White paper

Last update 03.03.2021

Built with state-of-the-art

technology and worked
with love for you
 2

“I believe that Aurix solutions can bring to the crypto industry the
simplicity that it is currently lacking. I want to create the best platform
with the state-of-the-art technology, and build it with love for the users.”

Majed Mohsen
Chief Executive Officer and Founder
 3

TABLE OF
CONTENTS

04 Executive Summary

13 Market Opportunity

20 Product Overview
24 Aurix Exchange
29 Aurix App
32 Aurix Card
36 Aurix Shop Plug-in

38 Aurix Token

39 Roadmap

40 Team

44 Conclusion

46 Contacts

47 Disclaimers
 4

Executive
Summary
Aurix 5

FAST TRADING, DEFI

CASHBACKS, TOP-
NOTCH APPLICATIONS,
AND CONVENIENT WEB
PLUG-INS - IT IS ALL
ABOUT AURIX.
Aurix was founded in 2016 by Majed Mohsen - a computer
engineer with great experience in trading and coding.
He has a strong relevant background and several
successful tech startups behind - Majed developed
various solutions for different industries from e-commerce
to consumer electronics.
In other words, Aurix is ​​built by professionals and with
great care for you.

OUR MISSION IS TO MAKE THE WORLD

OF THE CRYPTOCURRENCIES MORE
TRANSPARENT AND USER-FRIENDLY, SO
ANYONE COULD ENTER IT.
Aurix 6

To achieve this goal, we provide people with

easy access to their crypto funds, exchange options,
and many more convenient tech solutions.

This way, we are contributing to the global

transition to the cryptocurrencies and enhance the
replacement of the traditional banking system with
decentralized finance.

OUR VISION IS THAT

CRYPTOCURRENCIES SHOULD
BE SEAMLESSLY IMPLEMENTED
IN THE USUAL LIFE.

To make this vision come to life, we do our best to

redefine how crypto money is being moved, spent, and
invested. We developed the high-tech solutions that
allow people and organizations to use cryptocurrencies
as easily as they use fiat. Thus, we hope to attract more
newcomers and encourage them to switch to more
simple and useful crypto financial services.
Aurix 7

AURIX COMBINES
SEVERAL SOLUTIONS
INTO ONE ECOSYSTEM.

We have an exchange where users can

trade cryptocurrencies.

It supports many of the most commonly traded

01 cryptocurrencies such as BTC, ETH, and BCH, and

offers high liquidity.

Also, Aurix offers the Visa/Mastercard

Card with DeFi cashback

That allows cardholders to casually pay with crypto

02 anywhere and anytime. Moreover, the card does not

have annual fees.

Solution for e-commerce and other businesses

Last but not least, we have a special solution for
e-commerce and other businesses that would like

03
to start accepting cryptocurrencies. To make such
transactions easier, Aurix has developed unique shop
plug-in s that can fit in almost every system.
 8

AURIX IS A SELF-
RELIANT ECOSYSTEM
OF FINANCIAL
SERVICES, FULLY BUILT
ON THE PRINCIPLES
AND TECHNOLOGY
OF DECENTRALIZED
FINANCE.

We have our own coin – Aurix token, however,

it is not the only option users can choose.
Aurix token offers some extra benefits to our
clients such as reduced transaction fees but
it is not mandatory to have.

NO MATTER WHAT HAPPENS,

ALL TRANSACTIONS WILL BE
EXECUTED, AND THE FUNDS
DELIVERED TO THEIR POINT
OF DESTINATION.
 9

CURRENTLY, THERE
ARE A NUMBER OF
PROBLEMS THAT
CUSTOMERS FACE IN
THE MARKET
We are proud to say that the Aurix
ecosystem is built to solve them all:

Low liquidity and High or hidden

transaction speed commissions

Inherent Insecurity and

complexity untrustworthiness
 10

WE HAVE CREATED
UNIQUE USER-
FRIENDLY AND SELF-
RELIANT SOLUTIONS
THAT CAN COPE WITH
THESE ISSUES:

01 02
Aurix Exchange All Aurix
offers the highest products have
liquidity with low predefined
fast transaction commissions, so
execution, so no hidden fees
users can buy and
sell as many coins
as they want in
less than a second

03 04
We build our Lastly, Aurix is built
solutions based with adherence
on customer to high security
development standards. Aurix
research, so is blockchain-
they all have an based, which
intuitive design keeps transactions
with user-friendly safe, secure, and
interfaces autonomous.
 11

WE ARE CONSTANTLY
BUILDING AND IMPROVING
SOLUTIONS FOR OUR USERS.
So, we are about to launch the Aurix Chain
that will enable all our solutions.

It will power the payment pillar and support

our trading and other Decentralized Financial (DeFi)
Services products. All our services are supported by
usage of DeFi cashbacks.

It makes our financial system even more

transparent and resilient. The DeFi enables carrying
out transactions independently of our company’s
operations and permissions.

EVEN IF AURIX CEASES TO EXIST,

THE CHAIN WILL TRANSFER THE
USERS’ CASHBACKS PROPERLY.
 12

MARKET
OPPORTUNITY

CRYPTOCURRENCIES ARE A
DISRUPTIVE ALTERNATIVE TO THE
CURRENT MONETARY SYSTEM.

THEIR FULLY DIGITAL

NATURE, TRANSPARENCY OF
UNDERLYING TECHNOLOGY,
AND INDEPENDENCE OF ANY
GOVERNMENTAL BODY FOR
CURRENCY CREATION ARE
THE MAIN KEYS OF THEIR
WORLDWIDE ADOPTION.

6000 325
More than 6 $ The total market
thousand altcoins capitalization of
exist today. bn traded coins.
 13

THE CRYPTOCURRENCIES MARKET

IS PROJECTED TO GROW AT 11%
1
CAGR FROM 2019 TO 2027
In 2019, the global cryptocurrency market size was
estimated at around $754 mn. By 2027, it is expected
to exceed $1.7 bn, driven by double-digit growth.

Cryptocurrencies market size 11.2% CAGR

754 $

mn 1 758 $

mn

2019 2027E

1 — Fortune Business Insights

 14

CRYPTOCURRENCY TRADING
ACTIVITY EXCEEDS THE LARGE-
CAP OF THE US EQUITY MARKET
Daily trading volume in top-5 cryptocurrencies can reach
billions of dollars, which is observable not in all S&P
50 companies. This exceptionally high trading activity
implies a great business potential for exchanges.

Trading activity in top-5 cryptocerrencies

50
$200Bn

45
180

40
160

35
140

30
120

25
100

20
80

15
60

10
40

20 5

0 0
Bitcoin Ethereum Tether XRP Chainlink Median S&P
500 company

Market capitalization, $Bn (LHS) Trading volume, $Bn (RHS)

2 — CoinMarketCap
 15

TOP CRYPTOCURRENCIES ARE

USED TO PROCEED THOUSANDS
OF TRANSACTIONS DAILY
Every day, almost 1.7 mln of transactions of the $10 bn
total value are processed in the top-5 cryptocurrencies3.
As their global adoption grows, the need for solutions that
facilitate payments and seamless conversion between
digital and fiat currencies has limitless potential.

Avarage daily transactions in top-5 cryptocurrencies

1200
6000

1100
5500

1000
5000

900
4500

800
4000

700
3500

600
3000

500
2500

400
2000

300
1500

200
1000

100
500

0
0
Bitcoin Ethereum Tether XRP Chainlink

Market capitalization, $Bn (LHS) Trading volume, $Bn (RHS)

3 — CoinMetrics
 16

THE CRYPTOCURRENCIES
MARKET IS EVOLVING FROM AN
EXPERIMENTAL TO A MATURING
STAGE

More than 8 hundred senior executives from around the world consider
introducing cryptocurrencies into their business models.4 Hence, the
usage of cryptocurrencies will expand further and embrace vaster areas
of life, as wider acceptance will create a stable demand. The solutions that
will enable easier utilization of cryptocurrencies - like intuitive payment
plug-in s - are likely to get a warm reception.

