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July - December 2021

July - December 2021


E Guarantees Item 6 (a- i & ii) amended 10
E Guarantees Item 8 (a & b) amended 11 10 (a- i & ii) 6 E
E Guarantees Item 9 (a & b) addition 11 11 (a & b) 8 E
K Miscellaneous Item 4 & 5 addition 15 11 (a & b) 9 E
K Miscellaneous Item 8 amended 15 15 4&5 K
L MCB Salary Club Accounts 16-17 15 8 K
N MCB Asaan Account Item (a) amended 17 16-17 L
17 (a) N

A Smart Card (ATM/Debit Card) Item 7 & 10 amended 21


B MCB PayPak Classic/PayPak Gold Debit Card Item 6 & 8 amended 22
21 10 & 7 A
C MCB Visa Debit Card Item 7 & 11 amended 22
22 8&6 B
D MCB Debit Master Card Item 6 & 11 amended 23
22 11 & 7 C
E Internet Banking Item 1 & 3 amended 24
23 11 & 6 D
F MCB Mobile Item 1, 2 & 4 amended 24
24 3&1 E
H MCB Lite Item 9,11 (a & b) amended 27-28 4 & 2, 1
24 F
I MCB eGate (e-Commerce / Merchant Acquiring) Item 2 (b) amended 28
27-28 (a & b) 11, 9 H
28 (b) 2 I

C Remittances Item 1 (a) amended 38 38 (a) 1 C

July - December 2021


A) Personal Loan
B) Secured Personal Loan
C) Student Personal Loan
D) MCB Home Loan
E) Government Markup Subsidy Scheme of Housing Finance
F) Cash 4 Cash
G) Car 4U (Auto Finance/Lease)
H) MCB Fleet 4U
I) Instant Cash Product
J) Revolving Overdraft Facility

i) Individuals/Joint Accounts/Proprietorship/Partnership
ii) MCB Privilege Customers
iii) MCB Burqraftaar Remittance Account and MCB Asaan Remittance Account
iv) Motherland Accounts
v) MCB Staff (Regular/Contractual/Retired/MCB Pensioner/MCB Non-Pensioner)
vi) OSPs (Outsource Services Providers)
vii) Pensioners (Other then MCB), Senior Citizens (with age of 65 years
or more ) & Physically Handicapped Persons
VII

July - December 2021


July - December 2021

500 500 500

2.5

2.5
The monthly average total relationship with the Bank should be equivalent
or above Pak Rupees 2.5 Million.

Monthly Bundle Services Charges of PKR 1 + FED shall


be charged from all eligible accounts of the following
products:

575

600 400 999,999/-


2000 1000 999,999/-
600 400 999,999/-
2000 1000 999,999/-
275
Upto Rs. 275 per cheques for intercity clearing (to be recovered from beneficiary account)
275

July - December 2021


300/- 100,000
350/- 500,000 100,001
500/- 1,000,000 500,001
750/- 1,000,000

500/- 200,000
500/- 200,000
425/-
950/-
425/-
550/-

5,000/- 1,050
10,000/- 2,100 600/-
15,000/- 3,100 600/-
500/-

12,000/- 10,000/- 6,500/- 4,500/-

1150/- 770/-

18.75/-
- Monthly free limit of PKR 25000/- Per Account/Wallet
(No cap on IBFT number of transactions)
- Rs. 200 or 0.1% (whichever is lower) of the transaction 2.5/-
amount exceeding monthly free limit of Rs. 25000/- inclusive
of all applicable FED / Service Tax etc.

9,500/- 4,800/- 3,000/-


1,500/-

3,000/-

10
5
4
600/-

8,000

8
6
3.5
75,000/-

Ref: SoBC Consumer Banking Item L (Page No. 32) 1,200/-

July - December 2021


July - December 2021
Over 8.1 Million Customrs
Over 1390 Branches
Over 1360 ATMs
Sales Tax / FED on all exciseable services, where ever applicable, will be recovered
in addition to the charges, unless specified otherwise.

Upto 0.50% upto 0.45%


Upto 0.45% upto 0.38% 0.50 0.45 50
Upto 0.38% upto 0.32% 0.45 0.38 75 50
Upto 0.32% upto 0.26% 0.38 0.32 75
100
Negotiable
Upto Rs 2,200/- 0.32 0.26 150 100

150
2,200

1,500
3030401090 1,850

3030401080
3030401080 2,000

1,500
6
1,500

3030401660
1,500

Markup (As prescribed in policy circular) and Commission


Upto @ 0.25% of the Bill Amount
Markup (As prescribed in policy circular) and Commission
Upto @ 0.25% of the Bill Amount 0.25 3
0.25 3

1,000

600

1,200

500

500

Upto Rs. 2,400/- 3060601130

3060601130 2,400

July - December 2021 5 5


100
50

(only for Trade/WBG customers)


250

1,500

1,000

50
75
75

1,000
3030401720 3030401720 1,000

3030401200 500

(only for Trade/WBG customers)


250

304040003 304040003 200


304040003 304040003

Upto Rs. 600/- Per quarter


304040003 304040003 600
500

July - December 2021 6 6


-Sales Tax / FED on all exciseable services, where ever applicable, will be recovered in addition to the charges, unless specified otherwise.
D
D

(for WBG Customers) Upto 1.20% of the finance amount. Deviation approval
of waiver or less recovery to rest with GH-WBG
1.20
Up to 1.20% of the finance amount. Deviation approval
of waiver or less recovery to rest with GH-WBG
3030101440 1.20
c) Pledge Monitoring Fee Up to 1% of the finance amount. Deviation approval 3030102510
of waiver or less recovery is to rest with GH-WBG
3060601130
3030102510 (Pledge) c
(Only for WBG Customers)

3060601130
A) WBG Customers
WBG

WBG (A

3030401600
3030401600

0.10

3030401610
B) 3030401610
For Renewal / Fresh Approval, Interim Enhancement (B
On off Requests (inclusive of ear-marking Facility),
Restructuring / Rescheduling Fee

Rs. 5,000/- or 0.05% whichever is higher


0.05 5,000 1
Rs. 1M & Above Rs. 10,000/- or 0.05% whichever is higher
0.05 1,000 1

0.05

0.10

July - December 2021 7 7


-Sales Tax / FED on all exciseable services, where ever applicable, will be recovered in addition to the charges, unless specified otherwise.
e
4
4

500 1
2,000 5 1
3,000 5

5 5

10,000

400 1
700 5 1
1,500 10 5
2,500 10

300 5
500 5

500
500

5,000

July - December 2021 8 8


-Sales Tax / FED on all exciseable services, where ever applicable, will be recovered in addition to the charges, unless specified otherwise.
8 8

7,500
4,000
1,000
1,500
2,000
1,500
5,000
3,000
10,000
3060601030 500

500

3 45
1,000 10

9 9
3050101500 3050101500 1,000
3050101500 3050101500 1,000
3050101500
3050101500 1,000
3050101500
3050101500 3050101500 1,000

3050101500 500

3050101500 39

3050101500 3050101500 1.4


3050101500 3050101500 1,000
3050101500 750
10
10
3030101210

3030101210 4,000 7,500


2,500
2,000 2
5,000
3,000
3030101410
3030101410
5
4
3

10
8
6

July - December 2021 9 9


-Sales Tax / FED on all exciseable services, where ever applicable, will be recovered in addition to the charges, unless specified otherwise.
10
10

