Coded Credit Approval Decisions

Homeowner Credit Score Years of Credit History Revolving Balance

1 725 20 $ 11,320
1 573 9 $ 7,200
1 677 11 $ 20,000
0 625 15 $ 12,800
0 527 12 $ 5,700
1 795 22 $ 9,000
0 733 7 $ 35,200
0 620 5 $ 22,800
1 591 17 $ 16,500
1 660 24 $ 9,200
1 700 19 $ 22,000
1 500 16 $ 12,500
1 565 6 $ 7,700
0 620 3 $ 37,400
1 774 13 $ 6,100
1 802 10 $ 10,500
0 640 7 $ 17,300
0 523 14 $ 27,000
1 811 20 $ 13,400
0 763 2 $ 11,200
0 555 4 $ 2,500
0 617 9 $ 8,400
1 642 13 $ 16,000
0 688 3 $ 3,300
1 649 12 $ 7,500
1 695 15 $ 20,300
1 701 9 $ 11,700
0 635 7 $ 29,100
0 507 2 $ 2,000
1 677 12 $ 7,600
0 485 5 $ 1,000
0 582 3 $ 8,500
1 699 17 $ 12,800
1 703 22 $ 10,000
0 585 18 $ 31,000
1 620 8 $ 16,200
1 695 16 $ 9,700
1 774 13 $ 6,100
1 802 10 $ 10,500
0 640 7 $ 17,300
0 536 14 $ 27,000
1 801 20 $ 13,400
0 760 2 $ 11,200
0 567 4 $ 2,200
0 600 10 $ 12,050
1 702 11 $ 11,700
1 636 8 $ 29,100
0 509 3 $ 2,000
0 595 18 $ 29,000
1 733 15 $ 13,000
Revolving Utilization Decision
25% 1
70% 0
55% 1
65% 0
75% 0
12% 1
20% 1
62% 0
50% 0
35% 1
18% 1
83% 0
70% 0
87% 0
7% 1
5% 1
59% 0
79% 0
3% 1
70% 0
100% 0
34% 0
25% 1
11% 1
5% 1
22% 1
15% 1
85% 0
100% 0
9% 1
80% 0
65% 0
27% 1
20% 1
78% 0
55% 0
11% 1
7% 1
5% 1
59% 0
79% 0
3% 1
70% 0
95% 0
81% 0
15% 1
85% 0
100% 0
78% 0
24% 1
Homeowner Credit Score Years of Credit History Revolving Balance
1 725 20 11320
1 573 9 7200
1 677 11 20000
0 625 15 12800
0 527 12 5700
1 795 22 9000
0 733 7 35200
0 620 5 22800
1 591 17 16500
1 660 24 9200
1 700 19 22000
1 500 16 12500
1 565 6 7700
0 620 3 37400
1 774 13 6100
1 802 10 10500
0 640 7 17300
0 523 14 27000
1 811 20 13400
0 763 2 11200
0 555 4 2500
0 617 9 8400
1 642 13 16000
0 688 3 3300
1 649 12 7500
1 695 15 20300
1 701 9 11700
0 635 7 29100
0 507 2 2000
1 677 12 7600
0 485 5 1000
0 582 3 8500
1 699 17 12800
1 703 22 10000
0 585 18 31000
1 620 8 16200
1 695 16 9700
1 774 13 6100
1 802 10 10500
0 640 7 17300
0 536 14 27000
1 801 20 13400
0 760 2 11200
0 567 4 2200
0 600 10 12050
1 702 11 11700
1 636 8 29100
0 509 3 2000
0 595 18 29000
1 733 15 13000
Revolving Utilization Decision
0.25 1 1- approve the loan application
0.7 0 0-reject the loan application
0.55 1
0.65 0
0.75 0
0.12 1
0.2 1
0.62 0
0.5 0
0.35 1
0.18 1
0.83 0
0.7 0
0.87 0
0.07 1
0.05 1
0.59 0
0.79 0
0.03 1
0.7 0
1 0
0.34 0
0.25 1
0.11 1
0.05 1
0.22 1
0.15 1
0.85 0
1 0
0.09 1
0.8 0
0.65 0
0.27 1
0.2 1
0.78 0
0.55 0
0.11 1
0.07 1
0.05 1
0.59 0
0.79 0
0.03 1
0.7 0
0.95 0
0.81 0
0.15 1
0.85 0
1 0
0.78 0
0.24 1
Homeowner Credit ScoreYears of Credit HistoryRevolving BalanceRevolving Utilization Decision
1 700 8 $21,000 15%
0 520 1 $4,000 90%
1 650 10 $8,500.00 25%
0 602 7 $16,300.00 70%
0 549 2 $2,500.00 90%
1 742 15 $16,700.00 18%