2010 Monthly Personal Expenses

Month Comparison Expenses Summary

###
June 2010 : ||||||||||||||||||||||||||||||||||| June : ||||||||||||||||||||||||||||||||||| Category :
June 2009 : ###
|||||||||||||||||||||||||||||| M May : ||||||||||||||||||||||| Amount :
8 1161
Status ▲ 15% Status : ▲ 34% %Of Total Spending :

Day Expenses CAT Expenses Payment CAT Paid By

1 Daily Transportation Card Visa

1 Daily Food Cash Cash
1 Home Rental Account Saving
2 Daily Food Cash Cash
3 Daily Food Cash Cash
4 Daily Food Cash Cash
4 Household Groceries Card Visa
5 Car Petrol Card Visa
5 Entertainment Rental Cash Cash
5 Entertainment Meal Card Visa
6 Entertainment Meal Card Visa
6 Entertainment Other Card Visa
7 Daily Food Card Visa
8 Daily Food Cash Cash
9 Daily Food Cash Cash
10 Daily Food Cash Cash
11 Daily Food Cash Cash
11 Entertainment Rental Cash Cash
12 Household Groceries Card Visa
12 Household Council Fee Card Visa
13 Household Gas/Oil Card Visa
13 Household Water Card Visa
13 Household Phone Card Visa
14 Daily Food Cash Cash
15 Daily Food Cash Cash
15 Home Rental Account Saving
16 Household Electricity Card Visa
17 Daily Food Card Visa
18 Daily Food Cash Cash
19 Entertainment Hobbies Card Visa
19 Entertainment Meal Card Visa
19 Entertainment Movie Cash Cash
20 Entertainment Meal Card Visa
 ### June

Income : $ 4,330
Total Expenses : $ 1,770
Balances : $ 2,560

xpenses Summary Payment Summary

Daily Payment Type : Card

$ 304 Amount : $ 703

17% %Of Total Paid By Card : 40%

Amount Note Unexpected Year Quart Month Week# Day Date

$ 88.00 Monthly Ticket 2010 2 6 1 1/6/2010

$ 18.00 2010 2 6 1 1/6/2010
$ 440.00 2010 2 6 1 1/6/2010
$ 15.00 2010 2 6 2 2/6/2010
$ 15.00 2010 2 6 3 3/6/2010
$ 17.00 2010 2 6 4 4/6/2010
$ 44.00 2010 2 6 4 4/6/2010
$ 45.00 2010 2 6 5 5/6/2010
$ 8.00 2010 2 6 5 5/6/2010
$ 33.00 2010 2 6 5 5/6/2010
$ 25.00 2010 2 6 6 6/6/2010
$ 35.00 B'Day Present 2010 2 6 6 6/6/2010
$ 25.00 2010 2 6 7 7/6/2010
$ 12.00 2010 2 6 8 8/6/2010
$ 14.00 2010 2 6 9 9/6/2010
$ 14.00 2010 2 6 10 10/6/2010
$ 14.00 2010 2 6 11 11/6/2010
$ 6.00 2010 2 6 11 11/6/2010
$ 22.00 2010 2 6 12 12/6/2010
$ 80.00 2010 2 6 12 12/6/2010
$ 66.00 2010 2 6 13 13/6/2010
$ 33.00 2010 2 6 13 13/6/2010
$ 20.00 2010 2 6 13 13/6/2010
$ 10.00 2010 2 6 14 14/6/2010
$ 14.00 2010 2 6 15 15/6/2010
$ 440.00 2010 2 6 15 15/6/2010
$ 25.00 2010 2 6 16 16/6/2010
$ 34.00 2010 2 6 17 17/6/2010
$ 14.00 2010 2 6 18 18/6/2010
$ 65.00 Model 2010 2 6 19 19/6/2010
$ 28.00 2010 2 6 19 19/6/2010
$ 16.00 2010 2 6 19 19/6/2010
$ 35.00 2010 2 6 20 20/6/2010
WkDaExpensesCat Expenses Payment Cat PaymeAmount Accu Sum Income Unexpected