5
4
3
3060601030
3030401010 10
3060601030 1,000
3030401010 500
3060601030
3060601030 500
viii) Bi Annual Account Statement Free

E
E
3030401030
3030401030
2,000

2,000

2,000
1,000

Upto 0.50% per quarter 0.50 15


Upto 0.38% per quarter} 0.38 30
Upto 0.32% per quarter} 0.32 50
Upto 0.26% per quarter} 0.26 150
Negotiable 150
3030401030 3030401030 500 1,800

1,450
60
1450/-
60/-

3030401790
3030401790

1,200
50

July - December 2021 10 10


-Sales Tax / FED on all exciseable services, where ever applicable, will be recovered in addition to the charges, unless specified otherwise.
PKR: 5,000/- / FCY: Equivalent USD 500/- or FID’s negotiated
pricing on case to case basis
MCB charges as negotiated by FID plus correspondent
Bank charges

Amendment in Back to Back Guarantees


PKR: 1,450/- FCY: Equivalent USD 60/-
date.
For BBL: PKR: 5,000/- Plus FED / Sales Tax, stamp paper,
. courier / swift charges etc. FID’s negotiated pricing
For BBF: USD: 500/- Plus FED / Sales Tax, stamp paper,
courier / swift charges etc. FID’s negotiated pricing
10 3030401030
3030401030 10
5,000

150
150

3030401810
3030401810 300 100,000
350 500,000 100,001
Upto Rs. 100,000 Upto Rs.300
From Rs. 100,001 to 500,000 Upto Rs.350 500 1,000,000 500,001
Upto Rs.500 750 1,000,000
Upto Rs.750

500 200,000
Upto Rs. 500
Upto Rs. 0.18% (Min Charges 500/-) 500 0.18 200,000

Upto Rs.425/- 3030401810 3030401810 425


Upto Rs.950/- 950
Upto Rs. 425/- for Account Holders 3060601210 3060601210 425
Upto Rs 550/- for Non Account Holders in cash Applicable
to previously issued instruments as well. 550

July - December 2021 11 11


-Sales Tax / FED on all exciseable services, where ever applicable, will be recovered in addition to the charges, unless specified otherwise.
Free

3030501020
3030501020 500
500
250 6
(h)

(h) CDR Cancellation charges Free


45
Note:
a) Recovery of Remittance charges from Banks, DFIs & utility companies subject to arrangements.
b) The Charges from student / any other person on behalf of the Student for making Banker's Cheque
or any other related instrument for payment of fee/dues in favor of education institution, HEC/Board
etc may not exceed 0.50% of fee/ dues or Rs. 25 per instrument which ever is less.

600 400 0.1 999,999


2000 1000 0.1 999,999

Upto Rs. 999,999/- At 0.1% (Minimum Rs.400/- , Maximum Rs.600/-)


Above Rs. 999,999/- At 0.1% (Minimum Rs.1000/- , Maximum Rs.2000/-) 999,999
600 400 0.1
(to be recovered from Remitter/Depositor) 2000 1000 999,999
0.1
Upto Rs. 999,999/- At 0.1% (Minimum Rs.400/- , Maximum Rs.600/-)
Above Rs. 999,999/- At 0.1% (Minimum Rs.1000/- , Maximum Rs.2000/-)
(to be recovered from Account Holder)
Upto Rs.275/- 275
275
- Person whose account
is being debited)
Upto Rs.275/-

G
G

disbursements & remittances) and Collection Management


System (CMS) (RBG) will be decided on a case to case basis
through agreement between the customer and the bank 3030401995

3030401995 500
1,000

5,000
7,500
3030401130

e) Online Tax Collection (OTC) Nill


Charges for Govt. Duties & Taxes (e

July - December 2021 12 12


-Sales Tax / FED on all exciseable services, where ever applicable, will be recovered in addition to the charges, unless specified otherwise.
i)
10,000
150

ii) Charges of MCB Cheques 0.15%


Minimum Charges Rs. 100 100

50
500 50

1,000 500
1,000

200 500

25
3060601190
3060601190 500

Upto Rs.240/- per transaction. 3060601360


3060601360 240

J
J

3030101300 3030101300 10,000

10,000

50

July - December 2021 13 13


-Sales Tax / FED on all exciseable services, where ever applicable, will be recovered in addition to the charges, unless specified otherwise.
10,000

10,000

50

10

50

20

20

20,000

15,000

500

100 5
400
25 5
350

4,500
4,500/- 6,500
6,500/- 10,000
12,000

2014 1 5,000

1 July 2014
250
600 400

Large / Extra Large,

July - December 2021 14 14


-Sales Tax / FED on all exciseable services, where ever applicable, will be recovered in addition to the charges, unless specified otherwise.
35

Upto Rs. 10/- per leaf for CD & related accounts,


10
Upto Rs. 15/- per leaf for Saving & related accounts.
15
US$ 0.15/-, GB. £.0.10/-, Euro € 0.10/- (Per Leaf) for all Current variants,
US$ 0.18/-, GB. £.0.12/-, Euro € 0.12/- (Per Leaf) for all Saving variants,
Upto Rs. 250/- per request plus Cheque Book Charges 2 2 0 18
250

Balance Confirmation Certificates - Vostro Account


a) For LCY a/c Rs. 1,000/- per certificate
b) For FCY a/c USD 50/-, GBP 40/-, Euro 45/- per certificate
Swift Relay Messages - Vostro Account
Outword: if sent on behalf of foreign bank to local bank USD 10/- or equivalent

Upto Rs. 450/-


US$ 7/-, GB. £ 6/-, Euro € 6/-
450
7 6 6 7
50 7
I) All Accounts (LCY) other than Saving ,Privilege
& CCA A/c's
50,000 (a
25,000 (b
10,000 (c
d) MCB Ladies Account 25,000 (d
e) MCB One Current Account 50,000 (e

500 500 500

The monthly average total relationship with the Bank should


be equivalent or above Pak Rupees 2.5 Million. 2.5
OR
The monthly average total relationship in current account with
the Bank should be equivalent or above Pak Rupees 1 Million.

The monthly average total relationship with the Bank should


be equivalent or above Pak Rupees 2.5 Million.
OR 2.5
The monthly average total relationship in current account with
the Bank should be equivalent or above Pak Rupees 1 Million.

8
- All Digital Transactions Free of cost
(including all transactions related to digital /
branchless / self service chanel / mobile / internet / MCB lite, etc.)
Branch banking over the counter transactions 90/- 3060601380 3060601380
Notes:
(a) In case the balance in a accounts below Rs. 50 available amount will be recovered as incidental 90
charges. The recovery on actual basis should be made inclusive of FED.
(b) No Service Charges for A/c maintenance will be recovered from dormant A/Cs till the period of 50
dormancy.
(c) BB accounts are also exempted from the recovery of these account maintenance charges.
(d) Following accounts are exempt from levy of Rs.50/- (or equivalent) p.m.
i) Accounts maintained by Employees of Govt/Semi-Govt. Institutions for Salary, Pension & 50
Benevolent Fund purpose including widows/ children of deceased employees eligible for family
pension / benevolent fund grant etc; in any manner whatsoever
ii) Mustahqeen Zakat
iii) Zakat accounts maintained for collection & disbursement of Zakat Funds
iv) Students
v) MCB Employees, their spouse and MCB retired staff getting pension in their MCB account, their
account will remain as "Staff" and all Basic Banking Accounts.
(f) No charges on conversion of existing accounts to Basic Banking Accounts (BBA) as per SBP
Instruction.

