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Loan Agreement Tamil Aug 2014
Loan Agreement Tamil Aug 2014
kw;Wk;
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1.2 fld; ngWgth; vd;gJ fld; ngWgtiuf; Fwpf;Fk;. fld; ngWgth; gyuhf
,Ug;gpd; fld; nghWg;G midtiuAk; Fwpf;Fk;. mNj Nghy; cj;jputhjk; mspg;gth;
midtiuAk; Fwpf;Fk;.
fld;> tl;b:-
2.2 tl;b:
2.3 (m) Kjy; ml;ltizapy; nrhy;yg;gl;bUf;Fk; tl;b tpfpjk; ,e;j fld; KbAk; tiu
epiyahf ,Uf;Fk;. Hprh;t; tq;fp my;yJ rPh;jpUj;j Jiw mt;tg;nghOJ gzr;
re;ijapy; Vw;gLk; khw;wj;jpw;F Vw;g ,e;j tl;b tpfpjKk; khWk;. mj;jUzq;fspy; Kjy;
ml;ltizapy; nrhy;yg;gl;bUg;gijj; jtpu fld; ngWgth; khw;wpaikf;fg;gl;l tl;bia
nrYj;j xg;Gf; nfhs;fpwhh;. mt;thW khw;wp mikf;fg;gl;l tl;bahdJ ,e;j
xg;ge;jj;jhy; nrhy;yg;gl;l tl;bahf fUjg;gl Ntz;Lk;.
Xt;nthU tUlKk; khh;rR; khjk; 31Mk; Njjp fld; nfhLg;gth; fld; ngWgtUf;F
fzf;Fg; gl;bay; mDg;Gthh;. mjpy; epYit njhif> tl;b ngw;wJ Kjypait Fwpf;fg;
gl;bUf;Fk;. fld; ngWgth; me;j fzf;Fg; gl;baiy khh;r;R 31 Mk; Njjp ngwhtpl;lhy;
15 ehl;fSf;Fs; njhptpf;f Ntz;Lk;. mjpy; cs;s Kuz;ghLfis 15 ehl;fSf;Fs;
Fwpg;gplNtz;Lk;. ,e;j fld; gl;baiy rhd;wpl;l jghy; %yk; mDg;g Ntz;Lk;. mij
fld; ngWgth; ngw;W ,q;F nrhy;yg;gl;litfSf;F vjph; kiwahf ,Ue;jhYk; mjpy;
fz;l njhif rhp vd;Wk;> kPjj; njhif Nghd;witAk; rhp vd;W xg;Gf;
nfhs;sg;gl;ljhFk;.
3.0 ghJfhg;G
3.1 fld; nfhLg;gth;> fld; ngWgtUf;F fld; nfhLf;f rpy epge;jidfSf;F cl;gl;L
xg;Gf; nfhz;L ,Ug;gjhy;> fld; ngWgth; nrhj;ijAk; mjd; cjphpfisAk; mlkhdk;
itf;f xg;Gf; nfhz;Ls;shh;. NkYk; cjphpfis khw;w gOJ ghh;f;f GJg;gpf;f Kjy;
ml;ltizapy; nrhy;ypagb ,e;j flid ngw;W nra;a fld; ngWgth; xg;Gf;
nfhs;fpwhh;. mjw;fhf xU uj;J nra;a Kbahj mjpfhug; gj;jpuj;ij fld; nfhLg;gth;
ngaUf;F vOjp nfhLf;f rk;kjpf;fpwhh;. mJ ,jDld; ,izf;fg;g;lLs;sJ. NkYk;
fld; ngWgth; Njitahd Mtzq;fis my;yJ Mtzj;ij vOjpf; nfhLf;fTk;>
mjhtJ ,e;j flid cWjpgLj;Jk; tifapy; nra;a rk;kjpf;fpwhh;.
3.4 ,e;j mlkhdk; fld; nfhLg;gth; flid KOikahf ngw;Wf; nfhz;ljhf rhd;wpjo;
toq;Fk; tiuapy; mKypy; ,Uf;Fk;. mJ fld; thq;Fgth; jpthy; MFjy;> cly; eyk;
ghjpg;G> %is ghjpg;G Mfpaitfspdhy; Kbahky; NghdhNyh> NtW epWtdq;fNshL
Nrh;f;fg;g;llhNyh> eph;thfj;ij NtW egh; vLj;J elj;jpdhNyh> epWtdj;ij muRilik
nra;jhNyh ,e;j mlkhdk; njhlh;e ; ;J ,Uf;Fk;.
3.7 fld; ngWgth; nrhj;jpd; KO tptuKk; jdf;F njhpAk; vd;W cWjp nra;fpwhh;.