3 Daily Transportatio Card Visa $ 88.00 $ 88.00 $ 4,330 N

3 Daily Food Cash Cash $ 18.00 $ 106.00 $ 4,330 N
3 Home Rental Account Saving $ 440.00 $ 546.00 $ 4,330 N
6 Daily Food Cash Cash $ 15.00 $ 561.00 $ 4,330 N
6 Daily Food Cash Cash $ 15.00 $ 576.00 $ 4,330 N
2 Daily Food Cash Cash $ 17.00 $ 593.00 $ 4,330 N
2 Household Groceries Card Visa $ 44.00 $ 637.00 $ 4,330 N
4 Car Petrol Card Visa $ 45.00 $ 682.00 $ 4,330 N
4 Entertainment Rental Cash Cash $ 8.00 $ 690.00 $ 4,330 N
4 Entertainment Meal Card Visa $ 33.00 $ 723.00 $ 4,330 N
7 Entertainment Meal Card Visa $ 25.00 $ 748.00 $ 4,330 N
7 Entertainment Other Card Visa $ 35.00 $ 783.00 $ 4,330 N
2 Daily Food Card Visa $ 25.00 $ 808.00 $ 4,330 N
5 Daily Food Cash Cash $ 12.00 $ 820.00 $ 4,330 N
1 Daily Food Cash Cash $ 14.00 $ 834.00 $ 4,330 N
3 Daily Food Cash Cash $ 14.00 $ 848.00 $ 4,330 N
6 Daily Food Cash Cash $ 14.00 $ 862.00 $ 4,330 N
6 Entertainment Rental Cash Cash $ 6.00 $ 868.00 $ 4,330 N
1 Household Groceries Card Visa $ 22.00 $ 890.00 $ 4,330 N
1 Household Council Fee Card Visa $ 80.00 $ 970.00 $ 4,330 N
### Household Gas/Oil Card Visa $ 66.00 $ 1036.00 $ 4,330 N
### Household Water Card Visa $ 33.00 $ 1069.00 $ 4,330 N
### Household Phone Card Visa $ 20.00 $ 1089.00 $ 4,330 N
### Daily Food Cash Cash $ 10.00 $ 1099.00 $ 4,330 N
### Daily Food Cash Cash $ 14.00 $ 1113.00 $ 4,330 N
### Home Rental Account Saving $ 440.00 $ 1553.00 $ 4,330 N
### Household Electricity Card Visa $ 25.00 $ 1578.00 $ 4,330 N
### Daily Food Card Visa $ 34.00 $ 1612.00 $ 4,330 N
### Daily Food Cash Cash $ 14.00 $ 1626.00 $ 4,330 N
### Entertainment Hobbies Card Visa $ 65.00 $ 1691.00 $ 4,330 N
### Entertainment Meal Card Visa $ 28.00 $ 1719.00 $ 4,330 N
### Entertainment Movie Cash Cash $ 16.00 $ 1735.00 $ 4,330 N
### Entertainment Meal Card Visa $ 35.00 $ 1770.00 $ 4,330 N
$ 0.00 $ 1770.00 $ 4,330 N
$ 0.00 $ 1770.00 $ 4,330 N
$ 0.00 $ 1770.00 $ 4,330 N
$ 0.00 $ 1770.00 $ 4,330 N
$ 0.00 $ 1770.00 $ 4,330 N
$ 0.00 $ 1770.00 $ 4,330 N
$ 0.00 $ 1770.00 $ 4,330 N
$ 0.00 $ 1770.00 $ 4,330 N
$ 0.00 $ 1770.00 $ 4,330 N
$ 0.00 $ 1770.00 $ 4,330 N
$ 0.00 $ 1770.00 $ 4,330 N
$ 0.00 $ 1770.00 $ 4,330 N
$ 0.00 $ 1770.00 $ 4,330 N
$ 0.00 $ 1770.00 $ 4,330 N
$ 0.00 $ 1770.00 $ 4,330 N
$ 0.00 $ 1770.00 $ 4,330 N
$ 0.00 $ 1770.00 $ 4,330 N
$ 0.00 $ 1770.00 $ 4,330 N
$ 0.00 $ 1770.00 $ 4,330 N
$ 0.00 $ 1770.00 $ 4,330 N
$ 0.00 $ 1770.00 $ 4,330 N
$ 0.00 $ 1770.00 $ 4,330 N
$ 0.00 $ 1770.00 $ 4,330 N
$ 0.00 $ 1770.00 $ 4,330 N
$ 0.00 $ 1770.00 $ 4,330 N
$ 0.00 $ 1770.00 $ 4,330 N
$ 0.00 $ 1770.00 $ 4,330 N
$ 0.00 $ 1770.00 $ 4,330 N
$ 0.00 $ 1770.00 $ 4,330 N
$ 0.00 $ 1770.00 $ 4,330 N
$ 0.00 $ 1770.00 $ 4,330 N
$ 0.00 $ 1770.00 $ 4,330 N
$ 0.00 $ 1770.00 $ 4,330 N
$ 0.00 $ 1770.00 $ 4,330 N
$ 0.00 $ 1770.00 $ 4,330 N
$ 0.00 $ 1770.00 $ 4,330 N
$ 0.00 $ 1770.00 $ 4,330 N
 2 Years Up-To-Previous Month Spending Tre
All Expenses