Avarage daily transactions in top-5 cryptocurrencies

Respondents are open to using an array of digital assets in their business models. Q.
Are you considering the use of the following digital assets in your business model?
 Percentage of respondents who considered using the digital assets in their business models

Enterprise controlled 64%

General asset backed (basker of assets, currencles, etc) 63%

Decentralized cryptocurrebcies (BTC, ETH, EOS, etc.) 59%

Equity tokens 56%

Specific asset backed (gold, diamonds, precious metals, etc.) 55%

Fiat currency backed 54%

Algorithm-driven stablecoins 54%

Utility tokens 54%

Other security tokens (debt, financial instrument, derivative, etc) 48%

4 — Deloitte 2020 Global Blockchain Survey

 17

BANK CARDS ARE

A NOVELTY IN THE
CRYPTO WORLD THAT
BRING DIGITAL ASSETS
CLOSER TO SOLVING
REAL-WORLD TASKS
In the fiat money world, 51% of people prefer to use
bank cards or electronic wallets for payments, while
only 11% actively use electronic wallets.5 Acceptance
of bank cards by merchants is also higher, and merging
the novel asset with a traditional payment method can
bring good results.

5 — Creditcards.com, Federal Reserve Bank of Atlanta’s Diary of Consumer Payment Choice

 18

DEFI
CASHBACKS
ARE A STRONG
MOTIVATIONAL
TOOL

In fiat currencies, cashbacks are the

most attractive type of customer
rewards and the main driver of their
preference and loyalty. For 80% of
cardholders, cashbacks were the
main reason for choosing their card.6

CRYPTO CASHBACK REWARDS ARE LIKELY TO MOTIVATE

MORE CRYPTO USERS TO SHIFT A LARGER SHARE OF THEIR
SPENDING INTO CRYPTO ASSETS, WHICH IN TURN, WILL
RESULT IN MERCHANT ACCEPTING PAYMENTS IN CRYPTO.

6 — Creditcards.com, 2018 TSYS U.S. Consumer Payment Study

 19

PRODUCT
OVERVIEW
 20

OUR OFFERING IS AN
ECOSYSTEM THAT EMBRACES
MANY TRANSACTIONS A USER
CAN CONDUCT WHILE DEALING
WITH CRYPTOCURRENCIES
Below is an overview of the products we offer:
Powered by Aurix Token (AUR)

Aurix
Exchange

Card Visa/
Mastercard

Aurix
Plug-ins

Starting from exchanging between crypto and fiat currencies,

proceeding to payments in crypto, and using it in real-world
interactions via the card, we target providing all necessary
services for a seamless experience.
 21

ALSO, SOON WE WILL BE READY TO

INTRODUCE THE REVOLUTIONARY
AURIX CHAIN, ON WHICH WE HAVE
BEEN WORKING ON FOR THE PAST
THREE YEARS.

Aurix Chain is the powerful next-generation blockchain

technology that will underpin all operations on our
platform. The decentralized finance architecture is
a guarantee of the safety of users’ funds, speed and
security of all operations, and privacy of user data.

Aurix Chain is the strong basis for all the services we

offer our clients: it powers the exchange, enables
Cashback rewards, ensures seamless payments and
shopping experience. The proprietary technology is
a key competitive power of our solutions, and we pay
our most attention to its integrity and adherence to the
best international security standards.
 22

THE LEVEL OF
MEMBERSHIP INFLUENCES
USER EXPERIENCE
THROUGHOUT THE
PLATFORM

We highly appreciate the users that decide to

stake the Aurix token, and thus, support the functionality
of our blockchain network. Hence, the amount of AUR
locked in for validating the blockchain operations
defines the inclusive benefits the user can enjoy in our
ecosystem: from discounts on trading fees to cashbacks
to loan extension.