July - December 2021 15 15


-Sales Tax / FED on all exciseable services, where ever applicable, will be recovered in addition to the charges, unless specified otherwise.
7 7
Upto Rs. 575/- (Inward) 575
5 5 6

Upto Rs. 140/- per certificate


140
2 2 3

Upto Rs. 140/- per certificate

3060602030 140
Account Closing Processing Charges 2 2 3
Free 3060602030
Free

3060701090
8
(Water)

3060701090
15

16 3030401750 3030401130 15
100

3030401750 16

17 Collection Management System All charges for Collection Management will be decided on case 3030401130

for Credit Limits ( Running/Cash Finance) to case basis at the time of agreement with customer and the bank
18 Prize Money Charges At Actual 3030401130 17
MCB DEPOSIT PRODUCTS
Banking Services offered against all other MCB Deposit Products 18
(not mentioned below) will be charged as per SOBC

Salary Current A/c Salary Gold Saving A/c 3060601390


Minimum Balance Requirement Nill
Profit pay out NA Quarterly
3060601390
Intra city (deposit withdrawals
Free Unlimited
and fund transfers)
Inter city deposits Free (5/month) Free (2/month)
Inter city withdrawals Free (5/month) Free (2/month)
Inter city fund transfers Free (5/month) Free (2/month)
Cheque book Free (1/month) Free (1/month)
Bankers cheque Free (3/month) Free (1/month)
Bank certificate Free

July - December 2021 16 16


-Sales Tax / FED on all exciseable services, where ever applicable, will be recovered in addition to the charges, unless specified otherwise.
Salary Current A/c Salary Gold Saving A/c 3060103010 3060103010

Locker Facility (subject to availability) As per SOBC


Internet banking registration Free
Mobile banking registration Free

MCB Fun Club

600
PKR. 600/- 3030102350 3030102350 600
PKR. 600/- 3030101600 3030101600 500
3060601030 3060601030

5 5,000 1,050
5 10,000 2,100
5 15,000 3,100

MCB Asaan Account


(a) SMS Alert Charges Rs. 45/- Per Month 3030101710 3030101710
(Branch Banking over the counter transactions) 45

MCB Smart Business Account


i)
ii) 5,000 (i
iii) (ii
iv) (iii
v) 5 (iv
vi)
50 (v
vii)
viii) (vi
ix) (vii
x) for bundled service (viii
xi)

MCB Ladies Current Account (LCA)


charge will apply
{ { (ix
(x
a) (xi
b)
3030102350
c) Rs. 1,350/- Discount: Rs. 675/- (on first time issuance only) 3030102350
3030201050
d) Rs. 1,350/- 3030201050 25,000 (a
e) 50 (b
675 1 350 (c
MCB One Current Account 1 350 (d
Monthly Average Monthly Average Monthly Average Monthly Average 50 (e
Balance Balance Balance Balance
Transaction Descriptions PKR 0 to <50K PKR 50 to <500K PKR 500K to <2M PKR 2M+
Core Tier Silver Tier Gold Tier Platinum Tier
Intercity Funds Transfer Unlimited Unlimited Unlimited
Intercity Cash Withdrawals 300 per Month 999 per Month Unlimited
Intercity Cash Deposits 300 per Month 999 per Month Unlimited 300 999
Cheque Book 1 per Month Unlimited Unlimited 300 999
Banker’s Cheque As per SoBC 300 per Month 999 per Month Unlimited
1
300 999
Outward Clearing (Inter City) 300 per Month 999 per Month Unlimited
300 999
SMS Alerts (OTC) Free Free Free
Standing Instructions Free Free Free
Same Day Clearing As per SoBC As per SoBC Unlimited
Inward Clearing (Inter City) Free Free Free Free
Utility Bill Payment Free Free Free Free

e-Statement Free Free Free Free


Internet Banking Registration Free Free Free Free

* Terms and Conditions Apply. Minimum charges as prescribed in SOBC for Bundled service charge will apply

July - December 2021 17 17


-Sales Tax / FED on all exciseable services, where ever applicable, will be recovered in addition to the charges, unless specified otherwise.
R MCB Pensioners Account (Current and Saving) R
50% waiver from actual charges will be applied on the following services;
Cross branch transactions (Intercity / Online Banking)
Bankers Cheque (PO & DD)
Issuance of cheque book (new or in lieu of lost)
Small size locker (One per customer max, subject to availability).
Mobile banking annual fee
Visa Silver/Visa Gold Plus Card.

MCB Senior Citizens Account (Currentand


andSaving)
Saving) (a
S Account (Current (b

50% waiver from actual charges will be applied on the following services; S
Cross branch transactions (Intercity / Online Banking)
Bankers Cheque (PO & DD)
Issuance of cheque book (new or in lieu of lost)
Small size locker (One per customer max, subject to availability).
Mobile banking annual fee
Visa Silver/Visa Gold Plus Card.

(a

T Basic Banking Account (b

1 T

1
2
3030101290 2

3030101290 35

U MCB PLS Savings Xtra Account 35

1 U
3030301090

3030301090 1
From 4th transaction onward Rs 25 will be
charged for each cash withdrawal made through cheque.
25

V
V

1
3060701110 3060701110

15

6 50
Charge will apply

July - December 2021 18 18


-Sales Tax / FED on all exciseable services, where ever applicable, will be recovered in addition to the charges, unless specified otherwise.
W MCB Roshan Digital Account W

I) Debit Card Issuance Free


ii) Credit Card Issuance Free
iii) Cheque Book Issuance Charges Free
iv) International Courier Charges Free
(Cheque Book/Debit Card/ Credit Card)
v) Inter Bank Funds Transfer Charges Free
vi) Intercity Clearing Charges Free
vii) Intercity Withdrawal Charges Free
viii) Intercity Funds Transfer/Cheque Charges Free
ix) Outward Foreign Remmitance Charges Free
x) Mobile Banking Service Annual Charges Free

Annual / Renewal Fee will be charge as per the related visa debit / credit card sections.

