CHIEF RISK OFFICER

JOB DESCRIPTION – SAMPLE 3

POSITION:
Chief risk officer

ORGANIZATION DESCRIPTION:
Imagine being part of one of the world’s largest and most respected organizations, a company
that employs over X people in over X countries. (Company) is a diversified technology, media
and financial services company dedicated to creating products that make life better - from
(products) and (products) to (products). (Company) is a dynamic and global leading provider
of banking and financial services to over X consumers, retailers and auto dealers in over X
countries.

JOB DESCRIPTION:
• Establish and maintain all credit risk policies supporting secured and unsecured lending
products
• Ensure all risk decisions follow the internal policies for approval
• Establish risk strategies to achieve key portfolio performance metrics in growth, loss and
profitability
• Optimize portfolio profitability while maintaining portfolio quality, having responsibility for
delinquency, losses, non-earning and write-offs
• Support the development and roll-out of new products across (Company)'s consumer finance
product portfolio
• Develop and implement a robust risk infrastructure and a control framework for the business
• Drive the credit and risk management processes in (Company), establishing a strong,
proactive risk management culture that enhances growth
• Manage and develop a highly skilled and motivated risk team to meet the growing needs of
the business
• Work with (Company)'s senior management team and support areas as required, to resolve
risk management issues
• Work closely with the compliance department to ensure compliance with all applicable
internal and external regulations
• Ensure effective communication and reporting with the regional risk function

REQUIREMENTS:
• Strong and deep risk management experience in financial services, spanning secured and
unsecured lending products
• Experience in operational and credit risk management, preferably gained within the consumer
finance or banking environment

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• Previous experience in building, leading and managing the local risk function of a
multinational cooperation
• Strong analytical, communication, presentation and interpersonal skills
• Ability to interface with various functions in an international matrix structure
• Self-managed, self-motivated, and used to operating in a demanding, profit-driven
environment

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