Look at questions 1 – 3. In each question, which sentence is correct?

For each question,

mark one letter (A, B or C).

1 Office Staff Required. Experience essential. Full training given (leading to recognised
qualifications)
Applicants must have: A relevant qualifications.
B previous experience.
C recognised training.

2 SPORTMASTER
Pakistan-based manufacturer of sports items wishing to do business in Europe is looking for
importers
TEL: 92 555 4321
Sportmaster wants to A sell its products abroad.
B import products into Pakistan.
C manufacture in Europe.

3 NOTICES FOR DISPLAY ABOVE THIS PHOTOCOPIER MUST FIRST BE HANDED

TO RECEPTION
A You can photocopy notices at Reception for display here.
B Photocopied notices can only be displayed at Reception.
C Take your notice to Reception if you want it displayed here.
Answers: 1 B, 2 A, 3 C

What word goes best with these verbs?

1. book a) a factory b) a deal c) a room d) a business

2. set up a) a room b) a customer c) a book d) a meeting

3. make a) competition b) a book c) a room d) a deal

4. open a) a market b) a competitor c) a manager d) a new branch

5. break into a) a market b) a competition c) a deal d) a TV show

6. face a) a room b) competition c) a factory d) love
Answers : 1 c ; 2 d ; 3 d, 4 d ; 5 a ; 6 b

Word Formation Complete the word in each sentence with an appropriate suffix.
a) I object strongly to the commercial (1) isation of sport.
b) Skateboarding is no longer very fashion (2) ________ in this country.
c) Don’t touch that glass vase! It absolutely price (3) ________!
d) We decided to go watch some tradition (4) ________ dances in the next village.
e) Helen’s uncle turned out to be a really remark (5) ________ person.
f) We have not yet received confirm (6) ________ of your telephone booking.
g) Driving on these mountain roads in winter is a bit hazard (7) ________.
h) I just couldn’t put up with his relent (8) ________ nagging.
i) The doctor will be available for a consult (9) ________ on Thursday morning.
j) None of this work has been done properly. Don’t you think you have been rather
neglect (10) ________?

Complete each space in the text with a word formed from the word in capitals. 9/216
ROMFORD COLLEGE INTERNATIONAL FRIENDSHIP CLUB
Hello all members!
Welcome to another edition of the club newsletter.
A list of (1) forthcoming events for the autumn is being COME
prepared. It will be displayed on the club’s
(2) .Sadly our intended celebrity guest, the NOTICE
actor George Wells, has had to (3) from DRAW
the summer fair. However, we are pleased to announce that we
have lined up a (4) in the shape of Bethan PLACE
Rogers, the folk-singer.
Meanwhile, we are looking for (5) to help VOLUNTARY
run both the cloakroom and the (6) stall. FRESH
If you are interested please let me know as soon as possible.
The cost of (7) to the fair for non-members ADMIT

(Source - BBC | British Council - www.teachingenglish.org.uk)

Vocabulary: Financial words
For each of the six questions choose the one correct answer.
1. I don't have any cash just now. I'm __________.
a) flat broken b) no money c) flat broke d) less money
2. She needs to ask her parents to lend her some money because she's already £250 ________ at
the bank. a) overdraw b) overdebt c) overdebts d)overdrawn
3. Her company didn't make a profit again this year. She's really disappointed it's still _______.
a) not make money c) in the black
b) in the red d) no make money
4. They've found a house they really want to buy. Now they need to get a(n)
__________ from the bank.
a) mortgage b) interest c) money d) loan
5. He gets a gross salary of £2,000 a month but after __________ __________ he only
takes home £1,400.
a) tax allowance b) tax exile c) income tax d) tax free
6. She worked really hard this year so she was given a 10% pay __________
a) decrease b) inflation c) extra d) increase

