10/24/2020 https://www.calculator.net/rental-property-calculator.html?

cprice=275000&cuseloan=yes&cdownpayment=25&cinterest=3&cloanterm=3…

Rental Property Calculator

Result
For the 20 Years Invested First Year Income and Expense

Return (IRR): 6.64% per year Monthly Annual

Total Profit when Sold: $235,743.23 Income: $1,700.00 $20,400.00
Cash on Cash Return: 319.65% Mortgage Pay: $869.56 $10,434.70
Vacancy (5%): $85.00 $1,020.00
Capitalization Rate: 3.22%
Management Fee (8%): $129.20 $1,550.40
Total Rental Income: $392,590.03
Property Tax: $541.67 $6,500.00
Total Mortgage Payments: $208,694.00
Total Insurance: $66.67 $800.00
Total Expenses: $241,295.96
HOA Fee: $40.00 $480.00
Total Net Operating Income: $151,294.07
Maintenance Cost: $83.33 $1,000.00
Other Cost: $16.67 $200.00
Cash Flow: $-132.09 $-1,585.10
Net Operating Income (NOI): $737.47 $8,849.60

First Year Expense Breakdown

Mortgage
2%5%
4%
1%
Vacancy
Management Fee
47% Property Tax
29%
Total Insurance

7% 5%
HOA Fee
1/2

Breakdown Over Time

If Sold at Year
Annual Cash Cash on Equity End
Year Mortgage Expenses
Income Flow Cash Return Accumulated Cash to Return
Receive (IRR)
Begin -$73,750
1. $17,830 $10,435 $8,980 $-1,585 -2.15% $81,306 $58,646 -22.63%
2. $18,008 $10,435 $9,249 $-1,676 -2.27% $94,241 $70,901 -4.19%
3. $18,188 $10,435 $9,527 $-1,774 -2.40% $107,565 $83,525 2.05%
4. $18,370 $10,435 $9,813 $-1,878 -2.55% $121,291 $96,530 4.85%
5. $18,554 $10,435 $10,107 $-1,988 -2.70% $135,431 $109,927 6.26%

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6. $18,739 $10,435 $10,410 $-2,106 -2.86% $149,997 $123,728 7.01%

7. $18,926 $10,435 $10,723 $-2,231 -3.02% $165,002 $137,945 7.41%
8. $19,116 $10,435 $11,044 $-2,363 -3.20% $180,460 $152,591 7.61%
9. $19,307 $10,435 $11,376 $-2,503 -3.39% $196,383 $167,678 7.68%
10. $19,500 $10,435 $11,717 $-2,652 -3.60% $212,786 $183,220 7.68%
11. $19,695 $10,435 $12,068 $-2,808 -3.81% $229,684 $199,231 7.64%
12. $19,892 $10,435 $12,430 $-2,973 -4.03% $247,091 $215,724 7.56%
13. $20,091 $10,435 $12,803 $-3,147 -4.27% $265,023 $232,715 7.46%
14. $20,292 $10,435 $13,187 $-3,330 -4.52% $283,495 $250,218 7.35%
15. $20,495 $10,435 $13,583 $-3,523 -4.78% $302,524 $268,249 7.24%
16. $20,700 $10,435 $13,991 $-3,726 -5.05% $322,127 $286,823 7.12%
17. $20,907 $10,435 $14,410 $-3,938 -5.34% $342,321 $305,958 7.00%
18. $21,116 $10,435 $14,843 $-4,162 -5.64% $363,123 $325,669 6.87%
19. $21,327 $10,435 $15,288 $-4,396 -5.96% $384,552 $345,975 6.75%
20. $21,540 $10,435 $15,746 $362,252 -6.29% $406,628 $366,893 6.64%
Total $392,590 $208,694 $241,296 $235,743 319.65%

Purchase Income
Purchase Price 275000 Annual
Increase
Use Loan? Yes No Monthly Rent 1700 1
Down Payment 25
Other Monthly Income 0 3
Interest Rate 3
Vacancy Rate 5
Loan Term 30 Years
Management Fee 8
Closing Cost 5000

Need Repairs? Yes No Sell

Do You Know the Sell Price? Yes No

Recurring Operating Expenses
Value Appreciation 3 Per Year
Annual
Annual Increase
Holding Length 20 Years
Property Tax 6500 3
Cost to Sell 8
Total Insurance 800 3

HOA Fee 480 3 Calculate Clear

Maintenance 1000 3

Other Costs 200 3

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by Calculator.net

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