SMART SCHOLAR

[Sample Illustration]

Best Investment Plan for Children's Education

Yearly Insurance
Years Fund value Description
Premium Coverage

1 1,00,000 10,00,000 Investment for 5 years only

2 1,00,000 10,00,000 Entry age: Parents - 18 to 57 years
LOCK-IN & Child - 0 to 17 years
3 1,00,000 10,00,000
PERIOD
4 1,00,000 10,00,000 Maturity age: For Children, between 18 to 25
5 1,00,000 10,00,000 years of age

6 10,00,000 7,96,901 Partial Withdrawal facility of 15% in Fund

7 10,00,000 8,92,529 value available on 6th year onwards

8 10,00,000 9,99,632 Yearly 2 free fund switching and premium

9 10,00,000 11,19,588 redirections available

10 10,00,000 12,53,939 Income-Tax benefits of 80C upto 1.5 Lakhs

per year & 10(10D) with Zero TDS on
11 10,00,000 14,04,412 maturity available
12 10,00,000 15,72,941 Cashless Transactions only
13 10,00,000 17,61,694 Premium mode: Yearly
14 10,00,000 19,73,097 Rs.50,000 to Max. Limit

15 10,00,000 22,09,869 Various Fund Options available are Pure Fund /

16 10,00,000 24,75,054 Top300 Fund / Bond Optimiser Fund /
Balanced Fund / Bond Fund / Corporate Bond
17 10,00,000 27,72,060 Fund / Equity Optimiser Fund / Equity Fund /
Growth Fund / Money Market Fund
18 10,00,000 31,04,707

19 10,00,000 34,77,272
Death Benefit: If any life risk happened to
20 10,00,000 38,94,545 policy holder (parent) during term, the balance
premiums are waived off and Insurance cover
21 10,00,000 43,61,890 paid to his family. And at maturity period, the
fund value is paid to the children.
22 10,00,000 48,85,317

23 10,00,000 54,71,556
Note: Fund values are prepared on 12%
24 10,00,000 61,28,142
CAGR, since inception returns are 17%.
25 10,00,000 68,63,519