3,000

2,500

2,000

1,500

1,000

500

0
Jan Feb Mar Apr May
2009 2010

2 Years Up-To-Previous Month Spending Tre

Home

1,050

1,000

950

900

850

800

750
Jan Feb Mar Apr May
2009 2010
Years Up-To-Previous Month Spending Trend
All Expenses

2010 Top Spending

Month 2009 2010 %Spending
Category Vs. All Expenses

Jan 1,628 1,877 ▲ 13% Home 46%

Feb 2,260 1,413 ▼ 60% Home 61%
Mar 1,555 2,246 ▲ 31% Home 43%
Apr 2,082 1,462 ▼ 42% Home 60%
May 2,385 2,046 ▼ 17% Home 44%
#VALUE!
#VALUE!
#VALUE!
#VALUE!
#VALUE!
May
#VALUE!
#VALUE!

Years Up-To-Previous Month Spending Trend

Home

2010 Top Spending

Month 2009 2010 %Spending
Items Vs. All Home Expenses

Jan 882 860 ▼ 3% Rental 100%

Feb 860 860 0% Rental 100%
Mar 1,002 960 ▼ 4% Rental 92%
Apr 860 880 ▲ 2% Rental 100%
May 860 902 ▲ 5% Rental 98%
#VALUE! 3
#VALUE! 3
#VALUE! 3
#VALUE! 3
May #VALUE! 3
#VALUE! 3
#VALUE! 3
 Average Spending Trend - 2 Years Up-To-Previous Month
All Expenses

90 1
80 2
70 3
60 4
50 5
40 6
30 7
20
8
10
9
0
10
Jan Feb Mar Apr May
11
2009 2010 12

Average Spending Trend - 2 Years Up-To-Previous Month

Home

500 1
450 2
400
3
350
4
300
250 5
200 6
150 7
100 8
50 9
0
10
Jan Feb Mar Apr May
11
2009 2010 12
ars Up-To-Previous Month
ses

2010
Month 2009 2010 %Avg. Spending

Jan 45 57 ▲ 20%
Feb 65 47 ▼ 37%
Mar 49 66 ▲ 26%
Apr 83 44 ▼ 88%
May 70 55 ▼ 27%

ars Up-To-Previous Month

2010 Home
Month 2009 2010 %Avg. Spending
Min ($) Max ($)

Jan 294 430 ▲ 32% 430 ### 430 ###

Feb 430 430 0% 430 ### 430 ###
Mar 251 240 ▼ 4% 20 ### 440 ###
Apr 430 440 ▲ 2% 440 ### 440 ###
May 430 301 ▼ 43% 22 ### 440 ###
### ###
### ###
### ###
### ###
### ###
### ###
### ###
 2 Years Monthly Comparison - Up To Last Month
All Expenses Vs. Income
2009 2010
Month
% Balance Expenses % % Expenses Balance %