3.9 fld; ngWgth; $Ljy; ghJfhg;Gk;> $Ljy; cj;jputhjKk; 3-Mk; eghplk; ,Ue;J
fld; nfhLg;gth; nrhy;Yk; gb nra;J juNtz;Lk;. ,t;tp\aj;jpy; fld; ngWgth;
$Ljy; cj;jputhjk; Vw;gLj;J mjw;fhf xU xg;ge;jk;> Mtzk;> mjpfhug; gj;jpuk;
Mfpaitfis fld; nfhLg;gthpd; Njitf;fhf Vw;gLj;jpf; nfhLf;f Ntz;Lk;. fld;
ngWgth; xg;ge;jq;fs;> cj;jputhjq;fs;> Mtzq;fis ,e;j fld; xg;ge;jk; KbAk;
tiu/Koj; njhifiaAk; nrYj;Jk; tiuapy; uj;J nra;af; $lhJ. NkYk; fld;
nfhLg;gth; KOj; njhifAk; ngw;Wf; nfhz;ljhf rhd;wpjo; toq;Fk; tiuapy; ve;j
Mtzq;fisAk; uj;J nra;af; $lhJ.
1). fhg;gL
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5). tl;b> $Ljy; tl;b ,e;j fld; xg;ge;jj;jpd; epge;jidg;gb nrYj;Jk; njhif
6.1 ,e;j fld; xg;ge;jj;jpd; fPo; gzk; nfhLg;gth;> gzk; gl;Lthlh nra;ag;gl Ntz;ba
flikahdJ> fPNo Fwpg;gpl;Ls;s epge;jidfs; mDrhpf;fg;gl;l gpd; vOk;.
7.1 fld; ngWtUf;F ,e;j xg;g;ejj;ij vOjpf; nfhLf;f rl;lg;gb jFjpAs;sJ. ,e;j
xg;ge;jj;ij vOjp nfhLf;fTk;> epge;jidfis epiwNtw;wTk; fld; ngWgtiu ve;j
topapYk; jLf;fNth> rl;lj;jpd; fPNoh jPh;g;Gfs;> jPh;g;ghizfs;> Ml;rpapy; cs;s
xg;ge;jq;fs; Mfpaitfspd; fPNoh> jilnra;a gltpy;iy. ,e;j xg;ge;jk; vOjpf;
nfhs;tjhy;> mJ rl;lg;gb fld; ngWgtiu fl;Lg;gLj;Jk; NkYk; mtUf;F vjpuhf ,e;j
xg;ge;jk; nray;gLk;. fld; ngWgth; epWtdkhf ,Ue;jhy;> mth; ,e;j rl;l Kiwg;gb
mikf;fgl;lth; vd;Wk; xg;ge;jj;jpy; xU jug;gpduhf ,Ug;gjhy; mth; rl;lg;gb ,e;j
xg;ge;jj;ij Vw;gLj;j rf;jp gilj;jtuhf cs;shh; vd;Wk; $Wfpwhh;.
7.4 ,e;j nrhj;J xU thfdkhf ,Ue;jhy; ,e;j xg;ge;jk; eilKiwapy; ,Uf;Fk; tiu
mjd; Xl;Leh; chpa chpkk; itj;jpUf;f fld; ngWgth; cj;jputhjk; mspf;f Ntz;Lk;.
7.5 fld; ngWgtUf;F vjpuhf ve;j tof;Nfh> Nfl;Ngh jhf;fy; nra;J my;yJ jhf;fy;
nra;ag;gLk;gbahf (Fw;wtpay; my;yJ chpikapay; tof;Ffs;) epYitapy; ,y;iy.
fld; ngWgth;
1). nkhj;j fld; njhifiaAk; jhd; ve;j fhuzj;jpw;fhf thq;fpdhNuh mij Kjy;
ml;ltizapy; nrhy;ypagb cgNahfg;gLj;j Ntz;Lk;.
2). ,e;j xg;ge;jj;ij epiwNtw;w fhy jhkjk; MFk; #oy; Vw;gl;lhy; mij cldbahf
fld; nfhLg;gthplk; njhptpf;f Ntz;Lk;.
7) nrhj;ij tpw;f> Fj;jiff;F tpl> ngah; khw;wk; nra;a mlkhdk; itf;f> tpy;yq;fk;
nra;a ve;j tifapYk; fld; nfhLg;gthpd; mDkjpapy;yhky; elf;ff; $lhJ.