July - December 2021 19 19


-Sales Tax / FED on all exciseable services, where ever applicable, will be recovered in addition to the charges, unless specified otherwise.
1150 770

1150 770

370

1100

370 3.4
145

2.5

3030101620 3030101620 18.75


3030102400 2.5
3030102400

3030401820
- Monthly free limit of PKR 25000/- Per Account/Wallet 3030401820
(No cap on IBFT number of transactions)
- Rs. 200 or 0.1% (whichever is lower) of the transaction
amount exceeding monthly free limit of Rs. 25000/-
inclusive of all applicable FED / Service Tax etc.
15

0.125
0.125

100,000 1
1,000,000 100,001
1,000,000

1000 600
1000 600
1000 600

3030101830 3030101830
370

3030102400 2.5
3030102400

2.5

July - December 2021


18.75

- Monthly free limit of PKR 25000/- Per Account/Wallet


(No cap on IBFT number of transactions)
- Rs. 200 or 0.1% (whichever is lower) of the transaction
amount exceeding monthly free limit of Rs. 25000/-
inclusive of all applicable FED / Service Tax etc.
1

0.125 0.125

100,000 1
1,000,000 100,001
1,000,001

4,200 1,450 1,350 1,300 800

4,200 1,450 1,350 1,300 800


1,700 800 800 800
4,200 1,450 1,350 1,300 800

370

1100

600

370 3.40
145
3030102400 3030102400 2.5

3030201120
3030201120 2.5
18.75

- Monthly free limit of PKR 25000/- Per Account/Wallet


(No cap on IBFT number of transactions)
- Rs. 200 or 0.1% (whichever is lower) of the transaction
amount exceeding monthly free limit of Rs. 25000/-
inclusive of all applicable FED / Service Tax etc.
2.40

60
1
0.125
0.125

100,000 1
1,000,000 100,001
1,000,000

July - December 2021


1,100
1,100
850
1,100

370
1,100
600

3030102400 2.5

3030102400
3030201120 2.5
3030101620 18.75
3030201120
3030101620

- Monthly free limit of PKR 25000/- Per Account/Wallet


(No cap on IBFT number of transactions)
- Rs. 200 or 0.1% (whichever is lower) of the transaction
amount exceeding monthly free limit of Rs. 25000/-
370 3.40
inclusive of all applicable FED / Service Tax etc.
145

2.4

60
1
0.125

0.125

100,000 1
1,000,000 100,001
1,000,000

July - December 2021


- Monthly free limit of PKR 25000/- Per Account/Wallet
(No cap on IBFT number of transactions)
- Rs. 200 or 0.1% (whichever is lower) of the transaction
amount exceeding monthly free limit of Rs. 25000/-
inclusive of all applicable FED / Service Tax etc.

0.125
1
0.125

100,000 1
1,000,000 100,001
1,000,000

Free
- Monthly free limit of PKR 25000/- Per Account/Wallet
(No cap on IBFT number of transactions)
- Rs. 200 or 0.1% (whichever is lower) of the transaction
amount exceeding monthly free limit of Rs. 25000/-
inclusive of all applicable FED / Service Tax etc.
1

0.125 2

0.125

100,000 1
1,000,000 100,001
1,000,000

July - December 2021


July - December 2021
- Monthly free limit of PKR 25000/- Per Account/Wallet
(No cap on IBFT number of transactions)
- Rs. 200 or 0.1% (whichever is lower) of the transaction
amount exceeding monthly free limit of Rs. 25000/-
inclusive of all applicable FED / Service Tax etc.

15

500

1,100
370

2.4

145
3.40 370

2.5
18.75

770 1,150 1,100 800 1,300 1,350 1,450 4,200 600 1000
850 800 800 800 1,700
1,100 800 1,300 1,350 1,450 4,200 600 1000
1,100 800 1,300 1,350 1,450 4,200 600 1000
9,500 4,800 3,000

35
500

36
2.5 400

40
3.33

3010402920 40

3010402920 3.33

1,500

750
3

3030101830 300
900
3030101830
3050101160 0.70
3050101160

600
300
200
355
75

3050101340
2.5 450

5 1,000

2.5 450

5 1,000

July - December 2021


2.5 450

5 1,000

500

700
3050101280 1,000
3050101280
3030101820 3.00
3030101820

1.5
2.5 400

5 1,000

3030102040

800
800
600
600
400
300

25,000
25,000

5 200 01
10 500 201
20 1000 501
45 2500 1001
65 4000 2501
85 6000 4001
105 8000 6001
125 10000 8001
145 13000 10001
165 16000 13001
185 20000 16001
225 25000 20001

0.125
0.125

July - December 2021


11 11
a) IBFT Fee Sending (internet) - Monthly free limit of PKR 25000/- Per Account/Wallet 3030401820 3030401820
(No cap on IBFT number of transactions)
- Rs. 200 or 0.1% (whichever is lower) of the transaction
amount exceeding monthly free limit of Rs. 25000/-
inclusive of all applicable FED / Service Tax etc.

b) IBFT Fee Sending (ATM ) - Monthly free limit of PKR 25000/- Per Account/Wallet
(No cap on IBFT number of transactions)
- Rs. 200 or 0.1% (whichever is lower) of the transaction
amount exceeding monthly free limit of Rs. 25000/-
inclusive of all applicable FED / Service Tax etc.

c) IBFT Fetch Fee (1 Link) Upto Rs. 1/- per Transaction


12
(a) Bill Inquiry via ATM (OFF-US-1 Link) Upto Rs. 2.5/- per Transaction 1
Upto Rs. 74 /- per Transaction
13 ATM Receipt Print Charges: 12
MCB customers at 1link ATMs for Rs. 2.5/- per Transaction 2.5
cash withdrawal and balance inquiry
14 74
2.5 13
Rs. 18.75/-
Upto 3.40% of amount or Rs.370/-(whichever is higher) 3030101810

15 Upto Rs. 370/- (local) & Rs. 1,100/- (International) per document
Upto US$ 600/- or equivalent 14
16 3060601030
17 Upto 18.75
18 2.40% on foreign transaction after conversion into 370 3.40
US$ and then billed into PKR to the customer inclusive
of visa charges and statement/currency conversion loss 1,100 370 15
against foreign transaction
3060601030 600 16
19 Rejected E-Commerce Transaction Upto PKR 60/- per Transaction 35 17
I 2.40 18

MERCHANT ACQUIRING (POS Services) 3

a) Merchant Discount Rate (MDR) Up to 2.50% of Transaction Value + Tax on Service 3030301010
Charges
E-COMMERCE (E-Gate Services)
a) One Time Setup Fee (At the time of on Boarding) Up to Rs. 40,000/- per merchant ID 3030401840 60 19
b) Monthly Fee Up to Rs. 5,400/- per month per merchant ID 3030301850
c) Per Transaction Charges Up to Rs. 25/- per successful transaction 3030301860 I
d) Per Transaction Charges for real time Upto Rs. 5/- for selected high risk merchants only 3030301860
transaction Monitoring (Applicable to E-Gate only) (Risk level to be determined by MCB Bank at the time 3030301010
on onboarding and/or at any time while merchant 2.50
relationship is active)
e) Merchant Discount Rate (MDR) Up to 3.50% of Transaction Value + Tax on Service 3030301010 3030401840 40,000
Charges 5,400
3030301850
3030301860 25

3030301860 5

3030301010 3.50 e

July - December 2021 28 28


-Sales Tax / FED on all exciseable services, where ever applicable, will be recovered in addition to the charges, unless specified otherwise.
J J

3060601140 3060601140 0.04

3060601140
3060601140 0.05 70,000
3,500
3060601140 0.30
3060601140
3060601140
3060601140 0.40
3060601140 3,000
3060601140 5,000
3060601140 1,000
3060601140 3060601140 300
3060601140
3060601140
3060601140 35
3060601140 3060601140 5
3060601140 3060601140

