Camella Dear Home Buyers, It ‘Thank you for allowing Camella Communities to contribute tothe comfort of your fami {s important to us to provide you with finest in your new home and to continue to provide you wit the very best on-going customer services. We understand that you are anxious to start enjoying your new environment, and we are ready to do all that we can to compete the processing of your necessary paper work. In this regard, we are asking for your cooperation and understanding in complying with the necessary documents and in finalizing the details as listed below. We might experience some delays in completion if these task are nt done in due time. The homes are built according to plans approved by permit. For safety reason, as well as keeping with truthful advertising laws, your home will be constructed according to the plan you selected. During construction, no modifications tothe integral design will be allowed. Of couse, you and your family will want to decorate to your taste, you may want to check with the homeowners’ association for advice. We thank you for your understanding and patience as we work through this proces together. You have our assurance that we will attend to your needs with our best care, For further question, kindly callus at, _o fx your message at CAMELLA COMMUNITIES MANAGEMENT Subdivision: _CkMWELA BCD SOWN #12 House Model Block Date Reserved :_— Lot ‘A. House Concerns: House Color: Others Copy furnished:IMPORTANT DETAILS A BUYER SHOULD KNOW ABOUT THE PURCHASE: 1. TRIPPING “This proces is dane by th brokernanagerpopery consult afer ge “They bing th let tothe stand ren them oh sobaision samen Cont aati of inextoy eforbeinging et thei. Fretenhy when sit pei he let sl be boo tte aul lot Casita ms pit tutte le oreaton owe onan of ese, mal sd atk ad comet dor ig a Epo lent that improvement an intr exe inthe mde ose ae NOT PART of epi pontage possi sow a pial ant fe te mods Roses ad ast dees fhe pe nk ‘the model house (i.e., floor tiles, kitchen sink, toilet and bath, etc.) Cy when ce say tore sold te ean acompany infer te offer hiner, Make sre hat he ce rough wh ine chk opten money 2.PROJECTPRESENTATION — JPCHRCOMG | rower 04m iss the confirmation and finalization of choice unit, block and lot by the buyer tothe marketing staf Confirm choice of Hoase Model Present in deal the specification digest Diseuss the floor pln and house features Discuss restriction: ‘minimum setback forthe house frontage in thre (3) meters, sides of the house is two(2) meters 1, Alteration ofthe fagade is nat allowed Expansions are allowed only atthe back uit. Height of the structure built should be up tothe frst oor only. All expansion plans shouldbe presented to our Planning Department for approval, There shouldbe no additonal improvements done simultaneously withthe constuction. 44 Picket fences will only be allowed atthe front ofthe house and at leat half ofthe sides ofthe house height up to 1.0 meters ony. Grill works shouldbe in accordance with the subdivision concept. Concrete fence a the back ofthe house wl be allowed. Maximum height wil be 2 meters. Present choice of house colors 3. HOUSE CONSTRUCTION approval. For deferred and spot cash construction will stat payment ofa least ___ of te Total Contract Price. All should be addressed dur House construction shall start a month afer full down payment for in-house and bank financing, plus loan the reservation interview. All concems done after the interview or during the construction shall not bbe honored. Major structural concerns are not allowed, A Deed of Restriction shall be presented to you during the signing of ‘contract to Sel to guide you with the improvements you might wantin your new home. For lots only package, spot cash and deferred eash requires thatthe Total Contract Price should be before construction ill be allowed. For bank financing, construction will tart after payment of one year amortization withthe bank. For indhouse financing, constuction