NehpilahfNth> kiwKfkhfNth> nrhj;ij ek;gpf;if Nkhrb kw;Wk; Nkhrb nra;J
khw;wk; nra;jhy; mJ Fw;wkhFk;> eltbf;iff;F VJthFk;. mt;thW Vkhw;wp
Fw;wkpioj;jhy; fld; nfhLg;gth;> Gfhh; nfhLf;fTk;> Kjy; jfty; mwpf;if gjpT
nra;a itj;J Fw;wtpay; tprhuiz elj;j eltbf;if vLf;fg;gLk;.
8) ,e;j xg;ge;j fhyk; / fld; fhyk; KbAk; tiu nrhj;ij ed;F guhkhpj;J gOJ
ghh;j;J mgptpUj;jp nra;J mij ey;y epiyapy; itj;jpUf;f Ntz;Lk;.
11) ,e;j nrhj;J xU GJ thfdkhf ,Ue;jhy; mij Nkhl;lhh; thfd rl;lk; 1988 gb
chpa gjpT mYtyh; Kd;ghf gjpT nra;J> me;j thfdj;ij mlkhdk; itj;jij
mij gjpT rhd;wpjopy; Fwpg;gpl;L itf;f Ntz;Lk;. ,e;j mlkhd nrhj;J
cgNahfpf;fg;gl;l thfdk; vd;why; mjd; gjpT rhd;wpjopy; chpa gjpTfis nra;J
thfdk; mlkhdk; itf;fg;gl;lij fld; nfhLg;gth; ngaUf;F nra;J juNtz;Lk;.
17) ,e;j fld; ngWk; gpizaj;ij NkYk; cWjp nra;Ak; tifapy; fld;
nfhLg;gtUf;F Njitg;gLk; gj;jpuq;fs;> cj;jputhjq;fs; Nghd;wtw;iw Vw;gLj;jpf;
nfhLf;f Ntz;Lk;. NkYk; chpikfs;> mjpfhuq;fs;> epthuzq;fs; MfpaitfSf;fhTk;
Njitg;gLk; Mtzq;fis Vw;gLj;jpf; nfhLf;f Ntz;Lk;.
10.0 xg;gilj;jy;
11.0 cgNahfk;
12.5 fld; ngWgth; thfdj;ij mt;tg;nghOJ ey;y Kiwapy; gOJ ghh;j;J itf;f
Ntz;Lk;. tpgj;Jf;fs; Vw;gl;L mjdhy; MFk; nryTfSf;F cz;lhd urPJfis fhg;gL
P
fofj;jpy; nrYj;jp itf;f Ntz;Lk;. fld; ngWgtUf;F epYitj; njhif
,y;yhkypUe;jhy; fhg;gPl;L fofj;jpypUe;J ngwg;gl;l gzj;jpid mij mtNu nrYj;jp
mjd; gyid fld; nfhLg;gth; mila Ntz;Lk;.
13.0 jtWfs;
13.8 mlkhdk; itf;fg;gl;l nrhj;J jpUL Ngha; ,Ue;jhy; my;yJ mij fz;L gpbf;f
Kbahj fhuzq;fSf;fhf.
13.9 nrhj;jpw;F gOJ Vw;gl;L cgNahfg;gLj;j Kbahj epiy Vw;gl;lhy; my;yJ ,e;j
nrhj;jpdhy; 3-Mk; kdpjUf;F VjhtJ fhaq;fs; Vw;gl;bUe;jhy;
13.12 ,e;j nrhj;J thfdkhf ,Ue;J mjd; rhd;wplg;gl;l gjpT rhd;wpjio nfhLf;fj;
jtwpdhy;
13.13 ,e;j xg;ge;jj;jpd; gb VNjh xU #o;epiy fhuzkhf nrhj;jpw;F jPq;F my;yJ
mghak; Vw;gLk; fld; nfhLg;gth; fUjpdhy;
13.14 ,e;j xg;ge;jj;jpy; fz;l gb fld; ngWgth; jdJ nrhj;jpd; tptuq;fis (Gjpa
my;yJ gioa nrhj;Jf;fs;) rkh;gg ; pf;fhik
13.17 fld; nfhLg;gthpd; chpikia ghjpf;Fk; #oy; Vw;gLk; vd;W fld; nfhLg;gth;
fUjpdhy;
13.18 NtW ve;j xg;ge;jj;jpy; fld; ngWgth; flid milf;fhky; jtW nra;jpUe;jhy;
(fld; ngWgtUf;Fk;> fld; nfhLg;gtUf;Fk; ,ilNa
14.4 fld; nfhLg;gth; mt;thW thfdj;ij tpw;f fld; ngWgth; Ml;Nrgiz vOg;gf;
$lhJ. mt;thW eltbf;if vLf;Fk; NghJ Vw;gLk; e\;lq;fSf;F fld; nfhLg;gth;
nghWg;ghsh; Mf khl;lhh;. NkYk; jufh; kw;Wk; Vyk; ,Lgth;fs;> fld; nfhLg;gtuhy;
mkh;j;jg;gl;lth;fs; %yk; Vw;gLk; e\;lj;jpw;Fk; fld; nfhLg;gth; nghWg;ghsh; Mf
khl;lhh;.
