Time Deposit Bank

BCA
Name : Riski Hernika Nadapdap
Class : BK-3D
Nim : 2005071039
Matkul : English

TIME DEPOSIT Is a deposit product where the

deposits and withdrawals can only be made at a certain
time.
For customers who intend to set a part of their savings to
invest, the BCA Deposit can be an option.
Your money will work by itself. With many choices of terms
and competitive interest rates,
BCA Deposit is the right investment choice.

KINDS OF ADVANTAGES YOU WILL

GET FROM BCA TIME DEPOSIT ARE :
01Competitive Interest Rate
BCA Time Deposit offers very competitive interest rates than
the other banks. So that your financial goals won’t be in vain.
02Could Be Made in Personal or Company
Name
BCA Time Deposit could be made either in the personal name
or in the company name.
You can customize it according to your needs and desires.
03Various Terms
 BCA has various time periods for time deposits. The time
period starts from 1 month, 3 months, 6 months, and 12
months.
You can choose the time period that suits your needs.
04 Indonesian Rupiah
BCA bank use the original Indonesian currency, namely
Rupiah (Rp). So, you can invest deposits easily.
05 Transfer Facility
There is a choice of facilities which able to automatically
transfer deposit interest to your savings account.
For a savings account, you can use a BCA account or other
bank account.
06 Automatic Roll Over
There are 2 roll over facilities that you can choose. Automatic
Roll Over means that your deposit will be automatically
extended within the same period without prior notification to you.
if you choose Non-ARO (Non Automatic Roll Over), your
deposit will expire according to the promised period.
In addition, if you want to extend your deposit then you have to
do the procedure again like the first time you opened a deposit.
07 Automatic Roll Over + Facility
ARO Plus facility means that the deposit will be automatically
extended in the same period of time without prior notification.
In addition, the deposit interest will also continue to increase
every time a deposit extension occurs.
08 Don’t need to have a saving account at
To have a time deposit at BCA, you don't need to have a
saving account at BCA.

Terms of Opening BCA Rupiah Time

Deposit Account
If you are interested in opening a BCA Time Deposit account,
there are several things and requirements that you should know,
They are :

 First, Complete and sign the application form that has been
provided.
 Then, Submit a photocopy of valid identity card, in the form
of KTP/SIM/Passport and NPWP for Indonesian Citizens and
KITAS/Passport for Foreign Citizens.
 Fulfill the minimum initial deposit. For BCA Rupiah Time
Deposits it is : IDR 8,000,000,- for all time deposits (1,3,6,
and 12 months).
 And for further information, please contact the nearest BCA
office or via Halo BCA at 1500888 or email at
halobca@bca.co.id.

Cost
 Income tax fee: 20% of nominal Deposit interest.
 Penalty in the form of unpaid interest if you make
payments before maturity
 Monthly interest transfer fee:
Description Cost

fellow BCA accounts free

fellow BCA accounts outside the city Rp 2.000,-

Other bank accounts :

o LLG
Rp2.900,-
o RTGS
Rp30.000,-
 USD Currency Options
Available in 9 currency options (IDR, USD, SGD, HKD, AUD, JPY,
GBP, EUR, and CNH)

Timing Options
Determine the deposit period starting from 1, 3, 6, and 12 months

Flexible
Deposit interest can be transferred automatically to a Giro/Tapres/Tahapan
BCA/BCA Dollar account or an account at another bank
Time Deposit Example
Link Video Persentase Produk Bank BCA Yaitu Deposito
Berjangka

https://drive.google.com/file/d/1oK4PxaRCjKIaK
-XUBzw6cYSCZ65BmDVh/view?usp=drivesdk