shall allow only after payment of 100% of the Total Contract Price ‘The construction of cluster houses shall only commence afer all the buyers of the units have already paid their fll down payment ‘The ideal construction time is months. Upon completion, the client willbe asked to visit the house for inspection/punch listing. Should there be any otier concerns; client must give allowances for improvements If the client accepts the house, helshe should sign the house tun-over memo. ‘Accomplish specification agreement (re: House color, ile installation, aircon hole request, ttle name) 4. MOVE-IN SCHEDULE, Spoteash ~ Move-in shall commence upon completion ofthe unit, Defered Cash ~ Movesin will be approved upon payment of ___ ofthe Total Contract Price. In-house Financing ~ Requirements for move-in is full downpayment, updated amortization, and full documents including postdated checks. ‘Bank Financing ~ Requirement for move-in is full downpayment and loan release REQUIREAIESTS FOR MOVE-IN: scours Asacaon Developer wl pone eleticl pet LLtoymen ot oven ees: Wot istsaion ARC STE — PRCT Pe aad cee Fgio00 - NEMOPELLP TE FA 4 7 A Stites LENCO gop0 Biba). CANETD “arm oer 15 dys rom tof oven applicaon.1 spc fo movin hl presen the house Tenover Actes ad endasenet fom he Hone owes “Association ofthe Subdivision. Alo, recep of water meter and water deposit payment sould be presented. Al expansion tema afer the lease ofthe move-in documents, ai a ae Won- 2Finpnere ‘5. OPTION TO PURCHASE AGREEMENT/RESERVATION FEE ~Teancreeeaole ‘This isan agreement attached with the reservation agreement during the reservation. This embodies the conditions of the company with regards to the reservation fee and conditions pemining to the reservation. The reservation fee andthe option ‘greement allow the developer to hold the lot te buyer for one month or in cases of advance payments, during the discounting period, Failure on the pat of the client to submit the necessary documents and payments during such time shall give the evar iho orate cane he sarin wos th ned of et, The wy ofthe Ole Recep 824 ‘hours afer printing. Reservation Fee isnot refundable. ee 2 st mont ~ th on So obvled ave #10 on « c.quorationsneer CAMCEUATION -o manic Prer Ale cORMAR wm ron- e'D ee ———r——C—CEE™™_C Ta gern rT Crm Tie eo ca en renin ren Ave Fee eget as sak pom care coe ee ee ee ee er a pie Ra eee ene pe eas as eee eer aa ee Eo a eat ca ee a ‘Any computation shall vary depending on the amount approved by either the company’s Credit Communities or other fnanlal instttions Loan Committee. Any Loan Difference shall be paid directly to Camella Communities Office as per arrangement with he Aceount Omir. HEME I) NYE ue HAT pee Fip.oc> - xomn ter WeLRAOT, pnotl REDE 0,000 ~ TRALEE TE Ced + A Any frm aftr, as sub b ee Sof lock nd or change in ancng shal be caged with nse fee 8. CREDIT COMMITTEE APPROVAL ‘Before the account could be recognized as contracted, the account will undergo evaluation and presentation to the Credit ‘Commitee. The Credit Commitee may require condhions andl compliance of addtional documents as pr evaluation. Tis shall be presented tothe client and shouldbe complete win 15 days “The buyers are required to renew their documents, (Certiate of Employment and Bank statements; Proof ofremitances) after six months. 9. AMORTIZATION Deferred Cash ~ Amortization will start a month after. For reservations starting from the 1" to the 1S* of the perlite ont ofthe flowing month On ior hand tration sartng om the 1610 he 30" fe month Tanto Gi neat month Asceduled amortization hl be covered wih posted heck, In-house Financing ~Seme due dates shall follow as déferred cash. One booklet of postdzted checks shall be required Bark Financing ~ Amortization wil start a month afer loan release. Interest 1s indicative (effective interes rate shall be onthe release date) and Subject to annual repricing. Twelve (12) pieces postdated checks shall be required. Present Amortization