30d Trade AUR Card Trading

Level Volume (BTC) balance Cashback7 Maker fee Taker fee Cashback7

0 AUR 2% 0.1 0.1 0% cashback

VIP 0 < 50 BTC &/or purchased

VIP 1 > 50 BTC &/or

800 AUR 3% 0.09 0.1 30% cashback
purchased

VIP 2 > 200 BTC &/or

3,000 AUR 4% 0.08 0.1 40% cashback
purchased

VIP 3
9,000 AUR 5% 0.07 0.1 50% cashback
> 350 BTC &/or purchased

VIP 4 35,000 AUR 6% 0.07 0.09 60% cashback

> 500 BTC &/or purchased

VIP 5 &/or 100,000 AUR 0.06 0.08 80% cashback

> 1500 BTC purchased 8%

VIP 6 > 4500 BTC &/or 300,000 AUR 9% 0.05 0.07 90% cashback
purchased

7 — The cashback is paid in AUR on your Wallet in Aurix App. Once the initial 6-month AUR staking period ends, the benefits of each tier will be reduced.
To keep enjoying all these rewards and benefits, the AUR staking has to be renewed. The cashback program is launched and run solely by Aurix,
and there is no partnership between Aurix and the merchants in this offer. Aurix has the sole discretion to modify the program at any time.
 23

AURIX
EXCHANGE

Aurix exchange provides a convenient

way to invest in the most widely traded
cryptocurrencies in a simple way both on
the desktop and via an app. Thus, we do our
utmost to provide an undisturbed trading
experience for our users.

USER-FRIENDLY INTERFACE
THAT CAN BE ADJUSTED TO
FIT ANY NEEDS

The main advantage that distinguishes the

Aurix Exchange is its usability – the convenient
and comprehensible interface that a user can
adjust to suit any preferences.
All the necessary information is located at the
fingertips of the user in an interface designed
to fit all sizes of monitors.
 24

ALL TABS CAN BE MOVED TO A

PREFERABLE LOCATION.
 25

THE FEE STRUCTURE

IS INTUITIVE AND
CONTAINS NO
HIDDEN FEES

The fees we offer are less than that

of any other existing crypto exchange, and,
thus, active trading does not undermine the
results a user can achieve. The fee structure
is extraordinarily simple and crystal clear,
containing no hidden fees for services.

We adhere to strict security

requirements that ensure the safety of
our exchange for users, and constantly
upgrade our security potential. Aurix is
protected against attacks, and data are
fully compliant with PCI DSS standards.

TRANSACTIONS SAFETY IS ENSURED BY

ADHERENCE TO BEST INTERNATIONAL
STANDARDS
 26

AURIX TOKEN
HOLDERS AND USERS
ENJOY SIGNIFICANT
REWARDS ON THE
PLATFORM

The fee and benefits structure

strongly motivates the staking and usage
of Aurix Tokens. Staking the Aurix Token
upgrades a user’s level on the platform,
according to the amount of the Aurix
tokens staked.

Any higher level is generously re-

warded by discounts on trading fees, an
increase in available leverage, and a wide
variety of other rewards, depending on
the amount of the Aurix tokens held.

THESE BONUSES CAN ENHANCE BOTH

TRADING EXPERIENCE AND ITS RETURN
POTENTIAL.
 27

A PAYBACK SYSTEM IS
DEVELOPED FOR THE
TRADERS THAT DECIDE TO
USE AURIX
Better than any other exchange, we pay you to
trade with us.

