars but
the crash test is limited to frontal impact and the parameters used to evaluate the cars are based
on passive safety. Also, Global NCAP as an independent body has its own limits. It can only
test a fixed number of cars every year due to limited resources.

Therefore, there is a need to start an India specific new car assessment program with higher
benchmark standards which focuses on both active and passive safety. One of the targets set
by the UN for sustainable development is to improve road safety by halving the number road
deaths and injuries. Introduction of safety assessment programs would be a great step for
achieving this target in India.

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Conclusions

The #SAFERCARSFORINDIA campaign by Global NCAP has increased the awareness of the
Indian consumers. It has set a new benchmark for crashworthiness ratings in India. The study
shows us the priority given by Indian car manufacturers towards safety. It is observed that the
Indian car manufacturers are more cost conservative with a lower priority for safety features.
It is also observed that the exclusion of important safety features in the base model, when
compared to the top model, is used as a cost cutting tool. From the study we can observe that
the Indian brands of car manufacturers such as Tata and Mahindra are giving more priority to
safety when compared to some of the well-established foreign players such as Suzuki Maruti,
Toyota etc in the Indian market. Although Global NCAP has increased the awareness about
safety in India by a great extent, it has its own limitations. Not all cars manufactured can be
tested and the testing parameters are limited with more attention on passive safety. Hence, it is
important to start an India specific New Car Assessment Program with stringent parameters
with attention on both active and passive safety.

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References

1) http://www.globalncap.org

2) https://www.drivespark.com/best-safe-cars/

3) https://www.who.int/violence_injury_prevention/road_traffic/ministerial-conference-
2020/en/#:~:text=The%20Ministerial%20Conference%20culminated%20in,injuries%20b
y%2050%25%20by%202030.&text=Road%20traffic%20injuries%20are%20now,adults
%20aged%205%2D29%20years.

4) https://www.autocarindia.com/car-news/breaking-down-the-global-ncap-crash-test-
410355

5) https://link.springer.com/chapter/10.1007%2F978-3-658-18107-9_2

6) https://gomechanic.in/blog/bnvsap-car-crash-test-safety-standard/

7) https://www.autocarpro.in/news-national/mandatory-norms-to-make-indian-cars-and-
twowheelers-safer-in-2019-41741

8) https://sdmimd.ac.in/SDMRCMS/cases/CIM2014/2.pdf

9) https://doi.org/10.1016/j.matpr.2020.07.713

10) https://www.unece.org/index.php?id=51032&L=0#:~:text=SDG%2011.2%20By%20203
0%20provide,with%20disabilities%20and%20older%20person

11) https://www.mensxp.com/special-features/features/72211-top-5-safest-cars-made-by-
indian-manufacturers.html

12) https://www.outlookindia.com/website/story/top-5-safest-made-in-india-cars-you-can-
buy/321481

13) https://asia.nikkei.com/Business/Trends/India-moves-to-improve-road-traffic-
safety?page=2

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