14.5 nryTfs; mjhtJ rl;l eltbf;iffs; vLf;Fk; NghJ Vw;gLk; nryTfs; nrhj;ij
fz;L gpbf;Fk; nryTfs; clik vLf;Fk; nryTfs;> gzpkid> fhg;gL P > Nghf;Ftuj;J>
nrhj;ij tpw;f MFk; nryTfs; NkYk; fld; nfhLg;gth; rhh;ghf Vw;gLj;jg;gLk; rl;l
nryTfs;> NkYk; ,e;j xg;ge;jj;jpd; epge;jidfis nrayhf;Ftjw;fhd nryTfis>
fld; ngWgth; nfhLf;f Ntz;Lk;. ,jpy; $wg;gl;Ls;s ghpfhuq;fs;> ,ju ghpfhuq;fSf;F
jilahf ,Uf;fhJ.
14.7 fld; nfhLg;gth; flid jpUg;gpf; nfhLf;f eph;ge;jk; nra;jhy; (fld; ngWgth;
jtW nra;Ak; gl;rj;jpy;) fld; ngWgth; clNd nrhj;jpd; cilikia fld;
nfhLg;gthplNkh my;yJ mthpd; KfthplNkh my;yJ mtuhy; mkh;g;gl;lthplNkh
nfhLf;f Ntz;Lk;. vy;yh gjpTfs;> rhd;wpjo;fs;> fhg;gL P fs;> mlkhd nrhj;Jf;F
njhlh;Gilaitfis fld; nfhLg;gth; ngaUf;F khw;wk; nra;a Ntz;Lk;.
14.8 nrhj;J fld; nfhLg;gthpd; clikapy; ,Uf;Fk; NghJ Vw;gLk; el;lq;fs;> gOJfs;>
fhy tuk;G> Nja;khdq;fs; Kjypait mlkhd nrhj;jpw;F Vw;gl;lhy; mjw;F fld;
nfhLg;gth;> mtuhy; mkh;j;jg;gl;lth;> Kfth;fs; nghWg;ghsh; Mf khl;lhh;fs;.
fld; nfhLg;gth; Nfhhpdhy;> fld; ngWgth; $Ljy; kw;Wk; %d;whk; egh; cj;jputhjk;
fld; nfhLg;gtUf;F mspf;f Ntz;Lk;.
17.0 kW fld;
19.2 fld; ngWgth; ,jd; %yk; xg;Gf; nfhs;tJ vd;dntd;why;> khjhe;jpu jtizj;
njhif / fl;lzq;fs; Mfpaitfis nrYj;Jtjpy; fld; ngWgth; jtW nra;jpUe;jhy;
,e;j xg;ge;jj;ij uj;J nra;tNjhL my;yhky; fld; nfhLg;gtUf;F fld; ngWgth;
/cj;jputhjk; mspg;gth; fzf;Ffspy; cs;s gzj;ij rhp nra;tjw;F chpikAz;L.
20.0 mwptpg;Gfs;
20.1 fld; nfhLg;gthpd; mYtyh; ifnag;gk; ,l;L ghf;fpj; njhif cs;sJ vd;W
mDg;gpa rhd;wpjo; fld; ngWth; / cj;jputhjk;
20.2 fld; ngWth; / cj;jputhjk; mspg;gth; jq;fs; tpyhrj;ij khw;wp ,Ue;jhy; mjid
xU thuj;jpw;Fs; fld; nfhLg;gtUf;Fj; njhptpf;f Ntz;Lk;. fbjq;fs;> Mtzq;fs;
Mfpaitfis ,e;j xg;ge;jj;jpy; nrhd;d tpyhrj;jpw;Nfh my;yJ Nkw;nrhd;dgb
njhptpf;fg;gl;l tpyhrj;jpw;Nfh fld; nfhLg;gth; mDg;gp itg;ghh; mt;thW
mDg;gg;gl;lhy;> mJ 48 kzp Neuj;jpw;Fs; fld; ngWgth; kw;Wk; cj;jputhjk;
mspg;gth;fshy; ngwgl;ljhf fUjg;gl Ntz;Lk;.
26.0 kw;wit
26.1 nkhop
26.2 jpUj;jq;fs;