table for client verification and signing, ‘Compute for credit ratio and net disposable income Gross monthly income (based on declaration) ‘Creitratio (required based on NDI table) (Credit ratio (ACTUAL based on NDI table) Recommendation encircle) Qualified Deferred “Transfer to appropriate package/financing PRE Gey Remarks:10, INSURANCE In-House Financing ~ Ths financing requires a Morigge Redemption Insurance (MRI) from the accredited insurance company, Cocoife: The insurance i eo-erminus withthe lan and insures the principal buyer. Inthe event that the loan is fully paid and nothing happens tothe client, the insurance is terminated. The insurance shouldbe pad together with the frst monthly amortization, Computation sas follows: (Loan amount/1000) x 6 = yearly payment Inthe event that he client already has a life insurance and wants to endorse, the following are the conditions: a Endorsement of the company shall be made by the client. ARerwards, the client should submit an endorsement leter approved by his insurance company. '. The insurance should be equal or more than the loan aroun, Dank Financing ~ The Bank requires a MRI from the accredited insurance Company. It f the same coverage as that of the in-house insurance. Endorsement of ie insurance isnot allowed. Fire insurance (also require Sign/Accomplish Insurance Form, M1, TRANSFEROFTITLE <6 YR + U -FmONTHG Spotcash! Deferred Cash’ In-House Financing ~ Transfer of Title shall be facilitated a month after full payment. Bank Financing ~ Transfer shall commence upon full downpayment and upon reccipt of Letter of guaranty from the bank. ‘Transfer of tte is completed in an idea! period of hee (3) mont. 12, PAYMENT OF OPTION MONEY Indicate in payment assessment slip detail of reservation Verify from Marketing Brand paye name incase of check payment before issuance of check by the buyer Forward payment to Finance Department and Secure OR. Refleet OR number in RA 13, POST-RESERVATION INTERVIEW ; ‘Furnish buyer with copies of signed specification digest, quotation sheet and document checklist both original copies) Finalize schedule of document signing and indicate details inthe RA. PUNE. MOTE LAK Meath YN no REFUND Hf, BER a ue Ah FPPaDVAL + OeOKCTO, ot BUYER’S CONFIRMATION ner mn by my sles associate end fl test that the foregoing have been thoroughly discussed with me by my sales associate Trey atest Ut ar ia ie sae agement eave (0 my purse of te propery om Camella Communities, Buyer" Printed Name & Signat Subd /BIk/Lot Date:Howe bt /tot ty [RESERVATION AGREEMENT Dote of Revewation: sole ( morie, of logo oge, fifo, wih postal odcers ot hereby make o fm oller Toveseve ond puchare he Ielowng howe bot oto ha The "Subsiviion locales ot en een be Gesoped: by the ‘Developer Taine, Tene. Tara oie Waser Teorhea Tnawion {Ihe ebove-dercivedhouse ondo lt sal herent be refered io os he “Reserved Property") ‘Sond by way of Reservation Fee, lam remiting herewith he sum of PESOS Pro___} in |) Cosh (Cheek no. one > Boneh Dare acknowledge mot - |. he total contoet pice of he Resewe Frome PESOS Pre" ners the TCP. roken down a olan Tani aid Volos RaseS Tox WAT Conaat Pics SEVER SUEDE Terai ConTORI Pace CA] | PRE 2 The Retervaion Fee is cbsoily NONREFUNDABLE: provided, Mowevet. that it | decide to purchose the Reserved Propet. the Resewation Fe shal be applied os payment ol equivalent potion ol he TCP. 3. Ihave tity (9) colendr days (newinaler coed the “Reservation Petog', reckoned rom the date ofthis “Agreement tin which fo sya wing fo the Developer my intenon to purchose the Reserved Property. However, my payment of any pation ol the ICP ond the ecceplance hereo! by tne Developer. despite the ‘obsence of pcr witten notice. sho be considered os perecton of my purchase ofthe Revewed Property ‘ord hs Agjeement shal en Be considered os Coict fo Sel 4. Upon decigng to puchose Ine Reserved Popety | shal pay the down payment in accersonce withthe schedule provdedin Annex A" heeo! |Lagiee to