Hypotheses testing:

In view of the discussion in preceding section the following null hypotheses are
proposed
1) The investment SIP before the covid 19 outbreak is much more than the during
the covid 19 outbreak.
2) There is no association between gender and amount invested in SIPs before and
during the covid-19 outbreak.
3) There is no correlation between age of repondents and change in investement in
SIPs before and during the covid-19 outbreak.

Hypothesis Testing and Findings:

The survey and study is conducted on 100 respondents. These respondents are
some of them are prefered to invest in mutual funds and the stock market on the
monthly basis. Respondents falling in the age 20-50 provided information about
monthly investments amount in SIPs before and during the covid-19 outbreak i.e,
Respondents also disclosed reasons behind change in monthly investment amounts are
they mentioned other investment options they prefered during the covid-19 outbreak.

Tests related to hypothesis 1: these are the information that they invested by
investor in SIPs prior to and during the covid-19

The p=0.001 I.e, the significance value of 2 tailed test is less than 0.5 A p-value less
than 0.05 is stastistically significant it indicates strong evidence against the null
hypothesis as there is a less than 5% profitability that the null hypothesis is correct.

Table 1:
Paired sample statistics
mean N Std Deviation S.E. mean
Investment before covid 5210 100 3613.315652 2555

Investment during covid 3564 100 2449.41789 1732

The amount of investment shows a downward trend as reflectd in below chart there is
a vast decline was about more that 35% beacaue of covid-19 outbreak.
 Average change in the amount invested in SIP in rs
6000

5000

4000

3000

2000

1000

0
investment before covid investment during covid

Table 2- grouped statistics.

These are the statistical test to find association between investors of two different
streams( like mutualfunds, stock market) these are the respondents that are collected
based on the age and how many investors are invested.

Age N Mean Std Deviation SE error

Investors on the male 72 100 4189 2891.35 2044.5
mutual funds Female 28 100 3896 2735.08 2735.08
Investors on the Male 72 100 3689 2537.80 1794.5
stock market Female 28 100 2156 1504.72 1504.72

This above table shows the mean value of the investors that they invested in mutual
funds and stocks in the period of covid-19 outbreak thi is because the indian economy
is vastly declined so respondents are thought of investing in mutual funds of getting
lower risk and the figure shows the how mny of the respondents are investing in
themutual funds .

Hypothesis on t test :
 t df 2 tailed Mean
difference

Investors on mutual 0.7362 198 0.4625 398.002

fund during covid-19 215 0.9856 398.002

Investors on stocks 0.2698 154 0.2137 489.528

during covid-19 321 0.6398 489.26

The table shows the difference between mean amount invested by repondents in
mutual funds and stocks by men and female during the covid-19
The p-value for investment before and during covid-19 outbreak is much greater
than 0.05 thus null hypothesis is 2 is retained it may be said that there is no
association between the amount invested in mutual funds and stock market during
covid-19 outbreak the below shows the graphical representation that the investors
invested in two different streams.

4300

4200

4100

4000

3900
invested in the mutual funds
invested in the stock market
3800

3700

3600

3500

3400