### Jan |||||||||||||||||||||||||||||||||||||| 39%

###
###
###
61% 43% ||||||||||||||||||||||||||||||||||||||||||| 57% ###
###

### Feb ||||||||||||||||||||||||||||||||||||||||||||||||||||| 54%

###
###
###
46% 33% |||||||||||||||||||||||||||||||| 67% ###
###
0%
37%
### Mar ###
###63% ||||||||||||||||||||||||||||||||||||| 52% ||||||||||||||||||||||||||||||||||||||||||||||||||| 48% ###
###
###
0%
50%
### Apr ###
###50% ||||||||||||||||||||||||||||||||||||||||||||||||| 34% ||||||||||||||||||||||||||||||||| 66% ###
###
### ###
0%
57%
### May ###
###43% |||||||||||||||||||||||||||||||||||||||||||||||||||||||| ###
### ###
0%
43%
### Jun ###
###57% |||||||||||||||||||||||||||||||||||||||||| ###
### ###
0%
42%
### Jul ###
###58% |||||||||||||||||||||||||||||||||||||||||| ###
### ###
0%
28%
### Aug ###
###72% ||||||||||||||||||||||||||| ###
### ###
0%
29%
### Sep ###
###71% |||||||||||||||||||||||||||| ###
### ###
0%
44%
### Oct ###
###56% ||||||||||||||||||||||||||||||||||||||||||| ###
### ###
0%
25%
### Nov ###
###75% ||||||||||||||||||||||||| ###
### ###
0% 5
### Dec 42% |||||||||||||||||||||||||||||||||||||||||||||||||||||||||| 58% 8
###
###
### ###
%
4
ALL ###
###58% |||||||||||||||||||||||||||||||||||||||||| 42% 52% |||||||||||||||||||||||||||||||||||||||||||||||||||| 48% ###
2
%
5
8
%
4
2
%
 2 Years Monthly Comparison - Up To Last Month
All Expenses Vs. Daily
2009 2010
Month
% All Other Expenses Daily % % Daily All Other Expenses %

### Jan ###

###75% ||||||||||||||||||||||||| 25% 21% ||||||||||||||||||||

### Feb ###

###86% ||||||||||||| 14% 21% |||||||||||||||||||||
### 0%
### Mar ###
###74% ||||||||||||||||||||||||| 26% 16% |||||||||||||||
### 0%
### Apr ###
###91% ||||||||| 9% 23% |||||||||||||||||||||||
### 0%
### May ###
###82% ||||||||||||||||| 18% 18% |||||||||||||||||
### 0%
### Jun ###
###80% ||||||||||||||||||| 20%
### 0%
### Jul ###
###80% ||||||||||||||||||| 20%
### 0%
### Aug ###
###64% |||||||||||||||||||||||||||||||||||| 36%
### 0%
### Sep ###
###78% |||||||||||||||||||||| 22%
### 0%
### Oct ###
###82% |||||||||||||||||| 18%
### 0%
### Nov ###
###61% |||||||||||||||||||||||||||||||||||||| 39%
### 0%
### Dec ###
###85% ||||||||||||||| 15%
###
To-Month ###
###80% |||||||||||||||||||| 20% 19% |||||||||||||||||||
h

Month
ll Other Expenses %

Jan
79% ###
###

Feb
79% ###
###

Mar
84% ###
###
Apr
77% ###
###

May
82% ###
###

Jun
###
###

Jul
###
###

Aug
###
###

Sep
###
###

Oct
###
###

Nov
###
###

Dec
###
###

81% ###
To-Month
###
 2009 Spending Frequency Daily 2009 Payment Type F

Month Mon Tue Wed Thu Fri Sat Sun Month Month

### Jan 5 4 4 4 4 0 1 Jan ### Jan

### Feb 5 4 4 4 4 0 0 Feb ### Feb
### Mar 7 5 4 4 4 0 0 Mar ### Mar
### Apr 4 3 4 3 2 0 0 Apr ### Apr
### May 6 4 4 4 5 0 0 May ### May
### Jun 6 5 4 4 4 0 0 Jun ### Jun
### Jul 4 4 7 5 4 0 0 Jul ### Jul
### Aug 7 4 4 4 4 0 0 Aug ### Aug
### Sep 4 5 5 4 4 0 0 Sep ### Sep
### Oct 5 4 4 5 5 0 0 Oct ### Oct
### Nov 6 4 4 4 4 0 0 Nov ### Nov
### Dec 5 4 4 4 4 0 0 Dec ### Dec