sve ond deliver to the Developer the posidated checks coveing the down poyments, i $0 requied, 5. The menthy omoraatons onthe Reserved Property shal immesatey commence baied on the schedule Providedin Arex A" hereal regarles of whether or not 6 Contec a Selhos been execvied. & —_Alpoyments sno be mage ono belo is due date wihoutnecesiy of poe nice or demand: otherwie, Lune istalments shal be charges penal he ate o! fou percent (&) per month wou pres the ight a the Developer to cancels Agreement andor ine purchase ond soe ol he Reserved Prope 7. | sha fumsh endr submit to the Developer ol ne necessary ondlorequtedinermation/dacument sted in ‘Annex ‘8° hereo! within tity (80) cays ater dote of execution ofthis Agreement, ond fo execute he Go qrowe £ Lot Lot Ony pnd Cr nt ase tr age ae a Sarat at SiS ences eee mocaney o eenen nt me oa Seu ar a Sere ne ee hoster nr rl ante rameter odometer ange eternity eis emai meer esas te see ‘coute the automatic and exojudciet cancelation o his Agreement and/o’ tne purcnote ond 8 St Ihe Reseed Property. st mofion of this Age {for the purchase and sole of the rhe even! decide lo ovo of innourefhancing ot ancing trough banks oda anc ons iota oder cont ao eguro tw Bavecr So ovement oer pola oncing vivir Grd Yo secure tne cpprovl ert near man sk [| montero payment oe ‘acured mina coun poyret, oferie, ie Ooccope snl nove he ig 0 envoy cel Mt ‘oleoment ond/ortne urtone neta one epsty 1 for ony ea%en, my loan appcaton is dsaoproved by the goverment banking ot tnancg stu: he Devceper it have he cpion to elomolcehy fal my Secoun fo insoute mare fename onde IReveoton copy ihe rovsng tel ae Unde the a senor. Howes foie mee! The prov Sosa othe Deveoaer he Govosper sol Nave me ign! fo Seman ull payment a he TC? ons cst ‘Moncton Seigotons win iy 0) coendor days fom receipt ok walten hole rom fe Sevsaper My {Gre 0 sor mihi the 36a puod snl coure tne culoroie csncelin ola Agleement Sra he utchose ors lhe Rerented Proper. winout need of cou eon. Tis Agreement shal fr ol ntens ond pups. be conidered automaticaly inetectve ard eoncele ‘tino need ot aie decison, upon ne nappering oon fie clawing: a} snouts sy Ye he Developers ory manner anatoever my Sacson ol lo procees wine pica ofthe Reserved Peper Oriol incl fate sgn my heron lo purchore fe Resewed Prone fh Ihe mene jrowded nhs Sereoment anc witin tne Resovtion Perods (it 1shesd foo poy the requred Gown payment in he eee roca in Porgraph 4 heres cassie hoveg signa my mien lo sucnose te Reserved Fropert cr [shoul Ya timely seb he document equ by ne GRANTOR under Poxogrops 7&8 Ihseo oot shoud who or Conca my purchase Reserved Proper (Upon the oppening ‘of such other coves onder qrounek provided esownere in ihs Agreement this Agreement of the purchate of the Resoved Property is conceles ondlor withsrown por fo the execution of @ Contoc! fo Sal, he Davelope nol have Ine fellowing righ (o] To foe he Reservation Fee Ins tower without need of nate to me: ond (b) To deduct fom any cng ol payments have s0 fo" made, fxcluaing the Reservation Fee, the folowing charges/omoun's: |. Uquidoled domoges of nat less than p0.00000 i. Broker's fee: Cor of money: andi. Othe expenses hol Ine Develope! may have neured in ‘connection wih ths Agisement and/or ne purchoie of Property, wihou! prejudice to the ght of the Developer to calect he botonce. any. ofsoid deductible chorges/amounts The fats granted to me unde tis Agreement I ner-ronsterable ond any Worser made shal be void ond shal Be covte for cancelation of Ih Agyeement and the frie of ne Reservafon Fee ond such ofer payments have mode pyran! to te Agreement However, lacknowedge ond ogee thot the Developer fnoy estan fs ighs ond ntetest under ths Agraement or in the Project ot onyime ond without need ot or [Any representation andr wornty made by tho opent who focitoted ths sle shal not be binding on the Developer unless reduced into witag ond confirmed by the President cx such other officer dy outhorzed by the