Test nhanh Tiếng Anh - Dành cho ứng viên ứng tuyển vào Khối Ngân hàng thương mại cổ phần

1. 1.
Question
Category: Tiếng Anh

The maximum of amount national bank can lend to any customers is
limited to 25% of ……………
 liquidity reserve
 customers’ equity capital
 reserve requirement
 bank’s equity capital

2. 2. Question

The first customer _______________ this morning was quite rude.
 to deal with
 dealt with
 with whom we dealt
 dealing with
3. 3. Question

Frost occurs in valleys and on low grounds ________ on adjacent hills.
 more frequently than
 as frequently than
 frequently than
 more frequently as
4. 4. Question
___________ is a contract that determines for how long you can stay at
the place you are renting and how much you have to pay.
 Lease
 Loan
 Document
 License
5. 5. Question

Another conversation effort is the development of wildlife habitat reserves
as they are suitable for their __________.
 survival
 survive
 surviving
 survivor
6. 6. Question

Reading and answers the question:

The peregrine falcon, a predatory bird indigenous to North America, was

once in danger of extinction. In the 1960s, scientists discovered
byproducts of the pesticide DDT in the birds’ eggs, which caused them to
be too soft to survive. The use of the pesticide had been banned in the
United States, but the falcons were eating migratory birds from other
places where DDT was still used. In order to increase the survival rate,
scientists were raising the birds in laboratories and then releasing them
into mountainous areas. This practice achieved only moderate success,
however, because many of the birds raised in captivity could not survive in
the wild.
There is now, however, a new alternative to releases in the wild. A falcon

that has been given the name Scarlett chose to make her home on a ledge
of the 33rd floor of a Baltimore, Maryland, office building rather than in the
wild, and, to the surprise of the scientists, she has managed to live quite
well in the city. Following this example, programs have been initiated that
release birds like Scarlett into cities rather than into their natural wild
habitat. These urban releases are becoming a common way to strengthen
the species. Urban homes have several benefits for the birds that wild
spots do not. First, there is an abundance of pigeons and small birds as
food sources. The peregrine in the city is also protected from its main
predator, the great horned owl. Urban release programs have been very
successful in reestablishing the peregrine falcons along the East Coast.
Though they are still an endangered species, their numbers increased
from about 60 nesting pairs in 1975 to about 700 pairs in 1992. In another
decade the species may flourish again, this time without human help.
According to the passage, which of the following is NOT a reason why a

falcon might choose to live in a city?
 There are high places to nest
 There are other falcons nearby.
 There is a lack of predators.
 There is abundant food.

7. 7. Question

Banks and insurance companies are types of ……….
 Financial institution
 Mutual funds
 Intermediate institution
 Financers
8. 8. Question

When the US dollar is depreciating against other strong currencies in the
world, means………………..
 The US dollar value is higher than other strong currencies
 The US dollar value is lower than other strong currencies
 The US dollar value is the same as strong currencies

9. 9. Question

Master card is the name of……
 An institution
 A bank
 A company
 A cards issuing authority

10. 10. Question

Tim is ……..
 UK tax
 UK taxable
 UK tax-payer
11. 11. Question

With my savings account, I have to ……..30 days notice if I want to ……..
a withdraw
 Give/ make
 Ask for/ take
 Say/ do
 Have/ do
12. 12. Question



the wild.

The word “releases” as used in line 9 most probably means
 internment
 regression
 possessions
 distribution
13. 13. Question

____________ is the difference between import value and export value in
a nation?
 Balance of Export
 Balance of Purchasing
 Balance of Trade
 Balance of Import
14. 14. Question

Which phrase of word is wrong?
Friendship, stability, and trusty are frequently mentioned as criteria for a

worthwile relationship between people.
 mentioned
 frequently
 trusty
 between
15. 15. Question

The higher the gearing………………
 The much better the company is in times of difficulty
 The less exposed the company is in times of difficulty
 The much better the company is in times of prosperity
 The more exposed the company is in times of prosperity

16. 16. Question

Tom promised us that he ___________ us as soon as he
______________ a hotel.
 called/would have found
 would call/had found
 would call/would find
 had called/had found

17. 17. Question

The difference between non-interest income and non-interest expense
divided by average earning assets is……..
 Net profit margin
 Net overhead
 Net interest margin

 Net interest income
18. 18. Question

Another word for “operating costs” is……
 Heads
 Overheads
 Headings
19. 19. Question



the wild.

