Offer: Flipkart shall be offering 250 Supercoins to its customers (“offer”) on opening of Kotak 811 Digital Bank Account

with deposit of Rs. 1500 within 3 days from the date of opening of account.

Features and Benefits of Kotak 811 Account:

- Zero balance account
- Earn up to 4%* interest p.a.
- Instant Free Virtual Debit Card
- Transfer money online for free and with ease

Terms and conditions

- The offer is only valid for new Kotak 811 accounts opened by clicking on the banner on Flipkart and completing
the account opening process immediately.
- Customer who open the account directly or through any other source will not be able to avail the offer even if
rest of the terms &conditions are complied with.
- Customers who already have a Kotak 811 account are not eligible for the offer.
- The mobile number used to open the account should be same as the registered mobile number with Flipkart
- To earn 250 super coins, customer needs to deposit funds in their newly opened 811 account within 3 days of
account opening.
- You can deposit funds in the newly opened account by UPI, Bank Transfer(NEFT, IMPS), Cash, etc
- Offer only valid for 811 Full KYC accounts and not valid for OTP/Lite of Wallet accounts
- The super coins will be credited to your Flipkart account maximum within 30 working days from the date of
funding the account.
- If the account is closed during this period, no Supercoins will be credited.
- Participation in this Offer is voluntary.
- The Offer is non-transferable, non-encashable and non-negotiable.
- Any Customer eligible for the Offer shall be deemed to have read, understood and accepted these terms and
conditions, general terms and conditions of the Bank and terms and conditions of the Flipkart in relation to the
Offer before availing the Offer. Bank merely facilitates its Customers to avail the Offer and it is in no way
concerned or connected in respect of the terms and conditions of Flipkart.
- The Bank reserves the right to disqualify any Customer from the benefits of the Offer if any fraudulent activity is
identified as being carried out for the purpose of availing the benefits under the Offer.
- Bank reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to
add/alter/modify/change or vary all or any of these terms and conditions or to replace, wholly or in part this Offer
by another offer whether similar to this Offer or not or to extend or withdraw this Offer altogether.
- The Bank shall not be responsible or liable in any manner whatsoever for any deficiency or inadequacy in the
services rendered by Flipkart its agents or representatives and the Customer hereby understands, acknowledges
and agrees not to hold the Bank responsible or liable for, any losses, damages, costs, charges, expenses, claims
(whether direct or indirect), actions or demands suffered by the Customer in relation to availing the benefits
under the Offer.
- The decision of the Bank in all matters in connection with and incidental to this Offer is final and shall be binding
on all persons.
- Disputes, if any, arising out of or in connection with or as a result of above Offer or otherwise relating hereto shall
be subject to the exclusive jurisdiction of the competent courts / tribunals in Mumbai.

*Daily balances in Savings Account up to Rs. 1 lakh continue to earn 3.50% p.a. interest. W.e.f. Dec 11, 2020,
interest rate of 4% p.a. will be applicable on daily balances in Savings Account over Rs. 1 lakh and up to Rs. 1 crore
while interest rate on daily balances in Savings Account above Rs. 1 crore stands revised at 3.50% p.a. These
interest rates are applicable for Resident Accounts only.