Developer Any chonges, mocifcation, alerotons or revsons tothe provsons of th Agreement shal not be vot ond binging unles: made in wring ond signed by the afcrescidotfces ofthe Developer ‘The plons ond specications of he Pojec are not ye finaly detemined ond ore pending fl approval by the Houlng & Lond Use Regulatory Bord. the Bureoy of Lands, the Lond Registration Commision ond other [Spproprste government agencies. shoud thete be a dicrepancy belween the ofeos of the Reserved Pee pl as slated herela and os fnoly determined inthe opproved plons the Developer shall acs the TCP eeesahay. any adjustment in the TCP af datemined by the Developer shol be binging ond conclusive ‘ob:ent any manifest erarin she adjustment ‘have personaly inspected the plans and specications ofthe Reserved Property and | found the some to be Jorsfectony, However, | ocknowedge and agree thal the Developer reserves the right to revise the JeittocioGl ond foor plans without my consent. And, n the event of any such revisions inthe architectural nd floor plons. | hereby bind mysel fo pay he coresponding increaie inthe purchase price of the Reserved Property, oro receive a refund ofthe conesponding decrease i fhe purchase pice thereof In the event thatthe Reserved Property i found to be unavailable fr sole for any reason whatsoever, the some may be subfvied with other avalable house & lot / lot in the Project of equal value and/or ere of ot the Option ol the Developer. thi Agreement or the purchase ond sole o! the Reserved Property shot be concelled Sibject fo the refund of oll payments | have made pusuont fo this Agreement without interest. | futher ‘ocinowledge that, csde ftom the obigaton fo refund the payments | have made. the Developer shall have ro other further obligation or fobily to me. In case extaordinary inflation is declared by the Bongko S ‘Agreement, the value of the cuency at the time of the exe ‘poyment ofthe TCP. In such event, ony unpaid balonce of the TCP shal be adjusted monthly infotion rote ond the valve ofthe curency a the fime of execution ofthis Contcct Gert entrol ng Paipinos dung the elfectvity of this ution of ths Agreement shall be the boss of sing 0s boss theHouse 8 / tot Onty Incote exkooreinary deprocioionor devaluation a he curency should supervene ach the atectvy ois ‘Agreement: he vai of he eurency ofthe to cf tne pracui one Ayoornet sol Ines be a a ‘tpaymen! ofthe ICP. Fox purposes ols Apeemen. “stacy depectlon ey davon” shot rmece {me diminution fo te extent of tweniy two [25%| in ha exchange rte of a Phipins curoncy sive Me Dofar revaego! the cleo o racing hous on the date o! tnt Ageemart as flected ino veces ol he Bongko Seno! ng Pinos. nsuch event. any urd balance ol tha TeP Dal bo odtog manny Ugo ‘bas ne vole ol ne eumency and exchange att th ima of execute is Agreement In cose extrooranay Increoie in he pices el canstacon mae ot eapment ander nthe cot ol aber should tperene duing Ihe elleciviy. st Ins Agroement. ino Devoloner shat maa corersonding ‘Sajusiments nthe uneai balence ol the TCP. For purses ofthe Agamant, “envaaranary nereore” snot ‘mean a twenty percent (208) increase fn Ihe pices of consuction mater cndlr cosa obo provi ‘nthe cote of tne Agrooment 17. Any provion 10 the cantary netwttsanding. fr to execution ofthe Contec! Sl. the Developer ha he ‘ign fo concel ond rescind ths apresmant far Gry racson wholoeverby ving writen neice os tenon Te ‘00, wojeet ony foo fl retund ofl payments hove made by vitue Meet winout noe 18. Only payments made to ond occeped by the Daveloner ond coveted by duly vaidole offi rece ha e vale, Payments given to the brokers ondior sles ogents for Worsmill 0’ solekeeting sna be recognized ‘ony upen recess bythe Developer and upon isuance a he corespording eel fecal All cheeks thous ‘be croued ond made out to Develope”s account ony 19, _Alverbol and witten communications/noices sono me bythe develope. ether rough penonal delivery or regitered ma. ot my oacres inescated above niet @ ehange thereat has baen communicatedin weg To 1 Developer. 