Because we care about our clients and we

want them to have the best experience on the Aurix
exchange, we are proud to announce our new cash-
back system. After each transaction, the client recives More details trade
cashback directly into their account. In other words, cashback are in the
the more you trade, the more you earn. table below:

Level AUR balance Maker & Taker

0 AUR
VIP 0 purchased and staked 0% cashback

VIP 1 800 AUR 30% cashback

purchased and staked

3,000 AUR
VIP 2 purchased and staked
40% cashback

9,000 AUR
VIP 3 purchased and staked
50% cashback

35,000 AUR
VIP 4 purchased and staked
60% cashback

100,000 AUR
VIP 5 purchased and staked 80% cashback

300,000 AUR
VIP 6 purchased and staked
90% cashback
 28

AURIX
APPLICATION

AURIX APP IS THE HEART

OF OUR ECOSYSTEM

For our users, it contains all the options

for extracting the maximum utility that our
platform can offer. The App embraces all the
products and solutions we offer and presents
them to the user in one place in the most
convenient way.

Trading, payments, transfers and

rewards management, and much
more - all at the user’s fingertips.
 29

APPLICATION INTERFACE

01
A highly intuitive interface
will bring only positive
experience from day-to-
day operations.

02
The possibility to manage
all rewards and see what
is needed to achieve
them triggers user
engagement.
 30

APPLICATION INTERFACE

03
A highly intuitive interface
will bring only positive
experience from day-to-
day operations.
 31

AURIX
CARD
CARD WITH DEFI CASHBACK

Aurix offers a debit card by Visa or We provide up to 9% cashback to the user’s

Mastercard payment networks. The card e-wallet, and the execution is guaranteed
is associated with a user’s wallet, allowing by the blockchain itself— thanks to the
them to obtain cashbacks for all their DeFi system; the payment will be delivered
purchases and other everyday transactions. without any hurdles.

In other words, while other services

charge fees for transferring and
purchasing, we only reward our
customers with a cashback for all
their payments made with our card.
And that also comes with the best
service - all users’ purchases and
transfers are completed almost
instantly.
 32

THE VISA/MASTERCARD
CARD CAN BE MANAGED
VIA THE AURIX APP

In the app, users can manage their

crypto and fiat wallets, complete card
applications, view the card details,
track card spending records, receive
eligible card rewards, and much more.
 33

THE UNIQUE FEATURE IS THAT

CASHBACK PAYMENTS ARE FULLY
MANAGED IN A DECENTRALIZED
FINANCE NETWORK

DeFi allows storing and managing the funds without

relying on third-party institutions for security and completion of
promised rewards.
A smart contract ensures that the user earns the reward for card
spending, and the blockchain technology enforces the execution
of the cashback transfer, with a 0% possibility of failure.
 34

A higher level is
EACH USER IS ASSIGNED A LEVEL THAT associated with greater
benefits, starting
DEPENDS ON THE ACTIVITY IN THE from better trading
PLATFORM AND ECOSYSTEM fees, to cashback
rewards processed in
decentralized finance.

AUR card Trading Card

Level Cashback 8
Cashback
balance limits
0 AUR
VIP 0 purchased 2% 0%
and staked
800 AUR $200 USD / month free ATM
purchased withdrawals
VIP 1 and staked
3% 30% $2,000 USD / month foreign
transactions
$400 USD / month free ATM
3,000 AUR withdrawals
VIP purchased 4% 40% $4,000 USD / month foreign
and staked
transactions

$800 USD / month free ATM

9,000 AUR withdrawals
VIP 3 purchased 5% 50% $10,000 USD / month foreign
and staked
transactions
$1,000 USD / month free ATM
35,000 AUR withdrawals
VIP4 purchased 6% 60% $20,000 USD / month foreign
and staked transactions
$1,000 USD / month free ATM
withdrawals
$20,000 USD / month foreign
100,000 AUR transactions
VIP5 purchased 8% 80%
and staked Netflix and Apple Fitness+
Membership
Airport lounge access + 1 guest
10% reimbursement of Amazon
$1,000 USD / month free ATM
withdrawals
Unlimited foreign currency
transactions
300,000 AUR
purchased Netflix and Apple Fitness+
VIP 6 and staked
9% 90% Membership
Airport lounge access + 2 guest
10% reimbursement of Amazon
8 — The cashback is paid in AUR on your Wallet in Aurix App. Once the initial 6-month AUR staking period ends, the benefits of each tier will be reduced.
To keep enjoying all these rewards and benefits, the AUR staking has to be renewed. The cashback program is launched and run solely by Aurix,
and there is no partnership between Aurix and the merchants in this offer. Aurix has the sole discretion to modify the program at any time.
 35