According to the passage, which of the following are the falcon’s main
predators?
 humans
 owls
 rattlesnakes
 pigeons
20. 20. Question

If the parents bought the cat, their children ____________ very happy
 were
 would be
 will be
 have been
21. 21. Question

When withdrawing money by cash card, you…………
 Need to find an ATM and do not need to write a cheque
 Do not need to write a cheque
 Need to write a cheque

 Need to find an ATM and to write a cheque
22. 22. Question

The opposite of account receivable is………
 Asset
 Account paid
 Account payable
23. 23. Question

Free trades means trade where
 People can buy goods from other countries
 Goods cross frontiers without barriers
 Goods cross frontiers with barriers
 People cannot buy goods from other countries

24. 24. Question

Temporary asset is…………..
 A portion in a firm’s current asset
 A portion in a firm’s current asset which changes according to

seasonal fluctuations
 Completely similar to permanent asset

25. 25. Question

The role of lending activity at commercial banks in the United States has
changed……..
 Too much
 Much
 Very little
 Little
26. 26. Question

Japanese Yen and US dollar is ……….
 Foreign money
 Foreign currency
 Foreign exchange
 Strange money
27. 27. Question

Many financial analyst predict a………caused by too many pensioners and
not enough workers
 Pensions disaster
 Pensions crisis
 Pensions regulator
 Pensions emergency
28. 28. Question

We were so busy, we had to put __________ going on holiday for a
month.
 away
 off
 under
 over
29. 29. Question

In an auction, the items is sold to the person who makes the highest……..
 Value
 Bid
 Price
 Offer
30. 30. Question

Which phrase of word is wrong?
Ships are able to move through canals because locks, rectangular areas
with varying wate levels.
 to move through
 varying
 because locks
 rectangular

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1. 1.

Category: Tiếng Anh

 customers’ equity capital

 bank’s equity capital

Category: Tiếng Anh

 to deal with

 with whom we dealt

Category: Tiếng Anh

 more frequently than

 as frequently than

Category: Tiếng Anh

Category: Tiếng Anh

The peregrine falcon, a predatory bird indigenous to North America, was

There is now, however, a new alternative to releases in the wild. A falcon

According to the passage, which of the following is NOT a reason why a

 There are high places to nest

 There are other falcons nearby.

 There is a lack of predators.

 There is abundant food.

Category: Tiếng Anh

Category: Tiếng Anh

 The US dollar value is higher than other strong currencies

 The US dollar value is lower than other strong currencies

 The US dollar value is the same as strong currencies

Category: Tiếng Anh

 A cards issuing authority

Category: Tiếng Anh

Category: Tiếng Anh

 Ask for/ take

Category: Tiếng Anh

The peregrine falcon, a predatory bird indigenous to North America, was

There is now, however, a new alternative to releases in the wild. A falcon

The word “releases” as used in line 9 most probably means

Category: Tiếng Anh

Category: Tiếng Anh

Friendship, stability, and trusty are frequently mentioned as criteria for a

Category: Tiếng Anh

 The much better the company is in times of difficulty

 The less exposed the company is in times of difficulty

 The much better the company is in times of prosperity

 The more exposed the company is in times of prosperity

Category: Tiếng Anh

 called/would have found

 would call/had found

 would call/would find

 had called/had found

Category: Tiếng Anh

 Net profit margin

 Net interest margin

Category: Tiếng Anh

Category: Tiếng Anh

The peregrine falcon, a predatory bird indigenous to North America, was

There is now, however, a new alternative to releases in the wild. A falcon

Category: Tiếng Anh

Category: Tiếng Anh

 Need to find an ATM and do not need to write a cheque

 Do not need to write a cheque

 Need to write a cheque

Category: Tiếng Anh

Category: Tiếng Anh

 People can buy goods from other countries

 Goods cross frontiers without barriers

 Goods cross frontiers with barriers