3060601140
3060601140 0.05 70,000

3060601140 5,000
3060601140 3060601140 0.30
3060601140

1,000 1,000

K
K

(a)
Rs. 3000/- 3530101340
is higher (applicable upon utilization of loan). 3530101340 3,000

3560702030
3560702030 10
5
For the purpose of imposition of prepayment
fees, the 2nd/onward years fee will be applied 4
after completion of each calendar year from
the date of disbursement.
Note: Above charges do not apply to Free PPC variant
Upto Rs.600/- 3030101350 3030101350
600
500
500

4040110050 4040110050
Issuance of duplicate NOC Upto Rs. 1,000/- 3560601030 3560601030 1,000
ix Auto Debit Rejection Fee Upto Rs. 500/- per instance 3560601030 3560601030 500 ix
b) Secured Personal Loan (b)
Processing Fee Upto Rs.3,500/- or 1% of loan amount whichever is higher 3530101340 3530101340
3,500
ii) Vehicle Appraisal charges for new applicant At Actual (The actual amount charged by the appraisal
(Third party payment) agency).
iii) Income estimation charges for self-employed At Actual
(Third party payment)

July - December 2021 29 29


-Sales Tax / FED on all exciseable services, where ever applicable, will be recovered in addition to the charges, unless specified otherwise.
iv) Full/Partial Prepayment Fee: 3560702030 3560702030
1st Year Upto 8% of principle amount prepaid
8
2nd Year Upto 5% of principle amount prepaid
3rd Year and all subsequent years of financing Upto 3% of principle amount prepaid 5
For the purpose of imposition of prepayment fees, 3
the 2nd/onward years fees will be applied after
completion of each calender year from the date
of disbursement.
v) Balance confirmation certificates (required by Upto Rs.500/- 3060601030 3060601030
customer other than auditors) 500
vi) Duplicate half yearly statement Free
vii) Late payment charges Per late installment Upto Rs. 500/- 3030101350
viii) Vehicle Repossession charges (Third party payment) At Actual or PKR 75,000/- whichever is lower 4040124580 3030101350 500
ix) Repossessed Vehicle appraisal charges per instance At Actual or Rs. 5,000/- whichever is lower 4040124580 4040124580 75,000
if applicable(Third party payment)
4040124580 5,000
x) Legal charges in case of repossession (Third party At Actual 4040110010
payment)
4040110010
xi) Repossessed Vehicle Parking/warehouse charges Upto Rs. 5,000/- Per Instance 4040124580
4040124580 5,000
xii) NOC for lien removal after 1 month of case settlement Free
xiii) NOC for issuance of Duplicate Registrations Book Rs. 1,000 3560601030
xiv)Documentation retreival charges (beyond 6 months Rs. 2,000 3560601030 1,000
3560601030
post maturity
3560601030 2,000 (x v
xv)Issuance of Duplicate of NOC upto Rs.1,000/- 3560601030
3560601030 1,000 )xv

Rs.5,000 Non-Refundable 3030102140


All other charges - Prepayment/late Payments/Banker's 3030102140 5,000
Cheque reissuance charges/balance confirmation
certifications/duplicate half yearly statements issuance
charges are waived for student personal Loans.
(d)
(d)
4,500 8,500
Upto Rs 8,500/- Non Refundable (Rs.4,500/- in case of BTF)
Low cost Housing Finance for special segment: Rs. 2,500/- 2,500
Non Resident Pakistanis: Rs. 10,000/- 10,000

5
3rd year and subsequent years of financing
For the purpose of imposition of prepayment fees, the 4
2nd/onward years fee will be applied after completion
of each year from the date of ?rst disbursement. 3
Note: Above charges do not apply to Free PPC variant

5
*Applicable to the amount prepaid less than 5%
or greater than 20% of the outstanding amount. 4
20 5 *
For the purpose of imposition of prepayment fees, *Applicable to the amount prepaid less than 5%
the 2nd/onwards years fee will be applied after or greater than 20% of the outstanding amount. 3
completion of each year from the date of first
disbursement. 20 5 *
*Partial prepayment may be made only twice in a
twelve (12) months period with a gap of at least six
(6) month with a minimum sum of 5% and a
maximum combined sum of 20% on zero
prepayment charge - and any subsequent partial 20 5
prepayment, irrespective of the amount will attract
prepayment penalty as mentioned above.
Note: Above charges do not apply on Free PPC
variant.

July - December 2021 30 30


-Sales Tax / FED on all exciseable services, where ever applicable, will be recovered in addition to the charges, unless specified otherwise.
iv) Late payment charges Upto Rs. 1,500/- Per Late Installment 3060702080
3030401010 3060702080 1,500
3030401010 500
3030110010 3030110010
3560601030 3560601030 500

4,000 (ix
ix) Loan Enhancement Fee Rs. 4,000/- per enhancement 3030101170 3030101170
x) Auto Debit Rejection Fee Upto Rs. 1,000/- per instance 3560601030 3560601030 1,000

(e) GOVERNMENT’S MARKUP (e)


SUBSIDY SCHEME
3530102390 2,500
OF HOUSING FINANCE
i) Documentation charges Processing Fee Upto Rs.2,500/- excluding FED (non-refundable) 3530102390
ii) Legal Stage 1 (Third Party Payment) At Actual
iii) Legal Stage 2 (Third Party Payment) At Actual
iv) Income Estimation (Third Party Payment) At Actual
v) Appraisal Fee (Third Party Payment) At Actual
vi)Property Insurance (Third Party Payment) At Actual
3540703040 1,000
vii) Full Prepayment Fee: Nill 3030401010 500
viii) Partial Prepayment Fee: Nill 4040110010
ix) Late Payment Charges Upto Rs. 1,000/- Per Late Installment 3560703040
3560601030 500
x) Banker's Cheque Reissuance Charges (if lost by customer) Upto Rs.500/- 3030401010
xi) Legal Charges (Third Party Payment) At Actual 4040110010
(f)
xii) Balance Confirmation Certificates Upto Rs.500/- 3560601030
xiii) Duplicate Half Yearly Statement Free
0.20 2,000
(f)
i) Processing Fee (Fresh/ Renewal) 4040110010
ii) Income Estimation
iii) Legal Charges
(g)
4040110010
(g)
8,000

Upto Rs. 8,000/- (to be received after loan approval


along with down payment)
At Actual (The actual amount charged by the appraisal
agency).