PAYMENT
SHOP PLUGINS
A SPECIAL AURIX SOLUTION FOR
E-COMMERCE AND OTHER BUSINESSES

A special Aurix solution for e-commerce

and other businesses allows easy adoption of
cryptocurrencies in operations. For this reason,
Aurix has developed unique plug-ins that are
compatible with almost every system.

A simple plug-in installed on the

customer’s end allows users to pay in and/
or receive cryptocurrency anywhere, anytime
for free. Each customers’ payment can be
completed with a few taps on the mobile phone.

Our team is working continuously to

expand the list of merchants that integrate
with Aurix. The network effect is on the rise,
motivating more merchants to use our plug-ins
and more and more customers are willing to
use crypto for payments.
 36

BENEFITS FOR
BOTH SIDES: For Customers For Merchants
Up to 9% cashback Up to 3% of cashback for
Traffic stimulates customers customers’ purchases processed
for purchase via Aurix PoS or Chain

Reduction of transaction costs

Cost Free
(0% fees)

Instant payment confirmation

Verification Safe and secure to pay with Instant transaction settlement
crypto and fiat currency

HOW TO PAY IN AND RECEIVE

CRYPTOCURRENCY:

01 02
Choose the option
For to pay in fiat or
cryptocurrency
Pay by the
Aurix App
Customers at the merchant’s
checkout page

Receive payment
Integrate our

01 02
instantly in fiat
Aurix Plug-in and currency or
For have flexibility cryptocurrency of
in accepting
Merchants both fiat and your choice in your
business account
cryptocurrencies with Aurix
 37

AURIX
TOKEN

Payment & Card Trading

Aurix Token (AUR) is a utility Earn up to 9% cashback AUR can be
token that has some features paying merchants exchanged for other
online and offline cryptocurrencies
over and above simple
payment functionality. Receive up to 9% Trading fees
AUR powers the overall Aurix cashback with each discounts when
transaction on the Visa/ paying with AUR on
ecosystem, giving the user Mastercard Card Aurix Exchange
particular benefits such as
Exclusive rewards and Stake AUR and
reduced fees on the platform. earn on Aurix
benefits with staking
Here are some examples of AUR on the Card Exchange
AUR advantages:

All basic information regarding the AUR can be found

AUR Token issue is limited in the table below:
to 20 mln units. By now it
runs based on ERC-20, but Token name Aurix

later it will operate on the Token class Utility Token

Aurix Chain. For the detailed Token ticker AUR
overview of the token Issuing entity AUR Protocol Labs
distribution, please, refer to
Token total supply 20.000.000 AUR
the Aurix Chain Whitepaper.

ROADMAP
Since Aurix was founded in 2016, we
have not lost a minute in vain. We kept coming
up with new ideas and solutions, perfecting
them throughout the months so we could show
them at the first onset in all their power.
2016
Aurix is founded by Majed Mohsen
The Aurix token concept was introduced
2018
Card concept appeared
2020
The launch of Aurix Exchange
Q1 2021
The first Mastercard shipping
Q2 2021
Leverage Trade Announcement
Q3 2021
Pad platform Launch
Q4 2021
The launch of the beta
version of Aurix Chain
38
Our journey started four years ago but we
keep gaining momentum. So far, we have a
working Aurix Exchange and a launch-ready
Aurix app. Throughout the 2017-2019 years,
we have been closely working on the Aurix
Chain, and finally, we will be ready to introduce
it next year.
2017
Work on the Aurix Exchange started
Work on Aurix Chain started
2019
Plugin concept developed
Started work on the App
Q1 2021
The launch of the Aurix App
OTC Trading Launch
Q2 2021
DeFi Wallet Launch
Q3 2021
We launch our Aurix
Payment Shop Plugins
Q4 2021
Start of the shop
plugin development
 39

MEET
THE
TEAM
 40

MAJED MOHSEN
CHIEF EXECUTIVE OFFICER
AND FOUNDER (CEO)

Starting from the 1970’s, the world has been seeking a unique solution that could
magically solve most of its economic problems. I believe that crypto currency might be
that solution and the most anticipated technology in the field. Therefore, that is why I
would like to contribute to the solution through creating the best crypto platform with
the state-of-the-art technology that is built with professionalism and love for the users.