0” at he aactess of my Allemey infec shal Be Bring on re, regorles of whether onl nove octualy received sols notice. 20. Tis Agreement stotes the ene term and corstons for he reservation andlor the purchase and sce of he Reterved Property. any representoton, promies, orl & oferwise, not contoined herein shal rot Bid the Developer. 21. This Reservation not vat and biasing unless approved by the Developer, and shal be subject fo fl payment ol he Reservation Fee ond submision of ol requved documents 22. | hove read ond fully undentod th Resewvaton and hereby ogre to fcihily comely withthe provons thereat. Poo the execution of he Contac! 10 Sel my retatshio win the Developer stall be governed by the provisions of ths Agreement 23. thereby consent to the collection, vie ond diclosure by the Developer of al he pertonol information| have given hereunder for the purpose of procesing ths Purchase Agreement ond al olher documents rected Ihoreto 24, TRS Agreement may be executed in two oF mate counterparts, each of which. when propety signed and ‘executed by he ports, shal be considered orginal thereol, This Agwement shal be constued. interpreted and governed by Ine laws of the Philippines and any action ofting hererom hal be cought EXCLUSIVELY before Phifppine cours fy PO Gey rina content: a ‘uver Signatore over Printed Nome 25. PR ‘DEVELOPER oyNoun 01 LoOnty Repub o he Pitopines| eee) aa BEFORE ME. o Not Public forandin ne cove tiicion pesonoly oppecred thin 2 faowing Nome Valis10 DolePloce ved Known fo me ond by me known to be the some pasions who execuied the foregoing inirument ond who [Scknowsdged tome Int The some I tae ree and voluntary oct and deed, os wells he fee ond volnisry act and ‘Seed of the pincipas represented there .eement of o house & lt / ot end cons of sf) pages inclucng the page where fond signed bythe pores on Me signciure poge ond en each Ini isrument i 0 Reservation A the oeknowiedgment witfen ond Annexes "A" cond every other page here. \WIINESS MY HAND AND NOTARIAL SEAL onthe dote andi he place above wien. NOTARY PUBLIC Doc. No. 3 Poge No. Book No. series of Me 4ANNEX “B” syerstone Fret Nome oor tite oan Pose: Blcng No. ‘eqURED DOCUMENTS FOR SUBMISSION A.toloReaviements Fertocaty Employes Photocopy o Les income Tox Retr) es yepartay, Spouse TR ato. CrginalCeiioteo Employment ‘ond Compensation Poysps ore lt ve (3} months (oppicont ond spout nk Stolements fr he os ee (3) mons ‘voucher fr heat) months omenisons) Forse-empoyed Photocopy of snes Registaion [TVSEC) —— MoyersPemit for the st wo 2) yes fino! Aucted Financ Slotemens for he ast two (2) yes Froncrise/0RICR Wo toxifeepneyibus operaton| or roctng prtessonas) fonk totement ones (| months etre ofbusressetbshment Lito Cents ena supp win contort Nos _— Company poi appeal Leasing Contact fropptcobiel Secetr'sCeleoe/ Board Resclun (kx Corpaton) icles of ncerpocation (or Cxpeoton 1. stondord Requements rotocopy of Marioge Ceriicote/th Cerfeste ‘wo 2 ps 22 pltues opplcantpowe/coborowe) Communly Tox Celicate(opplconlspouse/co-borawe Proot of Bing Adcress Postdated checks fr equly and omontztion} ‘wo (] Valid identitcoton Cards [Compony & Government) Taxldeniiication Number House sketch For Overieos fps Woes OfignotCerfeote of ployment {Compensation (Consuated) Pholecopy of Contact ot Employment (vals ros. cer reservation) Protocopy of psp (wientis) Photecopy a Seoman's Book root ottemtonces fhe! sa] months Pays for heat vee (3} mons, ‘nk tlemant fr he os (6 ments Special Power of atrney (wl Conlar seat nottes obr200) Ie Lots! wo 2} yess escent boc Fox Penne wih nonce Frootof enon Sutin Pootfincome tank statement ore ssc 4] maths tit of suppeet ote: Document ftepoctiel ‘Micon ot Waiver Aidt of Famer Cizenstio -Apalcaion forms Bonk ors Irsrance forms ‘cout Order for Fatty seporotedlennled marioge) Deatn Certfcate (Court Cearance Ccearonce of Canceled Credit Cord ‘Aida of Dicreponcy — Hee