8
6
3.5

Upto 6% of principal amount prepaid


Upto 3.5% of principal amount prepaid
For the purpose of imposition of prepayment
fees, the 2nd/onward years fees will be applied
after completion of each calendar year from
the date of disbursement.
500
Maximum 2 partial prepayment are permissible
in a year and the minimum amount for a partial
prepayment should be equal to 6 monthly
installment.
Note: Above charges do not apply to Free PPC variant

July - December 2021 31 31


-Sales Tax / FED on all exciseable services, where ever applicable, will be recovered in addition to the charges, unless specified otherwise.
1,200/- 1,200
Vehicle Repossession charges 4040124580 75,000
4040124580
4040124580 5,000
4040124580
in case of repossession 4040110010 4040110010
Repossessed Vehicle Parking/warehouse charges 5,000
Per Instance 4040124580
4040124580

xiv) Documentation retreival charges Upto Rs. 2,000/- 3560601030 3560601030 2,000 v
v
(beyond 6 months post maturity) 3560601030 1,000
xv) Issuance of Duplicate NOC Upto Rs. 1,000/- 3560601030 1,000 v
xvi) Auto Debit Rejection Fee Upto Rs. 1,000/- per instance
(h)
(h) MCB Fleet 4U
I) Processing Fee All vehicle types. 0.5% of the finance amount or 3530102380 3530102380 5,000 0.5
Minimum PKR 5,000/-,whichever is high.
ii) Vehicle Appraisal charges for new applicant At Actual (The actual amount charged by the appraisal agency).
(where applicable) (Third party payment)
iii) Income estimation charges for self-employed At Actual
(Third party payment)
3560703030 8
iv) Full/Partial Prepayment Fee: 3560703030
1st Year Upto 8% of principle amount prepaid 6
2nd Year Upto 6% of principle amount prepaid 3.5
3rd Year and all subsequent years of financing Upto 3.5% of principle amount prepaid
Note: For the purpose of imposition of prepayment fees, the 2nd/onward years fees will be applied after completion of
each calender year from the date of disbursement. Maximum 2 partial prepayments are permissible in a year and the
minimum amount for a partial prepayment should be equal to 6 monthly instalments. 3060601030 500
v) Balance confirmation certificates Upto Rs.500/- 3060601030
(required by customer other than auditors)
vi) Duplicate half yearly statement Free 3060703020 2,000
vii) Late payment charges Per late installment Upto Rs. 2,000/- 3060703020 75,000
viii) Vehicle Repossession charges (Third party payment) At Actual or PKR 75,000/- whichever is lower 4040124580 5,000
ix) Repossessed Vehicle appraisal charges per At Actual or Rs. 5,000/- whichever is lower 4040124580 4040110010
instance if applicable(Third party payment)
4040124580 5,000
x) Legal charges in case of repossession (Third party payment) At Actual 4040110010
xi) Repossessed Vehicle Parking/warehouse charges Upto Rs. 5,000/- Per Instance 4040124580
xii) NOC for lien removal after 1 month of case settlement Free
xiii) NOC for issuance of Duplicate Registrations Book Free
xiv) Documentation Retreival Charges Up to PKR 2,000
3060601030 2,000 (x v
3060601030
(beyond 6 months post maturity) (I)
(I) Instant Cash Product
3060601440 2,500 5,000
Processing fee Upto: Rs. 5,000/- Minimum Rs. 2,500/- 3060601440
3060601430 2,000
Annual fee (Renewal fee) Rs. 2,000/- 3060601430
Late payment fee Rs. 1,000/- 3030102210 3030102210 1,000

Duplicate statement charges Free


(J) Revolving Overdraft Facility (J)
Processing fee 1% of approved limit Minimum and Maximum 3030101440 3030101440 5,000 2,500 1
Rs. 2,500/- to 5,000/-
2,000
Annual fee (Renewal fee) Upto Rs. 2,000/-
Debit Card (Renewal fee) On Actual 3030201050 3030201050
Late Payment Fee Upto Rs. 1,000/- 3030102340 3030102340 1,000
Duplicate statement charges Free
Note:
Debit card, cheque book and sms alerts charges as per Retail Banking SOBC

July - December 2021 32 32


-Sales Tax / FED on all exciseable services, where ever applicable, will be recovered in addition to the charges, unless specified otherwise.
Sales Tax / FED on all exciseable services, where ever applicable, will be recovered
in addition to the charges, unless specified otherwise.

50
75 50

100 75

150 100
150
2,000

2,000

1,500

5,000

1,500

July - December 2021 34 34


1,000
1,500

1,500

1,500
1,500

1,500

1,200
75
100

1,500
25

2,000

1,000
50

1,000

July - December 2021 35 35


-Sales Tax / FED on all exciseable services, where ever applicable, will be recovered in addition to the charges, unless specified otherwise.
10
100 20 10
100 35 20
100 50 35
100 50

1,200

1,500
1,000

3030401700

3030401700

75

100

250

2,000

800

1,000
23 Bank to Bank EIF Transfer Upto Rs. 500 per transaction
500 23
24 EIF approval charges against import on Upto Rs. 500 per transaction
open account basis against which payment 500 24
is not to be made
25 Others
25
WEBOC EIF Upto Rs 100/- Per EIF 100
FOC WEBOC EIF Upto Rs 500/- Per EIF
500
Processing of Further Transactions for Upto Rs 500/- Per Transaction
Importers having Pending IAPs 500

July - December 2021 36 36


-Sales Tax / FED on all exciseable services, where ever applicable, will be recovered in addition to the charges, unless specified otherwise.
50 2,000

50 1,200

500

1,000
2,000

5,000

1,500
1,000

1,000

500

(a) Duty draw back claim Upto Rs. 0.25% per case
Upto Rs. 250/-
250

250

250

80

250

1,500

2,000

(h) Handling of DLTL cases 0.25% on DLTL claim above Rs. 100,000/-, and / or
1,000
Rs. 250/- Flat where claim below Rs. 100,000/-
(h)

July - December 2021 37 37


-Sales Tax / FED on all exciseable services, where ever applicable, will be recovered in addition to the charges, unless specified otherwise.
1,000
500

1,500
250

1,200

3030401110
1,000

8 Bank to Bank transfer of electronic form E Rs. 500/- per transaction 500 8
(EEF) in WeBOC
9
9 Others
100
WEBOC EFE Upto Rs 100/- Per EFE
500
FOC WEBOC EFE Upto Rs 500/- Per EFE
Processing of Further Transactions for Upto Rs 500/- Per Transaction 500
Exporters having Pending EAPs

US$ 100/- or its equivalent.


Maximum USD 100 or its equivalent
300

15 50
30
3 1,000
1,000
6
3

In Addition to above commission / correspondent bank charges at actual if any / service charges /
recovery of courier / postage / fax / swift charges also be made according to prescribed tariff
wherever applicable

July - December 2021 38 38


-Sales Tax / FED on all exciseable services, where ever applicable, will be recovered in addition to the charges, unless specified otherwise.
400

400

In Addition to above commission / correspondent bank charges at actual if any / service charges /
recovery of courier / postage / fax / swift charges also be made according to prescribed tariff
wherever applicable

1500

3060601010

3060402030
3060402030
3060602030

3060602105

3060601030 30
100

3060601360
6
3060601360
3060601350
3060601350

50

July - December 2021 39 39


-Sales Tax / FED on all exciseable services, where ever applicable, will be recovered in addition to the charges, unless specified otherwise.
4
3030401810 4

3030401810 500

3060602070 350
3060602070 500
15
30

5 3030401810

6 3060601030 3030401810 500 5

3060601030 1,200 6
7 3030401350 3030401350 500 7

5 0.15 8
8 0.15% Minimum US$ 5 whichever is higher along with
applicable courier charges & Correspondent Bank charges
at actual
9 3030401010 3030401010 100 9
10
3030401010 3030401010 10
300
100

450
200
11
1,000 11

July - December 2021 40 40


-Sales Tax / FED on all exciseable services, where ever applicable, will be recovered in addition to the charges, unless specified otherwise.
10