B. Translate into English

Tranzactii comerciale
1. Va rog sa-mi trimiteti lista facturilor neplatite (neachitate).
2. Este vorba despre un rapel trimis de oficiul(departamentul) nostrum juridic.
3. conditiile noastre de plata sunt 30 zile dupa sfarsitul trimestrului.
4. Veti plati un avans de 20% la lansarea comenzii si diferenta la livrare.
5. Va vom informa negresit de indata ce marfurile sunt disponibile.
6. Ei nu au respectat termenele de livrare.
7. Ne declinam orice raspundere in eventualitatea ca partenerul (clientul) nu respecta
conditiile contractului.
8. Angrosistul furnizeaza vanzatorului cu amanuntul marfurile pe care acesta din urma le
revinde clientilor sai.
9. Firmele cele mai greu afectate sunt acelea care vand aparate electrice si articole de uz
casnic: cifra lor de afaceri a scazut cu 7%.
10. Am modificat configuratia magazinului: casa se afla acum unde era raionul de legume si
fructe.
 11. Magazinul acorda un rabat de 10% pentru orice cumparare care depaseste 100 RON si o
reducere suplimentara de 2% pentru plata in numerar.
Answers: Commercial transactions:
1. Please let me have the list of unpaid voices.
2. It is a reminder sent out by the legal department.
3. Our terms of payment are thirty days after the end of the quarter.
4. You leave (a) 20% deposit when ordering and settle the balance on delivery.
5. We shall not fail to let you know as soon as the goods are available.
6. They haven’t met delivery deadlines.
7. We decline/ disclaim any liability should the client not comply with the terms of the
contract.
8. The wholesaler supplies the retailer with the goods the latter resells to his customers.
9. The hardest hit firms are those selling electrical appliances and household goods: their
turnover is 7% down.
10. We have changed the store layout: the cash desks / cash-out counters now stand where the
fruit and vegetables department used to be.
11. The store grants (2) 10%rebate for any purchase in excess of / over 100 RON and 2 3%
additional discount for cash payment.

MONEY For each of the six questions choose the one correct answer:
1. ‘I've got money in the bank again, so now I'm back in the ________ .’
a. red b. black c. yellow d. green
2. Choose the more formal alternative for the word in bold.
‘That picture cost me twenty quid.’
a. dollars b. pounds c. pence d. cents
3. If you haven't got any money, you are ________.
a. broken b. broke c. smashed d. shattered
4. How would you say the following amount of money? £1276
a. One thousand and two hundred and seventy six pounds.
b. One thousand, two hundred and seventy six pounds.
c. One thousand and two hundred, seventy six pounds.
d. One million, two hundred and seventy six pounds.
5. “It costs a fiver”. In Britain this means ________ .
a. fifty pence b. five thousand pounds
c. five hundred pounds d. five pounds
6. The following are all types of money. Which one do you borrow when you
want to buy a house?
a. pocket money b. mortgage c. allowance d. grant

Suffix ‘-able/ible’ (BBC)

For each of the six questions choose the one correct answer.
1. My car is very _________ it's never broken down.
a. edible b. inedible c. unreliable d. reliable
2. This steak is completely _________, it's cold and tough.
a. unreliable b. reliable c. edible d. inedible
3. Sue's handwriting is _________, she usually has to type letters.
a. flexible c. comprehensible
b. inflexible d. incomprehensible
4. Is this sweater _________ or do I have to get it dry-cleaned?
a. washable b. changeable c. washible d. adjustable
5. My working hours are very _________, I have to arrive exactly on time.
a. changeable b. inflexible c. flexible d. inflexable
6. Water in the UK is _________, you can have it directly from the tap.
a. drinkable b. undrinkable c. curable d. incurable

Abbreviations – Acc & Fin 1-20

R.S.V.P. qty
as soon as possible as soon as possible
please reply please reply
per week please
value added tax quantity
paid paid

thx E.T.A.
thanks thanks
please reply for the attention of
please estimated time of arrival
quantity quantity
with reference to with reference to

pls cfm @
thanks at
for the attention of for the attention of
estimated time of arrival estimated time of arrival
number number
please confirm please confirm

a/c A.G.M.
at at
account account
estimated time of arrival annual general meeting
number number
please confirm please confirm

A.O.B. attn
at thanks
account for the attention of
annual general meeting please
any other business quantity
please confirm with reference to

I.P.O. ASAP
copies to as soon as possible
Chief Executive Officer please turn over
initial public offer per week
any other business value added tax
approximately paid

re C.O.D.
as soon as possible copies to
please reply Chief Executive Officer
please initial purchase offer
quantity cash on delivery
with reference to approximately

approx E.G.M.
at copies to
account Chief Executive Officer
annual general meeting initial purchase offer
any other business cash on delivery
approximately extraordinary general meeting

G.D.P.
gross domestic product
Chief Executive Officer
initial purchase offer
cash on delivery
extraordinary general meeting
G.N.P.
gross domestic product
gross national product
initial purchase offer
cash on delivery
extraordinary general meeting

pls no.
as soon as possible thanks
please reply for the attention of
please estimated time of arrival
value added tax number
paid with reference to

PRICE AND VALUE Choose the right answer:

1. They were paying for their television set by ……. .
a) credits b)deposits c)facilities d)installments
2. It’s no good asking me to calculate the cost. I’m hopeless at …. .
a) characters b)figures c)prizes d)shapes
3. There is a sale next week with …. in all departments.
a) basements b)decreases c)reductions d)redundancies
4. The price of fresh fruit …. according to the season.
a) alternates b)fluctuates c)oscillates d)waves
5. Mr. Rich managed to get the ancient sculpture by putting in a high …. at the auction.
a ) bet b)bid c)stack d)tender
6. Buyers and sellers were ….. over prices.
a) hacking b)haggling c)heckling d)hugging
7. Most prices were …. in the final days of the clearance sale.
a) declined b)diminished c)slashed d)taken down
8. To order the goods, send your name, address, and ….. to the following PO box.
a) cost b)postal order c)receipt d)settlement
Answers: 1-d, 2-b, 3-c, 4-b, 5-b, 6-b, 7-c, 8-b

CASH OR CHEQUE Choose the right answer:

1. When I paid for my groceries, the shop-assistant gave me the wrong …. .
a) change b)exchange d)return d)sum
2. Naturally you can …. payment until you are satisfied that the work has been properly
carried out. a)hold in b)hold up c)withdraw d)withhold
3. Will you pay cash for the goods or would you like them ….. to your account?
a)charged b)indebted c)priced d)receipted
4. I can buy this PC if you’ll ….. a cheque.
a)agree b)give c)receive d)take
5. All the ….. from the jumble sale will be given to charity.
a)expenses b)income c)proceeds d)rewards
Answers: 1-a, 2-c, 3-a, 4-d, 5-c

MONEY
Put each of the following words or phrases into its correct place in the text below:
banks, currency, goods, saving accounts, beads, depositing, investments, sell, buy, earn,
money, shells, coins, exchange rate, paper bills, value, change
Money
Money is what people use to … (1) …things. People spend money on … (2) … and
services. Many people save part of their money by … (3) … it in a bank. People … (4) … money
by performing services. They also earn money from … (5) …, including government bonds, and
from … (6) ….
… (7) … can be anything that people agree to accept in exchange for the things they …(8)
… or the work they do. Ancient peoples used such varied things as … (9) …, … (10) …, and
cattle as money. Today, most nations use metal coins and … (11) …. Different countries’ … (12)
… and bills look different and have different names.
A person can … (13) … his money of any country according to the … (14) ….
Usually, such rates are set by the central … (15) … of a country. The …. (16) … of a
country’s … (17) … may change, depending on the economic and political conditions of that
country.
Answers: 1- buy, 2- goods, 3- depositing, 4- earn, 5- investments, 6- saving accounts,
7- money, 8- sell, 9- beads/ shells, 10- shells/ beads, 11- paper bills, 12- coins, 13- change, 14-
exchange rate, 15- banks, 16- value, 17- currency

RESTAURANTS – PAYMENT Choose the right answer:

1. We must go now. Would you mind asking the waiter for the …. ?
a) account b)bill c)charge d)price
2. This voucher …. you to a free meal in our new restaurant.
a) allows b)credits c)entitles d)grants
3. As a service charge is included in the bill, any further tipping is ….
a) unforgivable b)unnecessary c)unpleasant d)unsatisfactory
4. Food is very expansive now as there’s been yet another ……. in prices.
a) advance b)gain c)increase d)lift
5. Let me ….. the bill before we leave this restaurant.
a) arrange b)conclude c)pay up d)settle
 6. “Is the tip included in the bill?”
“No, I don’t think so. It says on the menu: GRATUITIES AT YOUR OWN ….. “
a) consideration b)desire c)discretion d)will
Answers: 1-b, 2-c, 3-b, 4-c, 5-d, 6-c

Choose the correct answer to go in the gap.

Example:
If you go abroad you don't have to take a lot of cash with you. Instead, you can take  ...... cheques
with you, which are accepted in most hotels, restaurants and shops all over the world.
a)tourist b)traveller's c)travel

1. Here is a small ...... . You'll get the rest of the money after the job is finished.
a) benefit b)advance c)preview
2. "Here's a ten-pound  ...... ". "Your change, Sir".
a)invoice b)bill c)note
3. "What is the ......... in Poland". "It's the Polish Zloty".
a)money b)currency c)greenback
4. He doesn't have any money problems. He is fully ...... .
a)wealthy b)solvent c)thrifty
5. If you work longer than your usual working day you should be paid  ...... 
a)outgoing b)overdue c)overtime
6. I don't get paid in cash. My salary is paid into my bank .......
a)deposit b)debt c)account
7. The long-term loan you take from a bank to buy a house or flat is called a ......... .
a)mortgage b)overdraft c)arrears
8. I don't have any money. I'm .................. .
a)stony broke b)hand and fist c)comfortably off
9. I need to ......... my belt, and cut down on the money I spend on luxuries.
a)loosen b)tighten c)do
10. I don't have any cash on me. Can I pay with my .......... card?
a)deposit b)credit c)expenditure