LESSON No 3

BANK TERMS
1 Match the name of the terms on the left with its Spanish word on the right and.

English Español
1 Account W a moneda
2 Balance X b ingreso
3 Bank Y c el cambio
4 bank charges Z d en efectivo
5 bank machine, AA e interés
6 bank teller AB f tasa de interés
7 Bills AC g préstamo
8 Branch AD h la cuenta al descubierto
9 Cash U i suelto
10 Check V j firma
11 Coins S k estado de cuenta
12 credit card T l cheques de viajero
13 Currency A m transferencia bancaria
14 Deposit B n retirada
15 exchange rate C o cobrar
16 in cash D p ingresar
17 Interest E q firmar
18 interest rate F r retirar, sacar
19 Loan G s monedas
20 Overdraft H t tarjeta de crédito
21 small change I u dinero
22 Signature J v cheque
23 Statement K w cuenta
24 traveler's check L x balance/saldo
25 wire transfer M y banco
26 Withdrawal N z gastos bancarios/comisión
27 to charge O aa cajero automático
28 to deposit P ab cajero
29 to sign Q ac billetes
30 to withdraw R ad sucursal

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2 Learn the Useful Phrases and prepared for homework the conversation

Write an email to a bank at least 15 lines. Free topic

Good afternoon, The republic Bank

My name is Julia Pérez, a few days ago I made deposit is made in foreign currency at one
of the branches of her bank located in the capital I then my account statement is reviewed,
observing that the balance that the application sends me is incorrect, apparently there was
an error in the exchange rate used, so I would like to double check and confirm the final
value of the deposit. On the other hand, I would like to know what is the interest rate with
which the bank makes loans because I would like to make an investment in a small business.
The loan that I would have requesting would be fifty million pesos, but these would be half
(twenty-five million pesos). ) in cash, ten million pesos in cash and the fifteen million pesos
I would like to be sent by bank transfer to my account, the reason I want the loan to be
repaired in this way is so that I do not have so much effective and thus not put my security
at risk. I am attentive to the response from you, I have really been showing deposits at this
bank for a long time and it is the first time that the statement does not show me the
indicated value, in a few days I will approach the branch to carry out the entire process to
take the loan and thus leave all the documents of proof signed.

Thank you very much and good afternoon.

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 LESSON No 4
BANKING
Which of the following banking services does the customer normally have to pay for?

1. A cheque book 1. Un talonario de cheques

2. An overdraft  2. Un sobregiro

3. Home banking 3. Inicio de banca

4. Cash withdrawals  4. Disposiciones de efectivo

5. Clearing a cheque 5. Eliminación de un cheque

6. Using a cash dispenser  6. El uso de un dispensador de

dinero en efectivo
7. A loan
 7. Un préstamo
8. A statement
8. Una certificación
9. A fund transfer
 9. Una transferencia de fondos
10. A savings account
10. Una cuenta de ahorros
2 Use the Spanish translations to find the eight horizontal words in the crossword.
Translate the vertical word.

1. Fianza 5. Tomar prestado

2. Sucursal 6. Ventanilla (banco)
3. Tasas 7. Gastos bancarios
4. Prestar 8. Garantía
1 D E P
O S I T S
2 B
R A N C H
3
R A T E
4 L E N D
5 B O R R O W
6 C O U N T E R
C H A R G E S
G U A R A N T E E
3 Match the verbs on the left with the nouns on the right.

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 1. Withdraw (G) a. Interest.

2. Have (E) b. A loan

3. Be in (F) c. A balance

4. Carry forward (B) d. Funds

5. Earn (A) e. Cash

6. Open (H) f. Debt

7. Endorse (I) g. An overdraft

8. Repay (C) h . An account

9. Transfer (D) i . An agreement

10. Sign (J) j . A bill of exchange

HOME ACTIVITY
4 Write an email to the clients of the bank telling them the new services that the bank
is offering at least 15 lines. Use sentences with the nouns of exercise No 3

Good morning dear customer’s.

We are contacting you because the bank of the republic is offering many new
services that will benefit you. We think of you as if you were our loyal customers.
Among our new services we will find a reduction in the interest rate since
previously it was 6% with our new reforms, the interest rate is reduced to 4% to
make it easier to apply for a loan since we have more monetary funds for that. The
loan will be made by transfer or in cash. On the other hand, people who have debts
will be given more time to pay their respective payments, this will be done by
reaching an agreement between the bank and the customer. The balance made by
the bank is positive for this reason we have offered these new services, this result
is thanks to you for your commitment to this financial institution. Don't forget that
the bank is open from 7:00 a.m. Until 5:00 p.m., our advisors will be more available
to provide more information to our clients about these new services and many
more that you can find at our branch. Don't forget that our currency is appreciating
and that the exchange rates are the best

We wait for you and appreciate your attention.

Thanks. Alvarado Jessica Paola