Minimum Balance Requirement:-


i) All Privilege Accounts (LCY)
The monthly average total relationship with the Bank should be equivalent or above Pak Rupees 2.5 Million. -
OR
The monthly average total relationship in Current Deposits with the Bank should be equivalent or above Pak 2.5
Rupees 1 Million.

ii) All Privilege Accounts (FCY)


The monthly average total relationship with the Bank should be equivalent or above Pak Rupees 2.5 Million. -
OR
The monthly average total relationship in Current Deposits with the Bank should be equivalent or above
Pak Rupees 1 Million.
Minimum Charges of Rs.1/- (or equivalent of FCY A/c) per service to be recovered from Privilege Accounts holders for:

Chequebook Issuance Stop Payment of Cheque


Banker's Cheque Standing Instructions
Intercity Withdrawals Banker's Cheque cancellation ( For PKR A/c Only )
Priority Pass Annual Fee Duplicate Statements
intercity deposit Same day clearing charges

3
MCB Burqraftaar Remittance Account
and MCB Asaan Remittance Account
PayPak Gold and PayPak Classic Debit Cards are free
with MCB Burqraftaar Remittance Account and 50
MCB Asaan Remittance Account

July - December 2021 41 41


3 3

4 4

(Including all cards)


50

20

1,000
2,000

(Including all cards)