Frequency Frequency
¢ Once ¢
¢ Twice ¢
¢ 3 Times ¢
¢ More than 3 Times
Payment Type Frequency Card

Mon Tue Wed Thu Fri Sat Sun Month

1 1 1 2 1 3 2 Jan
1 0 0 0 1 3 6 Feb
3 1 0 0 0 4 1 Mar
1 0 1 0 0 2 4 Apr
3 0 0 0 0 3 3 May
2 0 0 0 3 2 0 Jun
0 0 1 0 1 2 1 Jul
6 0 0 0 0 3 3 Aug
0 1 0 0 1 1 0 Sep
1 0 0 0 5 1 1 Oct
4 1 0 0 1 2 1 Nov
2 5 1 1 1 3 4 Dec

Frequency
1-2 Times
3-5 Times
More Than 5 Times
No. Sheet Section Row/Column/Range
0. Expenses Entry Header S3

Summary S5-S7
Monthly Summary and Highlight E9-S14
E11-G14
I11-K14
M9-O14
O11
Q9-S14
S11
Data Entry E-S

G
I

K
M

O
Q
S

Hidden Cell V-AJ

1. Current Month Spending Trend 2-Years Up-To-Previous Month

Spending Trend
2-Years Up-To-Previous Month Spending Trend
for selected expenses category
E22

2. Avg. Monthly Spending Trend 2-Years Up-To-Previous Month

Average Spending Trend

2-Years Up-To-Previous Month Average Spending

Trend
for selected expenses category

3. Earning Vs. Expenses All expenses vs. Income

2-Years Monthly Comparison - Up-To-Last Month

4. Monthly Expenses Comparison 2 Years Monthly Comparison - Up To Last Month

All expenses vs. a selected expense category K4

5. Frequency Analysis Spending Frequency

C5
S5

Payment Method Frequency

X5
AQ5
Note:-
Use data validation to provide list of month name. The selection here together with the year entry in cell E3 will determine
number of days for the selected month which also including leap and non-leap year month.
Showing the current balance of the month after expenses.
Highlight of the month which includes:-
1. This year and last year comparison for the current month
2. This month compares to last month expenses
3. Selected expenses category summary of the month
Note:- Ue data validation to provide list of expenses category for selection
4. Selected payment method summary for the month
Note:- Ue data validation to provide list of payment category for selection
Total of 8 data columns input. The last column is purposed to mark any expense that aren't expected or projected. E.g., Hospital
fee. However, data in this column current has not been included in this version for analysis.
Use conditional format to highlight weekend.
Use data validation to provide number of days available for selection for the year specified and month selected from the header
section. This icnludes leap and non-leap year.
Use data validation to provide a list of expenses category for selection.
Use data validation to provide a list of expenses for selection. The items available for selection will depend on the selected
expenses category.
Use data validation to provide a list of payment category for selection.
Use data validation to provide a list of payment for selection. The items available for selection will depend on the selected
payment category.
Current format as $ #,##0
Entry detail
Use to mark if the expense is not expected or projected. However, for this version, this information is not yet used for any
analysis.
Data in these column are used for producing report later.

This graph shows monthly spending trend for this year and last year. The figures show up-to-the last month for both year.

This graph shows monthly spending trend for this year and last year. The figures show up-to-the last month for both year for the
selected expenses category.
Use data validation to provide a list of expenses category for selection.

This graph shows average monthly spending trend for this year and last year. The figures show up-to-the last month for both
year. Table shows the top spending category for current year including %of that particular category against all expenses.

This graph shows average monthly spending trend for this year and last year. The figures show up-to-the last month for both
year for the selected expenses category.
The table list the top spending item(s) of the months and compare to that category.
Use data validation to provide a list of expenses category for selection.

Use in-cell graph

Compare all expenses with the selected expense category

Use data validation to provide a list of expense category for section.

How often do you spend on each day of the month for the selected expense?
Use data validation to provide a list of years that have been tracked so far.
Use data validation to provide a list of expense category.

How often do you pay by (e.g., Cash, Card)?

Use data validation to provide a list of years that have been tracked so far.
Use data validation to provide a list of payment method.