The City Bank + Grameenphone Ltd Commercial Model Confidential

Major Header The City Bank Grameenphone GP Distributor GP Agent

Earnings from float (balance) P.A 1.25% (apprx) 0.75% (Net) 1.80% (Gross)
Shared earnings from Agent’s float commission* 0.20% (Gross)*
Transaction Commission/fixed fees to agent** 20% (Gross) 80% (Gross)
Transaction Commission on Cash in Volume 0.14% (Gross)

Post Payment Post Payment Post Payment

Commission & Revenue Payout mode
from Bank by GP from Bank

GP will sell Value proposition to agent: One stop solution, single stock, Daily Cash
Collection at D2D, Local Store Marketing (LSM) for Agent etc

Important Note:
a) Agent’s VAT & TDS has to be born from Bank end.
b) Joint SLA required for revenue-commission payout vetted by both party finance & treasury team
c) *Applicable for Current Account, Saving Account, Term Deposit
d) Bank’s float share and customer fee rate derived from last meeting discussion.
e) ** Detail break down in second slide
**Details on agent transaction commission Confidential

Agent GP
Portion: Portion:
80% 20%