6

July - December 2021 42 42


Clean Bills (cheque, banker's.) cheque etc 40 H MCB Home Loan 30
Account Maintenance / Service charges 15 Clearance of Consignment (Import) 35 Handling Charges (Export) 37 MCB Lite 27
Account maintenance certificate (LCY-FCY) 16 Collection (outward) for Foreign Currency Accounts 40 Handling Charges {Import) 5 MCB Mobile 24
Advance payment to suppliers for import 35 Collection charges for restricted LC 6 Handling Charges on applications (Export) 38 MCB Privilege Customer 41
Advances 7 Collection Management System for Credit Limits 16 Handling Charges on Marking of lien 8 MCB Staff (Free Reduction Grid) 42
Advising (foreign and inland) Export 37 Collection non-documentary bills 13 Handling Charges where Finance Against Imported 8 MCB Visa Credit Card 26
Agriculture Credit 8 Collection/ Disbursement/ Remittances (TBC) 12 Handling of DLTL Cases 37 Merchant Acquiring (POS Services) 28
Air Time Purchase (MCB Lite) 27 Commission in Lieu of exchange earnings 36 Home Remittances (TBD) 12 Merchant Discount Rate 28
Amendment / advising (foreign and inland) Export 37 Communication Charges for Back to Back Transactions 38 Miscellaneous Charges for issuance of NOC 8
Amendment in Back to Back Guarantees 11 Communication/Mailing Charges 29 I Mobile Top Up 24
Amendment in Guarantees 10 Consumer Banking 21 IBFT Fee (Internet Banking) 24 Money transfer under general permission (Export) 38
Amendment in LC/Contract (imports) 35 Consumer Products 29 IBFT Fee (MCB Mobile) 24 Monthly Fee (MCB e-Gate) 28
Amendment in LC/Contract (LCY) 5 Counter Guarantees issuance Favoring Correspondent 11 IBFT Fee Sending (MCB Lite) 28 Motherland Accounts 42
Annual Chip Maintenance Fee (MCB Visa Credit Card) 26 Courier (international) 39 IBFT from MCB ATM (Smart Card ATM Debit Card) 21 Mucaddam Charges 8
Annual Fee (Trade & Guarantees) 7 Courier (Local) 16 IBFT from MCB ATM (Visa Debit Card) 22
Credit Information Report 39 N
Annual Fee Visa Credit Card 26 IBFT Title Fetch Fee 24
Annual Supplementary Chip Maintenance Fee 26 Credit Security (MCB Visa Credit Card) 26 I-Dial (MCB Visa Credit Card) 26 Negotiation Commission 6
Arbitration Charges (MCB Lite) 28 Cross Branch Transactions (CBT) 12 I-Educate (MCB Visa Credit Card) 27 Negotiation Commission on Export Bills 37
Arbitration Charges (MCB Visa Credit Card) 27 Custodial Services 29 Import Bills under Forced PAD i.e. payment not received 36 Negotiation of Rupee Bills Under Export 37
Arrangement fee/endorsement (import) 35 Custody charges 29 Import on Collection Basis 35 Non-Documentary bills 13
Non-reimbursable LC under Barter/ Aid/ Loans 34
Article in safe Deposit 14 D Income Estimation (Cash 4 Cash) 31
Asaan Account 17 Dealer Finance Processing Fee (TBD) 12 Individuals/Joint Accounts/ proprietorship/ partnership 41 O
ATM Receipt Print Charges 21 Debit Master Card 23 Initial Deposit Fee (one time charges) 29
ATM Receipt Print Charges MCB Lite 28 Inquiries regarding non-receipt of funds (Export) 38 One Current Account 17
Delivery Charges 8 One time setup fee (E-Commerce) 28
ATM withdrawals (International Usage) MCB Lite 28 Delivery order issued (Import) 35 Instant Cash Product 32
ATM withdrawals OFF-US (1-Link) MCB Lite 28 Inter City (CBT) Deposit / Withdrawal / Fund Transfer 12 Online Tax Collection (OTC) Charges 12
Directors Search/Charge Search/ Local 8 OSPs (Outsourced Services Providers) 42
Discrepant documents handling charges 36 Inter-City Clearing 16
Interim Enhancements 7 Other Guarantees 10
Back to Back Guarantees 11 Discrepant documents handling) charges (LCY 5 Other Incidental Expenses 8
Dispute Handling Charges Smart Card 21 International Balance inquiry MCB Lite 28
Balance Confirmation Certificate 16 International Banking 34 Outward documentary Bills on collection basis 6
Balance Confirmation Certificate -Vostro Account 15 Dispute Handling Charges Visa Debit 22 Outward Remittances (Export international banking) 38
Documentary Bills drawn against L/C 5 International Transaction Visa Debit Card 22
Balance inquiry (OFF-US)MCB Lite 28 Internet Banking 24
Balance inquiry Smart Card 21 Documentary Bills without exchange (Export) 37 P
Documentary Credit (LC) 34 Investor Portfolio Securities (IPS Charges) 6
Balance inquiry Visa Debit Card 21 Inward Collection relating to FCY 38 Participation Fee (One Time Charges) 29
Bank Guarantee assignment noting 10 Documentary Inwards Bills for collection 5
Documentation Fee for sub Account 29 Inward Remittances (Export) 39 Pay Pak Classic / Gold Debit Card 21
Bank Instrument(s) 11 I-Plan (MCB Visa Credit Card) 26 Payment of Dividend Warrants 14
Bank to Bank EIF Transfer 36 Documentation retrieval charges (beyond 6 months
post maturity) 32 11 Pensioners (Other then MCB), Senior Citizen (with age
Bank to Bank Transfer of Electronic 38 Issuance of Banker's Cheque 11 of 65 years or more) & Physically handicapped persons 42
Basic Banking Account 18 Documentation, Communication / Mailing and stamp fee 29
Documents sent to other bank (Export) 37 Issuance of Business performance certificate 40 Pensioners Account (Current and Saving) 18
Bill Inquiry on 1Link BPS Fee 23 Issuance of Cheque Book 15 Per Transaction Charges 28
Bill Inquiry on 1Link BPS Fee 27 Domestic Banking 4
Duplicate Advice 6 Issuance of Duplicate Banker's Cheque 11 28
Bill Payment MCB Lite 27 Issuance of Duplicate FDD 40 Personal Loans (PL) 29
Bill Payments 23 Duplicate Advice requested by Customer 12
Duty Draw Back Claims 37 Issuance of new cheque book (LCY / FCY) 15 Physical Securities (Custodial Services) 29
Boxes and packages (Articles in safe deposit 14 Issuance of No objection certificate (NOC) 35 Pledge Monitoring Fee 7
Branch Banking over the Counter Transactions 15 E Issuance of Rupee Travelers Cheque 12 PLS Saving Xtra Account 18
Breaking Charges (Locker) 14 E-Commerce (E-Gate Services) 28 Issuance of SBP/NBP Cheque 12 POS Transaction 27
Business Account 18 eGate (e-Commerce / Merchant Acquiring) 28 Issuance of Proceed Realization Certificate (PRC) 12 Power to Reduce Charges 3
Business Sarmaya (Running Finance) 9 EIF Approval Charges Against Import 36 Issuance of undertaking favoring SBP 34 Priority Pass Issuance/Annual Fee 26
Business Sarmaya (Term Loan) 9 Envelope (Safe Deposit) 14 Issue of Right Shares 14 Priority Pass per visit Fee 26
ERF Part 1 where pre-shipment is obtained 37 I-Switch (MCB Visa Credit Card) 27 Priority Pass Replacement Fee 26
Export Advance Payment 37 J Prize Money Charges 16
Cancellation of Banker's Cheque 11 Extension in Maturity 36 K Processing fee (Advances) 7
Cancellation of Banker's Cheque (FCY) 40 Key Deposit (Lockers) 14 Processing Fee (Cash 4 Cash) 31
Cancellation of Guarantee 10 F Processing of further Transactions for Importers having
Cancellation of Inward swift message 40 Fax/Telephone 39 L
Ladies Current Account (LCA) 17 pending IAP's 36
Car 4 U 31 Fee Reduction Grid 41
Late Fee MCB Visa Credit Card 26 Public Floatation of Shares/Modaraba 14
Card Replacement Fee Visa Credit Card 27 Finances against pledge/hypothecation 8
Late Payment Fee (Locker) 14 Purchase of Bills (LCY Export) 6
Cardless/ Biometric ATM Transaction 21 Fleet 4U 32
LC Advising/Amendment/Confirmation 6 Purchase of Clean bills (cheque, bank draft etc.) 13
Cash 4 Cash 31 FOC WEBOC EIF 36
LC cancellation charges 36 Purchase of Traveler Cheques/Drafts etc. 40
Cash Advance Fee (MCB) Visa Credit Card) 26 Following charges in addition to Mark up 8
Cash in / Deposit Fee MCB Lite 27 40 LC opened under "supplier credit” 34 Q
Foreign Transactions MCB Lite 28 l-Cash on Call (MCB Visa Credit Card) 26 R
Cash in / out (Through collaborative agents network
Foreign Transactions Visa Credit Card 27 Legal Charges (Cash 4 Cash) 31
easy paisa) 27 Registration of contract with SBP 34
Form "I" Handling Charges 35 Letters of Credit (Export) 37
Cash out / Withdrawal Fee MCB Lite 27 Registration of Import Contract 35
Freight certificate for import on FOB basis 36 Letters of Credit (Import) LCY 5
Cash withdrawal made on 1 Link ATMs Smart Card 21 Reimbursement charges (Import) 35
Fun Club 17 l-lnsure (MCB Visa Credit Card) 26
Cash withdrawl made on 1 Link ATMs Visa Debit 22 Reimbursement Payment to other banks (Export) 37
Funds Transfer MCB Lite 27 Loan Enhancement Fee 31
CDC eligible securities 29 Rejected E-Commerce Transaction 22
Local US $ collection & settlement 40
CDR Cancellation Charges 12 G Rejected E-Commerce Transaction MCB Lite 28
Locker Rent 14
Charges for cheques returned 16 Remittances of Foreign currency account 38
G2P (Government to Person) Segment 21 Lost RTC Refund 12
Charges for collection of interest/return/dividend 14 Renewed/fresh approval (Advances) 7
Godown Inspection Charges 8 lssuance/Reissuance/Duplicate of annex"A" 37
Charges for issuance of Duplicate statement 15 Requested Statement Fee 29
Godown Rent 8
Charges for registration of contract (Export) 38 M Research & Development Support Claims 37
Godown Staff Salaries 8
Charges on Collection of Utility Bills 16 Restructuring / Rescheduling Fee 7
Government Payment 1Link GOBP and FBR 23 Marking of lien on Securities 8
Charges to be claim from remitting bank 39 Return unpaid (Import) 35
Guarantees issued in favor of Collector 10 MCB Burqraftaar Remittance Account and MCB Asaan
Cheque Return Charges(MCB) Visa Credit Card 27 Returning charges for clean collections 13
Guarantees issued in favor of Financial/DFI 10 Remittance Account 41
Cirrus Branded Smart Cards 21 Returning charges for documentary collections 6
Guarantees issued in favor of Shipping 10
Revalidation commission for expired Lcs 34
Revolving Overdraft Facility 32
Roshan Digital Account 19
RTGS (Real Time Gross Settlement Charges) 16
S
Safe Custody Articles 13
Safe Deposit Lockers Fee 14
Salary Club Account 16
Salary Processing Charges 16
Sale and purchase of securities 13
Sale and purchase of shares and securities 13
Same Day Clearing Charges 16
Seasonal Lending (Cotton, Rice etc) 8
Secured Personal Loan 29
Security Movement Charges 6
Senior Citizen Account (Current and Saving) 18
Service charges (Imports) 35
Service charges against export documents 38
Service charges Inward bills 5
Service Fee/Markup on Cash Transactions Visa Credit 26
Service Fee/Markup Retail (Fixed APR) Visa Credit 26
Settlement charges per trade per security including all
corporate actions and registration 29
Sight Import Bills drawn against LC 5
Sight Import Bills under Lcs 36
Smart Business Account 17
Smart Card (ATM/Debit Card) 21
SME Card 9
SMS Alert 15
Standing instructions fee 13
Statement Request (Hard Copy) 28
Stop payment charges 15
Storage charges 6
Supplementary Annual Fee Visa Credit 26
Swift Relay Messages - Vostro Account 15
T
Transaction Banking 12
Transaction Charges (IPS) 6
Transaction/Settlement Fee 29
Transfer of export LC (Foreign and Inland) 37

U
Usance Bills drawn against LC-LCY 5
Usance Bills drawn under letters of credit 36
Usance/DA bills negotiation drawn under LCs 6
Utility Bill Payment 24

V
Visa Debit Card 22
Voucher Retrieval Fee Visa Credit 26
W
Wallet Annual Fee Lite 27
Wallet Debit Card 27
Wallet Opening Fee Lite 27
WEBOC EIF 36
Withdrawal Fee 29
Withdrawal fee on Government Securities 14
Withdrawal fee on shares and securities 14
Within city deposit/Withdrawal/fund transfer 12
X
Y
Z

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