Current Date 15-Jun-20

Family Details

Sr No Name Age DOB

1 29 15-Nov-90
2 36 23-Oct-83
3 120
4 120
5 120
6 120

Income & Expenditure Statement

Sr No Family Income (aftex taxes) Monthly Annual

1 Salary -
2 Salary -
3 Consulting Income -
4 Consulting Income -
5 Rental Income
6 Rental Income
7 Investment Income
8 Other Income
Total Income - -

Sr No Family Outflow Monthly Annual

1 House rent - -
2 Salaries - -
3 Utilities - -
4 School fees - -
5 Groceries - -
6 Travel (Annual holiday + Family trips) - -
7 Petrol + Servicing - -
8 New gadgets & gifts - -
9 Shopping for Personal - -
10 Shopping for House - -
11 Classes (Badminton, Kathak, chess etc) - -
12 Medical - -
13 Life Insurance Premium - -
14 Health Insurance Premium - -
15 Donations - -
16 Jewelry - -
17 Home Loan EMI - -
Total Outflows - -

Surplus / Short Fall 0 0

Current Asset & Liabilities

Sr No Asset Type Current Value Liquidity
1 Mutual Funds -
 2 Shares -
3 Fixed Deposits -
4 PMS -
5 Bonds -
6 Properties -
7 Others -
8 Others -
Total -

Sr No Liabilities Current Outstanding EMI

1 Home Loan - -
2 Car Loan - -

Sl No Policy Holder Company Name Type of Policy

1
2
3
4
5
6
7
8
9
10

Provide details for all Life, Health and other insurance policies
PAN No Risk Profile

% Allocation
#DIV/0!
 #DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!

Last EMI Date

21-Jun-20
21-Jun-20

Insurance Details
Sum Assured Premium Premium Freequency PPT Policy Term Start Date Maturity Date Policy No Nominee Name
Maturity Value / Current Value As on Date Rider Agent / Advisor Name Contact Details Comments
 Current Year 2020
Current Year 6%
Expected Returns 2020
Expected Expected
Sr No Goal Name Current Value Goal Year Years to Goal Inflation Future Value Returns
1 Goal 1 100,000 2021 1 6% 106,000 10%
2 Goal 2 100,000 2022 2 6% 112,360 10%
3 Goal 1 100,000 2021 1 6% 106,000 10%
4 Goal 4 100,000 2022 2 6% 112,360 10%
5 Goal 1 100,000 2021 1 6% 106,000 10%
6 Goal 6 100,000 2022 2 6% 112,360 10%
7 Goal 1 100,000 2021 1 6% 106,000 10%
8 Goal 8 100,000 2022 2 6% 112,360 10%
9 Goal 1 100,000 2021 1 6% 106,000 10%
10 Goal 10 100,000 2022 2 6% 112,360 10%

Asset Class - Cheat Sheet

Asset Class Ideal Time Horizon Risk Type Return Type Liquidity
Savings Bank 0-6 months Low 4% Low
Fixed Deposit 1 year - 5 years Low 6% Low
Debt MF 3 months - Any timeLow - Moderate 7% High
Equity MF 5 years + High 12% High
Land 5 years + High 12% Low
Endowment Policie 10 years + Low - Moderate 5% Low
PPF 15 years Low 7% Low
* Single point returns are facilitate calculations and not necessarily exact expectations
Input Fields

Monthly Savings
Required
8,436
4,249
8,436
4,249
8,436
4,249
8,436
4,249
8,436
4,249
63,421
Monthly Expenses 25,000 Inflation 6%
Annual Support 300,000 Expected Returns 8%
Your Age 35 Basic Expense Protection Requirement 6,301,263
Dependent Age 32 Less: Current Life Insurance + Asset
Provide Support upto ag 60 Life Insurance Required 6,301,263
Support Years 28

Sl No Dependent AgeExpected CostPresent Value Value to Add (Skip beyond requirements)

1 33 318,000 294,444 294,444
2 34 337,080 288,992 288,992
3 35 357,305 283,640 283,640
4 36 378,743 278,387 278,387
5 37 401,468 273,232 273,232
6 38 425,556 268,172 268,172
7 39 451,089 263,206 263,206
8 40 478,154 258,332 258,332
9 41 506,844 253,548 253,548
10 42 537,254 248,853 248,853
11 43 569,490 244,244 244,244
12 44 603,659 239,721 239,721
13 45 639,878 235,282 235,282
14 46 678,271 230,925 230,925
15 47 718,967 226,649 226,649
16 48 762,106 222,451 222,451
17 49 807,832 218,332 218,332
18 50 856,302 214,289 214,289
19 51 907,680 210,320 210,320
20 52 962,141 206,426 206,426
21 53 1,019,869 202,603 202,603
22 54 1,081,061 198,851 198,851
23 55 1,145,925 195,169 195,169
24 56 1,214,680 191,554 191,554
25 57 1,287,561 188,007 188,007
26 58 1,364,815 184,525 184,525
27 59 1,446,704 181,108 181,108
28 60 1,533,506 177,754 0
29 61 1,625,516 174,463 0
30 62 1,723,047 171,232 0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
 Input Fields
Output

dd (Skip beyond requirements)