Majed Mohsen

Majed Mohsen is a computer Now his passion for the crypto-

engineer with a strong background in
developing tech solutions for a vast variety
of fields. His experience as a CEO of the
World Wide Invest Company makes him
a proven business leader with unique
expertise. Moreover, Majed is a successful
entrepreneur who has founded a number of
tech companies in the e-commerce, mobile
app, and consumer electronics industries.
currencies market has brought him to
develop a brand new cryptocurrency
platform that combines several solutions
into one ecosystem. It is not only another
successful project added to his star
track record but also a revolutionizing
product that solves the most common
problems of the market.
 41

Dr. Besher Zeido

Chief Operating Officer and Co-Founder (COO)

Besher Zeido pursued an advanced medical career. However, his profound

passion toward business and financial science and application, brought him to
the import/export business, making him participate in the creation of the Aurix
crypto exchange. Now, his advanced social skills, combined with his insatiable
thirst for crypto-related research, make him an indispensable Chief Operations
Officer or Aurix.

Bhavesh Deshmukh
Chief Technical Officer (CTO)

Bhavesh is a well-established IT professional with over five years of industry experience.

His unique expertise and experience make him a valuable contributor to the Aurix — he is
responsible for our Blockchain network, Aurix Exchange, and overall platform monitoring.
Bhavesh specializes in the Blockchain field, Data Centre Management, and Monitoring areas,
while also possessing a rich background in the Backend Development, virtualization, and
Linux systems.
 42

Radu Stefan Mazare

Chief Marketing Officer (CMO)

Radu has been involved in marketing and entrepreneurial activities

for more than a decade and now can take pride in a developed social
network that includes contacts throughout all the media industry.
International business and marketing qualifications underpinning
his social experience make him a valuable professional on our
executive board.

Elena Grasu
Chief Information Officer (CIO)

Elena Grasu has deep expertise and experience in cryptocurrencies

and blockchain technology to share for our long- run development.
Elena focuses on discovering the strategic potential for Aurix,
clarifying growth objectives for our business, and managing our
talents network.

Attorney Gherlan Marius

Chief Compliance Officer (CCO)

Gherlan Marius is a seasoned lawyer specializing in business

and international law. With decades-long experience in the field,
he is a valuable contributor to our business. His expertise allows
our business to target international expansion and remain sure
that compliance will never be a hurdle for our dynamic growth.
 43

CONCLUSION

CONCLUSION
 44

Aurix is a self-reliant ecosystem of financial

services, fully built on the principles and
technology of decentralized finance. No
matter what happens, all transactions will
be executed, and the funds delivered to
their point of destination.

Our solutions create a unique user-friendly

ecosystem for our customers. Aurix Exchange
delivers low-cost trading among crypto and
fiat currencies. Aurix Card with DeFi enables
to transfer cryptocurrencies, pay in crypto,
and receive cashbacks guaranteed by the
blockchain itself.

