Need Some CASH Right Now?

Discover how easy and convenient it is to borrow money from your Tax-Free Future 401k plan.

The money you borrow can be used for anything you want and you have as long as five years to pay
back your plan.

Here is a fairly common example of how borrowing some money from a

Tax-Free Future 401k can change people’s lives.

Bob and Helen are not quite sure how it happened but one day they woke up to the startling fact that
they are deep in credit card debt and now their stress meter is off the scale.

If Bob loses his job – what then?

And now to add insult to injury…just two months after they had finished paying off Bob’s pickup, the
transmission went out, another $2,200 on the credit card.

Then their dentist dropped a bomb on them that their Daughter Stephanie had to have corrective oral
surgery or she would have a crooked smile for life, $3,500 more racked up on the credit cards.

Sadly, Helen’s Dad passed away and the only way to pay for the family to fly and attend his funeral
was, you guessed it, their credit cards – airfare, rental car, restaurants, flowers, and helping her Mom
with expenses totaled another $4,700.

Bob hasn’t had a raise in 4 years and his traditional end of year bonus is a distant memory.

Bob and Helen now are facing a wallet crushing $26,000 in debt at an obscene 24.9% interest.

They ran the numbers and found that in order to pay this amount off within five years it will cost them
a minimum of $762.00 per month and that is just too much for their budget to handle and even if
they could pay off the debt within their five year goal they would still be hit for a shocking $19,720.00
of interest charges (Yikes).
Recently, they were late on a couple of credit card payments and their phones lit up like a search light
with constant calls from their creditors demanding payment PLUS they got hit with some ridiculous
late fee penalties. They are both determined to find a way out of this mess, wipe the slate clean and
start over much wiser when they do.

But how?

They can’t refinance their house.

Banks aren’t about to give them a personal loan because they are already maxed out on their credit
cards.

They don’t have any personal assets they could sell to pay off the debt.

Are they SOL?

(This next part is where the dyed in the wool, old school, so-called financial professionals will grab
their shovels and pitch forks to attack as a mob any forward thinking ideas that threaten their pocket
book and way of life)

The good news…they aren’t SOL because they recently set up their own Tax-Free Future 401k Plan.

They were delighted to discover that the 401k can loan them money a loan. A loan that doesn’t mess
up their credit scores or financial picture.

® This is a private loan that does not require any credit score qualification.
® Nothing is reported to the credit bureaus so the loan does not change their financial snapshot.
® Their debt-to-income ratio does not change so they can still apply for traditional loans.
® Paying off their credit cards can have a massive impact on improving their credit scores.
® They can pay off the 401k loan anytime they wish or simply keep making payments for up to
five years. After all the 401k is not hurt by the loan as it is still earning interest, right?!
® Bob and Helen are able to invest the balance of their 401k into real estate or?

Once the plan was completed, Bob rolled over $65,000 from a previous employer 401k plan and
Helen transferred in her $17,000 IRA. Bob and Helen now have check book control of $82,000 inside
their Tax-Free Future 401k Plan to invest as they see fit.

However before they make any investments they need to get their financial house in order.

Bob issues himself a loan from his 401k account value (the money is available to him same day) By the
way the rules stipulate that he can borrow up to 50% to a max of $50,000.

He borrows $26,000 and pays off ALL of their predatory credit cards.
The 401k loan will be paid off within their goal of five years at $242 LESS per month than they would
have paid the credit cards which is a lot more budget friendly. Plus, the interest on the loan will now
be earned by their 401k NOT some greedy credit card company!

Bob and Helen just had the best sleep they have had in months!

Oh, and one more thing, what do you think will happen to their credit scores by paying off all of their
credit card debt?

Sometimes getting your life back on track is the best investment of all!

www.TaxFreeFuture.com