And last but not least, Aurix Plugin is an

easy solution for merchants willing to start
accepting payments in crypto and expand
their audience this way. All this is made
possible by our Aurix Token and future
Aurix Chain that are the key elements of
the powerful technology underlying all our
offerings.
 45

Thank you for reading. To get more

Our company is dedicated to the idea of
making the world of cryptocurrencies as
easy to enter and intuitive to implement in
usual life, as to take the fiat cash out of the
wallet.
details or just stay tuned, contact us
on our social media channels:
facebook.aurix.exchange

info@aurix.exchange

instagram.aurixexchange

Low-cost trading among crypto and fiat

currencies, paying in crypto for goods and
t.me.aurix_exchange
services, and receiving DeFi cashbacks on
spendings just like on a usual debit card
– these all are parts of the dream that the twitter.aurixexchange
Aurix team makes a reality.
 46

DISCLAIMERS
01
No advice and recommendations
The content of this whitepaper has been prepared
solely for informative purposes and should not
be perceived as any form of recommendation or
investment advice.

02
No securities
This whitepaper does not constitute a financial
service offering document. It does not offer to sell
or buy any security tokens, investment products,
financial instruments, or other regulated products in
any jurisdiction. AUR tokens are not being structured
or sold as securities.

03
No warranties
No warranties have been made in the whitepaper as
to the accuracy or completeness of the information,
statements, opinions, or matters contained in this
whitepaper. The AUR tokens, the Aurix ecosystem,
and corresponding products are under development
and are being constantly updated. As a result, they
may differ significantly from the description set out
in this whitepaper. No representation or warranty
is given as to the achievement of any plans, future
projections, or prospects relating to the future.
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04 05
Forward-looking statements Accuracy of Information
This whitepaper contains certain forward-looking statements regarding Aurix strives to ensure accuracy
the business we operate that are based on Aurix’s management beliefs of information contained in the
and assumptions, which are inherently subject to uncertainty. whitepaper, but it will not bear
Any estimates and assumptions are made on the basis of factors responsibility for any missing,
beyond our control and we bear no responsibility for realization and outdated or wrong information.
timing of any consequences arising from forward-looking statements.

06
Aurix views
Any opinions or estimates expressed herein reflect
a judgment as of this date and can be changed
without notice. Aurix’s views and opinions expressed
in this whitepaper do not reflect the official policy or
position of any government or public body in any
jurisdiction. This whitepaper has not been reviewed
by any regulatory authority.

07
Third-party data
This whitepaper contains data and references obtained
from third party sources. Although the management
believes in the accuracy and reliability of these data,
they have not been subject to independent audit or
verification.
There is no assurance as to the accuracy, reliability,
or completeness of the data. The use of any company
and/or platform names and trademarks does not
imply any affiliation with or recommendation of any
of those parties.
 48

08
Risk statements
Purchasing AUR tokens involves substantial risk and
may lead to a loss of a substantial or entire amount of
the money involved. Prior to purchasing AUR tokens, it
is recommended to assess and take into account the
risks, including those listed in any other documentation.
The purchasers should fully understand the nature of
the AUR tokens and accept the risks inherent to the
AUR tokens before purchasing them.
09
Professional advice
A consultation with a lawyer, tax professional,
investment advisor or any other professional
advisor is highly recommended before
purchasing any cryptographic currencies
and/or tokens.

The regulatory status of cryptographic tokens and

digital assets is currently unsettled and varies among
jurisdictions. Future implementation of certain rules
or policies regulating digital assets or blockchain
applications may affect the rights to acquire, own,
hold, sell, convert, trade, or use cryptographic tokens.
These may also become subject to additional tax
consequences associated with possessing and usage
of tokens.

While a blockchain is unlikely to be hacked, there is

a chance for such applications as wallets, browsers,
websites or software programs to become targets for
hackers. These hacks can lead to a substantial loss of
funds for every participant of our ecosystem. As many
blockchain projects are uninsured, loss of security is
likely to result in the complete loss of a user’s funds
in the event of a hack.

Cryptocurrencies are marked by extreme volatility. The

value of the project’s internal token can be not in line
with the project’s own development and value. The
price of tokens and coins contained in the user’s wallet
can also be subject to significant price swings. Aurix
bears no responsibility for performance and returns
of a user’s trading activity and utilization of any coins.
Built with state of the art
technology and worked
with love for you
White paper

Built with state of the art

technology and worked
with love for you